SSI

[Guest guest]

Oooohhhhhh! thanks for the clarification Lee.

CD meggers

From: spottedlee@...

Reply-

Subject: Re: SSI

Date: Mon, 5 Jan 2004 23:44:19 EST

In a message dated 1/5/04 8:39:20 PM Pacific Standard Time,

deafwyo@... writes:

Is it " normal " to do tests like this before you know if you've been

approved for SSI or not? I was just curious.... Mom still wants to

wait until we know about being approved for SSI before proceeding

with the CI process, doing an evaluation and all. *sighs*

Yes it is normal.......... SSA will get all records of ALL info you gave

them,,,,,,, you also have to submit to their testing to be

apporoved.......if you

are deaf, you have no reason to be alarmed. When you applied for SSI, you

did signed a statement giving SSA all right to any and all medical

history......

as for hearing test.....yes,they want something very recent, not anything

over a year old.

Lee

Looking for a gift or deco for your home? Check it out at www.lesanna.com

[Guest guest]

keep in mind that your daughter cannot have " savings " of over $2000 accumulate

(from SSI, part time work or any source) unless she does it by writing a PASS

plan. Otherwise, as soon as she hits $2,000 she will lose her SSI and Medicaid,

if she has it.

freddybearluv2002 <prentice50@...> wrote: Hi, I have an

appointment to meet with Social Security coming up. My

daughter lives at home with me. I was told that she would only be

allowed to receive about $467 because she was living in my home and

didn't need full support. Is this true? Is there a way around it?

Her share of the mortgage, insurance, utilities would be about $500/mo,

not including food, clothing, etc. My plan was to " charge " her 1/2 of

the house expenses for purposes of Social Security, leaving her the

rest for " personal expenses " . I would still be providing food,

clothing, vacations, special rec, her extra insurance, etc., so I would

still consider her a dependent for tax purposes. I was advised by a

counselor at our local agency that I could get in trouble with the IRS

because I am telling Social Security that she is " paying her share "

while claiming her as a dependent. Any advice on what I should be

telling SSI to maximize her benefits would be greatly appreciated. The

intent is to allow her to start saving because she would like to try an

apartment. She will need a down payment and some savings as I cannot

see her making it on SSI and the minimal part time jobs she is able to

get. That won't happen if she gets the reduced amount. I am very low

income and struggling to keep us afloat so I have to ask her to

contribute to her own support. Thanks again for any advice. Gloria

" The secret to l'Arche is relationship: meeting people...heart to

heart " . Vanier

Visit us on the 2nd Thursday of each month!

andra Conroy

Executive Director and Community Leader

L'Arche Chicago 1049 S Austin Blvd Chicago IL 60644

Office:708/863-1273 Home: 773-287-8249

[Guest guest]

Yes, thank you, I am aware of that and we are in no danger of being

there. I plan on seeing one of the SS Benefits Specialists once she

gets approved. I'm told they will explain all the employment rules

and/or programs. Is PASS one of them? If so, how does that affect

the long term SSI? A parent told me not to set up anything like

a " business plan or educational plan " because that would mean she

would be setting a time limit to her benefits. Is that true? I had

planned on trying to start some sort of small business to provide a

job for her. Thanks, Gloria

Hi, I have an

appointment to meet with Social Security coming up. My

> daughter lives at home with me. I was told that she would only be

> allowed to receive about $467 because she was living in my home and

> didn't need full support. Is this true? Is there a way around it?

> Her share of the mortgage, insurance, utilities would be about

$500/mo,

> not including food, clothing, etc. My plan was to " charge " her 1/2

of

> the house expenses for purposes of Social Security, leaving her the

> rest for " personal expenses " . I would still be providing food,

> clothing, vacations, special rec, her extra insurance, etc., so I

would

> still consider her a dependent for tax purposes. I was advised by a

> counselor at our local agency that I could get in trouble with the

IRS

> because I am telling Social Security that she is " paying her share "

> while claiming her as a dependent. Any advice on what I should be

> telling SSI to maximize her benefits would be greatly appreciated.

