Health Care Reform Facts for the Educate Person

August 16, 2009

I have no issues with that...although I think there should be freedom for

companies to not cover things they don't want to cover...but use financial

incentives for companies that decide to cover these type of conditions.?

I do think if you purchase the insurance, you should be covered if you get

something catastrophic...as long as you don't surpass the coverage limits...in

other words, you knowingly purchase a policy with a $150,000 annual limit and

then have a STEMI and need a cath and then a 4 vessel CABG...that would exceed

your policy...but if you bought a policy with say a $2M annual limit...then it

should be required to cover you when you have this...

This is also a great area for the health care savings account and catastrophic

policy...

Dudley

Re: Health Care Reform Facts for the Educate

> Person

>

> Based on you response " Capitalism works. where it breaks down is

> when government tries to make it work *better*. If I take that to

> heart in EMS then all the EMS Districts, DSHS, and all the City/

> County/Hospital District services are broken down. That the way I

> interpret it, but am I wrong? If so tell me what you mean.

> Thank you and EVERYONE responding, because this is " not " something

> we can ignore anymore, and it has been far to long. I've seen to

> many Veterans lying on the ground dying, and elderly that have zero

> health care, and if you believe in that then please rethink. Are we

> suppose to through all the 400-800 State School Clients out of the

> Government run system here on the street as threaten to do

> last session? They are all on Medicaid or Medicare. Medicaid and

> Medicare are all government contracted services, so if you want the

> government out of health care them through them on the street " now " !

> Tough talk, but it's a tough world for those without health care.

> Ron

> 8 ways

> > >

> > > 8 ways reform provides security and stability to those with or

> without

> > > coverage

> > >

> > > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance

> > > companies

> > > will be prohibited from refusing you coverage because of your

> medical

> > > history.

> > > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co-

> Pays:

> > > Insurance companies will have to abide by yearly caps on how much

> > > they can charge

> > > for out-of-pocket expenses.

> > > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies

> must

> > > fully

> > > cover, without charge, regular checkups and tests that help you

> > > prevent

> > > illness, such as mammograms or eye and foot exams for diabetics.

> > > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance

> companies

> > > will

> > > be prohibited from dropping or watering down insurance coverage

> for

> > > those

> > > who become seriously ill.

> > > 5.. Ends Gender Discrimination: Insurance companies will be

> prohibited

> > > from charging you more because of your gender.

> > > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance companies

> > > will be

> > > prevented from placing annual or lifetime caps on the coverage you

> > > receive.

> > > 7.. Extends Coverage for Young Adults: Children would continue

> to be

> > > eligible for family coverage through the age of 26.

> > > 8.. Guarantees Insurance Renewal: Insurance companies will be

> > > required to

> > > renew any policy as long as the policyholder pays their premium in

> > > full.

> > > Insurance companies won't be allowed to refuse renewal because

> > > someone became

> > > sick.

> > >

> > > 8 common myths about health insurance reform

> > >

> > > 1.. Reform will stop " rationing " - not increase it: It's a myth

> that

> > > reform will mean a " government takeover " of health care or lead to

> > > " rationing. "

> > > To the contrary, reform will forbid many forms of rationing that

> are

> > > currently being used by insurance companies.

> > > 2.. We can't afford reform: It's the status quo we can't afford.

> > > It's a

> > > myth that reform will bust the budget. To the contrary, the

> > > President has

> > > identified ways to pay for the vast majority of the up-front costs

> > > by cutting

> > > waste, fraud, and abuse within existing government health

> programs;

> > > ending

> > > big subsidies to insurance companies; and increasing efficiency

> with

> > > such

> > > steps as coordinating care and streamlining paperwork. In the long

> > > term,

> > > reform can help bring down costs that will otherwise lead to a

> > > fiscal crisis.

> > > 3.. Reform would encourage " euthanasia " : It does not. It's a

> > > malicious

> > > myth that reform would encourage or even require euthanasia for

> > > seniors. For

> > > seniors who want to consult with their family and physicians about

> > > end-of

> > > life decisions, reform will help to cover these voluntary, private

> > > consultations for those who want help with these personal and

> > > difficult family

> > > decisions.

