Re: US HMO Humour Q&A

[Guest guest]

--- Lyndi wrote:

> When I moved to the States, I had to learn about

> getting medical

> insurance through the dreaded HMOs. (Health

> Maintenance Organization).

> Everyone I know in the US has had problems at one

> time or another with

> their HMO If the high medical insurance rates

> don't get you down,

> something in your HMO coverage will find a way. :-)

>

> Some friends got together and wrote some questions

> and answers about

> dealing with HMOs. I think they did a good job of

> finding the humour

> in dealing with HMOs,

> --

> Lyndi

>

That just about says it all about HMOs. I am very

fortunate, not to have used one personally. But, I

have had to work through them for my patients back in

Tennessee.

It was quite maddening, especially getting them to pay

for various medications. If there was more than one

psych med available, we had to prove that the cheapest

one didn't work.

I saw many people suffer needlessly, and it made me

furious. The physicians were always furious too and

often took it out on me or another member of the

nursing staff. We had to call and tell the physician

that a medication was not covered.

The HMO ends up making far too many medical decisions.

It's often poorly paid, office personel with no

medical experience.

It's a crazy world.

Kaylene

__________________________________________________

[Guest guest]

Lyndi,

Tht fits HMO's like a glove!! LOL At least there is humor in it,

because HMO's are a real PIA!! My blessing's to those of you that

are possesed with that shameful HMO's.

I guess all in all, it has got to be better than not having insurance

at all. That is where I am and it is a real bummer trying to pay for

all those meds at full price. Especially at those high prices.

Thanks for making me smile this morning!! I really needed that.

Big huggs,

Sandy

[Guest guest]

Lyndi,

I really needed a laugh today. Those Q & A's are a riot. And not too

far from the truth in my experience.

>

> Some friends got together and wrote some questions and answers about

> dealing with HMOs. I think they did a good job of finding the humour

> in dealing with HMOs,