Guest guest Posted January 23, 2003 Report Share Posted January 23, 2003 Congratulations every VICTORY over an insurance company is a real VICTORY!!!! Way to go!!! (unknown) Hey Folks! I have BC/BS of Empire State (New York) through my husband's employer, IBM. We have the self-managed plan. I started my process by asking for a predetermination letter. In my letter to the insurance company, I disclosed that the billing would be done by means of a " global fee " and what that meant. The 12-page letter that Penny prepared for the predetermination process also included extensive dialog regarding the global fee and why this is the process by which the insurance company would be billed. A short time after receiving the predetermination letter from me, the insurance company issued a letter stating that I had satisfied their requirements for proof that the surgery was a medical necessity. Their letter had a one-line disclaimer stating that this letter did not necessarily mean that they would pay the claim. (Which begs the question: What the heck is a predetermination letter for then?) Anyway, I went forward with step number two, which was to get a precertification letter from them. Once again, I disclosed the global billing fee policy to them and, once again, they failed to address this issue one way or another. I borrowed the $17 K from Cosmetic Fee Plan and figured I might have to pay one payment while awaiting the reimbursement from the insurance company. When the payment came, it was only for a little over $3,000. This was what the insurance company determined that the prevailing rate in North Carolina was for the surgeon. They informed me that they had no intention of paying for anything else. However, because I kept great records of who I had spoken with and had the two letters of predetermination and precertification, IBM's human resources department went to bat for me -- insisting that the insurance company had been given ample opportunity to deny service during the preop stage and had left me with the impression that the entire amount would be covered. In the meantime, we have made two, $400 payments (most of which was interest). Today is day 50 from the date of first submitting my appeal. In the BIBLE this is the number for the year of Jubilee when all of your debts are forgiven and you get back the land you may have had to mortgage to get through the tough times. It is a year to be set free from bondage! Today I received a call from IBM's Human Resources department telling me that a check for the balance that the insurance company owed would be mailed out on Friday or Monday! Praise the LORD! I feel like I am recovering from the bondage of slavery to obesity and now I am recovering from the debt associated with the slavery! This is my year of JUBILEE!!! Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 23, 2003 Report Share Posted January 23, 2003 Jansong: Congratulations! Way to go! Never give up... Vicki > Hey Folks! > > I have BC/BS of Empire State (New York) through my husband's > employer, IBM. We have the self-managed plan. I started my process by > asking for a predetermination letter. In my letter to the insurance > company, I disclosed that the billing would be done by means of a > " global fee " and what that meant. The 12-page letter that Penny > prepared for the predetermination process also included extensive > dialog regarding the global fee and why this is the process by which > the insurance company would be billed. > > A short time after receiving the predetermination letter from me, the > insurance company issued a letter stating that I had satisfied their > requirements for proof that the surgery was a medical necessity. > Their letter had a one-line disclaimer stating that this letter did > not necessarily mean that they would pay the claim. (Which begs the > question: What the heck is a predetermination letter for then?) > Anyway, I went forward with step number two, which was to get a > precertification letter from them. Once again, I disclosed the global > billing fee policy to them and, once again, they failed to address > this issue one way or another. > > I borrowed the $17 K from Cosmetic Fee Plan and figured I might have > to pay one payment while awaiting the reimbursement from the > insurance company. When the payment came, it was only for a little > over $3,000. This was what the insurance company determined that the > prevailing rate in North Carolina was for the surgeon. They informed > me that they had no intention of paying for anything else. However, > because I kept great records of who I had spoken with and had the two > letters of predetermination and precertification, IBM's human > resources department went to bat for me -- insisting that the > insurance company had been given ample opportunity to deny service > during the preop stage and had left me with the impression that the > entire amount would be covered. In the meantime, we have made two, > $400 payments (most of which was interest). > > Today is day 50 from the date of first submitting my appeal. In the > BIBLE this is the number for the year of Jubilee when all of your > debts are forgiven and you get back the land you may have had to > mortgage to get through the tough times. It is a year to be set free > from bondage! Today I received a call from IBM's Human Resources > department telling me that a check for the balance that the insurance > company owed would be mailed out on Friday or Monday! Praise the > LORD! I feel like I am recovering from the bondage of slavery to > obesity and now I am recovering from the debt associated with the > slavery! This is my year of JUBILEE!!! > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 23, 2003 Report Share Posted January 23, 2003 Jan I think that is great. I am very happy for anyone who can have their surgery paid for by the insurance company. God bless and rejoice!! Sheffield Concord, NC 11/26/02 261/212 (unknown) > Hey Folks! > > I have BC/BS of Empire State (New York) through my husband's > employer, IBM. We have the self-managed plan. I started my process by > asking for a predetermination letter. In my letter to the insurance > company, I disclosed that the billing would be done by means of a > " global fee " and what that meant. The 12-page letter that Penny > prepared for the predetermination process also included extensive > dialog regarding the global fee and why this is the process by which > the insurance company would be billed. > > A short time after receiving the predetermination letter from me, the > insurance company issued a letter stating that I had satisfied their > requirements for proof that the surgery was a medical necessity. > Their letter had a one-line disclaimer stating that this letter did > not necessarily mean that they would pay the claim. (Which begs the > question: What the heck is a predetermination letter for then?) > Anyway, I went forward with step number two, which was to get a > precertification letter from them. Once again, I disclosed the global > billing fee policy to them and, once again, they failed to address > this issue one way or another. > > I borrowed the $17 K from Cosmetic Fee Plan and figured I might have > to pay one payment while awaiting the reimbursement from the > insurance company. When the payment came, it was only for a little > over $3,000. This was what the insurance company determined that the > prevailing rate in North Carolina was for the surgeon. They informed > me that they had no intention of paying for anything else. However, > because I kept great records of who I had spoken with and had the two > letters of predetermination and precertification, IBM's human > resources department went to bat for me -- insisting that the > insurance company had been given ample opportunity to deny service > during the preop stage and had left me with the impression that the > entire amount would be covered. In the meantime, we have made two, > $400 payments (most of which was interest). > > Today is day 50 from the date of first submitting my appeal. In the > BIBLE this is the number for the year of Jubilee when all of your > debts are forgiven and you get back the land you may have had to > mortgage to get through the tough times. It is a year to be set free > from bondage! Today I received a call from IBM's Human Resources > department telling me that a check for the balance that the insurance > company owed would be mailed out on Friday or Monday! Praise the > LORD! I feel like I am recovering from the bondage of slavery to > obesity and now I am recovering from the debt associated with the > slavery! This is my year of JUBILEE!!! > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 24, 2003 Report Share Posted January 24, 2003 You should always place essential oils on a moist cottonball(tampon, tissue, whatever) otherwise it will burn. If you moisten with water it will dilute it and spread out the oil to cover a much greater area. Your skin will absorb the water easier than the oil. If you dilute the oil the water will act as a carrier for the oil. (the same concept is true for almond oil and olive oil they serve as good carriers for essential oil. Not as good at diluting and absorbency as water, which is why the water carrier is more effective for this application. For things like dry skin use olive or apricot oil as carriers because it will slowly soak into the skin) Please be careful of using straight essential oil. The less volatile ones may be used straight on certain occasions, but oils like oregano are highly volatile. Be careful! peace tai " liz_mclellan <orlando2k@...> " <orlando2k@...> wrote:OW! Well it's an extremely strong oil -- so perhaps you should dilute with almond oil or omething...but straight YIKES!!! essitial oils are higly concrented folks be careful!! you can actually 'burn' your skin ... > Hi, All. > > Someone awhile back mentioned oil of oregano for vaginal itching. I put a > few drops on a cotton ball and WOW did it burn. Has anyone else had this > same experience? Is this a sign it's working? Should I continue and if so, > how often? Please email me directly, if you don't mind, as I can't always > find my posted responses easily. > Thanks. > > > > > > _________________________________________________________________ > The new MSN 8: advanced junk mail protection and 2 months FREE* > http://join.msn.com/?page=features/junkmail Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 26, 2003 Report Share Posted January 26, 2003 Hi - that was me (Ali), not Ann. But what I did was I just bought a packet of flat pita breads, cut it up into segments, sprayed with some olive oil and sprinkled on sea salt or cajun seasoning, and baked for 10mins. They're made with wheat flour, so they would only be okay if you don't have to avoid wheat. Ali At 10:40 p.m. 26/01/2003 -0600, you wrote: >To Ann, > >I'm curious about the pita chips: how were they made and with what type of >flour? > > " I used carob in order to get over the chocolate cravings, and I made a LOT >of pita bread crisps in the oven, to get over the loss of potato chips from >my diet. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 27, 2003 Report Share Posted January 27, 2003 Austere Medical Solutions run an excellent course in Remote Environment Medicine. It's staged at Longworth Hall in Hereford and they run a couple of courses a year, the next one being June i think. The course is a week long and recognised by the Royal College of Surgeons. Hope this is of some help Andy Turnbull Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 27, 2003 Report Share Posted January 27, 2003 could someone tell me if they have ever stay on their period for days and days while on the treatment I have been on mine for 3 wks I have been on the treatment for 10 months and going thru alot of die off I had the yeast since I was a kid I dont know if this is part of the die off or not if someone knows or can find out please let me know. Thanks Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 27, 2003 Report Share Posted January 27, 2003 Hi : You will appreciate all who are on this group. They all try to be very helpful and all are friendly. Jenn in Or (unknown) My name is and I'm from Ohio. I joined this group --- Outgoing mail is certified Virus Free. Checked by AVG anti-virus system (http://www.grisoft.com). Version: 6.0.445 / Virus Database: 250 - Release Date: 1/21/2003 Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 28, 2003 Report Share Posted January 28, 2003 what kind of oils?? Lucinda (unknown) I am interested in making oils, can someone suggest a site to look at. This is such a great web site. Let me know, please. THANK YOU! Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 28, 2003 Report Share Posted January 28, 2003 Most pita breads I've come across have yeast, so do the pita chips I've seen. I don't know if those ones do. tai Riddle <riddlen71@...> wrote:To Ann, I'm curious about the pita chips: how were they made and with what type of flour? " I used carob in order to get over the chocolate cravings, and I made a LOT of pita bread crisps in the oven, to get over the loss of potato chips from my diet. Most potato chips contain MSG in their flavoring, so I will *never* eat those again. " _________________________________________________________________ Tired of spam? Get advanced junk mail protection with MSN 8. http://join.msn.com/?page=features/junkmail Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 28, 2003 Report Share Posted January 28, 2003 My last period went on for almost three weeks. I've had them last a long time before too. I think the long or abnormal periods are more of a symptom of candida, but may also be due to detoxification, shedding of mucus lining, or die off. I would not be put off from treatment because of it though, your body is doing what it needs to be doing either way. I have had many abnormalities with my menstration, long, short, strong, light, painful. I've also had a time when I did not have a period for 3 years. ALL of this has been candida and allergen/diet related. peace tai jesston98@... wrote:could someone tell me if they have ever stay on their period for days and days while on the treatment I have been on mine for 3 wks I have been on the treatment for 10 months and going thru alot of die off I had the yeast since I was a kid I dont know if this is part of the die off or not if someone knows or can find out please let me know. Thanks Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 28, 2003 Report Share Posted January 28, 2003 The brand I got was yeast-free - the trick is to get pita bread that is completely flat (and read the label). Any pita bread that is slightly raised will most likely have yeast in it. I've also looked at commercially-made pita chips, but they all have yeast. It's much better to make your own! Plus you can add your own seasoning and have them exactly how you want! Ali At 01:21 p.m. 28/01/2003 -0800, you wrote: >Most pita breads I've come across have yeast, so do the pita chips I've >seen. I don't know if those ones do. >tai > Riddle <riddlen71@...> wrote:To Ann, > >I'm curious about the pita chips: how were they made and with what type of >flour? Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 28, 2003 Report Share Posted January 28, 2003 ohohoh! What is the brand? I'll see if I can find it. thanks! tai Alison <ali-may@...> wrote:The brand I got was yeast-free - the trick is to get pita bread that is completely flat (and read the label). Any pita bread that is slightly raised will most likely have yeast in it. I've also looked at commercially-made pita chips, but they all have yeast. It's much better to make your own! Plus you can add your own seasoning and have them exactly how you want! Ali At 01:21 p.m. 28/01/2003 -0800, you wrote: >Most pita breads I've come across have yeast, so do the pita chips I've >seen. I don't know if those ones do. >tai > Riddle <riddlen71@...> wrote:To Ann, > >I'm curious about the pita chips: how were they made and with what type of >flour? Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 28, 2003 Report Share Posted January 28, 2003 The brand is Gianni's - but it may only be available in New Zealand... let us know if you find it! Ali At 02:13 p.m. 28/01/2003 -0800, you wrote: >ohohoh! What is the brand? I'll see if I can find it. >thanks! >tai Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 29, 2003 Report Share Posted January 29, 2003 , it sounds like your wife has already had chemotheraphy?A woman I know used a Bare/Rife device on her breast cancer (stage 2) and got to it before it started spreading exponentially.She had no chemo or radiation.She had a left breast masectomy and was only 53 years old.She also went on a jiuce and vegetable diet and quit working.She bombarded the tumors every day with the Rife/Bare machine.She has been in good health now for over a year.She is a rare example of what can be done when you catch it early enough and don't get chemo.If I can be of service let me know.By the way, I built the Bare machine for her and she still has it, collecting dust in the back bedroom.Call me if you want...Steve Young.. Los Angeles310-671-3961 >From: " Schwartz " <michael@...> >Reply-cures for cancer ><cures for cancer > >Subject: (unknown) >Date: Tue, 28 Jan 2003 09:54:48 -0500 > >My wife's Breast Cancer has spread into the liver. Her colour is slightly >jaundiced and the doctors give us litle hope. Is there anything that any of >you have used which might help. _________________________________________________________________ Protect your PC - get McAfee.com VirusScan Online http://clinic.mcafee.com/clinic/ibuy/campaign.asp?cid=3963 Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 29, 2003 Report Share Posted January 29, 2003 , it sounds like your wife has already had chemotheraphy?A woman I know used a Bare/Rife device on her breast cancer (stage 2) and got to it before it started spreading exponentially.She had no chemo or radiation.She had a left breast masectomy and was only 53 years old.She also went on a jiuce and vegetable diet and quit working.She bombarded the tumors every day with the Rife/Bare machine.She has been in good health now for over a year.She is a rare example of what can be done when you catch it early enough and don't get chemo.If I can be of service let me know.By the way, I built the Bare machine for her and she still has it, collecting dust in the back bedroom.Call me if you want...Steve Young.. Los Angeles310-671-3961 >From: " Schwartz " <michael@...> >Reply-cures for cancer ><cures for cancer > >Subject: (unknown) >Date: Tue, 28 Jan 2003 09:54:48 -0500 > >My wife's Breast Cancer has spread into the liver. Her colour is slightly >jaundiced and the doctors give us litle hope. Is there anything that any of >you have used which might help. _________________________________________________________________ Protect your PC - get McAfee.com VirusScan Online http://clinic.mcafee.com/clinic/ibuy/campaign.asp?cid=3963 Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 29, 2003 Report Share Posted January 29, 2003 Who is the Dr Is he from NYC from NJ (unknown) I posted a message a few weeks ago called "Staring Down the Barrel of a Second Surgery." I am happy to say that I had my second Heller Myotomy about ten days ago and I feel great. My current gastroenterologist recommended a much better surgeon who was incredibly knowledgeable about this procedure, was an excellent communicator, and seemed to bend over backwards to ensure that this surgical experience was better than the last. Specifically, he fully explained what went wrong with my first surgery (I received an incomplete Heller Myotomy and the fundoplication was too tight.), he fully explained how he was going to go about re-operating, and he asked that my gastroenterologist be present for the surgery to perform an endoscopy on the spot, ensuring that the myotomy was successful. After the surgery but before I left the hospital, he ordered a post-operative esophogram to make sure that liquids passed into my stomach normally---none of this was done with the first surgery. These great docs have restored my unfettered ability to swallow my food (Yippee!!!!) and has renewed my faith in modern medicine. Lessons learned:A. Don't be lulled into a false sense of security by seemingly impressive surgical credentials (lofty-sounding title, affiliation with a large institution, etc.) If the surgeon does not have specific experience doing myotomies, keep looking for a surgeon. My symptoms were so severe that I just didn't do enough probing.B. Make sure your gastroenterologist ("GE") is really knowledgeable about achalasia. That was part of my problem. My first GE was clueless about this disease so I did not feel confident in her ability to help me find a surgeon. I took that challenge upon myself with disastrous results.C. Once you pick a surgeon, make sure that that surgeon consults closely with your GE, that's what worked for me.I have had some reflux but it responds well to meds and is a small price to pay to eat normally. I hope that this lengthy message helps someone. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 29, 2003 Report Share Posted January 29, 2003 In a message dated 1/29/03 4:07:19 PM Central Standard Time, riddlen71@... writes: > Can anyone tell me more about: > food combining? > eating for your blood type? > > , They are two totally different things. Food combining is eating and avoiding certain food combinations. For example proteins cannot be eaten at the same time as Carbs, and non starchy veggies can be eaten with both. Fruit must be eaten alone and digested before any other foods can be eaten. Eating for your type means that certain foods are beneficial for your blood type, certain ones are neutral and don't affect you, and other are detrimental to your health. Eating for your type requires buying the book, or booklet for your type, which lists all the foods by category. As far as food combining goes, I bought a book on it also, but there are others on this list who know more about it then I do. Hanida Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 30, 2003 Report Share Posted January 30, 2003 Deb, how much do you weigh? An EAS low carb RTD has only fifteen grams of protein and two carbs, girl. so unless you are tiny, I'd say you are darn near starving yourself, especially with only five meals and on a day where you have an orange julius for breakfast - i'm assuming that's a drink........totally my opinion and totally up for rebuttal. C Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 30, 2003 Report Share Posted January 30, 2003 Hi Jack and welcome aboard..... Ask whatever it is that you want and someone here will do their best to answer your questions...... Angel Hugs, Diane May Rainbow Dreams Color Your World With Love, Hope, Peace & Unity Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 30, 2003 Report Share Posted January 30, 2003 hello, jack. Well, i missed the entire thing you were talking about, and that's just as well. You said you hope you find what you need here with this group. I hope you do, too. and in return, i hope you can find it within yourself to be of help to someone else when they need it. the door swings both ways and we care about each other. We take and we give, and of course, as with any group of people on the computer or in person, not always does everyone agree, but that's life. i hope you can use the information and opinions found here, and I hope you recover from this monster called hep c. sue and gidget Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 30, 2003 Report Share Posted January 30, 2003 > > Deb, > > how much do you weigh? An EAS low carb RTD has only fifteen grams of protein and two carbs, girl. so unless you are tiny, I'd say you are darn near starving yourself, especially with only five meals and on a day where you have an orange julius for breakfast - i'm assuming that's a drink........totally my opinion and totally up for rebuttal. > > C I wish I was tiny. I'm 5'2 about 178 now and according to several bodyfat calcs on the web about 34% BF. The thing is, I have not been hungry and I've been able to progress up on the weights on nearly workout. Except for some hunger yesterday afternoon and I think that had more to do with the chocolate cake someone brought to work and my premenstrual cravings instead of real hunger. With my job I can't eat real food for Meal 2 and Meal 4. I just don't have time. (long story) Some days I barely have time to suck down the shake. I've got a box of Myoplex and hate it. They all taste slimy to me. The orange julius is a orange juice, milk, vanilla protein powder, maybe some splenda. Would have to look at the recipe. It's pretty much an equally portioned drink. If you have an alternative to the RTDs I'm currently using that taste good, I'm willing to try'em. Debra Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 31, 2003 Report Share Posted January 31, 2003 Hi , Not sure about Dr Ramakrishnan, but have been a member in the Budwig group for a few months. There have been claims of all kinds of cancers cured in there. (Not All)I've investigated it some & found articles backing it up as a sound diet. The basics of it are 4Tbs Flaxseed oil, & 4 oz. Cottage Cheese a day.One guy claims to have taken 4 times that much & no harms done. The group is at FlaxSeedOil2/ I have more info. If you want some let me know. Take Care, Gaylen >From: " M O'Donovan " <modono5@...> >Reply- > >Subject: [ ] (unknown) >Date: Wed, 29 Jan 2003 15:25:00 +0000 > > > >Hello > > >I'm interested in making contact with anyone who might know anything of Dr >Ramakrishnan - an indian homeopath who claims to have successfully cured >cancers/brain tumors, etc. > >Also interested in anyone who has tried the Budwig diet > > >regard > > > > >_________________________________________________________________ >STOP MORE SPAM with the new MSN 8 and get 2 months FREE* >http://join.msn.com/?page=features/junkmail > > _________________________________________________________________ Tired of spam? Get advanced junk mail protection with MSN 8. http://join.msn.com/?page=features/junkmail Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 1, 2003 Report Share Posted February 1, 2003 Re: Remote Environment Medic Course run by AMS Contact or Dave on 01432276528 (UK) Hope this helps Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 4, 2003 Report Share Posted February 4, 2003 Caroline... Are you talking about your entire back, or just spots? Does it hurt like it's bruised? -- Quote Link to comment Share on other sites More sharing options...
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