> > > 4.. Vets' health care is safe and sound: It's a myth that health

> > > insurance

> > > reform will affect veterans' access to the care they get now. To

> the

> > > contrary, the President's budget significantly expands coverage

> > > under the VA,

> > > extending care to 500,000 more veterans who were previously

> > > excluded. The VA

> > > Healthcare system will continue to be available for all eligible

> > > veterans.

> > > 5.. Reform will benefit small business - not burden it: It's a

> myth

> > > that

> > > health insurance reform will hurt small businesses. To the

> contrary,

> > > reform

> > > will ease the burdens on small businesses, provide tax credits to

> > > help them

> > > pay for employee coverage and help level the playing field with

> big

> > > firms

> > > who pay much less to cover their employees on average.

> > > 6.. Your Medicare is safe, and stronger with reform: It's myth

> that

> > > Health

> > > Insurance Reform would be financed by cutting Medicare benefits.

> To

> > > the

> > > contrary, reform will improve the long-term financial health of

> > > Medicare,

> > > ensure better coordination, eliminate waste and unnecessary

> > > subsidies to

> > > insurance companies, and help to close the Medicare " doughnut "

> hole

> > > to make

> > > prescription drugs more affordable for seniors.

> > > 7.. You can keep your own insurance: It's myth that reform will

> > > force you

> > > out of your current insurance plan or force you to change doctors.

> > > To the

> > > contrary, reform will expand your choices, not eliminate them.

> > > 8. No, government will not do anything with your bank account:

> It is

> > > an

> > > absurd myth that government will be in charge of your bank

> accounts.

> > > Health

> > > insurance reform will simplify administration, making it easier

> and

> > > more

> > > convenient for you to pay bills in a method that you choose. Just

> > > like paying

> > > a phone bill or a utility bill, you can pay by traditional

> check, or

> > > by a

> > > direct electronic payment. And forms will be standardized so they

> > > will be

> > > easier to understand. The choice is up to you - and the same rules

> > > of privacy

> > > will apply as they do for all other electronic payments that

> people

> > > make.

> > >

August 16, 2009

Agreed!! get what you pay for, and not what you don`t!! I like the

idea of the savings account too maybe you should run for office!!! lol

J/K

-Chris

>

> I have no issues with that...although I think there should be

> freedom for companies to not cover things they don't want to

> cover...but use financial incentives for companies that decide to

> cover these type of conditions.?

>

> I do think if you purchase the insurance, you should be covered if

> you get something catastrophic...as long as you don't surpass the

> coverage limits...in other words, you knowingly purchase a policy

> with a $150,000 annual limit and then have a STEMI and need a cath

> and then a 4 vessel CABG...that would exceed your policy...but if

> you bought a policy with say a $2M annual limit...then it should be

> required to cover you when you have this...

>

> This is also a great area for the health care savings account and

> catastrophic policy...

>

> Dudley

>

> Re: Health Care Reform Facts for the Educate

> > Person

> >

> > Based on you response " Capitalism works. where it breaks down is

> > when government tries to make it work *better*. If I take that to

> > heart in EMS then all the EMS Districts, DSHS, and all the City/

> > County/Hospital District services are broken down. That the way I

> > interpret it, but am I wrong? If so tell me what you mean.

> > Thank you and EVERYONE responding, because this is " not " something

> > we can ignore anymore, and it has been far to long. I've seen to

> > many Veterans lying on the ground dying, and elderly that have zero

> > health care, and if you believe in that then please rethink. Are we

> > suppose to through all the 400-800 State School Clients out of the

> > Government run system here on the street as threaten to do

> > last session? They are all on Medicaid or Medicare. Medicaid and

> > Medicare are all government contracted services, so if you want the

> > government out of health care them through them on the street

> " now " !

> > Tough talk, but it's a tough world for those without health care.

> > Ron

> > 8 ways

> > > >

> > > > 8 ways reform provides security and stability to those with or

> > without

> > > > coverage

> > > >

> > > > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance

> > > > companies

> > > > will be prohibited from refusing you coverage because of your

> > medical

> > > > history.

> > > > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co-

> > Pays:

> > > > Insurance companies will have to abide by yearly caps on how

> much

> > > > they can charge

> > > > for out-of-pocket expenses.

> > > > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies

> > must

> > > > fully

> > > > cover, without charge, regular checkups and tests that help you

> > > > prevent

> > > > illness, such as mammograms or eye and foot exams for diabetics.

> > > > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance

> > companies

> > > > will

> > > > be prohibited from dropping or watering down insurance coverage

> > for

> > > > those

> > > > who become seriously ill.

> > > > 5.. Ends Gender Discrimination: Insurance companies will be

> > prohibited

> > > > from charging you more because of your gender.

> > > > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance

> companies

> > > > will be

> > > > prevented from placing annual or lifetime caps on the coverage

> you

> > > > receive.

> > > > 7.. Extends Coverage for Young Adults: Children would continue

> > to be

> > > > eligible for family coverage through the age of 26.

> > > > 8.. Guarantees Insurance Renewal: Insurance companies will be

> > > > required to

> > > > renew any policy as long as the policyholder pays their

> premium in

> > > > full.

> > > > Insurance companies won't be allowed to refuse renewal because

> > > > someone became

> > > > sick.

> > > >

> > > > 8 common myths about health insurance reform

> > > >

> > > > 1.. Reform will stop " rationing " - not increase it: It's a myth

> > that

> > > > reform will mean a " government takeover " of health care or

> lead to

> > > > " rationing. "

> > > > To the contrary, reform will forbid many forms of rationing that

> > are

> > > > currently being used by insurance companies.

> > > > 2.. We can't afford reform: It's the status quo we can't afford.

> > > > It's a

> > > > myth that reform will bust the budget. To the contrary, the

> > > > President has

> > > > identified ways to pay for the vast majority of the up-front

> costs

> > > > by cutting

> > > > waste, fraud, and abuse within existing government health

> > programs;

> > > > ending

> > > > big subsidies to insurance companies; and increasing efficiency

> > with

> > > > such

> > > > steps as coordinating care and streamlining paperwork. In the

> long

> > > > term,

> > > > reform can help bring down costs that will otherwise lead to a

> > > > fiscal crisis.

> > > > 3.. Reform would encourage " euthanasia " : It does not. It's a

> > > > malicious

> > > > myth that reform would encourage or even require euthanasia for

> > > > seniors. For

> > > > seniors who want to consult with their family and physicians

> about

> > > > end-of

> > > > life decisions, reform will help to cover these voluntary,

> private

> > > > consultations for those who want help with these personal and

> > > > difficult family

> > > > decisions.

> > > > 4.. Vets' health care is safe and sound: It's a myth that health

> > > > insurance

> > > > reform will affect veterans' access to the care they get now. To

> > the

> > > > contrary, the President's budget significantly expands coverage

> > > > under the VA,

> > > > extending care to 500,000 more veterans who were previously

> > > > excluded. The VA

> > > > Healthcare system will continue to be available for all eligible

> > > > veterans.

> > > > 5.. Reform will benefit small business - not burden it: It's a

> > myth

> > > > that

> > > > health insurance reform will hurt small businesses. To the

> > contrary,

> > > > reform

> > > > will ease the burdens on small businesses, provide tax credits

> to

> > > > help them

> > > > pay for employee coverage and help level the playing field with

> > big

> > > > firms

> > > > who pay much less to cover their employees on average.

> > > > 6.. Your Medicare is safe, and stronger with reform: It's myth

> > that

> > > > Health

> > > > Insurance Reform would be financed by cutting Medicare benefits.

> > To

> > > > the

> > > > contrary, reform will improve the long-term financial health of

> > > > Medicare,

> > > > ensure better coordination, eliminate waste and unnecessary

> > > > subsidies to

> > > > insurance companies, and help to close the Medicare " doughnut "

> > hole

> > > > to make

> > > > prescription drugs more affordable for seniors.

> > > > 7.. You can keep your own insurance: It's myth that reform will

> > > > force you

> > > > out of your current insurance plan or force you to change

> doctors.

> > > > To the

> > > > contrary, reform will expand your choices, not eliminate them.

> > > > 8. No, government will not do anything with your bank account:

> > It is

> > > > an

> > > > absurd myth that government will be in charge of your bank

> > accounts.

> > > > Health

> > > > insurance reform will simplify administration, making it easier

> > and

> > > > more

> > > > convenient for you to pay bills in a method that you choose.

> Just

> > > > like paying

> > > > a phone bill or a utility bill, you can pay by traditional

> > check, or

> > > > by a

> > > > direct electronic payment. And forms will be standardized so

> they

> > > > will be

> > > > easier to understand. The choice is up to you - and the same

> rules

> > > > of privacy

> > > > will apply as they do for all other electronic payments that

> > people

> > > > make.

