Health Insurance

[Guest guest]

deta pendergraff wrote:

> >You GO !!!!!!You get a HONK from me.

> Fayray

>

>

You get a HONK from me as well.

I always say " youth is wasted on the young, good health is wasted on the

healthy, and wealth is wasted on the wealthy " . If the powers that be

had to walk a mile in my moccasins, have to live on the amount of social

security I do, and have only Medicare for health care, there would be

some major changes made in this country.

Okay, I'm off my soapbox now.

Nina

[Guest guest]

After reading all the posts on insurance I once again realize that I am very

lucky. I have had RA since I was 12 and am now 29. My parents insurance

covered me until I married my first husband at 17. He was in the military so

I was covered there. Then I remarried 8 yrs ago and I have been covered by

my husbands company plans all along. The only time I was not covered was

between marriages. I remember going to get my Methotrexate and having to get

the liquid vials and syringes to put it in my drink because that was the

cheapest form at the time. Anyway, I am sorry for those who are paying an

arm and a leg for coverage and for those who can't get coverage. Don't

really know what I am trying to say just wanted to chime in. Zoni

From: NELLIESTAR@... [mailto:NELLIESTAR@...]

Sent: Friday, May 18, 2007 8:25 PM

Subject: Re: [ ] Re: health insurance

> So, I guess my point in my original post was twofold: 1--obtain

> > health insurance if at all possible and

> > 2) PLAN and SAVE. In general, those are not popular ideas in the US

> > today. I am NOT a politician. But, I do believe

> > in taking care of oneself and one's family and not expecting others

> > to do it for you >>>>>

>

, I agree with you up to a point.

A healthy person should be responsible for their own healthcare, generally

speaking, at least up until a certain age.

But when you need a drug like Humira that costs $41,600 a year for weekly

injections you must virtually be a millionaire to support it. Prescription

coverage that a person can buy independently will NOT cover this, for those

who

work hard at their own business.

Pris

**************************************

See what's free at http://www.aol.com.

[Guest guest]

Hi everyone,

This is Steph in VA. I have had RA for 7 years (I'm 29) and in that time I

have been on 4 different health plans and spent 62 days uninsured in 2003 (days

short of the 90 days that would have excluded me from RA being covered).

Currently, I am fortunate to work for a small division of the Commonwealth

government. While my pay is about $30,800 a year my benefits are completely paid

for by my agency (about $400 a month for major medical & dental and $300 a month

in my state pension.) I commute 3 hours round trip to my job because the

insurance is fantastic. I am probably one of the 5 people in the country with

health issues that does not have a single complaint about my HMO. MAMSI, which

recently merged with United Healthcare, was originally started to cover state

government employees.

On the topic of universal healthcare, while everyone is covered in

countries like Canada and the UK, the national system usually doesn't cover

drugs like biolgics. (I knew a guy with RA from Scotland and UK residents can

only get biologics if they have secondary insurance).

Regarding group costs, usually I am the reason for higher insurance

premiums. However, my department has 7 employees. 3 are over 45 and 4 are under

30.

Take care,

Steph in VA

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

The 2007Charlottesville Arthritis Walk was a success!

We raised almost $30,000 for research & programs for people with arthritis! My

team, Team Lakeside, raised about $200 and money is still coming in through May!

" Never underestimate the power of a small, dedicated group of people to change

the world -- indeed, it's the only thing that ever has. " (Margaret Mead)

---------------------------------

Don't be flakey. Get for Mobile and

always stay connected to friends.

[Guest guest]

Hi Lottie,

As always you are a font of knowledge - I never knew that about arsenic,

very interesting!

Regards,

********************************

A Little History on Arsenic (It has been used for other things besides CML)

In the middle ages it was a popular technique of the nobility to use arsenic

to eliminate the competition.

But, they discovered that if a small amount of arsenic were eaten every day,

they could build up their bodies' tolerance. A side effect of arsenic is

that the hair turns white. Consequently, anyone who was of the nobility had

white hair, which nicely distinguished them from ordinary people.