The

> intent is to allow her to start saving because she would like to

try an

> apartment. She will need a down payment and some savings as I

cannot

> see her making it on SSI and the minimal part time jobs she is able

to

> get. That won't happen if she gets the reduced amount. I am very

low

> income and struggling to keep us afloat so I have to ask her to

> contribute to her own support. Thanks again for any advice. Gloria

>

>

>

>

>

>

> " The secret to l'Arche is relationship: meeting

people...heart to heart " . Vanier

>

> Visit us on the 2nd Thursday of each month!

>

> andra Conroy

> Executive Director and Community Leader

>

> L'Arche Chicago 1049 S Austin Blvd Chicago IL

60644

> Office:708/863-1273 Home: 773-287-8249

>

>

>

>

>

>

>

>

>

>

[Guest guest]

A Plan for Acheiving Self-support (PASS) is indeed a business or employment plan

and I think that yes, that could put some kind of a time limit on her benefits,

but you would have to check that out with a counselor. You're probably best off

talking with a conselor on that. I suppose if her savings goal does not exceed

$2000, then there is no issue.

freddybearluv2002 <prentice50@...> wrote: Yes, thank you, I am

aware of that and we are in no danger of being

there. I plan on seeing one of the SS Benefits Specialists once she

gets approved. I'm told they will explain all the employment rules

and/or programs. Is PASS one of them? If so, how does that affect

the long term SSI? A parent told me not to set up anything like

a " business plan or educational plan " because that would mean she

would be setting a time limit to her benefits. Is that true? I had

planned on trying to start some sort of small business to provide a

job for her. Thanks, Gloria

Hi, I have an

appointment to meet with Social Security coming up. My

> daughter lives at home with me. I was told that she would only be

> allowed to receive about $467 because she was living in my home and

> didn't need full support. Is this true? Is there a way around it?

> Her share of the mortgage, insurance, utilities would be about

$500/mo,

> not including food, clothing, etc. My plan was to " charge " her 1/2

of

> the house expenses for purposes of Social Security, leaving her the

> rest for " personal expenses " . I would still be providing food,

> clothing, vacations, special rec, her extra insurance, etc., so I

would

> still consider her a dependent for tax purposes. I was advised by a

> counselor at our local agency that I could get in trouble with the

IRS

> because I am telling Social Security that she is " paying her share "

> while claiming her as a dependent. Any advice on what I should be

> telling SSI to maximize her benefits would be greatly appreciated.

The

> intent is to allow her to start saving because she would like to

try an

> apartment. She will need a down payment and some savings as I

cannot

> see her making it on SSI and the minimal part time jobs she is able

to

> get. That won't happen if she gets the reduced amount. I am very

low

> income and struggling to keep us afloat so I have to ask her to

> contribute to her own support. Thanks again for any advice. Gloria

>

>

>

>

>

>

> " The secret to l'Arche is relationship: meeting

people...heart to heart " . Vanier

>

> Visit us on the 2nd Thursday of each month!

>

> andra Conroy

> Executive Director and Community Leader

>

> L'Arche Chicago 1049 S Austin Blvd Chicago IL

60644

> Office:708/863-1273 Home: 773-287-8249

>

>

>

>

>

>

>

>

>

>

[Guest guest]

Hi Gloria,

When I went to apply for SSI, the rep told me what minimum amount I would have

to charge in order for my daughter to receive the full SSI amount.

Since your daughter is disabled, you only have to provide more than half the

support to claim her as a dependent. When determining the amount for her

portion of the house, you cannot go by mortgage, you would go by what is

considered the fair rental value of your home plus utilities, food, etc.

According to a woman at the IRS, charging one's adult offspring with their share

of household expenses is not taxable to you.

freddybearluv2002 <prentice50@...> wrote:

Hi, I have an appointment to meet with Social Security coming up. My

daughter lives at home with me. I was told that she would only be

allowed to receive about $467 because she was living in my home and

didn't need full support. Is this true? Is there a way around it?

