Guest guest Report post Posted June 30, 2000 In a message dated 6/29/00 5:48:56 PM Eastern Daylight Time, MiniGastricBypass (AT) e writes: > What do I need video tape for? Well.... if he is going to try a new techique out of you (duct tape), I think it ought to be on video! Safe journey, MGB 03 MAY 00 Safely on the other side!!!! Dr. Rutledge clos.net Self-funded company plan administered by Interactive Medical Denied on appeal as an excluded benefit Self Pay Quote Share this post Link to post Share on other sites
Guest guest Report post Posted June 30, 2000 In a message dated 6/29/00 5:48:56 PM Eastern Daylight Time, MiniGastricBypass (AT) e writes: > What do I need video tape for? Well.... if he is going to try a new techique out of you (duct tape), I think it ought to be on video! Safe journey, MGB 03 MAY 00 Safely on the other side!!!! Dr. Rutledge clos.net Self-funded company plan administered by Interactive Medical Denied on appeal as an excluded benefit Self Pay Quote Share this post Link to post Share on other sites
Guest guest Report post Posted June 30, 2000 In a message dated 6/29/00 5:48:56 PM Eastern Daylight Time, MiniGastricBypass (AT) e writes: > What do I need video tape for? Well.... if he is going to try a new techique out of you (duct tape), I think it ought to be on video! Safe journey, MGB 03 MAY 00 Safely on the other side!!!! Dr. Rutledge clos.net Self-funded company plan administered by Interactive Medical Denied on appeal as an excluded benefit Self Pay Quote Share this post Link to post Share on other sites
Guest guest Report post Posted July 1, 2000 In a message dated 7/1/00 8:08:16 AM Pacific Daylight Time, lrglaw@... writes: << Darlene, I have my package ready but one key piece is missing. My PCP will not write a letter acknowledging that he will be responsible for my care after surgery. He does not want to take this responsibility on since he feels that if anything goes wrong with my surgery he does not want to be held accountable. I need help...... Can you tell me what your doctor wrote to Dr. R ? What can I do time is passing by and I am frantic. Thanks for your help -- >> Just a suggestion, but maybe you could ask him if he will write that he is willing to do long-term follow up on blood counts/levels, etc. Tell him you will write a letter stating that any post-op complications you will not hold him responsible for? Good luck. Regards, Debbie in IL Cigna approved on 3rd appeal for daughter (BMI 45) Counting on Cigna for Debbie (BMI 40) correct online info re-sent 6/29 Quote Share this post Link to post Share on other sites
Guest guest Report post Posted July 1, 2000 In a message dated 7/1/00 8:08:16 AM Pacific Daylight Time, lrglaw@... writes: << Darlene, I have my package ready but one key piece is missing. My PCP will not write a letter acknowledging that he will be responsible for my care after surgery. He does not want to take this responsibility on since he feels that if anything goes wrong with my surgery he does not want to be held accountable. I need help...... Can you tell me what your doctor wrote to Dr. R ? What can I do time is passing by and I am frantic. Thanks for your help -- >> Just a suggestion, but maybe you could ask him if he will write that he is willing to do long-term follow up on blood counts/levels, etc. Tell him you will write a letter stating that any post-op complications you will not hold him responsible for? Good luck. Regards, Debbie in IL Cigna approved on 3rd appeal for daughter (BMI 45) Counting on Cigna for Debbie (BMI 40) correct online info re-sent 6/29 Quote Share this post Link to post Share on other sites
Guest guest Report post Posted July 1, 2000 In a message dated 7/1/00 8:08:16 AM Pacific Daylight Time, lrglaw@... writes: << Darlene, I have my package ready but one key piece is missing. My PCP will not write a letter acknowledging that he will be responsible for my care after surgery. He does not want to take this responsibility on since he feels that if anything goes wrong with my surgery he does not want to be held accountable. I need help...... Can you tell me what your doctor wrote to Dr. R ? What can I do time is passing by and I am frantic. Thanks for your help -- >> Just a suggestion, but maybe you could ask him if he will write that he is willing to do long-term follow up on blood counts/levels, etc. Tell him you will write a letter stating that any post-op complications you will not hold him responsible for? Good luck. Regards, Debbie in IL Cigna approved on 3rd appeal for daughter (BMI 45) Counting on Cigna for Debbie (BMI 40) correct online info re-sent 6/29 Quote Share this post Link to post Share on other sites