Eventually, because it was no longer effective, arsenic lost its

attractiveness as a noble means of doing in the competition. And of, course,

their hair returned to its natural color. By that time, white hair was a

tradition for the nobility. That is why the modern judges of the English

courts, and other members of the nobility, wear white wigs during formal

proceedings. It is the distinctive feature of a member of the peerage.

http://1215.org/lawnotes/lawnotes/arsenic.htm

FYI,

Lottie Duthu

[Guest guest]

 

From MoveOn.org.:

The health care fight has turned ugly, fast. Right-wing mobs are crashing

congressional town halls,1 lies are spreading via anonymous email chains,2 and

Palin bizarrely said that President Obama was going to set up a " death

panel, " whatever that is.3 

Many of these claims are just incredible—but if we don't fight back with the

truth, the right will continue to poison the health care debate. So as part of

our Real Voices for Change campaign this August, we're working to set the record

straight.

Check out the list below: " Top Five Health Care Lies—and How to Fight Back. "

Can you spread the word by passing this email along to 10 of your friends today?

Also, if you're on Facebook, please post the list today by clicking here:

http://www.moveon.org/r?r=51746. If you're on Twitter, retweet: @MoveOn Check

out the Top 5 Health Care Lies—and How to Fight Back. http://bit.ly/Bncs5

Top Five Health Care Reform Lies—and How to Fight Back

Lie #1: President Obama wants to euthanize your grandma!!!

The truth: These accusations—of " death panels " and forced euthanasia—are, of

course, flatly untrue. As an article from the Associated Press puts it: " No

'death panel' in health care bill. " 4 What's the real deal? Reform legislation

includes a provision, supported by the AARP, to offer senior citizens access to

a professional medical counselor who will provide them with information on

preparing a living will and other issues facing older Americans.5

Lie #2: Democrats are going to outlaw private insurance and force you into a

government plan!!!

The truth: With reform, choices will increase, not decrease. Obama's reform

plans will create a health insurance exchange, a one-stop shopping marketplace

for affordable, high-quality insurance options.6 Included in the exchange is the

public health insurance option—a nationwide plan with a broad network of

providers—that will operate alongside private insurance companies, injecting

competition into the market to drive quality up and costs down.7

If you're happy with your coverage and doctors, you can keep them.8 But the new

public plan will expand choices to millions of businesses or individuals who

choose to opt into it, including many who simply can't afford health care now.

Lie #3: President Obama wants to implement Soviet-style rationing!!!

The truth: Health care reform will expand access to high-quality health

insurance, and give individuals, families, and businesses more choices for

coverage. Right now, big corporations decide whether to give you coverage, what

doctors you get to see, and whether a particular procedure or medicine is

covered—that is rationed care. And a big part of reform is to stop that.

Health care reform will do away with some of the most nefarious aspects of this

rationing: discrimination for pre-existing conditions, insurers that cancel

coverage when you get sick, gender discrimination, and lifetime and yearly

limits on coverage.9 And outside of that, as noted above, reform will increase

insurance options, not force anyone into a rationed situation. 

Lie #4: Obama is secretly plotting to cut senior citizens' Medicare benefits!!!

The truth: Health care reform plans will not reduce Medicare benefits.10 Reform

includes savings from Medicare that are unrelated to patient care—in fact, the

savings comes from cutting billions of dollars in overpayments to insurance

companies and eliminating waste, fraud, and abuse.11

Lie #5: Obama's health care plan will bankrupt America!!!

The truth: We need health care reform now in order to prevent bankruptcy—to

control spiraling costs that affect individuals, families, small businesses, and

the American economy.

Right now, we spend more than $2 trillion dollars a year on health care.12 The

average family premium is projected to rise to over $22,000 in the next

decade13—and each year, nearly a million people face bankruptcy because of

medical expenses.14 Reform, with an affordable, high-quality public option that

can spur competition, is necessary to bring down skyrocketing costs. Also,

President Obama's reform plans would be fully paid for over 10 years and not add

a penny to the deficit.15

We're closer to real health care reform than we've ever been—and the next few

weeks will decide whether it happens. We need to make sure the truth about

health care reform is spread far and wide to combat right wing lies.

Can you forward this email to your friends today? And remember, also post it on

Facebook by clicking here: http://www.moveon.org/r?r=51746. And on Twitter, by

retweeting: @MoveOn Check out the Top 5 Health Care Lies—and How to Fight

Back. http://bit.ly/Bncs5

Thanks for all you do.

