Health Care Reform Facts for the Educate Person

[Guest guest]

I was waiting for this to come up!!! lol

-Chris

> Let's put all of this federal mess aside and go ahead and secede!!!!

> As the Republic of Texas, we could have Kinky Freedmen as President,

> Chuck Norris as VP and Willie as Secretary of State. With a

> Jewish Cowboy, a Cowboy Martial Arts Movie Star, and .....Willie how

> could we go wrong???

>

> We could form a new type of political doctrine based on the

> teachings of Glenn Beck. Forget the czars that the Obama regime is

> appointing. Kings and queens could be appointed in the Republic of

> Texas. For instance, there could be a king or queen of nurses,

> medics, physicians, garbage men, truck drivers, and undertakers - to

> name a few!!!!

>

> What do ya think???

>

> -MH

> ________________________________

> From: texasems-l [texasems-l ] On

> Behalf Of Kenny Navarro [kenneth.navarro@...]

> Sent: Sunday, August 16, 2009 2:15 PM

> To: texasems-l

> Subject: Re: Health Care Reform Facts for the Educate

> Person

>

> spiband@... wrote: >>> No Kenny, as I sit here cleaning up the coke

> I just spit all over the place while laughing. I have to say I found

> it funny too!

>

> Thanks. I suspected that someone would appreciate the irony.

>

> Kenny Navarro

> Dallas

>

>

>

[Guest guest]

LOL now thats FUNNY!!!

-Chris

>

> In a message dated 8/16/2009 7:24:09 P.M. Central Daylight Time,

> mhudson@... writes:

>

> Kings and queens could be appointed in the Republic of Texas. For

> instance, there could be a king or queen of nurses, medics,

> physicians, garbage

> men, truck drivers, and undertakers - to name a few!!!!

>

> I met the Queens of EMS in Texas once on my way home from Pete's in

> Austin,

> it and they were not pretty.

>

> Louis N. Molino, Sr., CET

> FF/NREMT-B/FSI/EMSI

> Freelance Consultant/Trainer/Author/Journalist/Fire Protection

> Consultant

>

> LNMolino@...

>

> (Cell Phone)

> (IFW/FSS Office)

> (IFW/FSS Fax)

>

> " A Texan with a Jersey Attitude "

>

> " Great minds discuss ideas; Average minds discuss events; Small minds

> discuss people " Eleanor Roosevelt - US diplomat & reformer (1884 -

> 1962)

>

>

>

>

[Guest guest]

Wow, I took a couple of days off and this topic has taken off like wildfire.  I

would just like to add a little personal story to the discussion.  Recently my

father-in-law, a 56 year old hispanic, passed away from terminal stomach

cancer.  For the past 2 years he had been fighting this cancer and I was taking

him to his treatments at MD ' Cancer Center 2 to 3 times a month.  This

man was a disabled oilfield worker on full disability with medicare and a small

monthly check.  Out of that small check he had to pay for a prescription drug

plan, medical and doctor's co-pays, and of course basic living expenses.  Even

with the help he was receiving, he still left a huge balance for his treatments

at MD and if it wern't for my wife and I helping him, he wouldn't have

been able to get all of his required medicines every month.

 

I am a paramedic working for 2 911 services, one private and one county run,

neither offer health insurance.  My wife is an LVN working for a nursing home

that does offer health insurance, but the cost is outragous to cover the entire

family, so we are not covered at all.

 

What are we supposed to do if we have a catastropic illness or injury?  Can we

afford to wait until all of the powers that be agree on a solution, as if that

will ever happen?  What is the solution, and is it one that will work for

working families like mine as well as families on fixed incomes like my

father-in-law's?  Any suggestions?

Live for today, tomorrow is not here yet and laugh at yourself often before

someone else does.

 

McGee, EMT-P

 

> >

> > From: Ron Haussecker

> > Subject: Re: Health Care Reform Facts for the Educate

> > Person

> > To: texasems-l@yahoogro ups.com

> > Date: Friday, August 14, 2009, 11:37 AM

> >

> >

> >

> > Is your EMS service Government run? Is it not a good run service? Is

> > that what your telling me?

> > Ron

> > 8 ways

> >

> > 8 ways reform provides security and stability to those with or

> without

> > coverage

> >

> > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance

> > companies

> > will be prohibited from refusing you coverage because of your

> medical

> > history.

> > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays:

> > Insurance companies will have to abide by yearly caps on how much

> > they can charge

> > for out-of-pocket expenses.

> > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies must

> > fully

> > cover, without charge, regular checkups and tests that help you

> > prevent

> > illness, such as mammograms or eye and foot exams for diabetics.

> > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance companies

> > will

> > be prohibited from dropping or watering down insurance coverage for

> > those

> > who become seriously ill.