Guest guest Report post Posted July 1, 2000 , Ah ha! There you are. I have not heard from you in a long time glad to see your post. How are things going for you? Darlene MS. LINDA RIVERA wrote: > Please send me a copy of the cruise info. Thanks > Re:Druise info > > > The information is out on the Feb cruise. Please email me directly if you > > would like a copy. I`m sending them out in a word doc for download. > > > > Best, > > Joanne Tillman > > > > 25lbs gone forever! > > Joanne97617@... > > > > ------------------------------------------------------------------------ > > Hope this isn't too offensive- trust me, it's better than the Elian one. > > http://click.egroups.com/1/6020/3/_/453517/_/962414300/ > > ------------------------------------------------------------------------ > > > > This message is from the Mini-Gastric Bypass Mailing List at Onelist.com > > Please visit our web site at http://clos.net > > Get the Patient Manual at http://clos.net/get_patient_manual.htm > > > > > > > > ------------------------------------------------------------------------ > Lonely? Get Firetalk! > Free, unlimited calls anywhere in the world. > Free voice chat on hundreds of topics. > http://click.egroups.com/1/5477/3/_/453517/_/962415723/ > ------------------------------------------------------------------------ > > This message is from the Mini-Gastric Bypass Mailing List at Onelist.com > Please visit our web site at http://clos.net > Get the Patient Manual at http://clos.net/get_patient_manual.htm Quote Share this post Link to post Share on other sites
Guest guest Report post Posted July 1, 2000 , Ah ha! There you are. I have not heard from you in a long time glad to see your post. How are things going for you? Darlene MS. LINDA RIVERA wrote: > Please send me a copy of the cruise info. Thanks > Re:Druise info > > > The information is out on the Feb cruise. Please email me directly if you > > would like a copy. I`m sending them out in a word doc for download. > > > > Best, > > Joanne Tillman > > > > 25lbs gone forever! > > Joanne97617@... > > > > ------------------------------------------------------------------------ > > Hope this isn't too offensive- trust me, it's better than the Elian one. > > http://click.egroups.com/1/6020/3/_/453517/_/962414300/ > > ------------------------------------------------------------------------ > > > > This message is from the Mini-Gastric Bypass Mailing List at Onelist.com > > Please visit our web site at http://clos.net > > Get the Patient Manual at http://clos.net/get_patient_manual.htm > > > > > > > > ------------------------------------------------------------------------ > Lonely? Get Firetalk! > Free, unlimited calls anywhere in the world. > Free voice chat on hundreds of topics. > http://click.egroups.com/1/5477/3/_/453517/_/962415723/ > ------------------------------------------------------------------------ > > This message is from the Mini-Gastric Bypass Mailing List at Onelist.com > Please visit our web site at http://clos.net > Get the Patient Manual at http://clos.net/get_patient_manual.htm Quote Share this post Link to post Share on other sites
Guest guest Report post Posted July 1, 2000 Darlene, I have my package ready but one key piece is missing. My PCP will not write a letter acknowledging that he will be responsible for my care after surgery. He does not want to take this responsibility on since he feels that if anything goes wrong with my surgery he does not want to be held accountable. I need help...... Can you tell me what your doctor wrote to Dr. R ? What can I do time is passing by and I am frantic. Thanks for your help Re:Druise info > > > > > The information is out on the Feb cruise. Please email me directly if you > > > would like a copy. I`m sending them out in a word doc for download. > > > > > > Best, > > > Joanne Tillman > > > > > > 25lbs gone forever! > > > Joanne97617@... > > > > > > ------------------------------------------------------------------------ > > > Hope this isn't too offensive- trust me, it's better than the Elian one. > > > http://click.egroups.com/1/6020/3/_/453517/_/962414300/ > > > ------------------------------------------------------------------------ > > > > > > This message is from the Mini-Gastric Bypass Mailing List at Onelist.com > > > Please visit our web site at http://clos.net > > > Get the Patient Manual at http://clos.net/get_patient_manual.htm > > > > > > > > > > > > > ------------------------------------------------------------------------ > > Lonely? Get Firetalk! > > Free, unlimited calls anywhere in the world. > > Free voice chat on hundreds of topics. > > http://click.egroups.com/1/5477/3/_/453517/_/962415723/ > > ------------------------------------------------------------------------ > > > > This message is from the Mini-Gastric Bypass Mailing List at Onelist.com > > Please visit our web site at http://clos.net > > Get the Patient Manual at http://clos.net/get_patient_manual.htm > > > ------------------------------------------------------------------------ > Savings + service + convenience = beMANY! > http://click.egroups.com/1/4116/3/_/453517/_/962456180/ > ------------------------------------------------------------------------ > > This message is from the Mini-Gastric Bypass Mailing List at Onelist.com > Please visit our web site at http://clos.net > Get the Patient Manual at http://clos.net/get_patient_manual.htm > > > Quote Share this post Link to post Share on other sites