–Nita, Kat, Ilya, and the rest of the team

P.S. Want more? Check out this great new White House " Reality Check " website:

http://www.whitehouse.gov/realitycheck/ or this excellent piece from Health Care

for America Now on some of the most outrageous lies:

http://www.moveon.org/r?r=51729 & id=16778-6009947-ikw5L1x & t=1

Sources:

1. " More 'Town Halls Gone Wild': Angry Far Right Protesters Disrupt Events With

'Incomprehensible' Yelling, " Think Progress, August 4, 2009.

http://www.moveon.org/r?r=51733 & id=16778-6009947-ikw5L1x & t=2

2. " Fight the smears, " Health Care for America NOW, accessed August 10, 2009.

http://www.moveon.org/r?r=51729 & id=16778-6009947-ikw5L1x & t=3

3. " Palin Paints Picture of 'Obama Death Panel' Giving Thumbs Down to Trig, " ABC

News, August 7, 2009.

http://www.moveon.org/r?r=51728 & id=16778-6009947-ikw5L1x & t=4

4. " No 'death panel' in health care bill, " The Associated Press, August 10,

2009.

http://www.moveon.org/r?r=51747 & id=16778-6009947-ikw5L1x & t=5

5. " Stop Distorting the Truth about End of Life Care, " The Huffington Post, July

24, 2009.

http://www.moveon.org/r?r=51730 & id=16778-6009947-ikw5L1x & t=6

6. " Reality Check FAQs, " WhiteHouse.gov, accessed August 11, 2009.

http://www.whitehouse.gov/realitycheck/faq#i1

7. " Why We Need a Public Health-Care Plan, " The Wall Street Journal, June 24,

2009.

http://www.moveon.org/r?r=51737 & id=16778-6009947-ikw5L1x & t=7

8. " Obama: 'If You Like Your Doctor, You Can Keep Your Doctor,' " The Wall Street

Journal, 15, 2009.

http://www.moveon.org/r?r=51736 & id=16778-6009947-ikw5L1x & t=8

9. " Reality Check FAQs, " WhiteHouse.gov, accessed August 10, 2009.

http://www.whitehouse.gov/realitycheck/faq#r1

10. " Obama: No reduced Medicare benefits in health care reform, " CNN, July 28,

2009.

http://www.moveon.org/r?r=51748 & id=16778-6009947-ikw5L1x & t=9

11. " Reality Check FAQs, " WhiteHouse.gov, accessed August 10, 2009.

http://www.whitehouse.gov/realitycheck/faq#s1

12. " Reality Check FAQs, " WhiteHouse.gov, accessed August 10, 2009.

http://www.whitehouse.gov/realitycheck/faq#c1

13. " Premiums Run Amok, " Center for American Progress, July 24, 2009.

http://www.moveon.org/r?r=51667 & id=16778-6009947-ikw5L1x & t=10

14. " Medical bills prompt more than 60 percent of U.S. bankruptcies, " CNN, June

5, 2009.

http://www.moveon.org/r?r=51735 & id=16778-6009947-ikw5L1x & t=11

15. " Reality Check FAQs, " WhiteHouse.gov, accessed August 10, 2009.

http://www.whitehouse.gov/realitycheck/faq#c1

Sources for the Five Lies:

#1: " A euthanasia mandate, " The Washington Times, July 29, 2009.

http://www.moveon.org/r?r=51732 & id=16778-6009947-ikw5L1x & t=12

#2: " It's Not An Option, " Investor's Business Daily, July 15, 2009.

http://www.moveon.org/r?r=51743 & id=16778-6009947-ikw5L1x & t=13

#3: " Rationing Health Care, " The Washington Times, April 21, 2009.

http://www.moveon.org/r?r=51742 & id=16778-6009947-ikw5L1x & t=14

#4: " 60 Plus Ad Is Chock Full Of Misinformation, " Media Matters for America,

August 8, 2009.

http://www.moveon.org/r?r=51734 & id=16778-6009947-ikw5L1x & t=15

#5: " Obama's 'Public' Health Plan Will Bankrupt the Nation, " The National

Review, May 13, 2009.

