Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 I have no issues with that...although I think there should be freedom for companies to not cover things they don't want to cover...but use financial incentives for companies that decide to cover these type of conditions.? I do think if you purchase the insurance, you should be covered if you get something catastrophic...as long as you don't surpass the coverage limits...in other words, you knowingly purchase a policy with a $150,000 annual limit and then have a STEMI and need a cath and then a 4 vessel CABG...that would exceed your policy...but if you bought a policy with say a $2M annual limit...then it should be required to cover you when you have this... This is also a great area for the health care savings account and catastrophic policy... Dudley Re: Health Care Reform Facts for the Educate > Person > > Based on you response " Capitalism works. where it breaks down is > when government tries to make it work *better*. If I take that to > heart in EMS then all the EMS Districts, DSHS, and all the City/ > County/Hospital District services are broken down. That the way I > interpret it, but am I wrong? If so tell me what you mean. > Thank you and EVERYONE responding, because this is " not " something > we can ignore anymore, and it has been far to long. I've seen to > many Veterans lying on the ground dying, and elderly that have zero > health care, and if you believe in that then please rethink. Are we > suppose to through all the 400-800 State School Clients out of the > Government run system here on the street as threaten to do > last session? They are all on Medicaid or Medicare. Medicaid and > Medicare are all government contracted services, so if you want the > government out of health care them through them on the street " now " ! > Tough talk, but it's a tough world for those without health care. > Ron > 8 ways > > > > > > 8 ways reform provides security and stability to those with or > without > > > coverage > > > > > > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance > > > companies > > > will be prohibited from refusing you coverage because of your > medical > > > history. > > > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co- > Pays: > > > Insurance companies will have to abide by yearly caps on how much > > > they can charge > > > for out-of-pocket expenses. > > > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies > must > > > fully > > > cover, without charge, regular checkups and tests that help you > > > prevent > > > illness, such as mammograms or eye and foot exams for diabetics. > > > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance > companies > > > will > > > be prohibited from dropping or watering down insurance coverage > for > > > those > > > who become seriously ill. > > > 5.. Ends Gender Discrimination: Insurance companies will be > prohibited > > > from charging you more because of your gender. > > > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance companies > > > will be > > > prevented from placing annual or lifetime caps on the coverage you > > > receive. > > > 7.. Extends Coverage for Young Adults: Children would continue > to be > > > eligible for family coverage through the age of 26. > > > 8.. Guarantees Insurance Renewal: Insurance companies will be > > > required to > > > renew any policy as long as the policyholder pays their premium in > > > full. > > > Insurance companies won't be allowed to refuse renewal because > > > someone became > > > sick. > > > > > > 8 common myths about health insurance reform > > > > > > 1.. Reform will stop " rationing " - not increase it: It's a myth > that > > > reform will mean a " government takeover " of health care or lead to > > > " rationing. " > > > To the contrary, reform will forbid many forms of rationing that > are > > > currently being used by insurance companies. > > > 2.. We can't afford reform: It's the status quo we can't afford. > > > It's a > > > myth that reform will bust the budget. To the contrary, the > > > President has > > > identified ways to pay for the vast majority of the up-front costs > > > by cutting > > > waste, fraud, and abuse within existing government health > programs; > > > ending > > > big subsidies to insurance companies; and increasing efficiency > with > > > such > > > steps as coordinating care and streamlining paperwork. In the long > > > term, > > > reform can help bring down costs that will otherwise lead to a > > > fiscal crisis. > > > 3.. Reform would encourage " euthanasia " : It does not. It's a > > > malicious > > > myth that reform would encourage or even require euthanasia for > > > seniors. For > > > seniors who want to consult with their family and physicians about > > > end-of > > > life decisions, reform will help to cover these voluntary, private > > > consultations for those who want help with these personal and > > > difficult family > > > decisions. > > > 4.. Vets' health care is safe and sound: It's a myth that health > > > insurance > > > reform will affect veterans' access to the care they get now. To > the > > > contrary, the President's budget significantly expands coverage > > > under the VA, > > > extending care to 500,000 more veterans who were previously > > > excluded. The VA > > > Healthcare system will continue to be available for all eligible > > > veterans. > > > 5.. Reform will benefit small business - not burden it: It's a > myth > > > that > > > health insurance reform will hurt small businesses. To the > contrary, > > > reform > > > will ease the burdens on small businesses, provide tax credits to > > > help them > > > pay for employee coverage and help level the playing field with > big > > > firms > > > who pay much less to cover their employees on average. > > > 6.. Your Medicare is safe, and stronger with reform: It's myth > that > > > Health > > > Insurance Reform would be financed by cutting Medicare benefits. > To > > > the > > > contrary, reform will improve the long-term financial health of > > > Medicare, > > > ensure better coordination, eliminate waste and unnecessary > > > subsidies to > > > insurance companies, and help to close the Medicare " doughnut " > hole > > > to make > > > prescription drugs more affordable for seniors. > > > 7.. You can keep your own insurance: It's myth that reform will > > > force you > > > out of your current insurance plan or force you to change doctors. > > > To the > > > contrary, reform will expand your choices, not eliminate them. > > > 8. No, government will not do anything with your bank account: > It is > > > an > > > absurd myth that government will be in charge of your bank > accounts. > > > Health > > > insurance reform will simplify administration, making it easier > and > > > more > > > convenient for you to pay bills in a method that you choose. Just > > > like paying > > > a phone bill or a utility bill, you can pay by traditional > check, or > > > by a > > > direct electronic payment. And forms will be standardized so they > > > will be > > > easier to understand. The choice is up to you - and the same rules > > > of privacy > > > will apply as they do for all other electronic payments that > people > > > make. > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 Agreed!! get what you pay for, and not what you don`t!! I like the idea of the savings account too maybe you should run for office!!! lol J/K -Chris > > > > I have no issues with that...although I think there should be > freedom for companies to not cover things they don't want to > cover...but use financial incentives for companies that decide to > cover these type of conditions.? > > I do think if you purchase the insurance, you should be covered if > you get something catastrophic...as long as you don't surpass the > coverage limits...in other words, you knowingly purchase a policy > with a $150,000 annual limit and then have a STEMI and need a cath > and then a 4 vessel CABG...that would exceed your policy...but if > you bought a policy with say a $2M annual limit...then it should be > required to cover you when you have this... > > This is also a great area for the health care savings account and > catastrophic policy... > > Dudley > > Re: Health Care Reform Facts for the Educate > > Person > > > > Based on you response " Capitalism works. where it breaks down is > > when government tries to make it work *better*. If I take that to > > heart in EMS then all the EMS Districts, DSHS, and all the City/ > > County/Hospital District services are broken down. That the way I > > interpret it, but am I wrong? If so tell me what you mean. > > Thank you and EVERYONE responding, because this is " not " something > > we can ignore anymore, and it has been far to long. I've seen to > > many Veterans lying on the ground dying, and elderly that have zero > > health care, and if you believe in that then please rethink. Are we > > suppose to through all the 400-800 State School Clients out of the > > Government run system here on the street as threaten to do > > last session? They are all on Medicaid or Medicare. Medicaid and > > Medicare are all government contracted services, so if you want the > > government out of health care them through them on the street > " now " ! > > Tough talk, but it's a tough world for those without health care. > > Ron > > 8 ways > > > > > > > > 8 ways reform provides security and stability to those with or > > without > > > > coverage > > > > > > > > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance > > > > companies > > > > will be prohibited from refusing you coverage because of your > > medical > > > > history. > > > > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co- > > Pays: > > > > Insurance companies will have to abide by yearly caps on how > much > > > > they can charge > > > > for out-of-pocket expenses. > > > > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies > > must > > > > fully > > > > cover, without charge, regular checkups and tests that help you > > > > prevent > > > > illness, such as mammograms or eye and foot exams for diabetics. > > > > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance > > companies > > > > will > > > > be prohibited from dropping or watering down insurance coverage > > for > > > > those > > > > who become seriously ill. > > > > 5.. Ends Gender Discrimination: Insurance companies will be > > prohibited > > > > from charging you more because of your gender. > > > > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance > companies > > > > will be > > > > prevented from placing annual or lifetime caps on the coverage > you > > > > receive. > > > > 7.. Extends Coverage for Young Adults: Children would continue > > to be > > > > eligible for family coverage through the age of 26. > > > > 8.. Guarantees Insurance Renewal: Insurance companies will be > > > > required to > > > > renew any policy as long as the policyholder pays their > premium in > > > > full. > > > > Insurance companies won't be allowed to refuse renewal because > > > > someone became > > > > sick. > > > > > > > > 8 common myths about health insurance reform > > > > > > > > 1.. Reform will stop " rationing " - not increase it: It's a myth > > that > > > > reform will mean a " government takeover " of health care or > lead to > > > > " rationing. " > > > > To the contrary, reform will forbid many forms of rationing that > > are > > > > currently being used by insurance companies. > > > > 2.. We can't afford reform: It's the status quo we can't afford. > > > > It's a > > > > myth that reform will bust the budget. To the contrary, the > > > > President has > > > > identified ways to pay for the vast majority of the up-front > costs > > > > by cutting > > > > waste, fraud, and abuse within existing government health > > programs; > > > > ending > > > > big subsidies to insurance companies; and increasing efficiency > > with > > > > such > > > > steps as coordinating care and streamlining paperwork. In the > long > > > > term, > > > > reform can help bring down costs that will otherwise lead to a > > > > fiscal crisis. > > > > 3.. Reform would encourage " euthanasia " : It does not. It's a > > > > malicious > > > > myth that reform would encourage or even require euthanasia for > > > > seniors. For > > > > seniors who want to consult with their family and physicians > about > > > > end-of > > > > life decisions, reform will help to cover these voluntary, > private > > > > consultations for those who want help with these personal and > > > > difficult family > > > > decisions. > > > > 4.. Vets' health care is safe and sound: It's a myth that health > > > > insurance > > > > reform will affect veterans' access to the care they get now. To > > the > > > > contrary, the President's budget significantly expands coverage > > > > under the VA, > > > > extending care to 500,000 more veterans who were previously > > > > excluded. The VA > > > > Healthcare system will continue to be available for all eligible > > > > veterans. > > > > 5.. Reform will benefit small business - not burden it: It's a > > myth > > > > that > > > > health insurance reform will hurt small businesses. To the > > contrary, > > > > reform > > > > will ease the burdens on small businesses, provide tax credits > to > > > > help them > > > > pay for employee coverage and help level the playing field with > > big > > > > firms > > > > who pay much less to cover their employees on average. > > > > 6.. Your Medicare is safe, and stronger with reform: It's myth > > that > > > > Health > > > > Insurance Reform would be financed by cutting Medicare benefits. > > To > > > > the > > > > contrary, reform will improve the long-term financial health of > > > > Medicare, > > > > ensure better coordination, eliminate waste and unnecessary > > > > subsidies to > > > > insurance companies, and help to close the Medicare " doughnut " > > hole > > > > to make > > > > prescription drugs more affordable for seniors. > > > > 7.. You can keep your own insurance: It's myth that reform will > > > > force you > > > > out of your current insurance plan or force you to change > doctors. > > > > To the > > > > contrary, reform will expand your choices, not eliminate them. > > > > 8. No, government will not do anything with your bank account: > > It is > > > > an > > > > absurd myth that government will be in charge of your bank > > accounts. > > > > Health > > > > insurance reform will simplify administration, making it easier > > and > > > > more > > > > convenient for you to pay bills in a method that you choose. > Just > > > > like paying > > > > a phone bill or a utility bill, you can pay by traditional > > check, or > > > > by a > > > > direct electronic payment. And forms will be standardized so > they > > > > will be > > > > easier to understand. The choice is up to you - and the same > rules > > > > of privacy > > > > will apply as they do for all other electronic payments that > > people > > > > make. > > > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 Ron, The information I presented is history and my personal opinion, like the information you have been presenting.? I have not read the bill yet because I don't know which one to read. Please, point out where my mis-information is...I don't really know how my opinion can be mis-information so please help me.? I would hate to mis-inform anyone. And no, I don't want to?have any cost-shifting...but more government low-paying insurance plans will only lead to further cost shifting until private insurance is driven out of business which will lead to even more tax payer subsidy...or yet even more taxes