Guest guest Report post Posted July 1, 2000 , You have been busy even if you haven't been writing to us. Tell him you are not holding him responsible for what happens and Dr. Rutledge will still be the one you consult if there is a problem/complication as he is the expert. You just need a doctor who will be willing to see you routinely after the surgery. Good Luck and I'm sure some of the others will have better advice for you. Darlene MS. LINDA RIVERA wrote: > Darlene, I have my package ready but one key piece is missing. My PCP will > not write a letter acknowledging that he will be responsible for my care > after surgery. He does not want to take this responsibility on since he > feels that if anything goes wrong with my surgery he does not want to be > held accountable. I need help...... Can you tell me what your doctor wrote > to Dr. R ? What can I do time is passing by and I am frantic. Thanks for > your help > Re:Druise info > > > > > > > The information is out on the Feb cruise. Please email me directly if > you > > > > would like a copy. I`m sending them out in a word doc for download. > > > > > > > > Best, > > > > Joanne Tillman > > > > > > > > 25lbs gone forever! > > > > Joanne97617@... > > > > > > > > > ------------------------------------------------------------------------ > > > > Hope this isn't too offensive- trust me, it's better than the Elian > one. > > > > http://click.egroups.com/1/6020/3/_/453517/_/962414300/ > > > > > ------------------------------------------------------------------------ > > > > > > > > This message is from the Mini-Gastric Bypass Mailing List at > Onelist.com > > > > Please visit our web site at http://clos.net > > > > Get the Patient Manual at http://clos.net/get_patient_manual.htm > > > > > > > > > > > > > > > > > > ------------------------------------------------------------------------ > > > Lonely? Get Firetalk! > > > Free, unlimited calls anywhere in the world. > > > Free voice chat on hundreds of topics. > > > http://click.egroups.com/1/5477/3/_/453517/_/962415723/ > > > ------------------------------------------------------------------------ > > > > > > This message is from the Mini-Gastric Bypass Mailing List at Onelist.com > > > Please visit our web site at http://clos.net > > > Get the Patient Manual at http://clos.net/get_patient_manual.htm > > > > > > ------------------------------------------------------------------------ > > Savings + service + convenience = beMANY! > > http://click.egroups.com/1/4116/3/_/453517/_/962456180/ > > ------------------------------------------------------------------------ > > > > This message is from the Mini-Gastric Bypass Mailing List at Onelist.com > > Please visit our web site at http://clos.net > > Get the Patient Manual at http://clos.net/get_patient_manual.htm > > > > > > > > ------------------------------------------------------------------------ > Was the salesman clueless? Productopia has the answers. > http://click.egroups.com/1/4633/3/_/453517/_/962463982/ > ------------------------------------------------------------------------ > > This message is from the Mini-Gastric Bypass Mailing List at Onelist.com > Please visit our web site at http://clos.net > Get the Patient Manual at http://clos.net/get_patient_manual.htm Quote Share this post Link to post Share on other sites
Guest guest Report post Posted July 5, 2000 Welcome, We love having new people join the group, it's actually an extended family not a group. If you have faxed in your Pt Info Form, now get your packet in as soon as possible. Dr R's ofc will contact your Insurance Co for you. If you read all the posts you will have a wealth if information about all aspects of the surgery and all the post-opp'ers will share their experiences and answer your questions gladly(they are like having a Dr on call 24hrs a day). Welcome and jump in...... Lv Judi in Fla Quoting brewer67@...: > Hello everybody I'm . I'm new to the group. I have made the > decision to have the surgery because I think it would help alot of my > health problems. But I'm anxious because I don't know what is in store > for me. I'm in the process of filling out the patient information > form but I don't know what happens next...should I get my packet > together before making an appointment?....should I call my insurance > company?...and tell them what? I think if I can get past this > paperwork I will be ok. I'm excited about having the surgery and will > be even more excited as the time draws near. How long did it take > from paperwork to having the surgery? > > hope someone can talk me through this (paperwork) > > brewer67@... > > in Kannapolis > > > > -------------------------------------------------------- ---------------- > Who invented Gatorade -- and what part did it play in > winning the1967 Orange Bowl? Find out the true facts at > http://click.egroups.com/1/6212/3/_/453517/_/962833391/ > -------------------------------------------------------- ---------------- > > This message is from the Mini-Gastric Bypass Mailing List at Onelist.com > Please visit our web site at http://clos.net > Get the Patient Manual at http://clos.net/get_patient_manual.htm > > > ----------------------------------------------------- This mail sent through Hitter Communications Webmail http://webmail.hitter.net Quote Share this post Link to post Share on other sites
