Guest guest Posted February 15, 2004 Report Share Posted February 15, 2004 Hi all, Since insurance seems to be a big topic today, I was hoping that I might be able to get some advise also. I've been told by my orthodontist that I have a 10mm overbite and need lower jaw surgery only. I now have a totally employer funded (EPO) Blue Cross insurance plan that is dirt cheap but have been advised by my husband's human resources manager that the surgery probably won't be covered. February is open enrollment time so we can switch to Kaiser now, but it costs $220 more a month and my surgery isn't scheduled for another year (at least). I would like to wait until next year to sign up but I'm afraid that if we don't switch now, that Kaiser will say that it's a preexisting condition and refuse to cover it later. I haven't started any treatment yet and need to make a decision before the end of the month. Any advise would be appreciated. Thanks! Sue Quote Link to comment Share on other sites More sharing options...
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