Re: POA membership and it's information saved us

[Guest guest]

,

We joined POA 2 years ago when my mother's house was

ruined by water damage. There is limited usage for free at

the POA website. The information on her website is worth

far more than $100 to us.

This year Melinda Ballard gave us a free membership for a

year. We paid for the last 2 years. She and her husband

were profiled on a program on TV regarding the loss of her

home due to bad service from Farmer Ins. As a result,

Farmers Insurance has developed a Claims Mold Unit (in CA,

at least) that knows how to actually handle a mold claim on

a timely basis. My friend's sister had a good experience

with the Farmers Ins. Mold claims unit in CA.

The legal files and down loadable audio programs on all

aspects of mold....legal, financial, and health

iusses....were SOOOO helpful. The programs I downloaded and

listened to were worth far more than $100.

I even downloaded an audio program that was presented to

lawyers in Texas about how to try a mold case in court.

I was a property insurance underwriter for many years for

Farmers Ins., as a professional.

The audio files on the POA website were SOOOO valuable

for us to deal with St. Farm insurance company regarding

the loss of my mother's house.

Melinda even has a STATE FARM INS. CLAIMS MANUAL on her

website that you can download and look up claims issues.

It's so important to know the document (claims manual)

the claims adjuster is using to make decisions about your

claim. It gave us the information we needed to write the

Department of Insurance in our state and file a complaint

so we would get justice without the mess of going to court.

The POA website helped and Melinda Ballard answered my

emails with questions so we could deal with the insurance

company regarding the loss of my mother's home from water

damage here in Arkansas. There are very few consumer

protection laws her in AR. It's like being in a 3rd world

country here.

Anyway, POA was such a good help to us. Very helpful

information.

Jocelyn

>>>>Re: POA Newsletter

Posted by: " snk1955@... " snk1955@... snk1955

Date: Sun Aug 20, 2006 4:14 pm (PDT)

In a message dated 8/20/2006 1:17:38 P.M. Pacific Standard

Time,

bobbinsbiomed@... writes:

Is this website owned by the same Melinda Ballard as the

Ballards that were

the first couple to become well known in their multimillion

dollar toxic

mold

lawsuit? Too bad there is a $100 a year subscription fee to

access the bulk

of their documents.