Guest guest Report post Posted July 5, 2000 Thanks Judi. I'm getting ready to send in my patient information form right now. I'm glad there's other people I can talk to that are going through the same thing I am. Re: Welcome, We love having new people join the group, it's actually an extended family not a group. If you have faxed in your Pt Info Form, now get your packet in as soon as possible. Dr R's ofc will contact your Insurance Co for you. If you read all the posts you will have a wealth if information about all aspects of the surgery and all the post-opp'ers will share their experiences and answer your questions gladly(they are like having a Dr on call 24hrs a day). Welcome and jump in...... Lv Judi in Fla Quoting brewer67@...: > Hello everybody I'm . I'm new to the group. I have made the > decision to have the surgery because I think it would help alot of my > health problems. But I'm anxious because I don't know what is in store > for me. I'm in the process of filling out the patient information > form but I don't know what happens next...should I get my packet > together before making an appointment?....should I call my insurance > company?...and tell them what? I think if I can get past this > paperwork I will be ok. I'm excited about having the surgery and will > be even more excited as the time draws near. How long did it take > from paperwork to having the surgery? > > hope someone can talk me through this (paperwork) > > brewer67@... > > in Kannapolis > > > > -------------------------------------------------------- ---------------- > Who invented Gatorade -- and what part did it play in > winning the1967 Orange Bowl? Find out the true facts at > http://click.egroups.com/1/6212/3/_/453517/_/962833391/ > -------------------------------------------------------- ---------------- > > This message is from the Mini-Gastric Bypass Mailing List at Onelist.com > Please visit our web site at http://clos.net > Get the Patient Manual at http://clos.net/get_patient_manual.htm > > > ----------------------------------------------------- This mail sent through Hitter Communications Webmail http://webmail.hitter.net ------------------------------------------------------------------------ Where do sports heroes like Jeter, Mia Hamm, Vince and Peyton Manning hang out? Where else? Click now and find 'em all here! http://click.egroups.com/1/6211/3/_/453517/_/962839925/ ------------------------------------------------------------------------ This message is from the Mini-Gastric Bypass Mailing List at Onelist.com Please visit our web site at http://clos.net Get the Patient Manual at http://clos.net/get_patient_manual.htm Quote Share this post Link to post Share on other sites
Guest guest Report post Posted July 5, 2000 Thanks Judi. I'm getting ready to send in my patient information form right now. I'm glad there's other people I can talk to that are going through the same thing I am. Re: Welcome, We love having new people join the group, it's actually an extended family not a group. If you have faxed in your Pt Info Form, now get your packet in as soon as possible. Dr R's ofc will contact your Insurance Co for you. If you read all the posts you will have a wealth if information about all aspects of the surgery and all the post-opp'ers will share their experiences and answer your questions gladly(they are like having a Dr on call 24hrs a day). Welcome and jump in...... Lv Judi in Fla Quoting brewer67@...: > Hello everybody I'm . I'm new to the group. I have made the > decision to have the surgery because I think it would help alot of my > health problems. But I'm anxious because I don't know what is in store > for me. I'm in the process of filling out the patient information > form but I don't know what happens next...should I get my packet > together before making an appointment?....should I call my insurance > company?...and tell them what? I think if I can get past this > paperwork I will be ok. I'm excited about having the surgery and will > be even more excited as the time draws near. How long did it take > from paperwork to having the surgery? > > hope someone can talk me through this (paperwork) > > brewer67@... > > in Kannapolis > > > > -------------------------------------------------------- ---------------- > Who invented Gatorade -- and what part did it play in > winning the1967 Orange Bowl? Find out the true facts at > http://click.egroups.com/1/6212/3/_/453517/_/962833391/ > -------------------------------------------------------- ---------------- > > This message is from the Mini-Gastric Bypass Mailing List at Onelist.com > Please visit our web site at http://clos.net > Get the Patient Manual at http://clos.net/get_patient_manual.htm > > > ----------------------------------------------------- This mail sent through Hitter Communications Webmail http://webmail.hitter.net ------------------------------------------------------------------------ Where do sports heroes like Jeter, Mia Hamm, Vince and Peyton Manning hang out? Where else? Click now and find 'em all here! http://click.egroups.com/1/6211/3/_/453517/_/962839925/ ------------------------------------------------------------------------ This message is from the Mini-Gastric Bypass Mailing List at Onelist.com Please visit our web site at http://clos.net Get the Patient Manual at http://clos.net/get_patient_manual.htm Quote Share this post Link to post Share on other sites