Her share of the mortgage, insurance, utilities would be about $500/mo,

not including food, clothing, etc. My plan was to " charge " her 1/2 of

the house expenses for purposes of Social Security, leaving her the

rest for " personal expenses " . I would still be providing food,

clothing, vacations, special rec, her extra insurance, etc., so I would

still consider her a dependent for tax purposes. I was advised by a

counselor at our local agency that I could get in trouble with the IRS

because I am telling Social Security that she is " paying her share "

while claiming her as a dependent. Any advice on what I should be

telling SSI to maximize her benefits would be greatly appreciated. The

intent is to allow her to start saving because she would like to try an

apartment. She will need a down payment and some savings as I cannot

see her making it on SSI and the minimal part time jobs she is able to

get. That won't happen if she gets the reduced amount. I am very low

income and struggling to keep us afloat so I have to ask her to

contribute to her own support. Thanks again for any advice. Gloria

Finato

www.AngelSpeaks.com

www.wegrowdreams.org

[Guest guest]

Gloria, does your daughter work? My son is DS and we do not claim

him as he files his own taxes. With the SSD he gets and with the

money he makes working we can not claim we pay more then 1/2 of his

expenses. Also, if she has savings I believe she can only have up to

$2,000.00 in assets too. We went to a lawyer and asked a lot of

questions. has SSD due to the fact his father died when he was

young so I know our situation is different. could have more

the $2,000.00 but not since he just started receiving Medicaid. It

is so confusing. Good luck. Shirley

>

> Hi, I have an appointment to meet with Social Security coming up.

My

> daughter lives at home with me. I was told that she would only be

> allowed to receive about $467 because she was living in my home and

> didn't need full support. Is this true? Is there a way around it?

> Her share of the mortgage, insurance, utilities would be about

$500/mo,

> not including food, clothing, etc. My plan was to " charge " her 1/2

of

> the house expenses for purposes of Social Security, leaving her the

> rest for " personal expenses " . I would still be providing food,

> clothing, vacations, special rec, her extra insurance, etc., so I

would

> still consider her a dependent for tax purposes. I was advised by

a

> counselor at our local agency that I could get in trouble with the

IRS

> because I am telling Social Security that she is " paying her share "

> while claiming her as a dependent. Any advice on what I should be

> telling SSI to maximize her benefits would be greatly appreciated.

The

> intent is to allow her to start saving because she would like to

try an

> apartment. She will need a down payment and some savings as I

cannot

> see her making it on SSI and the minimal part time jobs she is able

to

> get. That won't happen if she gets the reduced amount. I am very

low

> income and struggling to keep us afloat so I have to ask her to

> contribute to her own support. Thanks again for any advice. Gloria

>

[Guest guest]

It reminds me of the debit cards issued to employees for flexible spending

accounts.  Instead of paying the MD or pharmacy and then filing paperwork to be

reimbursed, you give them the debit card as if it were a charge card..

The downside of this is the reduced ability to track what's going on.  If SSA

doesn't update the card's deposit when you expect it, you might be " bouncing "

(like a bounced check) at the providers. 

Also, if you lose your debit card, it's like losing your wallet.  You are out

the money.  If you or your loved one tends to misplace things, then consider the

consequences before signing up.

Direct deposit is convenient enough for me.

-Gail

     

From: ellenbronfeld <egskb@...>

Subject: SSI

IPADDUnite

Date: Sunday, December 21, 2008, 8:34 PM

I thought this was interesting. ..

Ellen

The Social Security Administration is now offering a Direct Express

Debit Master Card.

The Direct Express® card is a prepaid debit card offered to Social

Security and Supplemental Security Income check recipients who wish to

receive their benefits electronically. The debit card offers the

convenience and security of using electronic transactions to spend and

access your money rather than using cash for purchases. You do not

need to have a bank account to sign up for the card. There is no

credit check or minimum balance requirement.

For more information, call 877-212-9991 or visit www.usdirectexpress .com

[Guest guest]

I agree that direct deposit is the most convenient. I was laid off my job in

November and they tried to do unemployment with a debit card. I couldn't figure

out how I would pay rent with a debit card. So if you do SSI with a debit card

how do you get paid room and board?

mary ann

rsovaltine@...>

IPADDUnite

Sent: Monday, December 22, 2008 8:07:32 AM GMT -06:00 US/Canada Central

Subject: Re: SSI

It reminds me of the debit cards issued to employees for flexible spending

accounts.  Instead of paying the MD or pharmacy and then filing paperwork to be

reimbursed, you give them the debit card as if it were a charge card..

The downside of this is the reduced ability to track what's going on.  If SSA

doesn't update the card's deposit when you expect it, you might be " bouncing "

(like a bounced check) at the providers. 