http://www.moveon.org/r?r=51744 & id=16778-6009947-ikw5L1x & t=16

From: Lottie Duthu <lotajam@...>

Subject: [ ] Health Insurance

" CML " < >

Date: Sunday, August 30, 2009, 8:38 PM

 

Congressman Mike on the floor of the House on Healthcare Insurance:

http://www.youtube. com/watch? v=G44NCvNDLfc & feature=player_ embedded

************ ********* ********* *

Chairman Henry Waxman on the floor:

http://www.youtube. com/watch? v=UOOfQOwcdBY & feature=channel

************ ********* ********* **

A Little History on Arsenic (It has been used for other things besides CML)

In the middle ages it was a popular technique of the nobility to use arsenic to

eliminate the competition.

But, they discovered that if a small amount of arsenic were eaten every day,

they could build up their bodies' tolerance. A side effect of arsenic is that

the hair turns white. Consequently, anyone who was of the nobility had white

hair, which nicely distinguished them from ordinary people.

Eventually, because it was no longer effective, arsenic lost its attractiveness

as a noble means of doing in the competition. And of, course, their hair

returned to its natural color. By that time, white hair was a tradition for the

nobility. That is why the modern judges of the English courts, and other members

of the nobility, wear white wigs during formal proceedings. It is the

distinctive feature of a member of the peerage.

http://1215. org/lawnotes/ lawnotes/ arsenic.htm

FYI,

Lottie Duthu

[Guest guest]

I am on my way to the website - free Kool Aid is tough to resist!

 

what merit badge is issued for this public service announcement?

From: Lottie Duthu <lotajamcomcast (DOT) net>

Subject: [ ] Health Insurance

" CML " <groups (DOT) com>

Date: Sunday, August 30, 2009, 8:38 PM

 

Congressman Mike on the floor of the House on Healthcare Insurance:

http://www.youtube. com/watch? v=G44NCvNDLfc & feature=player_ embedded

************ ********* ********* *

Chairman Henry Waxman on the floor:

http://www.youtube. com/watch? v=UOOfQOwcdBY & feature=channel

************ ********* ********* **

A Little History on Arsenic (It has been used for other things besides CML)

In the middle ages it was a popular technique of the nobility to use arsenic to

eliminate the competition.

But, they discovered that if a small amount of arsenic were eaten every day,

they could build up their bodies' tolerance. A side effect of arsenic is that

the hair turns white. Consequently, anyone who was of the nobility had white

hair, which nicely distinguished them from ordinary people.

Eventually, because it was no longer effective, arsenic lost its attractiveness

as a noble means of doing in the competition. And of, course, their hair

returned to its natural color. By that time, white hair was a tradition for the

nobility. That is why the modern judges of the English courts, and other members

of the nobility, wear white wigs during formal proceedings. It is the

distinctive feature of a member of the peerage.

http://1215. org/lawnotes/ lawnotes/ arsenic.htm

FYI,

Lottie Duthu

[Guest guest]

Well, I posted that in good faith.  However, if you want to play snarky, I'll

take that into account.

From: Lottie Duthu <lotajamcomcast (DOT) net>

Subject: [ ] Health Insurance

" CML " <groups (DOT) com>

Date: Sunday, August 30, 2009, 8:38 PM

 

Congressman Mike on the floor of the House on Healthcare Insurance:

http://www.youtube. com/watch? v=G44NCvNDLfc & feature=player_ embedded

************ ********* ********* *

Chairman Henry Waxman on the floor:

http://www.youtube. com/watch? v=UOOfQOwcdBY & feature=channel

************ ********* ********* **

A Little History on Arsenic (It has been used for other things besides CML)

In the middle ages it was a popular technique of the nobility to use arsenic to

eliminate the competition.

But, they discovered that if a small amount of arsenic were eaten every day,

they could build up their bodies' tolerance. A side effect of arsenic is that

the hair turns white. Consequently, anyone who was of the nobility had white

hair, which nicely distinguished them from ordinary people.