that will have to be paid to support a broken health care system. BTW, again, local government providing public safety for their citizens is not the government providing health insurance...it is one of the functions government was designed for. If our city collected taxes and then provided insurance for all of the citizens of our city that would be a little different.? I remember you used to be one of the loudest voices crying out about the unfairness of Medicare and Medicaid for EMS providers and working to try and make it better...yet now it is the best thing going.? Have you been out of the business that long? Dudley Re: Health Care Reform Facts for the Educate Person So I guess you read all the 5-6 , 1,000 page bills to get all this information? Some of your facts are right and some are some of the mis-information that gets caught up in bills this complicated. So you prefer to keep picking up uninsured patient by your EMS so they can be subsidized by people like me that are fully insured? Based on your ideas MY insurance should pick up the tab of those you pick up that can't pay. That is what we do! Then your ESD money, and Government subsidy you get pay for your salary and many others as well as I'm sure some nice government funded benefits, with zero complaints about that type of socialism. So you are already providing socialized medicine and can't figure that out. We can muddy the water, or try to fix it. This is NOT something be forced down someone's throats. I'm sure those opposed fill that way about anything and everything they don't like. I don't like many things, but don't feel it was shoved down my throat. I sat idle and let others have their way, but that party has come to a stop since they have set the country back 100 years in just six years, and trampled on the constitution and bill of rights as if it was toilet paper. Ron 8 ways > > > > 8 ways reform provides security and stability to those with or without > > coverage > > > > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance > > companies > > will be prohibited from refusing you coverage because of your medical > > history. > > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays: > > Insurance companies will have to abide by yearly caps on how much > > they can charge > > for out-of-pocket expenses. > > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies must > > fully > > cover, without charge, regular checkups and tests that help you > > prevent > > illness, such as mammograms or eye and foot exams for diabetics. > > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance companies > > will > > be prohibited from dropping or watering down insurance coverage for > > those > > who become seriously ill. > > 5.. Ends Gender Discrimination: Insurance companies will be prohibited > > from charging you more because of your gender. > > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance companies > > will be > > prevented from placing annual or lifetime caps on the coverage you > > receive. > > 7.. Extends Coverage for Young Adults: Children would continue to be > > eligible for family coverage through the age of 26. > > 8.. Guarantees Insurance Renewal: Insurance companies will be > > required to > > renew any policy as long as the policyholder pays their premium in > > full. > > Insurance companies won't be allowed to refuse renewal because > > someone became > > sick. > > > > 8 common myths about health insurance reform > > > > 1.. Reform will stop " rationing " - not increase it: It's a myth that > > reform will mean a " government takeover " of health care or lead to > > " rationing. " > > To the contrary, reform will forbid many forms of rationing that are > > currently being used by insurance companies. > > 2.. We can't afford reform: It's the status quo we can't afford. > > It's a > > myth that reform will bust the budget. To the contrary, the > > President has > > identified ways to pay for the vast majority of the up-front costs > > by cutting > > waste, fraud, and abuse within existing government health programs; > > ending > > big subsidies to insurance companies; and increasing efficiency with > > such > > steps as coordinating care and streamlining paperwork. In the long > > term, > > reform can help bring down costs that will otherwise lead to a > > fiscal crisis. > > 3.. Reform would encourage " euthanasia " : It does not. It's a > > malicious > > myth that reform would encourage or even require euthanasia for > > seniors. For > > seniors who want to consult with their family and physicians about > > end-of > > life decisions, reform will help to cover these voluntary, private > > consultations for those who want help with these personal and > > difficult family > > decisions. > > 4.. Vets' health care is safe and sound: It's a myth that health > > insurance > > reform will affect veterans' access to the care they get now. To the > > contrary, the President's budget significantly expands coverage > > under the VA, > > extending care to 500,000 more veterans who were previously > > excluded. The VA > > Healthcare system will continue to be available for all eligible > > veterans. > > 5.. Reform will benefit small business - not burden it: It's a myth > > that > > health insurance reform will hurt small businesses. To the contrary, > > reform > > will ease the burdens on small businesses, provide tax credits to > > help them > > pay for employee coverage and help level the playing field with big > > firms > > who pay much less to cover their employees on average. > > 6.. Your Medicare is safe, and stronger with reform: It's myth that > > Health > > Insurance Reform would be financed by cutting Medicare benefits. To > > the > > contrary, reform will improve the long-term financial health of > > Medicare, > > ensure better coordination, eliminate waste and unnecessary > > subsidies to > > insurance companies, and help to close the Medicare " doughnut " hole > > to make > > prescription drugs more affordable for seniors. > > 7.. You can keep your own insurance: It's myth that reform will > > force you > > out of your current insurance plan or force you to change doctors. > > To the > > contrary, reform will expand your choices, not eliminate them. > > 8. No, government will not do anything with your bank account: It is > > an > > absurd myth that government will be in charge of your bank accounts. > > Health > > insurance reform will simplify administration, making it easier and > > more > > convenient for you to pay bills in a method that you choose. Just > > like paying > > a phone bill or a utility bill, you can pay by traditional check, or > > by a > > direct electronic payment. And forms will be standardized so they > > will be > > easier to understand. The choice is up to you - and the same rules > > of privacy > > will apply as they do for all other electronic payments that people > > make. > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 Life Insurance...that is a good point.? Ron, when will the Federal Government make sure we all have Life Insurance?? I mean, how many families are left without because people with poor health histories cannot get life insurance...it really isn't fair that people have to pay exorbitant rates for life insurance.? How many children are living in the streets or in shelters because a parent has died without insurance?? When will we wise up and fix this problem?? Maybe this is what we will work on after we get this healthcare thing knocked out of the way? Also, what about auto insurance?? I mean, the government requires that we have it....I am thinking we can provide that as well.? I mean, when will we as Americans realize the injustice it is that people have to buy a car AND then insure it?? Again....where does it end? Dudley Re: Health Care Reform Facts for the Educate Person The bottom line this should not be happening to you. I think you'll find if out if you haven't already that with the apnea your not going to get as much if any life insurance. I know several patients that got cancelled, or their life insurance was cut 50 % or more. That is sad, because they don't give them any logical excuse other than that is just benefits of their insurance plans. Earlier someone mentioned the 80s and HMOs. I think there are still some HMOs. A PPO isn't any better in my opinion. I've said it before and will say it again. This it a HUGE opportunity to pass legislation to correct 1,000's of problems, help millions of Americans, and it will not be perfect. It will need tweaking just as the 1,500 or so bills the Texas Legislature just passed. Are any of them perfect? Are any EMS bills passed over the years perfect? I can't count the times we in EMS had to support imperfect bills just get something started, and try to tweak it later. Just this session many supported bills to get more government money for their EMS services. They cry, beg, scream, put their money up for lobbyist for to get this money, but they will be a hypocrite and say " how dare them try to provide health care, just give me the money and trust me " , then we get fraud by the same people. Don't we? Once again this is not your problem alone, this is a Health Care System problem that needs fixing, but many want to keep it broken due to fear and no courage to face the future with change and courage. Thanks Ron 8 ways > > > > > > 8 ways reform provides security and stability to those with or > without > > > coverage > > > > > > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance > > > companies > > > will be prohibited from refusing you coverage because of your > medical > > > history. > > > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co- > Pays: > > > Insurance companies will have to abide by yearly caps on how much > > > they can charge > > > for out-of-pocket expenses. > > > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies > must > > > fully > > > cover, without charge, regular checkups and tests that help you > > > prevent > > > illness, such as mammograms or eye and foot exams for diabetics. > > > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance > companies > > > will > > > be prohibited from dropping or watering down insurance coverage > for > > > those > > > who become seriously ill. > > > 5.. Ends Gender Discrimination: Insurance companies will be > prohibited > > > from charging you more because of your gender. > > > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance companies > > > will be > > > prevented from placing annual or lifetime caps on the coverage you > > > receive. > > > 7.. Extends Coverage for Young Adults: Children would continue > to be > > > eligible for family coverage through the age of 26. > > > 8.. Guarantees Insurance Renewal: Insurance companies will be > > > required to > > > renew any policy as long as the policyholder pays their premium in > > > full. > > > Insurance companies won't be allowed to refuse renewal because > > > someone became > > > sick. > > > > > > 8 common myths about health insurance reform > > > > > > 1.. Reform will stop " rationing " - not increase it: It's a myth > that > > > reform will mean a " government takeover " of health care or lead to > > > " rationing. " > > > To the contrary, reform will forbid many forms of rationing that > are > > > currently being used by insurance companies. > > > 2.. We can't afford reform: It's the status quo we can't afford. > > > It's a > > > myth that reform will bust the budget. To the contrary, the > > > President has > > > identified ways to pay for the vast majority of the up-front costs > > > by cutting > > > waste, fraud, and abuse within existing government health > programs; > > > ending > > > big subsidies to insurance companies; and increasing efficiency > with > > > such > > > steps as coordinating care and streamlining paperwork. In the long > > > term, > > > reform can help bring down costs that will otherwise lead to a > > > fiscal crisis. > > > 3.. Reform would encourage " euthanasia " : It does not. It's a > > > malicious > > > myth that reform would encourage or even require euthanasia for > > > seniors. For > > > seniors who want to consult with their family and physicians about > > > end-of > > > life decisions, reform will help to cover these voluntary, private > > > consultations for those who want help with these personal and > > > difficult family > > > decisions. > > > 4.. Vets' health care is safe and sound: It's a myth that health > > > insurance > > > reform will affect veterans' access to the care they get now. To > the > > > contrary, the President's budget significantly expands coverage > > > under the VA, > > > extending care to 500,000 more veterans who were previously > > > excluded. The VA > > > Healthcare system will continue to be available for all eligible > > > veterans. > > > 5.. Reform will benefit small business - not burden it: It's a > myth > > > that > > > health insurance reform will hurt small businesses. To the > contrary, > > > reform > > > will ease the burdens on small businesses, provide tax credits to > > > help them > > > pay for employee coverage and help level the playing field with > big > > > firms > > > who pay much less to cover their employees on average. > > > 6.. Your Medicare is safe, and stronger with reform: It's myth > that > > > Health > > > Insurance Reform would be financed by cutting Medicare benefits. > To > > > the > > > contrary, reform will improve the long-term financial health of > > > Medicare, > > > ensure better coordination, eliminate waste and unnecessary > > > subsidies to > > > insurance companies, and help to close the Medicare " doughnut " > hole > > > to make > > > prescription drugs more affordable for seniors. > > > 7.. You can keep your own insurance: It's myth that reform will > > > force you > > > out of your current insurance plan or force you to change doctors. > > > To the > > > contrary, reform will expand your choices, not eliminate them. > > > 8. No, government will not do anything with your bank account: > It is > > > an > > > absurd myth that government will be in charge of your bank > accounts. > > > Health > > > insurance reform will simplify administration, making it easier > and > > > more > > > convenient for you to pay bills in a method that you choose. Just > > > like paying > > > a phone bill or a utility bill, you can pay by traditional > check, or > > > by a > > > direct electronic payment. And forms will be standardized so they > > > will be > > > easier to understand. The choice is up to you - and the same rules > > > of privacy > > > will apply as they do for all other electronic payments that > people > > > make. > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 Life Insurance...that is a good point.? Ron, when will the Federal Government make sure we all have Life Insurance?? I mean, how many families are left without because people with poor health histories cannot get life insurance...it really isn't fair that people have to pay exorbitant rates for life insurance.? How many children are living in the streets or in shelters because a parent has died without insurance?? When will we wise up and fix this problem?? Maybe this is what we will work on after we get this healthcare thing knocked out of the way? Also, what about auto insurance?? I mean, the government requires that we have it....I am thinking we can provide that as well.? I mean, when will we as Americans realize the injustice it is that people have to buy a car AND then insure it?? Again....where does it end? Dudley Re: Health Care Reform Facts for the Educate Person The bottom line this should not be