Guest guest Report post Posted May 6, 2002 ~ I am only half way through the book. So far I've read about what foods you should eat, made up a walking program for myself, & understanding fms & cfs. This book so far has very good info. You should get it. --------------------------------- Quote Share this post Link to post Share on other sites
Guest guest Report post Posted May 21, 2002 Not completely sure about the ins & outs of cobra - But it is where you can continue to have your insurance for up to 18 months I think - depending on what state you are in. This also costs alot, but depending on your medical bill - it may be worth checking into. Cinda > What is COBRA? Never heard of that. So far I haven't found any programs. > There is the Indiana Comprehensive Insurance but I can not afford it at all. > The premiums are $450/month with a $500 deductible. You have to pay the > deductible for the prescriptions also. It's just too expensive for us right > now. > > If you know of the state programs, could you please fill me in? > > Thanks so much and goodluck to you!! > > Cyberhugs, > Sherri > > > > Big cyber hug to you, Sherri. SSI/Disability is one of my sore spots (pun > > intended). I have been trying to avoid filing, but I don't think I really > > have a choice at this point. Sounds to me as if the stress you were under > > really kicked things off. If you are in Indiana, there are several state > > programs that might assist you with medical help. I've recently lost my job > > and am scrambling amongst my family for my COBRA premiums each month, but I > > know I could not survive without insurance. Even if I qualify for Disability > > immediately, it's still a two year wait for Medicare and, after working in > > health insurance for nearly 15 years, I can honestly say Medicare stinks. > > > > I really hope things work out for you. Please take care! > > > > ~ :-D Quote Share this post Link to post Share on other sites
Guest guest Report post Posted May 21, 2002 Not completely sure about the ins & outs of cobra - But it is where you can continue to have your insurance for up to 18 months I think - depending on what state you are in. This also costs alot, but depending on your medical bill - it may be worth checking into. Cinda > What is COBRA? Never heard of that. So far I haven't found any programs. > There is the Indiana Comprehensive Insurance but I can not afford it at all. > The premiums are $450/month with a $500 deductible. You have to pay the > deductible for the prescriptions also. It's just too expensive for us right > now. > > If you know of the state programs, could you please fill me in? > > Thanks so much and goodluck to you!! > > Cyberhugs, > Sherri > > > > Big cyber hug to you, Sherri. SSI/Disability is one of my sore spots (pun > > intended). I have been trying to avoid filing, but I don't think I really > > have a choice at this point. Sounds to me as if the stress you were under > > really kicked things off. If you are in Indiana, there are several state > > programs that might assist you with medical help. I've recently lost my job > > and am scrambling amongst my family for my COBRA premiums each month, but I > > know I could not survive without insurance. Even if I qualify for Disability > > immediately, it's still a two year wait for Medicare and, after working in > > health insurance for nearly 15 years, I can honestly say Medicare stinks. > > > > I really hope things work out for you. Please take care! > > > > ~ :-D Quote Share this post Link to post Share on other sites
Guest guest Report post Posted May 21, 2002 Not completely sure about the ins & outs of cobra - But it is where you can continue to have your insurance for up to 18 months I think - depending on what state you are in. This also costs alot, but depending on your medical bill - it may be worth checking into. Cinda > What is COBRA? Never heard of that. So far I haven't found any programs. > There is the Indiana Comprehensive Insurance but I can not afford it at all. > The premiums are $450/month with a $500 deductible. You have to pay the > deductible for the prescriptions also. It's just too expensive for us right > now. > > If you know of the state programs, could you please fill me in? > > Thanks so much and goodluck to you!! > > Cyberhugs, > Sherri > > > > Big cyber hug to you, Sherri. SSI/Disability is one of my sore spots (pun > > intended). I have been trying to avoid filing, but I don't think I really > > have a choice at this point. Sounds to me as if the stress you were under > > really kicked things off. If you are in Indiana, there are several state > > programs that might assist you with medical help. I've recently lost my job > > and am scrambling amongst my family for my COBRA premiums each month, but I > > know I could not survive without insurance. Even if I qualify for Disability > > immediately, it's still a two year wait for Medicare and, after working in > > health insurance for nearly 15 years, I can honestly say Medicare stinks. > > > > I really hope things work out for you. Please take care! > > > > ~ :-D Quote Share this post Link to post Share on other sites
