Guest guest Posted October 1, 2006 Report Posted October 1, 2006 which brands are used? how much with the inositol powder? - i saw 550 mg and 1100 mg same price and how much would a 7 y.o. about 48 lbs need??? thanks Eileen Quoting nna <mdonlon@...>: > The psychs I found on the OCD > foundation side are all not covered by our insurance. > > PLEASE investigate this further w/ your insurance carrier. My > daughter's psych was also not covered, but now they are paying 80%...I > had to go through a bit of haggling with them, but it paid off. > Here's what happened: > > I went to a dr. that was on their list who supposedly treated OCD. > After one session it was clear that she was not experienced in ERP. > She admitted as much. When I mentioned another dr. in the area who I > knew was an OCD specialist, she said, " Oh, yes, she's the best, but > your insurance won't cover her " . > > That got my dander up, and I called the insurance company, insisting > that they cover the other dr. My child had a unique disorder that > required a specialist, just as a child with a unique heart condition > would need a heart specialist. After many phone calls back and forth, > with some " higher ups " from the ins. carrier calling me, I held my > ground and insisted that there was no one within their network who > could truly help my child. > > Finally they agreed that if the first dr. I went to called them and > said she could not help my child to the full extentm and recommended > the specialist, they would consider it. The first dr. was kind enough > to do so (I worried with dr's having big egos sometimes if she sould > admit to not being able to help) and soon afterwards I got the OK to > see the specialist! > > Long story, but wanted you to know that it is possible to get the > coverage you need. They (insurance co's) count on people not wanting > to fight stuff like this, not wanting to be bothered. You can tell > sometimes that they say things to try to discourage you, but as soon > as you assert your rights they back off. > > If necessary, look into your state laws on this type of thing, as > another poster mentioned. There is something in place to ensure that > people get the treatment they need. > > Good Luck- > > nna > NY > > > > > > Quote
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