happening to you. I think you'll find if out if you haven't already that with the apnea your not going to get as much if any life insurance. I know several patients that got cancelled, or their life insurance was cut 50 % or more. That is sad, because they don't give them any logical excuse other than that is just benefits of their insurance plans. Earlier someone mentioned the 80s and HMOs. I think there are still some HMOs. A PPO isn't any better in my opinion. I've said it before and will say it again. This it a HUGE opportunity to pass legislation to correct 1,000's of problems, help millions of Americans, and it will not be perfect. It will need tweaking just as the 1,500 or so bills the Texas Legislature just passed. Are any of them perfect? Are any EMS bills passed over the years perfect? I can't count the times we in EMS had to support imperfect bills just get something started, and try to tweak it later. Just this session many supported bills to get more government money for their EMS services. They cry, beg, scream, put their money up for lobbyist for to get this money, but they will be a hypocrite and say " how dare them try to provide health care, just give me the money and trust me " , then we get fraud by the same people. Don't we? Once again this is not your problem alone, this is a Health Care System problem that needs fixing, but many want to keep it broken due to fear and no courage to face the future with change and courage. Thanks Ron 8 ways > > > > > > 8 ways reform provides security and stability to those with or > without > > > coverage > > > > > > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance > > > companies > > > will be prohibited from refusing you coverage because of your > medical > > > history. > > > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co- > Pays: > > > Insurance companies will have to abide by yearly caps on how much > > > they can charge > > > for out-of-pocket expenses. > > > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies > must > > > fully > > > cover, without charge, regular checkups and tests that help you > > > prevent > > > illness, such as mammograms or eye and foot exams for diabetics. > > > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance > companies > > > will > > > be prohibited from dropping or watering down insurance coverage > for > > > those > > > who become seriously ill. > > > 5.. Ends Gender Discrimination: Insurance companies will be > prohibited > > > from charging you more because of your gender. > > > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance companies > > > will be > > > prevented from placing annual or lifetime caps on the coverage you > > > receive. > > > 7.. Extends Coverage for Young Adults: Children would continue > to be > > > eligible for family coverage through the age of 26. > > > 8.. Guarantees Insurance Renewal: Insurance companies will be > > > required to > > > renew any policy as long as the policyholder pays their premium in > > > full. > > > Insurance companies won't be allowed to refuse renewal because > > > someone became > > > sick. > > > > > > 8 common myths about health insurance reform > > > > > > 1.. Reform will stop " rationing " - not increase it: It's a myth > that > > > reform will mean a " government takeover " of health care or lead to > > > " rationing. " > > > To the contrary, reform will forbid many forms of rationing that > are > > > currently being used by insurance companies. > > > 2.. We can't afford reform: It's the status quo we can't afford. > > > It's a > > > myth that reform will bust the budget. To the contrary, the > > > President has > > > identified ways to pay for the vast majority of the up-front costs > > > by cutting > > > waste, fraud, and abuse within existing government health > programs; > > > ending > > > big subsidies to insurance companies; and increasing efficiency > with > > > such > > > steps as coordinating care and streamlining paperwork. In the long > > > term, > > > reform can help bring down costs that will otherwise lead to a > > > fiscal crisis. > > > 3.. Reform would encourage " euthanasia " : It does not. It's a > > > malicious > > > myth that reform would encourage or even require euthanasia for > > > seniors. For > > > seniors who want to consult with their family and physicians about > > > end-of > > > life decisions, reform will help to cover these voluntary, private > > > consultations for those who want help with these personal and > > > difficult family > > > decisions. > > > 4.. Vets' health care is safe and sound: It's a myth that health > > > insurance > > > reform will affect veterans' access to the care they get now. To > the > > > contrary, the President's budget significantly expands coverage > > > under the VA, > > > extending care to 500,000 more veterans who were previously > > > excluded. The VA > > > Healthcare system will continue to be available for all eligible > > > veterans. > > > 5.. Reform will benefit small business - not burden it: It's a > myth > > > that > > > health insurance reform will hurt small businesses. To the > contrary, > > > reform > > > will ease the burdens on small businesses, provide tax credits to > > > help them > > > pay for employee coverage and help level the playing field with > big > > > firms > > > who pay much less to cover their employees on average. > > > 6.. Your Medicare is safe, and stronger with reform: It's myth > that > > > Health > > > Insurance Reform would be financed by cutting Medicare benefits. > To > > > the > > > contrary, reform will improve the long-term financial health of > > > Medicare, > > > ensure better coordination, eliminate waste and unnecessary > > > subsidies to > > > insurance companies, and help to close the Medicare " doughnut " > hole > > > to make > > > prescription drugs more affordable for seniors. > > > 7.. You can keep your own insurance: It's myth that reform will > > > force you > > > out of your current insurance plan or force you to change doctors. > > > To the > > > contrary, reform will expand your choices, not eliminate them. > > > 8. No, government will not do anything with your bank account: > It is > > > an > > > absurd myth that government will be in charge of your bank > accounts. > > > Health > > > insurance reform will simplify administration, making it easier > and > > > more > > > convenient for you to pay bills in a method that you choose. Just > > > like paying > > > a phone bill or a utility bill, you can pay by traditional > check, or > > > by a > > > direct electronic payment. And forms will be standardized so they > > > will be > > > easier to understand. The choice is up to you - and the same rules > > > of privacy > > > will apply as they do for all other electronic payments that > people > > > make. > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 Life Insurance...that is a good point.? Ron, when will the Federal Government make sure we all have Life Insurance?? I mean, how many families are left without because people with poor health histories cannot get life insurance...it really isn't fair that people have to pay exorbitant rates for life insurance.? How many children are living in the streets or in shelters because a parent has died without insurance?? When will we wise up and fix this problem?? Maybe this is what we will work on after we get this healthcare thing knocked out of the way? Also, what about auto insurance?? I mean, the government requires that we have it....I am thinking we can provide that as well.? I mean, when will we as Americans realize the injustice it is that people have to buy a car AND then insure it?? Again....where does it end? Dudley Re: Health Care Reform Facts for the Educate Person The bottom line this should not be happening to you. I think you'll find if out if you haven't already that with the apnea your not going to get as much if any life insurance. I know several patients that got cancelled, or their life insurance was cut 50 % or more. That is sad, because they don't give them any logical excuse other than that is just benefits of their insurance plans. Earlier someone mentioned the 80s and HMOs. I think there are still some HMOs. A PPO isn't any better in my opinion. I've said it before and will say it again. This it a HUGE opportunity to pass legislation to correct 1,000's of problems, help millions of Americans, and it will not be perfect. It will need tweaking just as the 1,500 or so bills the Texas Legislature just passed. Are any of them perfect? Are any EMS bills passed over the years perfect? I can't count the times we in EMS had to support imperfect bills just get something started, and try to tweak it later. Just this session many supported bills to get more government money for their EMS services. They cry, beg, scream, put their money up for lobbyist for to get this money, but they will be a hypocrite and say " how dare them try to provide health care, just give me the money and trust me " , then we get fraud by the same people. Don't we? Once again this is not your problem alone, this is a Health Care System problem that needs fixing, but many want to keep it broken due to fear and no courage to face the future with change and courage. Thanks Ron 8 ways > > > > > > 8 ways reform provides security and stability to those with or > without > > > coverage > > > > > > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance > > > companies > > > will be prohibited from refusing you coverage because of your > medical > > > history. > > > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co- > Pays: > > > Insurance companies will have to abide by yearly caps on how much > > > they can charge > > > for out-of-pocket expenses. > > > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies > must > > > fully > > > cover, without charge, regular checkups and tests that help you > > > prevent > > > illness, such as mammograms or eye and foot exams for diabetics. > > > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance > companies > > > will > > > be prohibited from dropping or watering down insurance coverage > for > > > those > > > who become seriously ill. > > > 5.. Ends Gender Discrimination: Insurance companies will be > prohibited > > > from charging you more because of your gender. > > > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance companies > > > will be > > > prevented from placing annual or lifetime caps on the coverage you > > > receive. > > > 7.. Extends Coverage for Young Adults: Children would continue > to be > > > eligible for family coverage through the age of 26. > > > 8.. Guarantees Insurance Renewal: Insurance companies will be > > > required to > > > renew any policy as long as the policyholder pays their premium in > > > full. > > > Insurance companies won't be allowed to refuse renewal because > > > someone became > > > sick. > > > > > > 8 common myths about health insurance reform > > > > > > 1.. Reform will stop " rationing " - not increase it: It's a myth > that > > > reform will mean a " government takeover " of health care or lead to > > > " rationing. " > > > To the contrary, reform will forbid many forms of rationing that > are > > > currently being used by insurance companies. > > > 2.. We can't afford reform: It's the status quo we can't afford. > > > It's a > > > myth that reform will bust the budget. To the contrary, the > > > President has > > > identified ways to pay for the vast majority of the up-front costs > > > by cutting > > > waste, fraud, and abuse within existing government health > programs; > > > ending > > > big subsidies to insurance companies; and increasing efficiency > with > > > such > > > steps as coordinating care and streamlining paperwork. In the long > > > term, > > > reform can help bring down costs that will otherwise lead to a > > > fiscal crisis. > > > 3.. Reform would encourage " euthanasia " : It does not. It's a > > > malicious > > > myth that reform would encourage or even require euthanasia for > > > seniors. For > > > seniors who want to consult with their family and physicians about > > > end-of > > > life decisions, reform will help to cover these voluntary, private > > > consultations for those who want help with these personal and > > > difficult family > > > decisions. > > > 4.. Vets' health care is safe and sound: It's a myth that health > > > insurance > > > reform will affect veterans' access to the care they get now. To > the > > > contrary, the President's budget significantly expands coverage > > > under the VA, > > > extending care to 500,000 more veterans who were previously > > > excluded. The VA > > > Healthcare system will continue to be available for all eligible > > > veterans. > > > 5.. Reform will benefit small business - not burden it: It's a > myth > > > that > > > health insurance reform will hurt small businesses. To the > contrary, > > > reform > > > will ease the burdens on small businesses, provide tax credits to > > > help them > > > pay for employee coverage and help level the playing field with > big > > > firms > > > who pay much less to cover their employees on average. > > > 6.. Your Medicare is safe, and stronger with reform: It's myth > that > > > Health > > > Insurance Reform would be financed by cutting Medicare benefits. > To > > > the > > > contrary, reform will improve the long-term financial health of > > > Medicare, > > > ensure better coordination, eliminate waste and unnecessary > > > subsidies to > > > insurance companies, and help to close the Medicare " doughnut " > hole > > > to make > > > prescription drugs more affordable for seniors. > > > 7.. You can keep your own insurance: It's myth that reform will > > > force you > > > out of your current insurance plan or force you to change doctors. > > > To the > > > contrary, reform will expand your choices, not eliminate them. > > > 8. No, government will not do anything with your bank account: > It is > > > an > > > absurd myth that government will be in charge of your bank > accounts. > > > Health > > > insurance reform will simplify administration, making it easier > and > > > more > > > convenient for you to pay bills in a method that you choose. Just > > > like paying > > > a phone bill or a utility bill, you can pay by traditional > check, or > > > by a > > > direct electronic payment. And forms will be standardized so they > > > will be > > > easier to understand. The choice is up to you - and the same rules > > > of privacy > > > will apply as they do for all other electronic payments that > people > > > make. > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 Actually, yes because I work for a City...but my City doesn't use tax payer dollars to provide health insurance for the neighbors in the houses around me...or require them to have health insurance to live here... Dudley Re: Health Care Reform Facts for the Educate Person Doesn't your employer use tax money? You see where I'm headed with this. Just going to make a point, and it has NOTHING personal to do with you. I've been there many years and well before you, but that is age telling. I can promise you that. Thanks Ron 8 ways > > > > 8 ways reform provides security and stability to those with or without > > coverage > > > > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance > > companies > > will be prohibited from refusing you coverage because of your medical > > history. > > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays: > > Insurance companies will have to abide by yearly caps on how much > > they can charge > > for out-of-pocket expenses. > > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies must > > fully > > cover, without charge, regular checkups and tests that help you > > prevent > > illness, such as mammograms or eye and foot exams for diabetics. > > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance companies > > will > > be prohibited from dropping or watering down insurance coverage for > > those > > who become seriously ill. > > 5.. Ends Gender Discrimination: Insurance companies will be prohibited > > from charging you more because of your gender. > > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance companies > > will be > > prevented from placing annual or lifetime caps on the coverage you > > receive. > > 7.. Extends Coverage for Young Adults: Children would continue to be > > eligible for family coverage through the age of 26. > > 8.. Guarantees Insurance Renewal: Insurance companies will be > > required to > > renew any policy as long as the policyholder pays their premium in > > full. > > Insurance companies won't be allowed to refuse renewal because > > someone became > > sick. > > > > 8 common myths about health insurance reform > > > > 1.. Reform will stop " rationing " - not increase it: It's a myth that > > reform will mean a " government takeover " of health care or lead to > > " rationing. " > > To the contrary, reform will forbid many forms of rationing that are > > currently being used by insurance companies. > > 2.. We can't afford reform: It's the status quo we can't afford. > > It's a > > myth that reform will bust the budget. To the contrary, the > > President has > > identified ways to pay for the vast majority of the up-front costs > > by cutting > > waste, fraud, and abuse within existing government health programs; > > ending > > big subsidies to insurance companies; and increasing efficiency with > > such > > steps as coordinating care and streamlining paperwork. In the long > > term, > > reform can help bring down costs that will otherwise lead to a > > fiscal crisis. > > 3.. Reform would encourage " euthanasia " : It does not. It's a > > malicious > > myth that reform would encourage or even require euthanasia for > > seniors. For > > seniors who want to consult with their family and physicians about > > end-of > > life decisions, reform will help to cover these voluntary, private > > consultations for those who want help with these personal and > > difficult family > > decisions. > > 4.. Vets' health care is safe and sound: It's a myth that health > > insurance > > reform will affect veterans' access to the care they get now. To the > > contrary, the President's budget significantly expands coverage > > under the VA, > > extending care to 500,000 more veterans who were previously > > excluded. The VA > > Healthcare system will continue to be available for all eligible > > veterans. > > 5.. Reform will benefit small business - not burden it: It's a myth > > that > > health insurance reform will hurt small businesses. To the contrary, > > reform > > will ease the burdens on small businesses, provide tax credits to > > help them > > pay for employee coverage and help level the playing field with big > > firms > > who pay much less to cover their employees on average. > > 6.. Your Medicare is safe, and stronger with reform: It's myth that > > Health > > Insurance Reform would be financed by cutting Medicare benefits. To > > the > > contrary, reform will improve the long-term financial health of > > Medicare, > > ensure better coordination, eliminate waste and unnecessary > > subsidies to > > insurance companies, and help to close the Medicare " doughnut " hole > > to make > > prescription drugs more affordable for seniors. > > 7.. You can keep your own insurance: It's myth that reform will > > force you > > out of your current insurance plan or force you to change doctors. > > To the > > contrary, reform will expand your choices, not eliminate them. > > 8. No, government will not do anything with your bank account: It is > > an > > absurd myth that government will be in charge of your bank accounts. > > Health > > insurance reform will simplify administration, making it easier and > > more > > convenient for you to pay bills in a method that you choose. Just > > like paying > > a phone bill or a utility bill, you can pay by traditional check, or > > by a > > direct electronic payment. And forms will be standardized so they > > will be > > easier to understand. The choice is up to you - and the same rules > > of privacy > > will apply as they do for all other electronic payments that people > > make. > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 Actually, yes because I work for a City...but my City doesn't use tax payer dollars to provide health insurance for the neighbors in the houses around me...or require them to have health insurance to live here... Dudley Re: Health Care Reform Facts for the Educate Person Doesn't your employer use tax money? You see where I'm headed with this. Just going to make a point, and it has NOTHING personal to do with you. I've been there many years and well before you, but that is age telling. I can promise you that. Thanks Ron 8 ways > > > > 8 ways reform provides security and stability to those with or without > > coverage > > > > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance > > companies > > will be prohibited from refusing you coverage because of your medical > > history. > > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays: > > Insurance companies will have to abide by yearly caps on how much > > they can charge > > for out-of-pocket expenses. > > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies must > > fully > > cover, without charge, regular checkups and tests that help you > > prevent > > illness, such as mammograms or eye and foot exams for diabetics. > > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance companies > > will > > be prohibited from dropping or watering down insurance coverage for > > those > > who become seriously ill. > > 5.. Ends Gender Discrimination: Insurance companies will be prohibited > > from charging you more because of your gender. > > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance companies > > will be > > prevented from placing annual or lifetime caps on the coverage you > > receive. > > 7.. Extends Coverage for Young Adults: Children would continue to be > > eligible for family coverage through the age of 26. > > 8.. Guarantees Insurance Renewal: Insurance companies will be > > required to > > renew any policy as long as the policyholder pays their premium in > > full. > > Insurance companies won't be allowed to refuse renewal because > > someone became > > sick. > > > > 8 common myths about health insurance reform > > > > 1.. Reform will stop " rationing " - not increase it: It's a myth that > > reform will mean a " government takeover " of health care or lead to > > " rationing. " > > To the contrary, reform will forbid many forms of rationing that are > > currently being used by insurance companies. > > 2.. We can't afford reform: It's the status quo we can't afford. > > It's a > > myth that reform will bust the budget. To the contrary, the > > President has > > identified ways to pay for the vast majority of the up-front costs > > by cutting > > waste, fraud, and abuse within existing government health programs; > > ending > > big subsidies to insurance companies; and increasing efficiency with > > such > > steps as coordinating care and streamlining paperwork. In the long > > term, > > reform can help bring down costs that will otherwise lead to a > > fiscal crisis. > > 3.. Reform would encourage " euthanasia " : It does not. It's a > > malicious > > myth that reform would encourage or even require euthanasia for > > seniors. For > > seniors who want to consult with their family and physicians about > > end-of > > life decisions, reform will help to cover these voluntary, private > > consultations for those who want help with these personal and > > difficult family > > decisions. > > 4.. Vets' health care is safe and sound: It's a myth that health > > insurance > > reform will affect veterans' access to the care they get now. To the > > contrary, the President's budget significantly expands coverage > > under the VA, > > extending care to 500,000 more veterans who were previously > > excluded. The VA > > Healthcare system will continue to be available for all eligible > > veterans. > > 5.. Reform will benefit small business - not burden it: It's a myth > > that > > health insurance reform will hurt small businesses. To the contrary, > > reform > > will ease the burdens on small businesses, provide tax credits to > > help them > > pay for employee coverage and help level the playing field with big > > firms > > who pay much less to cover their employees on average. > > 6.. Your Medicare is safe, and stronger with reform: It's myth that > > Health > > Insurance Reform would be financed by cutting Medicare benefits. To > > the > > contrary, reform will improve the long-term financial health of > > Medicare, > > ensure better coordination, eliminate waste and unnecessary > > subsidies to > > insurance companies, and help to close the Medicare " doughnut " hole > > to make > > prescription drugs more affordable for seniors. > > 7.. You can keep your own insurance: It's myth that reform will > > force you > > out of your current insurance plan or force you to change doctors. > > To the > > contrary, reform will expand your choices, not eliminate them. > > 8. No, government will not do anything with your bank account: It is > > an > > absurd myth that government will be in charge of your bank accounts. > > Health > > insurance reform will simplify administration, making it easier and > > more > > convenient for you to pay bills in a method that you choose. Just > > like paying > > a phone bill or a utility bill, you can pay by traditional check, or > > by a > > direct electronic payment. And forms will be standardized so they > > will be > > easier to understand. The choice is up to you - and the same rules > > of privacy > > will apply as they do for all other electronic payments that people > > make. > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 Actually, yes because I work for a City...but my City doesn't use tax payer dollars to provide health insurance for the neighbors in the houses around me...or require them to have health insurance to live here... Dudley Re: Health Care Reform Facts for the Educate Person Doesn't your employer use tax money? You see where I'm headed with this. Just going to make a point, and it has NOTHING personal to do with you. I've been there many years and well before you, but that is age telling. I can promise you that. Thanks Ron 8 ways > > > > 8 ways reform provides security and stability to those with or without > > coverage > > > > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance > > companies > > will be prohibited from refusing you coverage because of your medical > > history. > > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays: > > Insurance companies will have to abide by yearly caps on how much > > they can charge > > for out-of-pocket expenses. > > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies must > > fully > > cover, without charge, regular checkups and tests that help you > > prevent > > illness, such as mammograms or eye and foot exams for diabetics. > > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance companies > > will > > be prohibited from dropping or watering down insurance coverage for > > those > > who become seriously ill. > > 5.. Ends Gender Discrimination: Insurance companies will be prohibited > > from charging you more because of your gender. > > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance companies > > will be > > prevented from placing annual or lifetime caps on the coverage you > > receive. > > 7.. Extends Coverage for Young Adults: Children would continue to be > > eligible for family coverage through the age of 26. > > 8.. Guarantees Insurance Renewal: Insurance companies will be > > required to > > renew any policy as long as the policyholder pays their premium in > > full. > > Insurance companies won't be allowed to refuse renewal because > > someone became > > sick. > > > > 8 common myths about health insurance reform > > > > 1.. Reform will stop " rationing " - not increase it: It's a myth that > > reform will mean a " government takeover " of health care or lead to > > " rationing. " > > To the contrary, reform will forbid many forms of rationing that are > > currently being used by insurance companies. > > 2.. We can't afford reform: It's the status quo we can't afford. > > It's a > > myth that reform will bust the budget. To the contrary, the > > President has > > identified ways to pay for the vast majority of the up-front costs > > by cutting > > waste, fraud, and abuse within existing government health programs; > > ending > > big subsidies to insurance companies; and increasing efficiency with > > such > > steps as coordinating care and streamlining paperwork. In the long > > term, > > reform can help bring down costs that will otherwise lead to a > > fiscal crisis. > > 3.. Reform would encourage " euthanasia " : It does not. It's a > > malicious > > myth that reform would encourage or even require euthanasia for > > seniors. For > > seniors who want to consult with their family and physicians about > > end-of > > life decisions, reform will help to cover these voluntary, private > > consultations for those who want help with these personal and > > difficult family > > decisions. > > 4.. Vets' health care is safe and sound: It's a myth that health > > insurance > > reform will affect veterans' access to the care they get now. To the > > contrary, the President's budget significantly expands coverage > > under the VA, > > extending care to 500,000 more veterans who were previously > > excluded. The VA > > Healthcare system will continue to be available for all eligible > > veterans. > > 5.. Reform will benefit small business - not burden it: It's a myth > > that > > health insurance reform will hurt small businesses. To the contrary, > > reform > > will ease the burdens on small businesses, provide tax credits to > > help them > > pay for employee coverage and help level the playing field with big > > firms > > who pay much less to cover their employees on average. > > 6.. Your Medicare is safe, and stronger with reform: It's myth that > > Health > > Insurance Reform would be financed by cutting Medicare benefits. To > > the > > contrary, reform will improve the long-term financial health of > > Medicare, > > ensure better coordination, eliminate waste and unnecessary > > subsidies to > > insurance companies, and help to close the Medicare " doughnut " hole > > to make > > prescription drugs more affordable for seniors. > > 7.. You can keep your own insurance: It's myth that reform will > > force you > > out of your current insurance plan or force you to change doctors. > > To the > > contrary, reform will expand your choices, not eliminate them. > > 8. No, government will not do anything with your bank account: It is > > an > > absurd myth that government will be in charge of your bank accounts. > > Health > > insurance reform will simplify administration, making it easier and > > more > > convenient for you to pay bills in a method that you choose. Just > > like paying > > a phone bill or a utility bill, you can pay by traditional check, or > > by a > > direct electronic payment. And forms will be standardized so they > > will be > > easier to understand. The choice is up to you - and