Re: Clarification RE: AFLAC question

[Guest guest]

Hi ,

I believe AFLAC is gap insurance for short term disability. If someone with AFLAC gets injured then those costs can get reimbursed. The patient would pay out of pocket (to answer what others thought your question was). I do not know how cost effective it is for you as an employer.

Schacker, DC, CCSPChiropractic PhysicianCertified Chiropractic Sports Physician Schacker Chiropractic Apex Wellness Center5308 SE Rhone St. Portland, OR 97206-2962USA This message is intended only for the use of the individual or entity to which it is addressed and may contain medical information that is privileged, confidential and exempt from disclosure under applicable law. If the reader of the message is not the intended recipient, you are hereby notified that any dissemination, distribution or copy of this communication is strictly prohibited. If you have received this communication in error, please immediately notify Schacker Chiropractic LLC and purge this E-mail and destroy all documents related to this message.

Subject: Clarification RE: AFLAC questionTo: oregondcs Date: Thursday, July 19, 2012, 3:44 PM

Docs,To clarify, I was not asking re: billing AFLAC for treatment provided to patients. I have not done this and have never had a patient ask me to do so.I was asking if anyone had experience in being a customer of AFLAC and offering their supplemental insurance plans as a benefit to employees working for you, and/or being covered by one of their plans yourself.Thanks for your input thus far.Sincerely, L Herrst DCCity Fit Chiropractic

[Guest guest]

Hi

My personal opinion is that Aflac doesnt pay very much and is designed to only be supplemental insurance. Kind of like to cover co-pays. I have had a couple of patients use it and it never paid much so I think that your employees will only get a very limited benefit from it so if you feel that they will appreciate it then it is up to you.

Dr Elliott Mantell

To: oregondcs Sent: Thursday, July 19, 2012 3:44 PMSubject: Clarification RE: AFLAC question

Docs,To clarify, I was not asking re: billing AFLAC for treatment provided to patients. I have not done this and have never had a patient ask me to do so.I was asking if anyone had experience in being a customer of AFLAC and offering their supplemental insurance plans as a benefit to employees working for you, and/or being covered by one of their plans yourself.Thanks for your input thus far.Sincerely, L Herrst DCCity Fit Chiropractic