Also, if you lose your debit card, it's like losing your wallet.  You are out

the money.  If you or your loved one tends to misplace things, then consider

the consequences before signing up.

Direct deposit is convenient enough for me.

-Gail

     

From: ellenbronfeld < egskb@... >

Subject: SSI

IPADDUnite

Date: Sunday, December 21, 2008, 8:34 PM

I thought this was interesting. ..

Ellen

The Social Security Administration is now offering a Direct Express

Debit Master Card.

The Direct Express® card is a prepaid debit card offered to Social

Security and Supplemental Security Income check recipients who wish to

receive their benefits electronically. The debit card offers the

convenience and security of using electronic transactions to spend and

access your money rather than using cash for purchases. You do not

need to have a bank account to sign up for the card. There is no

credit check or minimum balance requirement.

For more information, call 877-212-9991 or visit www.usdirectexpress .com

[Guest guest]

ann, you'd have to go to the bank and do a withdrawal from an ATM (possibly

paying for service charges).

IMO, the best option is direct deposit and get a debit card from your checking

account.

Finato

www.AngelSpeaks.com

www.wegrowdreams.org

From: ellenbronfeld < egskbsbcglobal (DOT) net >

Subject: SSI

IPADDUnite@gro ups.com

Date: Sunday, December 21, 2008, 8:34 PM

I thought this was interesting. ..

Ellen

The Social Security Administration is now offering a Direct Express

Debit Master Card.

The Direct Express® card is a prepaid debit card offered to Social

Security and Supplemental Security Income check recipients who wish to

receive their benefits electronically. The debit card offers the

convenience and security of using electronic transactions to spend and

access your money rather than using cash for purchases. You do not

need to have a bank account to sign up for the card. There is no

credit check or minimum balance requirement.

For more information, call 877-212-9991 or visit www.usdirectexpress .com

[Guest guest]

Good question...I am not sure. I guess you could go to a cash station and take

out cash and do it that way.

Ellen

Ellen Garber Bronfeld

egskb@...

SSI

IPADDUnite

Date: Sunday, December 21, 2008, 8:34 PM

I thought this was interesting. ..

Ellen

The Social Security Administration is now offering a Direct Express

Debit Master Card.

The Direct Express® card is a prepaid debit card offered to Social

Security and Supplemental Security Income check recipients who wish to

receive their benefits electronically. The debit card offers the

convenience and security of using electronic transactions to spend and

access your money rather than using cash for purchases. You do not

need to have a bank account to sign up for the card. There is no

credit check or minimum balance requirement.

For more information, call 877-212-9991 or visit www.usdirectexpress .com

[Guest guest]

I worked hard to get the second screening to get SSI and my parents

had me get direct deposit because my sister's husband mananged to get

into their house and steal money. They get more of it than he stole.

First they put my first check in that account which was bigger

because of the back payments. My case manager who is the manager for

the jobs program said I should move out. She wants me to be able to

save it. My mother has physical disability and is an acholic and was

drepressed. My parents used to get food stamps, but not this time. My

mother insists on not letting use it until I move out. My mohter used

that money for her the wine she drank. My mother had a job, but she

refused to get another one and my father is retired.

>

> From: ellenbronfeld < egskbsbcglobal (DOT) net >

>

> Subject: SSI

>

> IPADDUnite@gro ups.com

>

> Date: Sunday, December 21, 2008, 8:34 PM

>

>

>

> I thought this was interesting. ..

>

>

>

> Ellen

>

>

>

> The Social Security Administration is now offering a Direct Express

>

>

>

> Debit Master Card.

>

>

>

> The Direct Express® card is a prepaid debit card offered to Social

>

>

>

> Security and Supplemental Security Income check recipients who wish

to

>

>

>

> receive their benefits electronically. The debit card offers the

>

>

>

> convenience and security of using electronic transactions to spend

and

>

>

>

> access your money rather than using cash for purchases. You do not

>

>

>

> need to have a bank account to sign up for the card. There is no

>

>

>

> credit check or minimum balance requirement.

>

>

>

> For more information, call 877-212-9991 or visit

www.usdirectexpress .com

>

>

>

>

[Guest guest]

We applied for SSI for our son when he was first  diagnosed when he was 3.