the same rules > > of privacy > > will apply as they do for all other electronic payments that people > > make. > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 LOL no way Dudley where have you been we already decided controlling radical extremist EMS workers wielding guns through the streets is tops after healthcare is solved. It`s a dangerous situation!! -Chris > > Life Insurance...that is a good point.? Ron, when will the Federal > Government make sure we all have Life Insurance?? I mean, how many > families are left without because people with poor health histories > cannot get life insurance...it really isn't fair that people have to > pay exorbitant rates for life insurance.? How many children are > living in the streets or in shelters because a parent has died > without insurance?? When will we wise up and fix this problem?? > Maybe this is what we will work on after we get this healthcare > thing knocked out of the way? > > Also, what about auto insurance?? I mean, the government requires > that we have it....I am thinking we can provide that as well.? I > mean, when will we as Americans realize the injustice it is that > people have to buy a car AND then insure it?? > > Again....where does it end? > > Dudley > > Re: Health Care Reform Facts for the Educate > Person > > The bottom line this should not be happening to you. I think > you'll find if out if you haven't already that with the apnea your > not going to get as much if any life insurance. I know several > patients that got cancelled, or their life insurance was cut 50 % or > more. That is sad, because they don't give them any logical excuse > other than that is just benefits of their insurance plans. Earlier > someone mentioned the 80s and HMOs. I think there are still some > HMOs. A PPO isn't any better in my opinion. > > I've said it before and will say it again. This it a HUGE > opportunity to pass legislation to correct 1,000's of problems, help > millions of Americans, and it will not be perfect. It will need > tweaking just as the 1,500 or so bills the Texas Legislature just > passed. Are any of them perfect? Are any EMS bills passed over the > years perfect? I can't count the times we in EMS had to support > imperfect bills just get something started, and try to tweak it later. > > Just this session many supported bills to get more government money > for their EMS services. They cry, beg, scream, put their money up > for lobbyist for to get this money, but they will be a hypocrite and > say " how dare them try to provide health care, just give me the > money and trust me " , then we get fraud by the same people. Don't we? > > Once again this is not your problem alone, this is a Health Care > System problem that needs fixing, but many want to keep it broken > due to fear and no courage to face the future with change and courage. > Thanks > Ron > 8 ways > > > > > > > > 8 ways reform provides security and stability to those with or > > without > > > > coverage > > > > > > > > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance > > > > companies > > > > will be prohibited from refusing you coverage because of your > > medical > > > > history. > > > > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co- > > Pays: > > > > Insurance companies will have to abide by yearly caps on how > much > > > > they can charge > > > > for out-of-pocket expenses. > > > > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies > > must > > > > fully > > > > cover, without charge, regular checkups and tests that help you > > > > prevent > > > > illness, such as mammograms or eye and foot exams for diabetics. > > > > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance > > companies > > > > will > > > > be prohibited from dropping or watering down insurance coverage > > for > > > > those > > > > who become seriously ill. > > > > 5.. Ends Gender Discrimination: Insurance companies will be > > prohibited > > > > from charging you more because of your gender. > > > > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance > companies > > > > will be > > > > prevented from placing annual or lifetime caps on the coverage > you > > > > receive. > > > > 7.. Extends Coverage for Young Adults: Children would continue > > to be > > > > eligible for family coverage through the age of 26. > > > > 8.. Guarantees Insurance Renewal: Insurance companies will be > > > > required to > > > > renew any policy as long as the policyholder pays their > premium in > > > > full. > > > > Insurance companies won't be allowed to refuse renewal because > > > > someone became > > > > sick. > > > > > > > > 8 common myths about health insurance reform > > > > > > > > 1.. Reform will stop " rationing " - not increase it: It's a myth > > that > > > > reform will mean a " government takeover " of health care or > lead to > > > > " rationing. " > > > > To the contrary, reform will forbid many forms of rationing that > > are > > > > currently being used by insurance companies. > > > > 2.. We can't afford reform: It's the status quo we can't afford. > > > > It's a > > > > myth that reform will bust the budget. To the contrary, the > > > > President has > > > > identified ways to pay for the vast majority of the up-front > costs > > > > by cutting > > > > waste, fraud, and abuse within existing government health > > programs; > > > > ending > > > > big subsidies to insurance companies; and increasing efficiency > > with > > > > such > > > > steps as coordinating care and streamlining paperwork. In the > long > > > > term, > > > > reform can help bring down costs that will otherwise lead to a > > > > fiscal crisis. > > > > 3.. Reform would encourage " euthanasia " : It does not. It's a > > > > malicious > > > > myth that reform would encourage or even require euthanasia for > > > > seniors. For > > > > seniors who want to consult with their family and physicians > about > > > > end-of > > > > life decisions, reform will help to cover these voluntary, > private > > > > consultations for those who want help with these personal and > > > > difficult family > > > > decisions. > > > > 4.. Vets' health care is safe and sound: It's a myth that health > > > > insurance > > > > reform will affect veterans' access to the care they get now. To > > the > > > > contrary, the President's budget significantly expands coverage > > > > under the VA, > > > > extending care to 500,000 more veterans who were previously > > > > excluded. The VA > > > > Healthcare system will continue to be available for all eligible > > > > veterans. > > > > 5.. Reform will benefit small business - not burden it: It's a > > myth > > > > that > > > > health insurance reform will hurt small businesses. To the > > contrary, > > > > reform > > > > will ease the burdens on small businesses, provide tax credits > to > > > > help them > > > > pay for employee coverage and help level the playing field with > > big > > > > firms > > > > who pay much less to cover their employees on average. > > > > 6.. Your Medicare is safe, and stronger with reform: It's myth > > that > > > > Health > > > > Insurance Reform would be financed by cutting Medicare benefits. > > To > > > > the > > > > contrary, reform will improve the long-term financial health of > > > > Medicare, > > > > ensure better coordination, eliminate waste and unnecessary > > > > subsidies to > > > > insurance companies, and help to close the Medicare " doughnut " > > hole > > > > to make > > > > prescription drugs more affordable for seniors. > > > > 7.. You can keep your own insurance: It's myth that reform will > > > > force you > > > > out of your current insurance plan or force you to change > doctors. > > > > To the > > > > contrary, reform will expand your choices, not eliminate them. > > > > 8. No, government will not do anything with your bank account: > > It is > > > > an > > > > absurd myth that government will be in charge of your bank > > accounts. > > > > Health > > > > insurance reform will simplify administration, making it easier > > and > > > > more > > > > convenient for you to pay bills in a method that you choose. > Just > > > > like paying > > > > a phone bill or a utility bill, you can pay by traditional > > check, or > > > > by a > > > > direct electronic payment. And forms will be standardized so > they > > > > will be > > > > easier to understand. The choice is up to you - and the same > rules > > > > of privacy > > > > will apply as they do for all other electronic payments that > > people > > > > make. > > > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 Dudley 99% of my time complaining about anything including Medicare or Medicaid was certainly when you were not around in a 100 miles. So what would you know but a snippet or a sound bite you heard? You also said in another post something about me and 10 years. You need to rethink that one. You are throwing things around me to be taken as fact just like the healthcare opinions your throwing around. Some factual, but mostly opinion. Nice try to divert off the issue of health care....... get the message on something or someone else. Dilute or distort the facts. Ron 8 ways > > > > 8 ways reform provides security and stability to those with or without > > coverage > > > > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance > > companies > > will be prohibited from refusing you coverage because of your medical > > history. > > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays: > > Insurance companies will have to abide by yearly caps on how much > > they can charge > > for out-of-pocket expenses. > > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies must > > fully > > cover, without charge, regular checkups and tests that help you > > prevent > > illness, such as mammograms or eye and foot exams for diabetics. > > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance companies > > will > > be prohibited from dropping or watering down insurance coverage for > > those > > who become seriously ill. > > 5.. Ends Gender Discrimination: Insurance companies will be prohibited > > from charging you more because of your gender. > > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance companies > > will be > > prevented from placing annual or lifetime caps on the coverage you > > receive. > > 7.. Extends Coverage for Young Adults: Children would continue to be > > eligible for family coverage through the age of 26. > > 8.. Guarantees Insurance Renewal: Insurance companies will be > > required to > > renew any policy as long as the policyholder pays their premium in > > full. > > Insurance companies won't be allowed to refuse renewal because > > someone became > > sick. > > > > 8 common myths about health insurance reform > > > > 1.. Reform will stop " rationing " - not increase it: It's a myth that > > reform will mean a " government takeover " of health care or lead to > > " rationing. " > > To the contrary, reform will forbid many forms of rationing that are > > currently being used by insurance companies. > > 2.. We can't afford reform: It's the status quo we can't afford. > > It's a > > myth that reform will bust the budget. To the contrary, the > > President has > > identified ways to pay for the vast majority of the up-front costs > > by cutting > > waste, fraud, and abuse within existing government health programs; > > ending > > big subsidies to insurance companies; and increasing efficiency with > > such > > steps as coordinating care and streamlining paperwork. In the long > > term, > > reform can help bring down costs that will otherwise lead to a > > fiscal crisis. > > 3.. Reform would encourage " euthanasia " : It does not. It's a > > malicious > > myth that reform would encourage or even require euthanasia for > > seniors. For > > seniors who want to consult with their family and physicians about > > end-of > > life decisions, reform will help to cover these voluntary, private > > consultations for those who want help with these personal and > > difficult family > > decisions. > > 4.. Vets' health care is safe and sound: It's a myth that health > > insurance > > reform will affect veterans' access to the care they get now. To the > > contrary, the President's budget significantly expands coverage > > under the VA, > > extending care to 500,000 more veterans who were previously > > excluded. The VA > > Healthcare system will continue to be available for all eligible > > veterans. > > 5.. Reform will benefit small business - not burden it: It's a myth > > that > > health insurance reform will hurt small businesses. To the contrary, > > reform > > will ease the burdens on small businesses, provide tax credits to > > help them > > pay for employee coverage and help level the playing field with big > > firms > > who pay much less to cover their employees on average. > > 6.. Your Medicare is safe, and stronger with reform: It's myth that > > Health > > Insurance Reform would be financed by cutting Medicare benefits. To > > the > > contrary, reform will improve the long-term financial health of > > Medicare, > > ensure better coordination, eliminate waste and unnecessary > > subsidies to > > insurance companies, and help to close the Medicare " doughnut " hole > > to make > > prescription drugs more affordable for seniors. > > 7.. You can keep your own insurance: It's myth that reform will > > force you > > out of your current insurance plan or force you to change doctors. > > To the > > contrary, reform will expand your choices, not eliminate them. > > 8. No, government will not do anything with your bank account: It is > > an > > absurd myth that government will be in charge of your bank accounts. > > Health > > insurance reform will simplify administration, making it easier and > > more > > convenient for you to pay bills in a method that you choose. Just > > like paying > > a phone bill or a utility bill, you can pay by traditional check, or > > by a > > direct electronic payment. And forms will be standardized so they > > will be > > easier to understand. The choice is up to you - and the same rules > > of privacy > > will apply as they do for all other electronic payments that people > > make. > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 Dudley 99% of my time complaining about anything including Medicare or Medicaid was certainly when you were not around in a 100 miles. So what would you know but a snippet or a sound bite you heard? You also said in another post something about me and 10 years. You need to rethink that one. You are throwing things around me to be taken as fact just like the healthcare opinions your throwing around. Some factual, but mostly opinion. Nice try to divert off the issue of health care....... get the message on something or someone else. Dilute or distort the facts. Ron 8 ways > > > > 8 ways reform provides security and stability to those with or without > > coverage > > > > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance > > companies > > will be prohibited from refusing you coverage because of your medical > > history. > > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays: > > Insurance companies will have to abide by yearly caps on how much > > they can charge > > for out-of-pocket expenses. > > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies must > > fully > > cover, without charge, regular checkups and tests that help you > > prevent > > illness, such as mammograms or eye and foot exams for diabetics. > > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance companies > > will > > be prohibited from dropping or watering down insurance coverage for > > those > > who become seriously