> > > >

August 16, 2009

Ron,

The information I presented is history and my personal opinion, like the

information you have been presenting.? I have not read the bill yet because I

don't know which one to read.

Please, point out where my mis-information is...I don't really know how my

opinion can be mis-information so please help me.? I would hate to mis-inform

anyone.

And no, I don't want to?have any cost-shifting...but more government low-paying

insurance plans will only lead to further cost shifting until private insurance

is driven out of business which will lead to even more tax payer subsidy...or

yet even more taxes that will have to be paid to support a broken health care

system.

BTW, again, local government providing public safety for their citizens is not

the government providing health insurance...it is one of the functions

government was designed for. If our city collected taxes and then provided

insurance for all of the citizens of our city that would be a little different.?

I remember you used to be one of the loudest voices crying out about the

unfairness of Medicare and Medicaid for EMS providers and working to try and

make it better...yet now it is the best thing going.? Have you been out of the

business that long?

Dudley

Re: Health Care Reform Facts for the Educate Person

So I guess you read all the 5-6 , 1,000 page bills to get all this information?

Some of your facts are right and some are some of the mis-information that gets

caught up in bills this complicated. So you prefer to keep picking up uninsured

patient by your EMS so they can be subsidized by people like me that are fully

insured?

Based on your ideas MY insurance should pick up the tab of those you pick up

that can't pay. That is what we do! Then your ESD money, and Government subsidy

you get pay for your salary and many others as well as I'm sure some nice

government funded benefits, with zero complaints about that type of socialism.

So you are already providing socialized medicine and can't figure that out.

We can muddy the water, or try to fix it. This is NOT something be forced down

someone's throats. I'm sure those opposed fill that way about anything and

everything they don't like. I don't like many things, but don't feel it was

shoved down my throat. I sat idle and let others have their way, but that party

has come to a stop since they have set the country back 100 years in just six

years, and trampled on the constitution and bill of rights as if it was toilet

paper.

Ron

8 ways

> >

> > 8 ways reform provides security and stability to those with or without

> > coverage

> >

> > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance

> > companies

> > will be prohibited from refusing you coverage because of your medical

> > history.

> > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays:

> > Insurance companies will have to abide by yearly caps on how much

> > they can charge

> > for out-of-pocket expenses.

> > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies must

> > fully

> > cover, without charge, regular checkups and tests that help you

> > prevent

> > illness, such as mammograms or eye and foot exams for diabetics.

> > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance companies

> > will

> > be prohibited from dropping or watering down insurance coverage for

> > those

> > who become seriously ill.

> > 5.. Ends Gender Discrimination: Insurance companies will be prohibited

> > from charging you more because of your gender.

> > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance companies

> > will be

> > prevented from placing annual or lifetime caps on the coverage you

> > receive.

> > 7.. Extends Coverage for Young Adults: Children would continue to be

> > eligible for family coverage through the age of 26.

> > 8.. Guarantees Insurance Renewal: Insurance companies will be

> > required to

> > renew any policy as long as the policyholder pays their premium in

> > full.

> > Insurance companies won't be allowed to refuse renewal because

> > someone became

> > sick.

> >

> > 8 common myths about health insurance reform

> >

> > 1.. Reform will stop " rationing " - not increase it: It's a myth that

> > reform will mean a " government takeover " of health care or lead to

> > " rationing. "

> > To the contrary, reform will forbid many forms of rationing that are

> > currently being used by insurance companies.

> > 2.. We can't afford reform: It's the status quo we can't afford.

> > It's a

> > myth that reform will bust the budget. To the contrary, the

> > President has

> > identified ways to pay for the vast majority of the up-front costs

> > by cutting

> > waste, fraud, and abuse within existing government health programs;

> > ending

> > big subsidies to insurance companies; and increasing efficiency with

> > such

> > steps as coordinating care and streamlining paperwork. In the long

> > term,

> > reform can help bring down costs that will otherwise lead to a

> > fiscal crisis.

> > 3.. Reform would encourage " euthanasia " : It does not. It's a

> > malicious

> > myth that reform would encourage or even require euthanasia for

> > seniors. For

> > seniors who want to consult with their family and physicians about

> > end-of

> > life decisions, reform will help to cover these voluntary, private

> > consultations for those who want help with these personal and

> > difficult family

> > decisions.