Received for several years and we had a bad case worker. Found that out after we

got a new case worker and were told we were suppose to submit my husbands

paystubs monthly. So we are paying back over $6,000 at $10 a month (at least

there is no interested paying it back). That said, I think it is easier getting

SSI when a child is older. There is a minimum amount an adult child can make (if

they are working). My son's TSS from a few years ago has a sister that receives

SSI and I don't remember her complaining about anything with it just that her

sister had to watch how many hours she worked so her pay wasn't to high (even

thought she was making cents an hour at a facility for people with

disabilities). The amount of money that your child will receive is not based on

your pay once they are an adult. So it won't affect anything with your finances.

 

Hope this helps.

 

 

[Guest guest]

The most SSI can award monthly in Illinois in 2009 is $674 for rent, food,

clothes....etc....

If the applicant is living with someone else, SSI does not believe that they

need the whole $674 since he/she is getting rent for free. They value this help

at 1/3. So instead of receiving $674, he/she will now receive $449.34.   

If the applicant pays rent, and the rent is above  a certain #, then he/she

will received $674

If the applicant pays rent, and the rent is below a certain #, then he/she will

still receive $449.34.

" HELP " always reduces the monthly SSI amount.

I always caution when considering rent. While the applicant receives more in

SSI, there may be a negative impact to the " landlord " (usually the parent). My

accountant reviewed certain questions with me before we made this decision for

our son:

- do I need to claim this rental income on my taxes?

- is my home zoned for rental property?

- will my house's value depreciate when I sell it (rental property)?

- can I still claim my son on my taxes:

     telling the IRA that I provide more than 50% of his support

     telling SSI that he rents from me (I provide 0 support) 

2 different government agencies, 2 different stories & they are both under the

Dept of Treasury.

SSI ONLY looks at the applicant and does not review potential issues to the

landlord.

________________________________

From: Finato <cmfinato@...>

IPADDUnite

Sent: Sun, December 20, 2009 11:52:12 PM

Subject: Re: SSI

 

SSA expects you to charge your son rent.  If you don't, they reduce the

payments by one third.  You would be safe charging rent of $250 or more per

month.

From: Marcia <m_smetanko (DOT) com>

Subject: SSI

IPADDUnite@gro ups.com

Date: Sunday, December 20, 2009, 10:06 PM

 

I need advice on how to get the most SSI for my son...my phone interview is in 2

weeks and I need to know the right wordage. I understand there is a possibility

they will say " your son is entitled to $675.00 but we are only going to give you

2/3 plus $20 for $470. " Why do they do this and is there a way to show my sons

needs.

[Guest guest]

The most SSI can award monthly in Illinois in 2009 is $674 for rent, food,

clothes....etc....

If the applicant is living with someone else, SSI does not believe that they

need the whole $674 since he/she is getting rent for free. They value this help

at 1/3. So instead of receiving $674, he/she will now receive $449.34.   

If the applicant pays rent, and the rent is above  a certain #, then he/she

will received $674

If the applicant pays rent, and the rent is below a certain #, then he/she will

still receive $449.34.

" HELP " always reduces the monthly SSI amount.

I always caution when considering rent. While the applicant receives more in

SSI, there may be a negative impact to the " landlord " (usually the parent). My

accountant reviewed certain questions with me before we made this decision for

our son:

- do I need to claim this rental income on my taxes?

- is my home zoned for rental property?

- will my house's value depreciate when I sell it (rental property)?

- can I still claim my son on my taxes:

     telling the IRA that I provide more than 50% of his support

     telling SSI that he rents from me (I provide 0 support) 

2 different government agencies, 2 different stories & they are both under the

Dept of Treasury.

SSI ONLY looks at the applicant and does not review potential issues to the

landlord.

________________________________

From: Finato <cmfinato@...>

IPADDUnite

Sent: Sun, December 20, 2009 11:52:12 PM

Subject: Re: SSI

 

SSA expects you to charge your son rent.  If you don't, they reduce the

payments by one third.  You would be safe charging rent of $250 or more per

month.

From: Marcia <m_smetanko (DOT) com>

Subject: SSI

IPADDUnite@gro ups.com

Date: Sunday, December 20, 2009, 10:06 PM

 

I need advice on how to get the most SSI for my son...my phone interview is in 2

weeks and I need to know the right wordage. I understand there is a possibility

they will say " your son is entitled to $675.00 but we are only going to give you

2/3 plus $20 for $470. " Why do they do this and is there a way to show my sons

needs.

