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Hello :), I'm new

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Hello all, just found the site and wanted to introduce myself and ask

a few questions.

My name is , and I've know for a while that I'd have to have jaw

surgery to correct an underbite (someday.. done growing, etc.). I

put it off while in college mostly because I'd adapted and it wasn't

causing me many problems. I've been having more problems with my jaw

recently (age - 25) so it set me in action. So I saw the

Orthodontist and Oral Surgeon, finding that I needed Lefort I (lower

and maybe upper) at a cost of ~12.5k. I got the braces put on a few

weeks ago and had the oral surgeon pre-certify the surgery.

Here's the catch: pre-certification was denied. Even though my

health plan covers oral surgery relating to " congenital abnormalities

of the jaw " and " charges in connection with TMJ problems " . This

completely caught me off guard. They denied it because it was found

to be " developmental " by the reviewing doctor. I'm looking into the

best way to appeal it now.

So here's my question: Anyone else have a claim denied in this or a

similiar way? Also, how much more can I espect to pay for the 1-2

day hospital stay? Just trying to set up some kind of plan for worst

case, even though I cannot really afford to pay the full cost

myself. Thanks for reading.

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