Re: life ins. for the disabled: my experience

[Guest guest]

life ins. for the disabled: my experience

I also, after several careful readings and re-readings of their consent form,

saw that by signing my consent that I would NOT be notified of any results

(unless positive, which they must report to the Texas Health Dept.), any

positive results would adversely affect my application (or anyone's) EVEN IF IT

WAS A " FALSE " POSITIVE AND I LATER PROVED THAT!!!. There's more. In the fine

print, it also said that by signing consent to be tested, the results

(regardless of positive/negative) could and would be shared with " other medical

and life ins. databases " at their discretion! Now, I don't mind being tested

for HIV. I do mind having that information shared with basically anyone they

see fit (without my knowledge) to share it with. I also mind not being notified

of the results (there is no reason for them to be anything other than negative)

and not being allowed to have the blood drawn at a lab of my choosing at my

convenience. I also mind that what that consent form all boiled down to is that

people who are unfortunate enough to have positive HIV test results (even false

ones) will be penalized by medical and life ins. companies forever after.

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- the new national HIPPA (spelling?) law allows for just this sort of

treatment, I think. Because of HIPPA, we, as the patient, have less rights to

our medical history, and who can get info!!!It's *supposed* to protect us as

individuals....but it really doesn't. I don't have all the info on HIPPA in

front of me....but it's not what it's cracked up to be!!!

When we used to sign medical information forms, we could say on them who we

DON " T want info sent to....and who we want it send to...

Sucks, doesn't it???