> > 5.. Ends Gender Discrimination: Insurance companies will be

> prohibited

> > from charging you more because of your gender.

> > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance companies

> > will be

> > prevented from placing annual or lifetime caps on the coverage you

> > receive.

> > 7.. Extends Coverage for Young Adults: Children would continue to be

> > eligible for family coverage through the age of 26.

> > 8.. Guarantees Insurance Renewal: Insurance companies will be

> > required to

> > renew any policy as long as the policyholder pays their premium in

> > full.

> > Insurance companies won't be allowed to refuse renewal because

> > someone became

> > sick.

> >

> > 8 common myths about health insurance reform

> >

> > 1.. Reform will stop " rationing " - not increase it: It's a myth that

> > reform will mean a " government takeover " of health care or lead to

> > " rationing. "

> > To the contrary, reform will forbid many forms of rationing that are

> > currently being used by insurance companies.

> > 2.. We can't afford reform: It's the status quo we can't afford.

> > It's a

> > myth that reform will bust the budget. To the contrary, the

> > President has

> > identified ways to pay for the vast majority of the up-front costs

> > by cutting

> > waste, fraud, and abuse within existing government health programs;

> > ending

> > big subsidies to insurance companies; and increasing efficiency with

> > such

> > steps as coordinating care and streamlining paperwork. In the long

> > term,

> > reform can help bring down costs that will otherwise lead to a

> > fiscal crisis.

> > 3.. Reform would encourage " euthanasia " : It does not. It's a

> > malicious

> > myth that reform would encourage or even require euthanasia for

> > seniors. For

> > seniors who want to consult with their family and physicians about

> > end-of

> > life decisions, reform will help to cover these voluntary, private

> > consultations for those who want help with these personal and

> > difficult family

> > decisions.

> > 4.. Vets' health care is safe and sound: It's a myth that health

> > insurance

> > reform will affect veterans' access to the care they get now. To the

> > contrary, the President's budget significantly expands coverage

> > under the VA,

> > extending care to 500,000 more veterans who were previously

> > excluded. The VA

> > Healthcare system will continue to be available for all eligible

> > veterans.

> > 5.. Reform will benefit small business - not burden it: It's a myth

> > that

> > health insurance reform will hurt small businesses. To the contrary,

> > reform

> > will ease the burdens on small businesses, provide tax credits to

> > help them

> > pay for employee coverage and help level the playing field with big

> > firms

> > who pay much less to cover their employees on average.

> > 6.. Your Medicare is safe, and stronger with reform: It's myth that

> > Health

> > Insurance Reform would be financed by cutting Medicare benefits. To

> > the

> > contrary, reform will improve the long-term financial health of

> > Medicare,

> > ensure better coordination, eliminate waste and unnecessary

> > subsidies to

> > insurance companies, and help to close the Medicare " doughnut " hole

> > to make

> > prescription drugs more affordable for seniors.

> > 7.. You can keep your own insurance: It's myth that reform will

> > force you

> > out of your current insurance plan or force you to change doctors.

> > To the

> > contrary, reform will expand your choices, not eliminate them.

> > 8. No, government will not do anything with your bank account: It is

> > an

> > absurd myth that government will be in charge of your bank accounts.

> > Health

> > insurance reform will simplify administration, making it easier and

> > more

> > convenient for you to pay bills in a method that you choose. Just

> > like paying

> > a phone bill or a utility bill, you can pay by traditional check, or

> > by a

> > direct electronic payment. And forms will be standardized so they

> > will be

> > easier to understand. The choice is up to you - and the same rules

> > of privacy

> > will apply as they do for all other electronic payments that people

> > make.

> >

> >

[Guest guest]

,

Regardless of the thoughts of everyone on this list about proposed changes...if

it were passed tomorrow it would still be 3-4 years before any system would be

up and running....so you need to act now to get coverage.

If you have kids, start making some phone calls and asking around folks you know

in Texas.? You can usually pick up kid insurance relatively cheaply...I know

several folks around here have done that.

Next, start saving some money to cover your deductible and make sure you and any

other un-insured folks are covered by a catastrophic insurance policy.? This is

one that is meant to kick in at say $5,000 or more in expenses....hints the name

catastrophic.? It won't cover office visits, prescriptions or the like therefore

the need for saving the money.? Talk to several insurance agents to see what is

out there and what you can do about saving that money pre-tax if possible.

Lastly, as is talked about on here all the time...there is an EMS personnel

shortage in this state and country.? As such, you are a valuable commodity and

if you are willing, you could find employment in any number of places that offer

benefits...benefits are a great recruitment tool in today's environment and

working for an agency that does NOT provide benefits is a choice you can

certainly control.? I know you may be tied to your community for a whole host of

reasons, and if so, take this argument to your bosses...along with a big handful

of your co-workers and see if you can work something out...even if they don't

want to pay for it, the company taking the lead looking for a big group of

people could get you a better deal than you going on your own....