Guest guest Report post Posted May 21, 2002 What is COBRA? Never heard of that. So far I haven't found any programs. There is the Indiana Comprehensive Insurance but I can not afford it at all. The premiums are $450/month with a $500 deductible. You have to pay the deductible for the prescriptions also. It's just too expensive for us right now. If you know of the state programs, could you please fill me in? Thanks so much and goodluck to you!! Cyberhugs, Sherri > > Big cyber hug to you, Sherri. SSI/Disability is one of my sore spots (pun > intended). I have been trying to avoid filing, but I don't think I really > have a choice at this point. Sounds to me as if the stress you were under > really kicked things off. If you are in Indiana, there are several state > programs that might assist you with medical help. I've recently lost my job > and am scrambling amongst my family for my COBRA premiums each month, but I > know I could not survive without insurance. Even if I qualify for Disability > immediately, it's still a two year wait for Medicare and, after working in > health insurance for nearly 15 years, I can honestly say Medicare stinks. > > I really hope things work out for you. Please take care! > > ~ :-D Quote Share this post Link to post Share on other sites
Guest guest Report post Posted May 21, 2002 What is COBRA? Never heard of that. So far I haven't found any programs. There is the Indiana Comprehensive Insurance but I can not afford it at all. The premiums are $450/month with a $500 deductible. You have to pay the deductible for the prescriptions also. It's just too expensive for us right now. If you know of the state programs, could you please fill me in? Thanks so much and goodluck to you!! Cyberhugs, Sherri > > Big cyber hug to you, Sherri. SSI/Disability is one of my sore spots (pun > intended). I have been trying to avoid filing, but I don't think I really > have a choice at this point. Sounds to me as if the stress you were under > really kicked things off. If you are in Indiana, there are several state > programs that might assist you with medical help. I've recently lost my job > and am scrambling amongst my family for my COBRA premiums each month, but I > know I could not survive without insurance. Even if I qualify for Disability > immediately, it's still a two year wait for Medicare and, after working in > health insurance for nearly 15 years, I can honestly say Medicare stinks. > > I really hope things work out for you. Please take care! > > ~ :-D Quote Share this post Link to post Share on other sites
Guest guest Report post Posted May 21, 2002 What is COBRA? Never heard of that. So far I haven't found any programs. There is the Indiana Comprehensive Insurance but I can not afford it at all. The premiums are $450/month with a $500 deductible. You have to pay the deductible for the prescriptions also. It's just too expensive for us right now. If you know of the state programs, could you please fill me in? Thanks so much and goodluck to you!! Cyberhugs, Sherri > > Big cyber hug to you, Sherri. SSI/Disability is one of my sore spots (pun > intended). I have been trying to avoid filing, but I don't think I really > have a choice at this point. Sounds to me as if the stress you were under > really kicked things off. If you are in Indiana, there are several state > programs that might assist you with medical help. I've recently lost my job > and am scrambling amongst my family for my COBRA premiums each month, but I > know I could not survive without insurance. Even if I qualify for Disability > immediately, it's still a two year wait for Medicare and, after working in > health insurance for nearly 15 years, I can honestly say Medicare stinks. > > I really hope things work out for you. Please take care! > > ~ :-D Quote Share this post Link to post Share on other sites
Guest guest Report post Posted May 23, 2002 How do I unsubscribe? --- clt1117 clt1117@...> wrote: > --- > Hi Cindy here and last september I started having no > energy and my > joints were aching and I had a hard time moving > around because of > chest pains and hard time breathing. Well finally > in november my > doctor found out I had strep in my blood and it was > attacking my > whole body. Well when the antibiotics got rid of > the strep I was > left with fybromyalgia. In the last few months > though I recognize > these feelings and and pains from other times in my > life. So I don't > believe the strep caused the fybro but boy did it > ever kick the fibro > in to high gear. But you are in the right place the > postings I > recieve each day in my e-mail has helped me realize > I am not crazy > and it is not all in my head and if anything it > seems that God has > picked people with good souls to be in this fibro > club. I send alot > of what I read to my family and friends and they are > beginning to > understand a little more about me and my new > companion > fybromyalgia. So Hugs and stick around it really > helps, Cindy > > > > > In @y..., " mama2392835 " > wrote: > > Well, here's my long story. Back in Jan. of this > year, I got the > > flu. I coughed severely for 6 weeks. Then as I > was getting over > the > > cough, I went and lifted a piece of furniture that > was WAY too > heavy > > for me(I know, it was stupid of me), and I started > experiencing > pain > > in my upper back and chest. My docor (back then) > diagnosed me with > > costochondritis(swelling and inflamation of the > joints in the upper > > ribs). Over time, that pain