Re: OT!! Health Ins. Inc. Rate

[Guest guest]

My wife's group changes from Benesight to Blue Cross Blue Sheild the first of the year.

It is only 126.00 a month for the both of us.

We are on the highest tier rate.(with my luck I will fall off)

10.00 generic prescription for three months.

25.00 name brand prescription for three months.

I qualified for medicare at age 32.

Between primary insurance and medicare as secondary, I only pay for my medications.

So far my medical bills have been over 150 thousand dollars.

Is all this worth being sick? NO

Any kind of insurance is only good if you never use it.

Jim

[Guest guest]

That does bite, , I'm sorry. Especially with such a huge

deductible! It's really too bad we can't all be covered like in CA

and overseas. Too much capitalism here, or more like, too many too

greedy people! I hope venting helped!! Don't stress too badly, we

don't want you getting another lump! Get the shins up!

M =)

>

> Dear Group,

> You know I rarely complain. And I know this is a situation that many

> are probably in too. I am so mad I could spit!

>

> My Blue Shield Health Ins. was just raised to $741/mo for me and

> Steve. This is a general raise along with a book showing how the

plan

> has cut benefits. It has nothing to do with age increase or tier

> increase. I am still in the lowest tier rate. We still have a $2000

> each yearly deductible to meet as well as such a bad prescription

plan

> we need to get drugs from Canada. This is what is available to the

> self -employed who don't have coverage from their employers. I am so

> disgusted, and just grateful I can stil afford it.

> Love,

>

[Guest guest]

Dear M,

What will help is when Steve and I are old enough to qualify for

Medicare. But by then I will not be surprised if there is a means test.

Love,

[Guest guest]

Dear Jim,

That is so true, Jim!

I imagine Becci's insurance is partly paid for by her

employer.

Self employed people are amongst the most underinsured

in America. Without a group or an employer to help

foot the bill, the rates are astronomical.

Of course should we get really sick and need expensive

treatments, they most likely will try to boot us out

of the plan altogether or at least raise the rates

even higher :-(

Love,

__________________________________________________