Just some ideas...either way, you need to not wait for the eventual solution to

what the federal government is doing....because a lot can happen in the next 4

years before any government fixes are in place.

Take care.

Dudley

Re: Health Care Reform Facts for the Educate

> > Person

> > To: texasems-l@yahoogro ups.com

> > Date: Friday, August 14, 2009, 11:37 AM

> >

> >

> >

> > Is your EMS service Government run? Is it not a good run service? Is

> > that what your telling me?

> > Ron

> > 8 ways

> >

> > 8 ways reform provides security and stability to those with or

> without

> > coverage

> >

> > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance

> > companies

> > will be prohibited from refusing you coverage because of your

> medical

> > history.

> > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays:

> > Insurance companies will have to abide by yearly caps on how much

> > they can charge

> > for out-of-pocket expenses.

> > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies must

> > fully

> > cover, without charge, regular checkups and tests that help you

> > prevent

> > illness, such as mammograms or eye and foot exams for diabetics.

> > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance companies

> > will

> > be prohibited from dropping or watering down insurance coverage for

> > those

> > who become seriously ill.

> > 5.. Ends Gender Discrimination: Insurance companies will be

> prohibited

> > from charging you more because of your gender.

> > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance companies

> > will be

> > prevented from placing annual or lifetime caps on the coverage you

> > receive.

> > 7.. Extends Coverage for Young Adults: Children would continue to be

> > eligible for family coverage through the age of 26.

> > 8.. Guarantees Insurance Renewal: Insurance companies will be

> > required to

> > renew any policy as long as the policyholder pays their premium in

> > full.

> > Insurance companies won't be allowed to refuse renewal because

> > someone became

> > sick.

> >

> > 8 common myths about health insurance reform

> >

> > 1.. Reform will stop " rationing " - not increase it: It's a myth that

> > reform will mean a " government takeover " of health care or lead to

> > " rationing. "

> > To the contrary, reform will forbid many forms of rationing that are

> > currently being used by insurance companies.

> > 2.. We can't afford reform: It's the status quo we can't afford.

> > It's a

> > myth that reform will bust the budget. To the contrary, the

> > President has

> > identified ways to pay for the vast majority of the up-front costs

> > by cutting

> > waste, fraud, and abuse within existing government health programs;

> > ending

> > big subsidies to insurance companies; and increasing efficiency with

> > such

> > steps as coordinating care and streamlining paperwork. In the long

> > term,

> > reform can help bring down costs that will otherwise lead to a

> > fiscal crisis.

> > 3.. Reform would encourage " euthanasia " : It does not. It's a

> > malicious

> > myth that reform would encourage or even require euthanasia for

> > seniors. For

> > seniors who want to consult with their family and physicians about

> > end-of

> > life decisions, reform will help to cover these voluntary, private

> > consultations for those who want help with these personal and

> > difficult family

> > decisions.

> > 4.. Vets' health care is safe and sound: It's a myth that health

> > insurance

> > reform will affect veterans' access to the care they get now. To the

> > contrary, the President's budget significantly expands coverage

> > under the VA,

> > extending care to 500,000 more veterans who were previously

> > excluded. The VA

> > Healthcare system will continue to be available for all eligible

> > veterans.

> > 5.. Reform will benefit small business - not burden it: It's a myth

> > that

> > health insurance reform will hurt small businesses. To the contrary,

> > reform

> > will ease the burdens on small businesses, provide tax credits to

> > help them

> > pay for employee coverage and help level the playing field with big

> > firms

> > who pay much less to cover their employees on average.

> > 6.. Your Medicare is safe, and stronger with reform: It's myth that

> > Health

> > Insurance Reform would be financed by cutting Medicare benefits. To

> > the

> > contrary, reform will improve the long-term financial health of

> > Medicare,

> > ensure better coordination, eliminate waste and unnecessary

> > subsidies to

> > insurance companies, and help to close the Medicare " doughnut " hole

> > to make

> > prescription drugs more affordable for seniors.

> > 7.. You can keep your own insurance: It's myth that reform will

> > force you

> > out of your current insurance plan or force you to change doctors.

> > To the

> > contrary, reform will expand your choices, not eliminate them.

> > 8. No, government will not do anything with your bank account: It is

> > an

> > absurd myth that government will be in charge of your bank accounts.

> > Health

> > insurance reform will simplify administration, making it easier and

> > more

> > convenient for you to pay bills in a method that you choose. Just

> > like paying

> > a phone bill or a utility bill, you can pay by traditional check, or

> > by a

> > direct electronic payment. And forms will be standardized so they

> > will be

> > easier to understand. The choice is up to you - and the same rules

> > of privacy

> > will apply as they do for all other electronic payments that people

> > make.

> >

> >