Guest guest Posted September 13, 2004 Report Share Posted September 13, 2004 Jill, I think this problem is something that the American Celiac Task Force should handle. http://www.celiaccenter.org/taskforceabout.asp Because of your e-mail, I have written to them about this. I have read that two years after gluten-free diet begins, most celiacs are healthier than average. The insurance actually should be cheaper. Your husband's employer probably broke his contract with your husband, but many people wouldn't want to enforce it. Jo Anne To diagnose or not to diagnose... For all of those parents pondering whether to try for a formal diagnosis or not…I would like to share my experience – maybe it will help to make your decision. My Son was diagnosed with CD two years ago at age 3. My DH was diagnosed six months after. When my DH switched jobs, we lost our health insurance. We chose not to do COBRA, because the new employer promised health coverage within 6 months. That was over two years ago, and we are just now getting coverage. We applied for an individual policy (at the employer’s request), because it was less expensive for the employer. The insurance company wrote a waiver regarding my Son’s and DH’s CD. For anyone not familiar with waivers…it basically means they will not cover anything related to CD. It’s a scary thought! There’s potentially an enormous gray area, with all the research linking many illnesses/syndromes to CD. I am convinced my Daughter also has CD. The results from her first blood test were mixed and she has foul-smelling diarrhea anytime she eats something with gluten. After what we’ve been through trying to get health insurance, there’s no way I’m getting her tested again…..I don’t want that label following her around for the rest of her life, if it means she won’t be fully insured. I had been experiencing CD symptoms for about six months when I did the gene testing through Enterolab. I’m positive for DQ2. Armed with that info….we’re all GF now. When she is old enough to understand, I will tell my Daughter why I chose not to get her tested …and when Mom carries the main gene, and Dad has CD…there’s really no escape anyway! Our pediatric GI warned us about the insurance companies. Now I know she was right! I recommend going to an independent lab, such as Enterolab or Prometheus. If you are positive, do not share this info with your doctor as he/she will note it in your file. Insurance companies are extremely sneaking about getting your medical information. Protect yourself!!! I hope this was helpful to someone out there! J ~Jill Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 13, 2004 Report Share Posted September 13, 2004 Jill, I already have received a response from Dr. Fasano! I quote his answer and my message to him below: Jo Anne " To diagnose or not to diagnose... For all of those parents pondering whether to try for a formal diagnosis or not…I would like to share my experience – maybe it will help to make your decision. My Son was diagnosed with CD two years ago at age 3. My DH was diagnosed six months after. When my DH switched jobs, we lost our health insurance. We chose not to do COBRA, because the new employer promised health coverage within 6 months. That was over two years ago, and we are just now getting coverage. We applied for an individual policy (at the employer’s request), because it was less expensive for the employer. The insurance company wrote a waiver regarding my Son’s and DH’s CD. For anyone not familiar with waivers…it basically means they will not cover anything related to CD. It’s a scary thought! There’s potentially an enormous gray area, with all the research linking many illnesses/syndromes to CD. I am convinced my Daughter also has CD. The results from her first blood test were mixed and she has foul-smelling diarrhea anytime she eats something with gluten. After what we’ve been through trying to get health insurance, there’s no way I’m getting her tested again…..I don’t want that label following her around for the rest of her life, if it means she won’t be fully insured. I had been experiencing CD symptoms for about six months when I did the gene testing through Enterolab. I’m positive for DQ2. Armed with that info….we’re all GF now. When she is old enough to understand, I will tell my Daughter why I chose not to get her tested …and when Mom carries the main gene, and Dad has CD…there’s really no escape anyway! Our pediatric GI warned us about the insurance companies. Now I know she was right! I recommend going to an independent lab, such as Enterolab or Prometheus. If you are positive, do not share this info with your doctor as he/she will note it in your file. Insurance companies are extremely sneaking about getting your medical information. Protect yourself!!! I hope this was helpful to someone out there! J ~Jill Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 13, 2004 Report Share Posted September 13, 2004 Jill, I already have received a response from Dr. Fasano! I quote his answer and my message to him below: Jo Anne " To diagnose or not to diagnose... For all of those parents pondering whether to try for a formal diagnosis or not…I would like to share my experience – maybe it will help to make your decision. My Son was diagnosed with CD two years ago at age 3. My DH was diagnosed six months after. When my DH switched jobs, we lost our health insurance. We chose not to do COBRA, because the new employer promised health coverage within 6 months. That was over two years ago, and we are just now getting coverage. We applied for an individual policy (at the employer’s request), because it was less expensive for the employer. The insurance company wrote a waiver regarding my Son’s and DH’s CD. For anyone not familiar with waivers…it basically means they will not cover anything related to CD. It’s a scary thought! There’s potentially an enormous gray area, with all the research linking many illnesses/syndromes to CD. I am convinced my Daughter also has