Eventually, because it was no longer effective, arsenic lost its attractiveness

as a noble means of doing in the competition. And of, course, their hair

returned to its natural color. By that time, white hair was a tradition for the

nobility. That is why the modern judges of the English courts, and other members

of the nobility, wear white wigs during formal proceedings. It is the

distinctive feature of a member of the peerage.

http://1215. org/lawnotes/ lawnotes/ arsenic.htm

FYI,

Lottie Duthu

[Guest guest]

Ted. I appreciated the information you sent. And your willingness to

participate in the discussion.

Unfortunately, there are folks who are not respectful of different views. I

hope you continue to share your views.

Zavie and Tracey,

Please remove me from this list. I will continue to participate in the online

discussions when possible.

Thanks,

Rhonda

Sent from my Verizon Wireless BlackBerry

[ ] Health Insurance

" CML " <groups (DOT) com>

Date: Sunday, August 30, 2009, 8:38 PM

 

Congressman Mike on the floor of the House on Healthcare Insurance:

http://www.youtube. com/watch? v=G44NCvNDLfc & feature=player_ embedded

************ ********* ********* *

Chairman Henry Waxman on the floor:

http://www.youtube. com/watch? v=UOOfQOwcdBY & feature=channel

************ ********* ********* **

A Little History on Arsenic (It has been used for other things besides CML)

In the middle ages it was a popular technique of the nobility to use arsenic to

eliminate the competition.

But, they discovered that if a small amount of arsenic were eaten every day,

they could build up their bodies' tolerance. A side effect of arsenic is that

the hair turns white. Consequently, anyone who was of the nobility had white

hair, which nicely distinguished them from ordinary people.

Eventually, because it was no longer effective, arsenic lost its attractiveness

as a noble means of doing in the competition. And of, course, their hair

returned to its natural color. By that time, white hair was a tradition for the

nobility. That is why the modern judges of the English courts, and other members

of the nobility, wear white wigs during formal proceedings. It is the

distinctive feature of a member of the peerage.

http://1215. org/lawnotes/ lawnotes/ arsenic.htm

FYI,

Lottie Duthu

[Guest guest]

There's been a lot of talk about the heath care bill(s) now in Congress.  Has

anyone seen the potential out-of-pocket premium cost for all of these plans that

we will be able to chose from?  Has anyone seen the coverage the plans will

have?  Will the plans have a drug coverage provision? 

There's been a lot of talk about portability of plans, preexisting conditions,

no limit on benefits, and the like but the nuts and bolts of an insurance plan

for most of us is going to be the premium cost and what's covered.  How will

these plans fit in with Medicare?  In fact, if these plans are going to be so

good, what's the point of having Medicare anymore? 

Let me assure you that I'm not motivated politically.  Two of my daughters have

health plans that are so bad that I think they only cover yeast infections

if they get it from rye bread.  Providing multiple plan options is a good

thing--if it really happens and if the there are any REAL difference in the

plans--and if the premium costs will be affordable.

Until I see some concrete facts about the specific choices that will be

available to me, including my out of pocket premium cost and the benefits

provided, this entire discussion, in my opinion, is just jibber jabber!

Bob , Granger, Indiana

[Guest guest]

Yes, it is jibber jabber, but if we jib and jab enough about it, we may

understand it better.

It's better to hear several opinions, than believe one person who has totally

taken something out of context, and put in their own version. The disruption of

many town hall meetings is not the answer, it is totally un-American, and no one

gets to voice an opinion, either for or against health care. 

I have AARP and medicare, and am totally happy with it.  BUT that is because

right now I can afford AARP.  If the time comes that I cannot afford it, I will

be up the proverbial creek without a paddle!  I would like to know what it cost

us now for  people who do not have coverage and need medical attention, as

compared to what it would cost to provide them with coverage.  I would like to

know also, how they plan on handling the millions of people who are not

citizens, and don't work, or the ones that live here and work " under the table "

and don't  pay taxes. I also wonder, if a health care program goes into effect,

will cmlers be able to get their expensive drugs under this plan, and if so,

will that stop pharms. from giving patient aid to those who need it. 

And can we still participate in trials at no cost?  I can't wade through all

those 1000 plus pages either, but I do hope they get some kind of health care

passed, and work out the kinks as they come along. One thing I don;t understand;

They say France has the best health care program in the world, why don't we do

what ever it is they are doing?