> > 4.. Vets' health care is safe and sound: It's a myth that health

> > insurance

> > reform will affect veterans' access to the care they get now. To the

> > contrary, the President's budget significantly expands coverage

> > under the VA,

> > extending care to 500,000 more veterans who were previously

> > excluded. The VA

> > Healthcare system will continue to be available for all eligible

> > veterans.

> > 5.. Reform will benefit small business - not burden it: It's a myth

> > that

> > health insurance reform will hurt small businesses. To the contrary,

> > reform

> > will ease the burdens on small businesses, provide tax credits to

> > help them

> > pay for employee coverage and help level the playing field with big

> > firms

> > who pay much less to cover their employees on average.

> > 6.. Your Medicare is safe, and stronger with reform: It's myth that

> > Health

> > Insurance Reform would be financed by cutting Medicare benefits. To

> > the

> > contrary, reform will improve the long-term financial health of

> > Medicare,

> > ensure better coordination, eliminate waste and unnecessary

> > subsidies to

> > insurance companies, and help to close the Medicare " doughnut " hole

> > to make

> > prescription drugs more affordable for seniors.

> > 7.. You can keep your own insurance: It's myth that reform will

> > force you

> > out of your current insurance plan or force you to change doctors.

> > To the

> > contrary, reform will expand your choices, not eliminate them.

> > 8. No, government will not do anything with your bank account: It is

> > an

> > absurd myth that government will be in charge of your bank accounts.

> > Health

> > insurance reform will simplify administration, making it easier and

> > more

> > convenient for you to pay bills in a method that you choose. Just

> > like paying

> > a phone bill or a utility bill, you can pay by traditional check, or

> > by a

> > direct electronic payment. And forms will be standardized so they

> > will be

> > easier to understand. The choice is up to you - and the same rules

> > of privacy

> > will apply as they do for all other electronic payments that people

> > make.

> >

August 16, 2009

Life Insurance...that is a good point.? Ron, when will the Federal Government

make sure we all have Life Insurance?? I mean, how many families are left

without because people with poor health histories cannot get life insurance...it

really isn't fair that people have to pay exorbitant rates for life insurance.?

How many children are living in the streets or in shelters because a parent has

died without insurance?? When will we wise up and fix this problem?? Maybe this

is what we will work on after we get this healthcare thing knocked out of the

way?

Also, what about auto insurance?? I mean, the government requires that we have

it....I am thinking we can provide that as well.? I mean, when will we as

Americans realize the injustice it is that people have to buy a car AND then

insure it??

Again....where does it end?

Dudley

Re: Health Care Reform Facts for the Educate Person

The bottom line this should not be happening to you. I think you'll find

if out if you haven't already that with the apnea your not going to get as much

if any life insurance. I know several patients that got cancelled, or their life

insurance was cut 50 % or more. That is sad, because they don't give them any

logical excuse other than that is just benefits of their insurance plans.

Earlier someone mentioned the 80s and HMOs. I think there are still some HMOs. A

PPO isn't any better in my opinion.

I've said it before and will say it again. This it a HUGE opportunity to pass

legislation to correct 1,000's of problems, help millions of Americans, and it

will not be perfect. It will need tweaking just as the 1,500 or so bills the

Texas Legislature just passed. Are any of them perfect? Are any EMS bills passed

over the years perfect? I can't count the times we in EMS had to support

imperfect bills just get something started, and try to tweak it later.

Just this session many supported bills to get more government money for their

EMS services. They cry, beg, scream, put their money up for lobbyist for to get

this money, but they will be a hypocrite and say " how dare them try to provide

health care, just give me the money and trust me " , then we get fraud by the

same people. Don't we?

Once again this is not your problem alone, this is a Health Care System problem

that needs fixing, but many want to keep it broken due to fear and no courage to

face the future with change and courage.

Thanks

Ron

8 ways

> > >

> > > 8 ways reform provides security and stability to those with or

> without

> > > coverage

> > >

> > > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance

> > > companies

> > > will be prohibited from refusing you coverage because of your

> medical

> > > history.

> > > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co-

> Pays:

> > > Insurance companies will have to abide by yearly caps on how much

> > > they can charge

> > > for out-of-pocket expenses.

> > > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies

> must

> > > fully

> > > cover, without charge, regular checkups and tests that help you

> > > prevent

> > > illness, such as mammograms or eye and foot exams for diabetics.

> > > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance

> companies

> > > will

> > > be prohibited from dropping or watering down insurance coverage

> for

> > > those

> > > who become seriously ill.

> > > 5.. Ends Gender Discrimination: Insurance companies will be

> prohibited

> > > from charging you more because of your gender.

> > > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance companies

> > > will be

> > > prevented from placing annual or lifetime caps on the coverage you

> > > receive.

> > > 7.. Extends Coverage for Young Adults: Children would continue

> to be

> > > eligible for family coverage through the age of 26.

> > > 8.. Guarantees Insurance Renewal: Insurance companies will be

> > > required to

> > > renew any policy as long as the policyholder pays their premium in

> > > full.

> > > Insurance companies won't be allowed to refuse renewal because

> > > someone became

> > > sick.

> > >

> > > 8 common myths about health insurance reform

> > >

> > > 1.. Reform will stop " rationing " - not increase it: It's a myth

> that

> > > reform will mean a " government takeover " of health care or lead to

> > > " rationing. "

> > > To the contrary, reform will forbid many forms of rationing that

> are

> > > currently being used by insurance companies.

> > > 2.. We can't afford reform: It's the status quo we can't afford.

> > > It's a

> > > myth that reform will bust the budget. To the contrary, the

> > > President has

> > > identified ways to pay for the vast majority of the up-front costs

> > > by cutting

> > > waste, fraud, and abuse within existing government health

> programs;

> > > ending

> > > big subsidies to insurance companies; and increasing efficiency

> with

> > > such

> > > steps as coordinating care and streamlining paperwork. In the long

> > > term,

> > > reform can help bring down costs that will otherwise lead to a

> > > fiscal crisis.

> > > 3.. Reform would encourage " euthanasia " : It does not. It's a

> > > malicious

> > > myth that reform would encourage or even require euthanasia for

> > > seniors. For

> > > seniors who want to consult with their family and physicians about

> > > end-of

> > > life decisions, reform will help to cover these voluntary, private

> > > consultations for those who want help with these personal and

> > > difficult family

> > > decisions.

> > > 4.. Vets' health care is safe and sound: It's a myth that health

> > > insurance

> > > reform will affect veterans' access to the care they get now. To

> the

> > > contrary, the President's budget significantly expands coverage

> > > under the VA,

> > > extending care to 500,000 more veterans who were previously

> > > excluded. The VA

> > > Healthcare system will continue to be available for all eligible

> > > veterans.

> > > 5.. Reform will benefit small business - not burden it: It's a

> myth

> > > that

> > > health insurance reform will hurt small businesses. To the

> contrary,

> > > reform

> > > will ease the burdens on small businesses, provide tax credits to

> > > help them

> > > pay for employee coverage and help level the playing field with

> big

> > > firms

> > > who pay much less to cover their employees on average.

> > > 6.. Your Medicare is safe, and stronger with reform: It's myth

> that

> > > Health

> > > Insurance Reform would be financed by cutting Medicare benefits.

> To

> > > the

> > > contrary, reform will improve the long-term financial health of

> > > Medicare,

> > > ensure better coordination, eliminate waste and unnecessary

> > > subsidies to

> > > insurance companies, and help to close the Medicare " doughnut "

> hole

> > > to make

> > > prescription drugs more affordable for seniors.

> > > 7.. You can keep your own insurance: It's myth that reform will

> > > force you

> > > out of your current insurance plan or force you to change doctors.

> > > To the

> > > contrary, reform will expand your choices, not eliminate them.

> > > 8. No, government will not do anything with your bank account:

> It is

> > > an

> > > absurd myth that government will be in charge of your bank

> accounts.

> > > Health

> > > insurance reform will simplify administration, making it easier

> and

> > > more

> > > convenient for you to pay bills in a method that you choose. Just

> > > like paying

> > > a phone bill or a utility bill, you can pay by traditional

> check, or

> > > by a

> > > direct electronic payment. And forms will be standardized so they

> > > will be

> > > easier to understand. The choice is up to you - and the same rules

> > > of privacy

> > > will apply as they do for all other electronic payments that

> people

> > > make.

> > >

August 16, 2009