lessened, but never > went away > > completely. > > > > Now, fast forward to the last 3-1/2 weeks. I've > had an almost > > constant headache(in my eyes and temples) and > " unexplained " pain > > pretty much throughout my body for just about as > long. Even my > > hands, fingers, and feet hurt intermittently. The > doctor > > did a blood test(and a sinus x-ray to rule out > infection-normal) > and > > it showed my white blood cell count to be normal, > no inflamation, > and > > pretty much all body functions normal. So...the > doctor suggested it > > might be Fibromyalgia. It could also be other > things, but that's > one > > of the things she suggested. > > > > I'm hoping that this isn't what I have, but I'm > stumped(and so is > my > > doctor). Could Fibromyagia be triggered by illness > or injury, as in > > my case? > > > > Could some of you tell me what kind of symptoms > you've had? > > > > All I know, is that this throbbing, aching pain is > really getting > to > > me. My doctor just put me on Naproxen on the 17th, > but thus far, I > > haven't seen any improvement. All I've been doing > lately is praying > > and crying because I just don't know what's wrong > with me. My > > husband feels so bad, and my 3 kids don't > understand why I just lay > > on the couch hurting. I've been so short-tempered > with them, and I > > feel really guilty. > > > > Anyway,thanks for reading this. Please respond > when you can. I'd > > really appreciate it. > > > > God bless, > > le > > __________________________________________________ Quote Share this post Link to post Share on other sites
Guest guest Report post Posted May 23, 2002 I know there is the State Medicaid program. I'm not sure what it's called in Indiana. In Kentucky, I think it is KentuckyKare this year. Wisconsin called it " title 19 " . (You can tell where most of my client base was). I know it's based on income, but they do acknowledge the dependents and the medical costs you are undergoing. It's my understanding that Medicaid is mostly free if you qualify and the co-pays here are really cheap. I would suggesting talking to the Insurance coordinator at the hospital or doctor's office you normally go to. Surely they would have more information as they deal with payments. Sorry I can't help more on this... I only dealt with Medicaid when they were requesting re-imbursement from us. Medicaid is always 2ndary to any other group insurance (like if your husband has insurance thru his job and covers you, Medicaid will make 2ndary payments) Hopes this helps some. ~ :-D Re: What is COBRA? Never heard of that. So far I haven't found any programs. There is the Indiana Comprehensive Insurance but I can not afford it at all. The premiums are $450/month with a $500 deductible. You have to pay the deductible for the prescriptions also. It's just too expensive for us right now. If you know of the state programs, could you please fill me in? Thanks so much and goodluck to you!! Cyberhugs, Sherri > > Big cyber hug to you, Sherri. SSI/Disability is one of my sore spots (pun > intended). I have been trying to avoid filing, but I don't think I really > have a choice at this point. Sounds to me as if the stress you were under > really kicked things off. If you are in Indiana, there are several state > programs that might assist you with medical help. I've recently lost my job > and am scrambling amongst my family for my COBRA premiums each month, but I > know I could not survive without insurance. Even if I qualify for Disability > immediately, it's still a two year wait for Medicare and, after working in > health insurance for nearly 15 years, I can honestly say Medicare stinks. > > I really hope things work out for you. Please take care! > > ~ :-D Quote Share this post Link to post Share on other sites
Guest guest Report post Posted May 23, 2002 I know there is the State Medicaid program. I'm not sure what it's called in Indiana. In Kentucky, I think it is KentuckyKare this year. Wisconsin called it " title 19 " . (You can tell where most of my client base was). I know it's based on income, but they do acknowledge the dependents and the medical costs you are undergoing. It's my understanding that Medicaid is mostly free if you qualify and the co-pays here are really cheap. I would suggesting talking to the Insurance coordinator at the hospital or doctor's office you normally go to. Surely they would have more information as they deal with payments. Sorry I can't help more on this... I only dealt with Medicaid when they were requesting re-imbursement from us. Medicaid is always 2ndary to any other group insurance (like if your husband has insurance thru his job and covers you, Medicaid will make 2ndary payments) Hopes this helps some. ~ :-D Re: What is COBRA? Never heard of that. So far I haven't found any programs. There is the Indiana Comprehensive Insurance but I can not afford it at all. The premiums are $450/month with a $500 deductible. You have to pay the deductible for the prescriptions also. It's just too expensive for us right now. If you know of the state programs, could you please fill me in? Thanks so much and goodluck to you!! Cyberhugs, Sherri > > Big cyber hug to you, Sherri. SSI/Disability is one of my sore spots (pun > intended). I have been trying to avoid filing, but I don't think I really > have a choice at this point. Sounds to me as if the stress you were under > really kicked things off. If you are in Indiana, there are several state > programs that might assist you with medical help. I've recently lost my job > and am scrambling amongst my family for my COBRA premiums each month, but I > know I could not survive without insurance. Even if I qualify for Disability > immediately, it's still a two year wait for Medicare and, after working in > health insurance for nearly 15 years, I can honestly say Medicare stinks. > > I really hope things work out for you. Please take care! > > ~ :-D Quote Share this post Link to post Share on other sites