[Guest guest]

Thanks for the follow up on this Sherri. mentions a rent of $250 as being

" safe " . Would that be enough to receive the full benefit if that is what a

family wished to do? How does a family figure out what a sufficient rental

charge would be?

Ellen

Ellen Garber Bronfeld

egskb@...

SSI

IPADDUnite@gro ups.com

Date: Sunday, December 20, 2009, 10:06 PM

I need advice on how to get the most SSI for my son...my phone interview is in

2 weeks and I need to know the right wordage. I understand there is a

possibility they will say " your son is entitled to $675.00 but we are only going

to give you 2/3 plus $20 for $470. " Why do they do this and is there a way to

show my sons needs.

[Guest guest]

Thanks for the follow up on this Sherri. mentions a rent of $250 as being

" safe " . Would that be enough to receive the full benefit if that is what a

family wished to do? How does a family figure out what a sufficient rental

charge would be?

Ellen

Ellen Garber Bronfeld

egskb@...

SSI

IPADDUnite@gro ups.com

Date: Sunday, December 20, 2009, 10:06 PM

I need advice on how to get the most SSI for my son...my phone interview is in

2 weeks and I need to know the right wordage. I understand there is a

possibility they will say " your son is entitled to $675.00 but we are only going

to give you 2/3 plus $20 for $470. " Why do they do this and is there a way to

show my sons needs.

[Guest guest]

There is a difference, from an IRS perspective, between charging rent and

sharing living expenses.  If two or more people share an apartment, or house,

and it's in one's name, that person doesn't have to claim 'income' unless the

amount received is more than the actual expenses.

Many parents charge their adult children 'room and board' and the IRS does not

require them to report this.  I charge my daughter room and board.  It does

NOT exceed her share of all expenses (which would be one third, since there are

three of us), so since I provide more than 50% of her support, I can also claim

her.

I prepare tax returns professionally.  I have confirmed this with the IRS, my

sister in law, a CPA, and also on a forum that caters to Accounting and Tax

Professionals called www.taxalmanac.org (note, only professionals may post on

this site).

From: Marcia <m_smetanko@ . com>

Subject: SSI

IPADDUnite@gro ups.com

Date: Sunday, December 20, 2009, 10:06 PM

 

I need advice on how to get the most SSI for my son...my phone interview is in 2

weeks and I need to know the right wordage. I understand there is a possibility

they will say " your son is entitled to $675.00 but we are only going to give you

2/3 plus $20 for $470. " Why do they do this and is there a way to show my sons

needs.

[Guest guest]

There is a difference, from an IRS perspective, between charging rent and

sharing living expenses.  If two or more people share an apartment, or house,

and it's in one's name, that person doesn't have to claim 'income' unless the

amount received is more than the actual expenses.

Many parents charge their adult children 'room and board' and the IRS does not

require them to report this.  I charge my daughter room and board.  It does

NOT exceed her share of all expenses (which would be one third, since there are

three of us), so since I provide more than 50% of her support, I can also claim

her.

I prepare tax returns professionally.  I have confirmed this with the IRS, my

sister in law, a CPA, and also on a forum that caters to Accounting and Tax

Professionals called www.taxalmanac.org (note, only professionals may post on

this site).

From: Marcia <m_smetanko@ . com>

Subject: SSI

IPADDUnite@gro ups.com

Date: Sunday, December 20, 2009, 10:06 PM

 

I need advice on how to get the most SSI for my son...my phone interview is in 2

weeks and I need to know the right wordage. I understand there is a possibility

they will say " your son is entitled to $675.00 but we are only going to give you

2/3 plus $20 for $470. " Why do they do this and is there a way to show my sons

needs.

[Guest guest]

Just a FYI, every year, when the SSI goes up (it's not going up for 2010), I

increase the room and board amount by the entire increase, just to be on the

safe side.

From: Marcia <m_smetanko@ . com>

Subject: SSI

IPADDUnite@gro ups.com

Date: Sunday, December 20, 2009, 10:06 PM

I need advice on how to get the most SSI for my son...my phone interview is in 2

weeks and I need to know the right wordage. I understand there is a possibility

they will say " your son is entitled to $675.00 but we are only going to give you

2/3 plus $20 for $470. " Why do they do this and is there a way to show my sons

needs.