CD. The results from her first blood test were mixed and she has foul-smelling diarrhea anytime she eats something with gluten. After what we’ve been through trying to get health insurance, there’s no way I’m getting her tested again…..I don’t want that label following her around for the rest of her life, if it means she won’t be fully insured. I had been experiencing CD symptoms for about six months when I did the gene testing through Enterolab. I’m positive for DQ2. Armed with that info….we’re all GF now. When she is old enough to understand, I will tell my Daughter why I chose not to get her tested …and when Mom carries the main gene, and Dad has CD…there’s really no escape anyway! Our pediatric GI warned us about the insurance companies. Now I know she was right! I recommend going to an independent lab, such as Enterolab or Prometheus. If you are positive, do not share this info with your doctor as he/she will note it in your file. Insurance companies are extremely sneaking about getting your medical information. Protect yourself!!! I hope this was helpful to someone out there! J ~Jill Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 13, 2004 Report Share Posted September 13, 2004 Jo Anne….I hadn’t thought about notifying the American Celiac Task Force. Much thanks!! Jill Re: To diagnose or not to diagnose... Jill, I already have received a response from Dr. Fasano! I quote his answer and my message to him below: Jo Anne " To diagnose or not to diagnose... For all of those parents pondering whether to try for a formal diagnosis or not…I would like to share my experience – maybe it will help to make your decision. My Son was diagnosed with CD two years ago at age 3. My DH was diagnosed six months after. When my DH switched jobs, we lost our health insurance. We chose not to do COBRA, because the new employer promised health coverage within 6 months. That was over two years ago, and we are just now getting coverage. We applied for an individual policy (at the employer’s request), because it was less expensive for the employer. The insurance company wrote a waiver regarding my Son’s and DH’s CD. For anyone not familiar with waivers…it basically means they will not cover anything related to CD. It’s a scary thought! There’s potentially an enormous gray area, with all the research linking many illnesses/syndromes to CD. I am convinced my Daughter also has CD. The results from her first blood test were mixed and she has foul-smelling diarrhea anytime she eats something with gluten. After what we’ve been through trying to get health insurance, there’s no way I’m getting her tested again…..I don’t want that label following her around for the rest of her life, if it means she won’t be fully insured. I had been experiencing CD symptoms for about six months when I did the gene testing through Enterolab. I’m positive for DQ2. Armed with that info….we’re all GF now. When she is old enough to understand, I will tell my Daughter why I chose not to get her tested …and when Mom carries the main gene, and Dad has CD…there’s really no escape anyway! Our pediatric GI warned us about the insurance companies. Now I know she was right! I recommend going to an independent lab, such as Enterolab or Prometheus. If you are positive, do not share this info with your doctor as he/she will note it in your file. Insurance companies are extremely sneaking about getting your medical information. Protect yourself!!! I hope this was helpful to someone out there! J ~Jill Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 13, 2004 Report Share Posted September 13, 2004 Jo Anne….I hadn’t thought about notifying the American Celiac Task Force. Much thanks!! Jill Re: To diagnose or not to diagnose... Jill, I already have received a response from Dr. Fasano! I quote his answer and my message to him below: Jo Anne " To diagnose or not to diagnose... For all of those parents pondering whether to try for a formal diagnosis or not…I would like to share my experience – maybe it will help to make your decision. My Son was diagnosed with CD two years ago at age 3. My DH was diagnosed six months after. When my DH switched jobs, we lost our health insurance. We chose not to do COBRA, because the new employer promised health coverage within 6 months. That was over two years ago, and we are just now getting coverage. We applied for an individual policy (at the employer’s request), because it was less expensive for the employer. The insurance company wrote a waiver regarding my Son’s and DH’s CD. For anyone not familiar with waivers…it basically means they will not cover anything related to CD. It’s a scary thought! There’s potentially an enormous gray area, with all the research linking many illnesses/syndromes to CD. I am convinced my Daughter also has CD. The results from her first blood test were mixed and she has foul-smelling diarrhea anytime she eats something with gluten. After what we’ve been through trying to get health insurance, there’s no way I’m getting her tested again…..I don’t want that label following her around for the rest of her life, if it means she won’t be fully insured. I had been experiencing CD symptoms for about six months when I did the gene testing through Enterolab. I’m positive for DQ2. Armed with that info….we’re all GF now. When she is old enough to understand, I will tell my Daughter why I chose not to get her tested …and when Mom carries the main gene, and Dad has CD…there’s really no escape anyway! Our pediatric GI warned us about the insurance companies. Now I know she was right! I recommend going to an independent lab, such as Enterolab or Prometheus. If you are positive, do not share this info with your doctor as he/she will note it in your file. Insurance companies are extremely sneaking about getting your medical information. Protect yourself!!! I hope this was helpful to someone out there! J ~Jill Quote Link to comment Share on other sites More sharing options...
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