Guest guest Report post Posted May 23, 2002 I know there is the State Medicaid program. I'm not sure what it's called in Indiana. In Kentucky, I think it is KentuckyKare this year. Wisconsin called it " title 19 " . (You can tell where most of my client base was). I know it's based on income, but they do acknowledge the dependents and the medical costs you are undergoing. It's my understanding that Medicaid is mostly free if you qualify and the co-pays here are really cheap. I would suggesting talking to the Insurance coordinator at the hospital or doctor's office you normally go to. Surely they would have more information as they deal with payments. Sorry I can't help more on this... I only dealt with Medicaid when they were requesting re-imbursement from us. Medicaid is always 2ndary to any other group insurance (like if your husband has insurance thru his job and covers you, Medicaid will make 2ndary payments) Hopes this helps some. ~ :-D Re: What is COBRA? Never heard of that. So far I haven't found any programs. There is the Indiana Comprehensive Insurance but I can not afford it at all. The premiums are $450/month with a $500 deductible. You have to pay the deductible for the prescriptions also. It's just too expensive for us right now. If you know of the state programs, could you please fill me in? Thanks so much and goodluck to you!! Cyberhugs, Sherri > > Big cyber hug to you, Sherri. SSI/Disability is one of my sore spots (pun > intended). I have been trying to avoid filing, but I don't think I really > have a choice at this point. Sounds to me as if the stress you were under > really kicked things off. If you are in Indiana, there are several state > programs that might assist you with medical help. I've recently lost my job > and am scrambling amongst my family for my COBRA premiums each month, but I > know I could not survive without insurance. Even if I qualify for Disability > immediately, it's still a two year wait for Medicare and, after working in > health insurance for nearly 15 years, I can honestly say Medicare stinks. > > I really hope things work out for you. Please take care! > > ~ :-D Quote Share this post Link to post Share on other sites
Guest guest Report post Posted May 23, 2002 18-36 months of continuing coverage. You have to pay the premium (which is what the employer pays plus 1 percent) and each payment has to be made on time. It can be expensive, but it might be an option. Your employer should send out the Cobra package. COBRA is Congressional Omnibud Budget Reduction Act or something like that. It's a Congressional Act that allows you to make the premiums for so many months. Usually 18, but in cases of disability, could be up to 29 months. And if anyone has a dependent child who is going over the age limitation, or is getting divorced, COBRA can cover them also. Thank you all! I've been depressed since I lost my job, but today, I can talk insurance!!! Which is about the only thing I know. ~ Re: Not completely sure about the ins & outs of cobra - But it is where you can continue to have your insurance for up to 18 months I think - depending on what state you are in. This also costs alot, but depending on your medical bill - it may be worth checking into. Cinda > What is COBRA? Never heard of that. So far I haven't found any programs. > There is the Indiana Comprehensive Insurance but I can not afford it at all. > The premiums are $450/month with a $500 deductible. You have to pay the > deductible for the prescriptions also. It's just too expensive for us right > now. > > If you know of the state programs, could you please fill me in? > > Thanks so much and goodluck to you!! > > Cyberhugs, > Sherri > > > > Big cyber hug to you, Sherri. SSI/Disability is one of my sore spots (pun > > intended). I have been trying to avoid filing, but I don't think I really > > have a choice at this point. Sounds to me as if the stress you were under > > really kicked things off. If you are in Indiana, there are several state > > programs that might assist you with medical help. I've recently lost my job > > and am scrambling amongst my family for my COBRA premiums each month, but I > > know I could not survive without insurance. Even if I qualify for Disability > > immediately, it's still a two year wait for Medicare and, after working in > > health insurance for nearly 15 years, I can honestly say Medicare stinks. > > > > I really hope things work out for you. Please take care! > > > > ~ :-D Quote Share this post Link to post Share on other sites