[Guest guest]

Just a FYI, every year, when the SSI goes up (it's not going up for 2010), I

increase the room and board amount by the entire increase, just to be on the

safe side.

From: Marcia <m_smetanko@ . com>

Subject: SSI

IPADDUnite@gro ups.com

Date: Sunday, December 20, 2009, 10:06 PM

I need advice on how to get the most SSI for my son...my phone interview is in 2

weeks and I need to know the right wordage. I understand there is a possibility

they will say " your son is entitled to $675.00 but we are only going to give you

2/3 plus $20 for $470. " Why do they do this and is there a way to show my sons

needs.

[Guest guest]

and the room and board includes room, food???? , utilities???  What is the

magic number?  I am so confused.

From: Marcia <m_smetanko@ . com>

Subject: SSI

IPADDUnite@gro ups.com

Date: Sunday, December 20, 2009, 10:06 PM

I need advice on how to get the most SSI for my son...my phone interview is in 2

weeks and I need to know the right wordage. I understand there is a possibility

they will say " your son is entitled to $675.00 but we are only going to give you

2/3 plus $20 for $470. " Why do they do this and is there a way to show my sons

needs.

[Guest guest]

and the room and board includes room, food???? , utilities???  What is the

magic number?  I am so confused.

From: Marcia <m_smetanko@ . com>

Subject: SSI

IPADDUnite@gro ups.com

Date: Sunday, December 20, 2009, 10:06 PM

I need advice on how to get the most SSI for my son...my phone interview is in 2

weeks and I need to know the right wordage. I understand there is a possibility

they will say " your son is entitled to $675.00 but we are only going to give you

2/3 plus $20 for $470. " Why do they do this and is there a way to show my sons

needs.

[Guest guest]

Thanks, .

That sounds logical.

Ellen

Ellen Garber Bronfeld

egskb@...

SSI

IPADDUnite@gro ups.com

Date: Sunday, December 20, 2009, 10:06 PM

I need advice on how to get the most SSI for my son...my phone interview is in

2 weeks and I need to know the right wordage. I understand there is a

possibility they will say " your son is entitled to $675.00 but we are only going

to give you 2/3 plus $20 for $470. " Why do they do this and is there a way to

show my sons needs.

[Guest guest]

Thanks, .

That sounds logical.

Ellen

Ellen Garber Bronfeld

egskb@...

SSI

IPADDUnite@gro ups.com

Date: Sunday, December 20, 2009, 10:06 PM

I need advice on how to get the most SSI for my son...my phone interview is in

2 weeks and I need to know the right wordage. I understand there is a

possibility they will say " your son is entitled to $675.00 but we are only going

to give you 2/3 plus $20 for $470. " Why do they do this and is there a way to

show my sons needs.

[Guest guest]

I am sorry this is so confusing, but the answers often depend on specific family

circumstances. That is why some people pay Sherri or for their

services...I am neither an attorney or an accountant, so I cannot be real

specific about your situation.

Here is an important piece of information in regard to our discussion of SSI, by

Attorney and former IRS agent and former IRS attorney, Rubin:

For shared expenses must take into account all, including mortgage and taxes. If

the child's share is in excess of the SSI amount then they are being subsidized

and still lose 1/3. Shared expenses is one method and flat room and board is the

safer method when the shared amount would be higher then the SSI amount - but

that is when the exemption and rent issue come in. Sherri stated it correctly.

We have both seen parents getting burned by the shared expense method because if

you use that method then they have the right to ask for all utility bills,

homeowners insurance, real estate tax, phone, garbage, as well as food, etc.

With the flat rent you don't have to disclose any of that. So correct that

shared expenses means no tax issue, but beware of the computation.

Ellen Garber Bronfeld

egskb@...

SSI

IPADDUnite@gro ups.com

Date: Sunday, December 20, 2009, 10:06 PM

I need advice on how to get the most SSI for my son...my phone interview is in

2 weeks and I need to know the right wordage. I understand there is a

possibility they will say " your son is entitled to $675.00 but we are only going

to give you 2/3 plus $20 for $470. " Why do they do this and is there a way to

show my sons needs.