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Zanna - PPO

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Hi Zanna

Did you tell Loma that you had a PPO? If you didn't mention that

they automatically think you have an HMO that requires a referral. Do

you have a written referral for a Rheumy and a Pulmonary doctor? If

so, take it somewhere that has a fax machine an fax it to them. The

only one I know of is Ginko's in Temecula.....on Winchester road.

The gal you talked to might go by policy but you should call her back

and ask why you have to have a referral when your insurance states you

don't have to... that's the whole reason you pay more so you won't have

to go through all of this. Be firm and call her back!

Take care,

Vicki

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