ill. > > 5.. Ends Gender Discrimination: Insurance companies will be prohibited > > from charging you more because of your gender. > > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance companies > > will be > > prevented from placing annual or lifetime caps on the coverage you > > receive. > > 7.. Extends Coverage for Young Adults: Children would continue to be > > eligible for family coverage through the age of 26. > > 8.. Guarantees Insurance Renewal: Insurance companies will be > > required to > > renew any policy as long as the policyholder pays their premium in > > full. > > Insurance companies won't be allowed to refuse renewal because > > someone became > > sick. > > > > 8 common myths about health insurance reform > > > > 1.. Reform will stop " rationing " - not increase it: It's a myth that > > reform will mean a " government takeover " of health care or lead to > > " rationing. " > > To the contrary, reform will forbid many forms of rationing that are > > currently being used by insurance companies. > > 2.. We can't afford reform: It's the status quo we can't afford. > > It's a > > myth that reform will bust the budget. To the contrary, the > > President has > > identified ways to pay for the vast majority of the up-front costs > > by cutting > > waste, fraud, and abuse within existing government health programs; > > ending > > big subsidies to insurance companies; and increasing efficiency with > > such > > steps as coordinating care and streamlining paperwork. In the long > > term, > > reform can help bring down costs that will otherwise lead to a > > fiscal crisis. > > 3.. Reform would encourage " euthanasia " : It does not. It's a > > malicious > > myth that reform would encourage or even require euthanasia for > > seniors. For > > seniors who want to consult with their family and physicians about > > end-of > > life decisions, reform will help to cover these voluntary, private > > consultations for those who want help with these personal and > > difficult family > > decisions. > > 4.. Vets' health care is safe and sound: It's a myth that health > > insurance > > reform will affect veterans' access to the care they get now. To the > > contrary, the President's budget significantly expands coverage > > under the VA, > > extending care to 500,000 more veterans who were previously > > excluded. The VA > > Healthcare system will continue to be available for all eligible > > veterans. > > 5.. Reform will benefit small business - not burden it: It's a myth > > that > > health insurance reform will hurt small businesses. To the contrary, > > reform > > will ease the burdens on small businesses, provide tax credits to > > help them > > pay for employee coverage and help level the playing field with big > > firms > > who pay much less to cover their employees on average. > > 6.. Your Medicare is safe, and stronger with reform: It's myth that > > Health > > Insurance Reform would be financed by cutting Medicare benefits. To > > the > > contrary, reform will improve the long-term financial health of > > Medicare, > > ensure better coordination, eliminate waste and unnecessary > > subsidies to > > insurance companies, and help to close the Medicare " doughnut " hole > > to make > > prescription drugs more affordable for seniors. > > 7.. You can keep your own insurance: It's myth that reform will > > force you > > out of your current insurance plan or force you to change doctors. > > To the > > contrary, reform will expand your choices, not eliminate them. > > 8. No, government will not do anything with your bank account: It is > > an > > absurd myth that government will be in charge of your bank accounts. > > Health > > insurance reform will simplify administration, making it easier and > > more > > convenient for you to pay bills in a method that you choose. Just > > like paying > > a phone bill or a utility bill, you can pay by traditional check, or > > by a > > direct electronic payment. And forms will be standardized so they > > will be > > easier to understand. The choice is up to you - and the same rules > > of privacy > > will apply as they do for all other electronic payments that people > > make. > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 Dudley 99% of my time complaining about anything including Medicare or Medicaid was certainly when you were not around in a 100 miles. So what would you know but a snippet or a sound bite you heard? You also said in another post something about me and 10 years. You need to rethink that one. You are throwing things around me to be taken as fact just like the healthcare opinions your throwing around. Some factual, but mostly opinion. Nice try to divert off the issue of health care....... get the message on something or someone else. Dilute or distort the facts. Ron 8 ways > > > > 8 ways reform provides security and stability to those with or without > > coverage > > > > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance > > companies > > will be prohibited from refusing you coverage because of your medical > > history. > > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays: > > Insurance companies will have to abide by yearly caps on how much > > they can charge > > for out-of-pocket expenses. > > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies must > > fully > > cover, without charge, regular checkups and tests that help you > > prevent > > illness, such as mammograms or eye and foot exams for diabetics. > > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance companies > > will > > be prohibited from dropping or watering down insurance coverage for > > those > > who become seriously ill. > > 5.. Ends Gender Discrimination: Insurance companies will be prohibited > > from charging you more because of your gender. > > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance companies > > will be > > prevented from placing annual or lifetime caps on the coverage you > > receive. > > 7.. Extends Coverage for Young Adults: Children would continue to be > > eligible for family coverage through the age of 26. > > 8.. Guarantees Insurance Renewal: Insurance companies will be > > required to > > renew any policy as long as the policyholder pays their premium in > > full. > > Insurance companies won't be allowed to refuse renewal because > > someone became > > sick. > > > > 8 common myths about health insurance reform > > > > 1.. Reform will stop " rationing " - not increase it: It's a myth that > > reform will mean a " government takeover " of health care or lead to > > " rationing. " > > To the contrary, reform will forbid many forms of rationing that are > > currently being used by insurance companies. > > 2.. We can't afford reform: It's the status quo we can't afford. > > It's a > > myth that reform will bust the budget. To the contrary, the > > President has > > identified ways to pay for the vast majority of the up-front costs > > by cutting > > waste, fraud, and abuse within existing government health programs; > > ending > > big subsidies to insurance companies; and increasing efficiency with > > such > > steps as coordinating care and streamlining paperwork. In the long > > term, > > reform can help bring down costs that will otherwise lead to a > > fiscal crisis. > > 3.. Reform would encourage " euthanasia " : It does not. It's a > > malicious > > myth that reform would encourage or even require euthanasia for > > seniors. For > > seniors who want to consult with their family and physicians about > > end-of > > life decisions, reform will help to cover these voluntary, private > > consultations for those who want help with these personal and > > difficult family > > decisions. > > 4.. Vets' health care is safe and sound: It's a myth that health > > insurance > > reform will affect veterans' access to the care they get now. To the > > contrary, the President's budget significantly expands coverage > > under the VA, > > extending care to 500,000 more veterans who were previously > > excluded. The VA > > Healthcare system will continue to be available for all eligible > > veterans. > > 5.. Reform will benefit small business - not burden it: It's a myth > > that > > health insurance reform will hurt small businesses. To the contrary, > > reform > > will ease the burdens on small businesses, provide tax credits to > > help them > > pay for employee coverage and help level the playing field with big > > firms > > who pay much less to cover their employees on average. > > 6.. Your Medicare is safe, and stronger with reform: It's myth that > > Health > > Insurance Reform would be financed by cutting Medicare benefits. To > > the > > contrary, reform will improve the long-term financial health of > > Medicare, > > ensure better coordination, eliminate waste and unnecessary > > subsidies to > > insurance companies, and help to close the Medicare " doughnut " hole > > to make > > prescription drugs more affordable for seniors. > > 7.. You can keep your own insurance: It's myth that reform will > > force you > > out of your current insurance plan or force you to change doctors. > > To the > > contrary, reform will expand your choices, not eliminate them. > > 8. No, government will not do anything with your bank account: It is > > an > > absurd myth that government will be in charge of your bank accounts. > > Health > > insurance reform will simplify administration, making it easier and > > more > > convenient for you to pay bills in a method that you choose. Just > > like paying > > a phone bill or a utility bill, you can pay by traditional check, or > > by a > > direct electronic payment. And forms will be standardized so they > > will be > > easier to understand. The choice is up to you - and the same rules > > of privacy > > will apply as they do for all other electronic payments that people > > make. > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 I too am trying to read the 1000 page house bill that has every one in an uproar. But, I am not an attorny so it is taking a while. what I have read so far: 1. The fedral government will decide if your health insurance is adequate and if it is not you will be forced into the government paln or pay an additional 2.5% income tax. 2. if you own a buisness and do not offer the public option plan and pay into it you will pay an additional 8% income tax. 3. You will be limited to $5,ooo a year for an individual and $10,000 dollars a year for a family for " routine care " . It does not define what routine care is very well. Does this cover everything that is done through my doctors office or only the office visit? Does it cover blood tests and radiological exams? It does not specify. 4. If the Government determines you t obe so ill that you most likely will not survive than they will refuse you access to the treatment that gives you a fighting chance. But they will offer you end of life counselling and the medications to take your own life painlessly. 5. All doctors will be reimbursed the same reguardless of specialty. Like I said I am not all the way done reading it. I have children and work full time so I do not get a whole of free time to read this sort of legislation. That is why I vote. It seems very suspicios to me that we have to pass this in a hurry without input from anyone but the Democratic leadership and anyone who speaks out is Un-American or (hey remember this one from the campaign) to unedecated to understand the economy or politics so we cling to our guns and our religion. I have sent E-mails to our Representatives asking them to at least take the time to read the bill before they vote on it. Lastly no one is denied access to healthcare reguardless of ability to pay. If you cannot pay then you go to the county run clinic or county hospital. These are supported by your tax dollars. I will say some reform could be used but what I have read so far in the bill that is being pushed for by the likes of the Speaker of the House (and yes I know her name I don't have to time to look it up to spell it correctly) scares the hell out me. Also I do not claim to be an english teacher and did not use spellcheck so if you have nothing better to do than prrof read this and make fun of a few typing and speling errors than maybe you should become informed on the issues. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 40 million undiagnosed cases? If they aren't diagnosed, how would anybody know? Must be like that " saved jobs " statistic. Sent from my Verizon Wireless BlackBerry Re: Health Care Reform Facts for the Educate Person I'm talking about insurance towards " just " sleep apnea. So your distorting the facts as if I'm saying Life Ins. for all for all situations. There are 40 million undiagnosed cases of Sleep Apnea. These folks can use help, but if they can afford it out of their own money they will pay a heavy price in other ways. This has nothing to do with children in streets or other diversions of the one simple point I was making about sleep apnea and life insurance. You certainly expanded you vision on that one. Everytime I walk down the hall way of a nursing home all I hear is " where does it end " . Ron 8 ways > > > > > > 8 ways reform provides security and stability to those with or > without > > > coverage > > > > > > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance > > > companies > > > will be prohibited from refusing you coverage because of your > medical > > > history. > > > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co- > Pays: > > > Insurance companies will have to abide by yearly caps on how much > > > they can charge > > > for out-of-pocket expenses. > > > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies > must > > > fully > > > cover, without charge, regular checkups and tests that help you > > > prevent > > > illness, such as mammograms or eye and foot exams for diabetics. > > > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance > companies > > > will > > > be prohibited from dropping or watering down insurance coverage > for > > > those > > > who become seriously ill. > > > 5.. Ends Gender Discrimination: Insurance companies will be > prohibited > > > from charging you more because of your gender. > > > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance companies > > > will be > > > prevented from placing annual or lifetime caps on the coverage you > > > receive. > > > 7.. Extends Coverage for Young Adults: Children would continue > to be > > > eligible for family coverage through the age of 26. > > > 8.. Guarantees Insurance Renewal: Insurance companies will be > > > required to > > > renew any policy as long as the policyholder pays their premium in > > > full. > > > Insurance companies won't be allowed to refuse renewal because > > > someone became > > > sick. > > > > > > 8 common myths about health insurance reform > > > > > > 1.. Reform will stop " rationing " - not increase it: It's a myth > that > > > reform will mean a " government takeover " of health care or lead to > > > " rationing. " > > > To the contrary, reform will forbid many forms of rationing that > are > > > currently being used by insurance companies. > > > 2.. We can't afford reform: It's the status quo we can't afford. > > > It's a > > > myth that reform will bust the budget. To the contrary, the > > > President has > > > identified ways to pay for the vast majority of the up-front costs > > > by cutting > > > waste, fraud, and abuse within existing government health > programs; > > > ending > > > big subsidies to insurance companies; and increasing efficiency > with > > > such > > > steps as coordinating care and streamlining paperwork. In