I guess that's enough jibber jabber for now,  Bobby

a (Bobby) Doyle Brecksville, Ohio, USA DX 05/1995 02/2000 - Gleevec

Trial/OHSU 06/2002 - Gleevec/Trisenox Trial/OHSU 06/2003 - Gleevec/Zarnestra

Trial/OHSU 04/2004 - Sprycel Trial/MDACC, CCR in 10 months #840  -   Zavie's

Zero Club 09/2006 -  out of CCR 04/29/08 - XL228 Trial/ U.of Michigan

06/02/08 - CCR ( in 4 weeks)

02/13/09 - XL trial ended due to side effects

04/13/09 - New Trial, Ariad / U. of Mich./ Dr. Talpaz

 

From: Bob <bob-stewart@...>

Subject: [ ] Health Insurance

" -The New Group " < >

Date: Tuesday, September 1, 2009, 1:36 PM

 

There's been a lot of talk about the heath care bill(s) now in

Congress.  Has anyone seen the potential out-of-pocket premium cost for all of

these plans that we will be able to chose from?  Has anyone seen the coverage

the plans will have?  Will the plans have a drug coverage provision? 

There's been a lot of talk about portability of plans, preexisting conditions,

no limit on benefits, and the like but the nuts and bolts of an insurance plan

for most of us is going to be the premium cost and what's covered.  How will

these plans fit in with Medicare?  In fact, if these plans are going to be so

good, what's the point of having Medicare anymore? 

Let me assure you that I'm not motivated politically.  Two of my daughters have

health plans that are so bad that I think they only cover yeast infections

if they get it from rye bread.  Providing multiple plan options is a good

thing--if it really happens and if the there are any REAL difference in the

plans--and if the premium costs will be affordable.

Until I see some concrete facts about the specific choices that will be

available to me, including my out of pocket premium cost and the benefits

provided, this entire discussion, in my opinion, is just jibber jabber!

Bob , Granger, Indiana

[Guest guest]

I'm not sure what your question is as it's rather confusing.

American health care is quite good IF you have insurance through a

major corporation if you are under 65 or through Medicare when you are

over 65.

If you work for a small company or have to get insurance as an

individual, it is extremely difficult -- it's prohibitively expensive

and one can be denied insurance for any reason -- however trivial

because the insurance companies don't want to insure people who might

need medical care.

Since the topic is controversial and not directly pertaining to joint

replacements, I'll leave it at that.

On Sep 1, 2010, at 4:00 PM, Waspe wrote:

>

> I am astounded at the problems some of you guys experience with health

> insurance.

> I can't believe that someone sitting in an office can dictate

> whether or not

> you get treatment for whatever illness/ complaint.

>

> Here in Australia we have medicare if you want free care hospital

> surgeon

> etc is available to any one any age.

> Although you will wait for years and you don't get to choose who does

> whatever procedure.

>

> With private health insurance if my doctor says I need XYZ I do

> research to

> see who I want to do whatever procedure, and I get however many

> opinions I

> want and then choose.

> Its not up to someone sitting in an office some where trying to save

> the

> insurance companies money, Its also up to the surgeon/doctor how

> long you

> stay in hospital

>

> I don't know how you fight these insurance companies when you are a

> low

> state of mind with whatever ailment that's stressful enough without

> worrying

> will they pay up.

>

> Perhaps I am not on the right track here may be I am reading some of

> these

> comments wrong.

>

>

>

> -- Re: Re: Knee Help

>

> Oh Lord, Mike, your health insurance issues are a nightmare. We went

> through hell with insurance too, and two open heart surgeries and

> loss of

> insurance and tons of bills... and finally got old enough for

> Medicare.....

> finally relief. dash

>

>

>

>

>

> ------------------------------------

>

>

[Guest guest]

, I have great private insurance here in the U.S. and don't want it messed

with!

in TX

From: Waspe <mary.waspe@...>

Subject: Health insurance

Joint Replacement

Date: Wednesday, September 1, 2010, 6:00 PM

 

I am astounded at the problems some of you guys experience with health

insurance.

