Guest guest Posted April 15, 2004 Report Share Posted April 15, 2004 > http://www.nappnet.com/ > > Has anyone heard of the outfit in the link above? What do you > suppose they mean when they say they are not a health insurance? > > Thanks in advance, > > Clare Hello Clare, I looked at the website and it seems to me it is like a discount program. You pay them a premium and they provide you with a list of doctors who will provide medical, dental and chiropractic services at a discount to its members. I have seen alot of these types and really haven't seen any advantage to it. You would have to call and see if there were any providers in your area and then you would call the providers to find out what your discount would be. Hope this helps. I would thoroughly explore this before making any decisions on it. There are other types of programs that are like a cost share program. They have alot of people sign up with a certain premium, if you need to go to a doctor you would then submit a claim and they would take the amount available and pay on it. It doesn't always pay it off but it can help. There is really nothing better than a group health policy even if there is a deductible. Today it is so very hard to find good medical coverage. I hope you can find what you are looking for. Becky Beach Quote Link to comment Share on other sites More sharing options...
Guest guest Posted April 20, 2004 Report Share Posted April 20, 2004 Becky, Thanks for the helpful info you shared. I appreciate your feedback and insights. Clare > > http://www.nappnet.com/ > > > > Has anyone heard of the outfit in the link above? What do you > > suppose they mean when they say they are not a health insurance? > > > > Thanks in advance, > > > > Clare > > Hello Clare, > > I looked at the website and it seems to me it is like a discount > program. You pay them a premium and they provide you with a list of > doctors who will provide medical, dental and chiropractic services at > a discount to its members. > > I have seen alot of these types and really haven't seen any advantage > to it. You would have to call and see if there were any providers in > your area and then you would call the providers to find out what your > discount would be. > > Hope this helps. I would thoroughly explore this before making any > decisions on it. There are other types of programs that are like a > cost share program. They have alot of people sign up with a certain > premium, if you need to go to a doctor you would then submit a claim > and they would take the amount available and pay on it. It doesn't > always pay it off but it can help. There is really nothing better > than a group health policy even if there is a deductible. > > Today it is so very hard to find good medical coverage. I hope you > can find what you are looking for. > > Becky Beach Quote Link to comment Share on other sites More sharing options...
Guest guest Posted April 24, 2004 Report Share Posted April 24, 2004 Thanks, Betty, for the info. Probably Blue Cross/Blue Shield is too expensive for my friend. He earns only $200 per month, as a pastor. All is housing is provided, but he has no savings or retirement, etc. Clare > Clare, > > I'm Betty; I will just offer one comment. Be sure to check your Better > Business Bureau to make sure it's a " real " health insurance company. There are so > many scam artists these days you cannot be too careful. How about Blue > Cross/BlueShield? Too expensive? > > > Betty > Younger brother in KY. age-62 > 10/01 CC; resection; TMN stage: pT3N2MX (Stage III) 5FU/Lev-6 months > 9/03 PET showed recurrent met (left para-aortic malignant lymph nodes); > Xeloda/Oxiplatin infusions and 25 radiation treatments > Hospitalized 2/04--8 days severe hand/foot syndrome & diahrrea- 30 lb weight > loss; colonscopy-clear. Infection. > Finished treatment after hospitalization. > On cancer Vacation @ present; Waiting one month before another PET > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted April 24, 2004 Report Share Posted April 24, 2004 Thanks, Betty, for the info. Probably Blue Cross/Blue Shield is too expensive for my friend. He earns only $200 per month, as a pastor. All is housing is provided, but he has no savings or retirement, etc. Clare > Clare, > > I'm Betty; I will just offer one comment. Be sure to check your Better > Business Bureau to make sure it's a " real " health insurance company. There are so > many scam artists these days you cannot be too careful. How about Blue > Cross/BlueShield? Too expensive? > > > Betty > Younger brother in KY. age-62 > 10/01 CC; resection; TMN stage: pT3N2MX (Stage III) 5FU/Lev-6 months > 9/03 PET showed recurrent met (left para-aortic malignant lymph nodes); > Xeloda/Oxiplatin infusions and 25 radiation treatments > Hospitalized 2/04--8 days severe hand/foot syndrome & diahrrea- 30 lb weight > loss; colonscopy-clear. Infection. > Finished treatment after hospitalization. > On cancer Vacation @ present; Waiting one month before another PET > > > Quote Link to comment Share on other sites More sharing options...
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