Guest guest Posted January 17, 1999 Report Share Posted January 17, 1999 wow! The Chudzik's DANA, HILDA & MARIA Re: Greetings from another Mother > > >Hmmm...afford. Well.... We've been wealthy and we've been poor. I figure >that we will probably be wealthy again someday and wouldn't be surprized if >poverty happens again from time to time. Neil is a chiropractor. Don't let >that fool you. When we married he didn't have a job. He started hanging >sheet rock (construction work). I got pregnant with Marshall right away. >The night week he decided to go back to school to be a doctor I got pregnant >with Chani. We had Chani, Ben and Chamrie while he was in school. We had >Chiya while he interned. We had , and Cheyanne while he was >paying off debt. We had Chalae when we were finally debt free and decided >to sell out and move to Utah to raise our children. We arrived in Utah >right in the middle of a legal battle over liscening and it took TWO AND A >HALF YEARS for Neil to get his Utah liscense. AUGH! Neil finally had to go >to the National Board. Every chiropractor in the country MUST take tests >from the board. They offer 5 different tests and Neil had taken 4 of them, >Utah wanted him to take the last. Now..the test he didn't have was for new >doctors just out of college and was the equivent of the one he had already >taken from them. But...politics is a pain. So...(oh..each test is >expensive plus time off work plus air fair hotel...everything...costs lots >and lots of money...one cost us 5,000 of all expenses) anyway, the National >Board pulled his record and said, " Dr. Logan..you tested ABOVE the 95% on >every single test...what does that state want from you? " So, the state >lawyer suggested to the state board that they better get off their duff and >give him a liscense. So...for the previous 2 1/2 years Neil was remodeling >houses...first at $5.00 an hour and finally at $15.00 an hour! AUGH!!!! >This is a long way from when he was in San Diego and was doing $2,000 a day >in services. Of course, it is relative. In San Diego our overhead (office) >was roughly 25,000 a month. So, now he is doing construction by day and >being a doctor by night. > >How do we afford it. I take whatever money comes in. I pay whatever bills >I can leaving $30 for gasoline, $100 - 200 for food for 2 weeks, $40 for our >date nights. Then, once the bills are paid for the month I take whatever is >left and purchase more food. I have a running list of things that we need >to purchase someday and sometimes squeeze a bit here and there. We do a lot >of service. In San Diego clearly 40-50% of what we did we did as a service. >Here it is much the same. People are appreciative of service, especially >when they otherwise couldn't afford to be out of pain. So..we get wonderful >things sent our way like deserets, clothing, nights out on the town, car >repair, dental work....you name it. So...we can survive on $400 a month for >food. We can build a comfortable, rotating supply on $600-800 a month, we >can use that rotating supply on $300 a month for a short time. > >My mother helps out in emergencies but we try hard to not have emergencies. >There have been times when our church helped out. We give so much service >in the church that it was an interested turn of the table...and a wonderful >blessing. > >Sometimes I just go crazy and spend the entire money on food. And then I >scramble to pay bills but we have a full pantry. Two of my teens give >service with an organization called Helping Hands. They work from 9 am to 2 >pm and in return come home with dairy products and wonderful sweets that we >would otherwise never get. We shop at the day old bakery and freeze the >bread. We freeze lots and lots of things. In the summertime I can produce, >much of it is given us by others who know I am a stay-at-home mom. We don't >go out as a family. We almost never have fast-food. > >Neil and I do date each week. A couple of times a month we take our >'dating' teen (over 16) out with us. We take a helper (rotates each week) >out with us occasionally and we take each out for their birthday. There are >lots of church activities, potlucks, dinners, parties, etc that we >participate in. Somehow we get by and every need gets met but sometimes it >has to wait. Oh....there was the time one of my girls >said....FINALLY.... " Mom, I really need some underware. I only have one pair >but it is ok because I just keep turning it inside out! " Needless to >say...she had underware the very next day!!!!! > >Cherie > > >------------------------------------------------------------------------ > Quote Link to comment Share on other sites More sharing options...
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