I can't believe that someone sitting in an office can dictate whether or not

you get treatment for whatever illness/ complaint.

Here in Australia we have medicare if you want free care hospital surgeon

etc is available to any one any age.

Although you will wait for years and you don't get to choose who does

whatever procedure.

With private health insurance if my doctor says I need XYZ I do research to

see who I want to do whatever procedure, and I get however many opinions I

want and then choose.

Its not up to someone sitting in an office some where trying to save the

insurance companies money, Its also up to the surgeon/doctor how long you

stay in hospital

I don't know how you fight these insurance companies when you are a low

state of mind with whatever ailment that's stressful enough without worrying

will they pay up.

Perhaps I am not on the right track here may be I am reading some of these

comments wrong.

-- Re: Re: Knee Help

Oh Lord, Mike, your health insurance issues are a nightmare. We went

through hell with insurance too, and two open heart surgeries and loss of

insurance and tons of bills... and finally got old enough for Medicare.....

finally relief. dash

------------------------------------

[Guest guest]

exactly, now what is it about teeth thats not important?

we all know how important that is. 160,00 a wack to get one puylled, I dont have

that extra money laying around.

>

> I hear you loud and clear !   Now I have to look at a hospital that is 6

hour

> drive away from me.  I need a van to live in, this is rediculous.

>

> God Bless !!

> dragonflymcs

> Mayleen

[Guest guest]

i'm not for replacing it, it's better than nothing at all. sue v.

>Okay, so what would you like to replace Medicaid with?

>

>

>>

>> I have MEDICAID (caps  just to make it visible) at the moment . 

>Medicaid has a

>> lot of variance.  Depending your location, state, HMO, PSN, and more. 

>>

>>  

>>  It all changes by location and who signs up to serve it.

>

[Guest guest]

Ouch! Sue, how many people are covered by that monthly premium!!

>

> Yes, well I have even started to think about dropping my insurance which

> since i am self employed costs me about $1,400 per month in premiums so

> I can fight them, and that is a high deductible plan so then I have I

> think $6,500 I pay before getting any reimbursement each year but of

> course that is $6,500 of their bogus allowed expenses so quadruple that

> anyway before I see a penny....then i would guess they pay 10% on

> average. The doctor is $350 per hour, but they pay maybe $60, the

> allergy testing they pay about $7 per $300 or $400 session and the list

> goes on.

[Guest guest]

I'm just pretty down on going to doctors in general if they dont

spend the time needed to figure out the cause first and just guess.

I'm pretty convienced that my mom suffered some kind of toxin exposure earlier

in her life, I remember her getting pretty sick.

the doctors told her she was hypothyroid, and several years later they desided

she is now hyperthyroid, I think there stupied treatment is what make her ill to

this day. I dont know if at this point any of it could be turned around. it

pisses me off to no end.

> >

> > I hear you loud and clear !   Now I have to look at a hospital that is 6

hour

> > drive away from me.  I need a van to live in, this is rediculous.

> >

> > God Bless !!

> > dragonflymcs

> > Mayleen

>

[Guest guest]

4 people, the cost is because it is based on subscriber age, that's me,

i'm 57, my husband is older so i am the cheapest possible subscriber,

it's ironic cause i avoid docs for myself, too sick of seeing them with

my sick son, the expensive one, my kid, could individually be insured

very cheaply if not for preexisting conditions...

and my insurance premiums will take another huge step up when i hit 60

and before i can go on medicare....and this is a very high deductible

plan, otherwise it would be even more expensive, i think most employees

have no idea how much their employers are paying for their medical

insurance benefit, it's a lot.

sue

>Ouch! Sue, how many people are covered by that monthly premium!!

>

>

>>

>> Yes, well I have even started to think about dropping my insurance which

>> since i am self employed costs me about $1,400 per month in premiums so

>> I can fight them, and that is a high deductible plan so then I have I

>> think $6,500 I pay before getting any reimbursement each year but of

>> course that is $6,500 of their bogus allowed expenses so quadruple that

>> anyway before I see a penny....then i would guess they pay 10% on

>> average. The doctor is $350 per hour, but they pay maybe $60, the

>> allergy testing they pay about $7 per $300 or $400 session and the list

>> goes on.