the long > > > term, > > > reform can help bring down costs that will otherwise lead to a > > > fiscal crisis. > > > 3.. Reform would encourage " euthanasia " : It does not. It's a > > > malicious > > > myth that reform would encourage or even require euthanasia for > > > seniors. For > > > seniors who want to consult with their family and physicians about > > > end-of > > > life decisions, reform will help to cover these voluntary, private > > > consultations for those who want help with these personal and > > > difficult family > > > decisions. > > > 4.. Vets' health care is safe and sound: It's a myth that health > > > insurance > > > reform will affect veterans' access to the care they get now. To > the > > > contrary, the President's budget significantly expands coverage > > > under the VA, > > > extending care to 500,000 more veterans who were previously > > > excluded. The VA > > > Healthcare system will continue to be available for all eligible > > > veterans. > > > 5.. Reform will benefit small business - not burden it: It's a > myth > > > that > > > health insurance reform will hurt small businesses. To the > contrary, > > > reform > > > will ease the burdens on small businesses, provide tax credits to > > > help them > > > pay for employee coverage and help level the playing field with > big > > > firms > > > who pay much less to cover their employees on average. > > > 6.. Your Medicare is safe, and stronger with reform: It's myth > that > > > Health > > > Insurance Reform would be financed by cutting Medicare benefits. > To > > > the > > > contrary, reform will improve the long-term financial health of > > > Medicare, > > > ensure better coordination, eliminate waste and unnecessary > > > subsidies to > > > insurance companies, and help to close the Medicare " doughnut " > hole > > > to make > > > prescription drugs more affordable for seniors. > > > 7.. You can keep your own insurance: It's myth that reform will > > > force you > > > out of your current insurance plan or force you to change doctors. > > > To the > > > contrary, reform will expand your choices, not eliminate them. > > > 8. No, government will not do anything with your bank account: > It is > > > an > > > absurd myth that government will be in charge of your bank > accounts. > > > Health > > > insurance reform will simplify administration, making it easier > and > > > more > > > convenient for you to pay bills in a method that you choose. Just > > > like paying > > > a phone bill or a utility bill, you can pay by traditional > check, or > > > by a > > > direct electronic payment. And forms will be standardized so they > > > will be > > > easier to understand. The choice is up to you - and the same rules > > > of privacy > > > will apply as they do for all other electronic payments that > people > > > make. > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 LOL Subject: Re: Health Care Reform Facts for the Educate Person To: texasems-l Date: Sunday, August 16, 2009, 11:34 AM 40 million undiagnosed cases? If they aren't diagnosed, how would anybody know? Must be like that " saved jobs " statistic. Sent from my Verizon Wireless BlackBerry > Grayson > www.kellygrayson. com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 Hear! Hear! > > > > > > When does this town hall meeting end? > > > > ________________________________ > > From: texasems-l > texasems-l > > To: texasems-l > texasems-l > > Sent: Sun Aug 16 11:32:15 2009 > Subject: Re: Health Care Reform Facts for the Educate Person > > > > > So you are going to complaining about others getting help from tax dollars for > insurance, but you get it and that's o.k. " because I work for the City " . So > the City government whom also receives Fed and State tax money along with EMS > ESD Tax money and Medicare/Medicaid Tax money from many Veterans that can' t > afford Health Ins. are paying for yours and perhaps your family. Your in EMS, > your an administrator, your a Paramedic, your an American, very nice pay check > with tax funds, you have Tax Funded Health Ins at a discount rate due to being > with the City, and you don't want any government involved in Health Care. If > City, Counties and so on are suppose to provide Public Safety then it's beyond > me why they are providing you and perhaps your family Health, and LIFE Ins, > along with much more for you and THEM. OMG where DOES IT ALL END.!! Perhaps we > can start by having you give yours up as a wonderful gesture. > Well it's all been fun, and I know this is a passionate issue, but I got leave > my computer in the morning due to leaving on vacation until next Sat or Sun, > so I hope the conversation continues. Dudley you have may some great points > and I'm not picking on you. I've live and worked similar to you and received > the same benefits, but I have to say not a damn thing from VA. Are you a Vet? > If you are then you understand. So all this good or bad VA care I just don't > get to see it. If I had NOT received these Government Paid Benefits for > Health, Life, Vacation Pay, Retirement with Tax funds til the day I die, I > would be in a pickle. I was blessed, and fortunate as Dudley, but I know many > of you on here are not. I received and I still am Millions of Dollars of > Benefits Packages just as Dudley. When I work in Government Fund EMS and get > killed in LODD my family will be taken care of for LIFE with Tax Dollars with > the Public Safety Benefit Act, probably just like Dudley. Most of you WON " T. I > tried many times to have EVERYONE in EMS included in these benefits, but I'm > sure Dudley was against it since there would have been government run tax > benefits involved. Next time you go to GETAC and look around the room; look at > the people including DSHS State Employees and remember they will all be > getting TAX Dollar paid benefits mostly for life as will there families, > including at home all school teachers get taxes to fund them as well. What > happened to all you Taxed Enough Already folks. If you TEA Party Person then > cancel ALL tax programs and don't pick and choose what is good for your house, > but bad for others. Hypocritical ????????? What's good for me as an American > isn't good for you and your family policy. > Thanks > Ron > 8 ways >>> > > >>> > > 8 ways reform provides security and stability to those with or without >>> > > coverage >>> > > >>> > > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance >>> > > companies >>> > > will be prohibited from refusing you coverage because of your medical >>> > > history. >>> > > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays: >>> > > Insurance companies will have to abide by yearly caps on how much >>> > > they can charge >>> > > for out-of-pocket expenses. >>> > > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies must >>> > > fully >>> > > cover, without charge, regular checkups and tests that help you >>> > > prevent >>> > > illness, such as mammograms or eye and foot exams for diabetics. >>> > > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance companies >>> > > will >>> > > be prohibited from dropping or watering down insurance coverage for >>> > > those >>> > > who become seriously ill. >>> > > 5.. Ends Gender Discrimination: Insurance companies will be prohibited >>> > > from charging you more because of your gender. >>> > > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance companies >>> > > will be >>> > > prevented from placing annual or lifetime caps on the coverage you >>> > > receive. >>> > > 7.. Extends Coverage for Young Adults: Children would continue to be >>> > > eligible for family coverage through the age of 26. >>> > > 8.. Guarantees Insurance Renewal: Insurance companies will be >>> > > required to >>> > > renew any policy as long as the policyholder pays their premium in >>> > > full. >>> > > Insurance companies won't be allowed to refuse renewal because >>> > > someone became >>> > > sick. >>> > > >>> > > 8 common myths about health insurance reform >>> > > >>> > > 1.. Reform will stop " rationing " - not increase it: It's a myth that >>> > > reform will mean a " government takeover " of health care or lead to >>> > > " rationing. " >>> > > To the contrary, reform will forbid many forms of rationing that are >>> > > currently being used by insurance companies. >>> > > 2.. We can't afford reform: It's the status quo we can't afford. >>> > > It's a >>> > > myth that reform will bust the budget. To the contrary, the >>> > > President has >>> > > identified ways to pay for the vast majority of the up-front costs >>> > > by cutting >>> > > waste, fraud, and abuse within existing government health programs; >>> > > ending >>> > > big subsidies to insurance companies; and increasing efficiency with >>> > > such >>> > > steps as coordinating care and streamlining paperwork. In the long >>> > > term, >>> > > reform can help bring down costs that will otherwise lead to a >>> > > fiscal crisis. >>> > > 3.. Reform would encourage " euthanasia " : It does not. It's a >>> > > malicious >>> > > myth that reform would encourage or even require euthanasia for >>> > > seniors. For >>> > > seniors who want to consult with their family and physicians about >>> > > end-of >>> > > life decisions, reform will help to cover these voluntary, private >>> > > consultations for those who want help with these personal and >>> > > difficult family >>> > > decisions. >>> > > 4.. Vets' health care is safe and sound: It's a myth that health >>> > > insurance >>> > > reform will affect veterans' access to the care they get now. To the >>> > > contrary, the President's budget significantly expands coverage >>> > > under the VA, >>> > > extending care to 500,000 more veterans who were previously >>> > > excluded. The VA >>> > > Healthcare system will continue to be available for all eligible >>> > > veterans. >>> > > 5.. Reform will benefit small business - not burden it: It's a myth >>> > > that >>> > > health insurance reform will hurt small businesses. To the contrary, >>> > > reform >>> > > will ease the burdens on small businesses, provide tax credits to >>> > > help them >>> > > pay for employee coverage and help level the playing field with big >>> > > firms >>> > > who pay much less to cover their employees on average. >>> > > 6.. Your Medicare is safe, and stronger with reform: It's myth that >>> > > Health >>> > > Insurance Reform would be financed by cutting Medicare benefits. To >>> > > the >>> > > contrary, reform will improve the long-term financial health of >>> > > Medicare, >>> > > ensure better coordination, eliminate waste and unnecessary >>> > > subsidies to >>> > > insurance companies, and help to close the Medicare " doughnut " hole >>> > > to make >>> > > prescription drugs more affordable for seniors. >>> > > 7.. You can keep your own insurance: It's myth that reform will >>> > > force you >>> > > out of your current insurance plan or force you to change doctors. >>> > > To the >>> > > contrary, reform will expand your choices, not eliminate them. >>> > > 8. No, government will not do anything with your bank account: It is >>> > > an >>> > > absurd myth that government will be in charge of your bank accounts. >>> > > Health >>> > > insurance reform will simplify administration, making it easier and >>> > > more >>> > > convenient for you to pay bills in a method that you choose. Just >>> > > like paying >>> > > a phone bill or a utility bill, you can pay by traditional check, or >>> > > by a >>> > > direct electronic payment. And forms will be standardized so they >>> > > will be >>> > > easier to understand. The choice is up to you - and the same rules >>> > > of privacy >>> > > will apply as they do for all other electronic payments that people >>> > > make. >>> > > >>> > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 here is the address of the house Bill that was being argued about. http://docs.house.gov/edlabor/AAHCA-BillText-071409.pdf (copy and paste it to go directly to the site.)please read this and then start talking about what is in it. be informed first don't repeat every one elses retoric. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 spiband@... wrote: >>> No Kenny, as I sit here cleaning up the coke I just spit all over the place while laughing. I have to say I found it funny too! Thanks. I suspected that someone would appreciate the irony. Kenny Navarro Dallas Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 Ron, With all respect, my friend, you're wrong.? We are most certainly not a democracy.? We're a constitutional republic.? Simple majority rule is one step up from mob rule.?The US Constitution is full of limits on simple majority rule.? Most of those limits are found in the Bill of Rights.? As the old saying goes, democracy is two wolves voting to have a sheep for dinner.? Liberty is a well-armed sheep contesting the vote. -Wes Ogilvie Re: Health Care Reform Facts for the Educate Person Using the constitution and other arguments keep folks from talking about the bill being looked at to be voted on. If you could the issue and confuse folks enough, or use the same old " FEAR " tactics you will get your way whether you believe in it or not. Many folks just want to fight the other party and don't care if it helps there country are not, they are extremist and they come in many ages, sexes, walks of life, ect'; and there will be extremist on this and millions of other groups wanting to push things the way they or whom they represent for things to go their way. The " majority of Americans " voted last Nov. and said enough. This Country is run by simple majority and if that doesn't make folks proud to be an American then there are plenty of other countries they can go to and some do, and already have. They like someone, idea, money, or something in the other country more than their own. I'll just stay in the good old usa. As Greenwood sings " I'm Proud to be an American " Ron 8 ways > > > > > > 8 ways reform provides security and stability to those with or > > without > > > coverage > > > > > > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance > > > companies > > > will be prohibited from refusing you coverage because of your > > medical > > > history. > > > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co- > Pays: > > > Insurance companies will have to abide by yearly caps on how much > > > they can charge > > > for out-of-pocket expenses. > > > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies > must > > > fully > > > cover, without charge, regular checkups and tests that help you > > > prevent > > > illness, such as mammograms or eye and foot exams for diabetics. > > > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance > companies > > > will > > > be prohibited from dropping or watering down insurance coverage > for > > > those > > > who become seriously ill. > > > 5.. Ends Gender Discrimination: Insurance companies will be > > prohibited > > > from charging you more because of your gender. > > > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance companies > > > will be > > > prevented from placing annual or lifetime caps on the coverage you > > > receive. > > > 7.. Extends Coverage for Young Adults: Children would continue > to be > > > eligible for family coverage through the age of 26. > > > 8.. Guarantees Insurance Renewal: Insurance companies will be > > > required to > > > renew any policy as long as the policyholder pays their premium in > > > full. > > > Insurance companies won't be allowed to refuse renewal because > > > someone became > > > sick. > > > > > > 8 common myths about health insurance reform > > > > > > 1.. Reform will stop " rationing " - not increase it: It's a myth > that > > > reform will mean a " government takeover " of health care or lead to > > > " rationing. " > > > To the contrary, reform will forbid many forms of rationing that > are > > > currently being used by insurance companies. > > > 2.. We can't afford reform: It's the status quo we can't afford. > > > It's a > > > myth that reform will bust the budget. To the contrary, the > > > President has > > > identified ways to pay for the vast majority of the up-front costs > > > by cutting > > > waste, fraud, and abuse within existing government health > programs; > > > ending > > > big subsidies to insurance companies; and increasing efficiency > with > > > such > > > steps as coordinating care and streamlining paperwork. In the long > > > term, > > > reform can help bring down costs that will otherwise lead to a > > > fiscal crisis. > > > 3.. Reform would encourage " euthanasia " : It does not. It's a > > > malicious > > > myth that reform would encourage or even require euthanasia for > > > seniors. For > > > seniors who want to consult with their family and physicians about > > > end-of > > > life decisions, reform will help to cover these voluntary, private > > > consultations for those who want help with these personal and > > > difficult family > > > decisions. > > > 4.. Vets' health care is safe and sound: It's a myth that health > > > insurance > > > reform will affect veterans' access to the care they get now. To > the > > > contrary, the President's budget significantly expands coverage > > > under the VA, > > > extending care to 500,000 more veterans who were previously > > > excluded. The VA > > > Healthcare system will continue to be available for all eligible > > > veterans. > > > 5.. Reform will benefit small business - not burden it: It's a > myth > > > that > > > health insurance reform will hurt small businesses. To the > contrary, > > > reform > > > will ease the burdens on small businesses, provide tax credits to > > > help them > > > pay for employee coverage and help level the playing field with > big > > > firms > > > who pay much less to cover their employees on average. > > > 6.. Your Medicare is safe, and stronger with reform: It's myth > that > > > Health > > > Insurance Reform would be financed by cutting Medicare benefits. > To > > > the > > > contrary, reform will improve the long-term financial health of > > > Medicare, > > > ensure better coordination, eliminate waste and unnecessary > > > subsidies to > > > insurance companies, and help to close the Medicare " doughnut " > hole > > > to make > > > prescription drugs more affordable for seniors. > > > 7.. You can keep your own insurance: It's myth that reform will > > > force you > > > out of your current insurance plan or force you to change doctors. > > > To the > > > contrary, reform will expand your choices, not eliminate them. > > > 8. No, government will not do anything with your bank account: > It is > > > an > > > absurd myth that government will be in charge of your bank > accounts. > > > Health > > > insurance reform will simplify administration, making it easier > and > > > more > > > convenient for you to pay bills in a method that you choose. Just > > > like paying > > > a phone bill or a utility bill, you can pay by traditional > check, or > > > by a > > > direct electronic payment. And forms will be standardized so they > > > will be > > > easier to understand. The choice is up to you - and the same rules > > > of privacy > > > will apply as they do for all other electronic payments that > people > > > make. > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 In a message dated 8/16/2009 7:24:09 P.M. Central Daylight Time, mhudson@... writes: Kings and queens could be appointed in the Republic of Texas. For instance, there could be a king or queen of nurses, medics, physicians, garbage men, truck drivers, and undertakers - to name a few!!!! I met the Queens of EMS in Texas once on my way home from Pete's in Austin, it and they were not pretty. Louis N. Molino, Sr., CET FF/NREMT-B/FSI/EMSI Freelance Consultant/Trainer/Author/Journalist/Fire Protection Consultant LNMolino@... (Cell Phone) (IFW/FSS Office) (IFW/FSS Fax) " A Texan with a Jersey Attitude " " Great minds discuss ideas; Average minds discuss events; Small minds discuss people " Eleanor Roosevelt - US diplomat & reformer (1884 - 1962) Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 It's amazing how those whose arguments do not stand up to scrutiny and challenge begin calling names and accusing their opponents of anything that might change the subject. There is FEAR here. The American people are scared to death of the latest Washington takeover plan. And the independents (the people that actually decide an election) decided that if they were going to have a liberal in office, why not just vote for one. Now they are thinking, " Oh God, what have I done? " Dick \At 01:59 AM 8/16/2009, you wrote: > > >Using the constitution and other arguments keep folks from talking >about the bill being looked at to be voted on. If you could the >issue and confuse folks enough, or use the same old " FEAR " tactics >you will get your way whether you believe in it or not. Many folks >just want to fight the other party and don't care if it helps there >country are not, they are extremist and they come in many ages, >sexes, walks of life, ect'; and there will be extremist on this and >millions of other groups wanting to push things the way they or whom >they represent for things to go their way. The " majority of >Americans " voted last Nov. and said enough. This Country is run by >simple majority and if that doesn't make folks proud to be an >American then there are plenty of other countries they can go to and >some do, and already have. They like someone, idea, money, or >something in the other country more than their own. I'll just stay >in the good old usa. As Greenwood sings " I'm Proud to be an American " >Ron >----- Original Message ----- Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 As soon as the cell phone rings.... When does this town hall meeting end? ________________________________ From: texasems-l texasems-l > To: texasems-l texasems-l > Sent: Sun Aug 16 11:32:15 2009 Subject: Re: Health Care Reform Facts for the Educate Person So you are going to complaining about others getting help from tax dollars for insurance, but you get it and that's o.k. " because I work for the City " . So the City government whom also receives Fed and State tax money along with EMS ESD Tax money and Medicare/Medicaid Tax money from many Veterans that can' t afford Health Ins. are paying for yours and perhaps your family. Your in EMS, your an administrator, your a Paramedic, your an American, very nice pay check with tax funds, you have Tax Funded Health Ins at a discount rate due to being with the City, and you don't want any government involved in Health Care. If City, Counties and so on are suppose to provide Public Safety then it's beyond me why they are providing you and perhaps your family Health, and LIFE Ins, along with much more for you and THEM. OMG where DOES IT ALL END.!! Perhaps we can start by having you give yours up as a wonderful gesture. Well it's all been fun, and I know this is a passionate issue, but I got leave my computer in the morning due to leaving on vacation until next Sat or Sun, so I hope the conversation continues. Dudley you have may some great points and I'm not picking on you. I've live and worked similar to you and received the same benefits, but I have to say not a damn thing from VA. Are you a Vet? If you are then you understand. So all this good or bad VA care I just don't get to see it. If I had NOT received these Government Paid Benefits for Health, Life, Vacation Pay, Retirement with Tax funds til the day I die, I would be in a pickle. I was blessed, and fortunate as Dudley, but I know many of you on here are not. I received and I still am Millions of Dollars of Benefits Packages just as Dudley. When I work in Government Fund EMS and get killed in LODD my family will be taken care of for LIFE with Tax Dollars with the Public Safety Benefit Act, probably just like Dudley. Most of you WON " T. I tried many times to have EVERYONE in EMS included in these benefits, but I'm sure Dudley was against it since there would have been government run tax benefits involved. Next time you go to GETAC and look around the room; look at the people including DSHS State Employees and remember they will all be getting TAX Dollar paid benefits mostly for life as will there families, including at home all school teachers get taxes to fund them as well. What happened to all you Taxed Enough Already folks. If you TEA Party Person then cancel ALL tax programs and don't pick and choose what is good for your house, but bad for others. Hypocritical ????????? What's good for me as an American isn't good for you and your family policy. Thanks Ron 8 ways > > > > 8 ways reform provides security and stability to those with or without > > coverage > > > > 1.. Ends Discrimination for Pre-Existing Conditions: Insurance > > companies > > will be prohibited from refusing you coverage because of your medical > > history. > > 2.. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays: > > Insurance companies will have to abide by yearly caps on how much > > they can charge > > for out-of-pocket expenses. > > 3.. Ends Cost-Sharing for Preventive Care: Insurance companies must > > fully > > cover, without charge, regular checkups and tests that help you > > prevent > > illness, such as mammograms or eye and foot exams for diabetics. > > 4.. Ends Dropping of Coverage for Seriously Ill: Insurance companies > > will > > be prohibited from dropping or watering down insurance coverage for > > those > > who become seriously ill. > > 5.. Ends Gender Discrimination: Insurance companies will be prohibited > > from charging you more because of your gender. > > 6.. Ends Annual or Lifetime Caps on Coverage: Insurance companies > > will be > > prevented from placing annual or lifetime caps on the coverage you > > receive. > > 7.. Extends Coverage for Young Adults: Children would continue to be > > eligible for family coverage through the age of 26. > > 8.. Guarantees Insurance Renewal: Insurance companies will be > > required to > > renew any policy as long as the policyholder pays their premium in > > full. > > Insurance companies won't be allowed to refuse renewal because > > someone became > > sick. > > > > 8 common myths about health insurance reform > > > > 1.. Reform will stop " rationing " - not increase it: It's a myth that > > reform will mean a " government takeover " of health care or lead to > > " rationing. " > > To the contrary, reform will forbid many forms of rationing that are > > currently being used by insurance companies. > > 2.. We can't afford reform: It's the status quo we can't afford. > > It's a > > myth that reform will bust the budget. To the contrary, the > > President has > > identified ways to pay for the vast majority of the up-front costs > > by cutting > > waste, fraud, and abuse within existing government health programs; > > ending > > big subsidies to insurance companies; and increasing efficiency with > > such > > steps as coordinating care and streamlining paperwork. In the long > > term, > > reform can help bring down costs that will otherwise lead to a > > fiscal crisis. > > 3.. Reform would encourage " euthanasia " : It does not. It's a > > malicious > > myth that reform would encourage or even require euthanasia for > > seniors. For > > seniors who want to consult with their family and physicians about > > end-of > > life decisions, reform will help to cover these voluntary, private > > consultations for those who want help with these personal and > > difficult family > > decisions. > > 4.. Vets' health care is safe and sound: It's a myth that health > > insurance > > reform will affect veterans' access to the care they get now. To the > > contrary, the President's budget significantly expands coverage > > under the VA, > > extending care to 500,000 more veterans who were previously > > excluded. The VA > > Healthcare system will continue to be available for all eligible > > veterans. > > 5.. Reform will benefit small business - not burden it: It's a myth > > that > > health insurance reform will hurt small businesses. To the contrary, > > reform > > will ease the burdens on small businesses, provide tax credits to > > help them > > pay for employee coverage and help level the playing field with big > > firms > > who pay much less to cover their employees on average. > > 6.. Your Medicare is safe, and stronger with reform: It's myth that > > Health > > Insurance Reform would be financed by cutting Medicare benefits. To > > the > > contrary, reform will improve the long-term financial health of > > Medicare, > > ensure better coordination, eliminate waste and unnecessary > > subsidies to > > insurance companies, and help to close the Medicare " doughnut " hole > > to make > > prescription drugs more affordable for seniors. > > 7.. You can keep your own insurance: It's myth that reform will > > force you > > out of your current insurance plan or force you to change doctors. > > To the > > contrary, reform will expand your choices, not eliminate them. > > 8. No, government will not do anything with your bank account: It is > > an > > absurd myth that government will be in charge of your bank accounts. > > Health > > insurance reform will simplify administration, making it easier and > > more > > convenient for you to pay bills in a method that you choose. Just > > like paying > > a phone bill or a utility bill, you can pay by traditional check, or > > by a > > direct electronic payment. And forms will be standardized so they > > will be > > easier to understand. The choice is up to you - and the same rules > > of privacy > > will apply as they do for all other electronic payments that people > > make. > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 Let's put all of this federal mess aside and go ahead and secede!!!! As the Republic of Texas, we could have Kinky Freedmen as President, Chuck Norris as VP and Willie as Secretary of State. With a Jewish Cowboy, a Cowboy Martial Arts Movie Star, and .....Willie how could we go wrong??? We could form a new type of political doctrine based on the teachings of Glenn Beck. Forget the czars that the Obama regime is appointing. Kings and queens could be appointed in the Republic of Texas. For instance, there could be a king or queen of nurses, medics, physicians, garbage men, truck drivers, and undertakers - to name a few!!!! What do ya think??? -MH ________________________________ From: texasems-l [texasems-l ] On Behalf Of Kenny Navarro [kenneth.navarro@...] Sent: Sunday, August 16, 2009 2:15 PM To: texasems-l Subject: Re: Health Care Reform Facts for the Educate Person spiband@... wrote: >>> No Kenny, as I sit here cleaning up the coke I just spit all over the place while laughing. I have to say I found it funny too! Thanks. I suspected that someone would appreciate the irony. Kenny Navarro Dallas Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 16, 2009 Report Share Posted August 16, 2009 On Sunday, August 16, 2009 19:30, lnmolino@... said: > I met the Queens of EMS in Texas once on my way home from Pete's in Austin, > it and they were not pretty. I used to work with him, and I agree. Rob Quote Link to comment Share on other sites More sharing options...
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