new member question about insurance

[Guest guest]

Hello Everyone.

I apologize for not searching longer in the archives before posting,

but I'm really tired and the baby is finally asleep so I'm hope to be

doing the same really soon.

Anyways, I brought home my daughter 7 weeks ago from Guatemala at

6months of age. She was diagnosed with plagiocephaly and yesterday we

saw a neurosurgeon who wrote me a prescription for a band (starband).

Anyways, I am going back to work very soon and she is now almost 8

months old, so I want to get this started fairly quickly. I made an

appointment for her casting on Monday. Anways, I have Cigna...and I

was wondering if anyone know if I could pay up front and then battle

it out with Cigna if necessary...I'm not very familiar with insurance

issues, but I'm expecting that they will not be able to give me a

yes/no answere about coverage tomorrow. If they won't cover it, I

will still get in done....I " m just wondering if they could deny me

just because I went ahead and started treatment before getting approval.

I know, I know, I will have to ask Cigna...but I thought someone might

be able to give me some insight so that I will be prepared.

thanks to everyone and this site...I have learned so much!

take care,

Tricia