Re: Insurance, and SOCKS!

[Guest guest]

>

> My hubby & I started our own construction company when kids were 1

&

> 3. Now we have 3! It's been very stressful at times, but it allows

> me to stay home, which is important to both of us. We have to pay

> for our health insurance, I shopped like CRAZY. We can get a group

> rate, because we're " partners " in the business we qualify as a

> group. So we pay $396/mo. It actually went down. The first yr it

was

> almost $500/mo. I don't know why it went down, maybe because we

> didn't have any claims though besides the normal doctors visits.

> This yr with the pregnancy & all the club foot stuff..AH! I hope

it

> doesn't go up again! All I can say is I found there's a HUGE

> variation in prices & coverage. I find alot of people around here

> (I'm in PA) have Keystone BC & BS -- and comparable coverage with

> them would cost us about $900/mo. Aetna is MUCH MUCH cheaper. My in-

> laws are having trouble right now because their insurance through

> his work just went to $1200/mo. (Keystone) His boss covers it, but

> he doesn't get a raise because the ins. keeps going up & up! Can't

> live like that forever! If we could make my father-in-law

> our " employee " they'd only have to pay about $250/mo. Our

> deductibles are *slightly* higher, but not $950/mo. higher!! Sorry--

> insurance is one of my hot button topics! I did so much research

> when we were looking I could practically be an insurance agent!

It's

> really obscene what people are charged in this country. There's all

> these justifications you hear from the ins. co about the cost of

> drugs and blah blah blah, but what it boils down to is they drive

> luxury cars to cushy offices and I drive a 6 yr. old minivan & my

DH

> works like crazy so I can have coverage in case something happens.

>

> Here's something I know everyone can appreciate: When looking for

> the *bright* side of things with Ava's club foot, I appreciated

that

> I never had to worry about matching socks--I only needed one! But

> now that her cast is off I need 2--and I can't FIND THEM!!! I've

got

> a basket full of 1 sock of a pair! I'm going to have to go buy all

> new ones!

Just buy the same brand and colors and you will have " back ups " for a

while yet hehe!

- & Grace )