>

>

[Guest guest]

I need a maxi-oral specialist to have an extraction $700.00 or so they want.  I

don't have it, no one on their list I guess unless I get septic, end up in

hospital then it would be emergency sugery  which would cost more, how does

that

make sence ?? Just as much sense as flying me out of the state to get care that

could be done by someone 2 hours away.  They do not make ecomonic sense.  The

system needs fixed. 

God Bless !!

dragonflymcs

Mayleen

________________________________

From: osisposis <jeaninem660@...>

Sent: Fri, September 10, 2010 3:48:59 PM

Subject: [] Re: Health insurance

 

exactly, now what is it about teeth thats not important?

we all know how important that is. 160,00 a wack to get one puylled, I dont have

that extra money laying around.

[Guest guest]

Sorry about your Mom,  I had hyperthyrodism. How could they confuse the 2, 

their is blood work for this.  T3T4 uptake and others.  Then there is

Hashimotos's also a thyroid disease harder to identify by a regular

practictioner.  Hope she does get well soon !!

 

God Bless !!

dragonflymcs

Mayleen

________________________________

From: osisposis <jeaninem660@...>

Sent: Fri, September 10, 2010 5:38:30 PM

Subject: [] Re: Health insurance

 

I'm just pretty down on going to doctors in general if they dont

spend the time needed to figure out the cause first and just guess.

I'm pretty convienced that my mom suffered some kind of toxin exposure earlier

in her life, I remember her getting pretty sick.

the doctors told her she was hypothyroid, and several years later they desided

she is now hyperthyroid, I think there stupied treatment is what make her ill to

this day. I dont know if at this point any of it could be turned around. it

pisses me off to no end.

[Guest guest]

I didn't read all the posts, but would your son qualify for SSI?

I believe that's income dependent.

Kathy

sue <svican@...> wrote:

 Re: [] Leave politics out Was: Re: immunology, IgE

well I looked around at the time too, and of course it was cheaper then

because I was younger and it was the best I could find,

[Guest guest]

thanks to all for your kind advice, both on the disability issue as well

as the sheetrock issue. sue

>I was going to say the same thing. A friend of mine had a son that

>needed a kidney transplant at 15 and he got medicare to cover it.

>Parents were only in their 30's. Worth looking into, good luck~

>

>

>>

>> Actually sue you can apply for disability for him and get Supplemetal

>Security

>> Income instead of SS it is SSI, then he can get medicaid or medicare

>which ever

>> they allow. He will get one or the other.  Read online.  consult an

>ttorney who

>> deals with disability like SS on a contnigency that way it does not

>cost you up

>> front.  No recovery, no fee

>>

>> http://www.ssa.gov/ssi/

[Guest guest]

he has no income, he doesn't get out of bed, he does nothing productive... sue

>I didn't read all the posts, but would your son qualify for SSI?

>I believe that's income dependent.

>

>Kathy

>

>sue <svican@...> wrote:

> Re: [] Leave politics out Was: Re: immunology, IgE

>well I looked around at the time too, and of course it was cheaper then

>

>because I was younger and it was the best I could find,

[Guest guest]

Does your son ever go online?

>

> he has no income, he doesn't get out of bed, he does nothing productive... sue

>

> >I didn't read all the posts, but would your son qualify for SSI?

> >I believe that's income dependent.

> >

> >Kathy

> >

[Guest guest]

He does, he is online all the time, but never anything related to trying

to figure out his health issues and solve them....he seems incapable of

much purposeful activity at this point in time, he is starting to do the

3 minutes per day of stretches the PT gave him if he is reminded, he

does take his supplements if reminded, he does get up on little sleep

and goes to teh PT weekly, that's about it. We should get our sauna

installed in a couple weeks and then I will expect him/push him/withhold

food until he gets into it for 1/2 hour per day....he also tends to feel

sick from the supplements, was just on 10 days of tetracycline for

salmonella--the tetracycline made him nauseous so had to stop the supps,

about to restart him on antifungals, that will make him feel sick

too....everything is difficult for him. He has described it as

follows: " mom, for me to do the tiniest little thing would be like the

effort it would take you to run a marathon " ....and based on what I see,

I believe it, surely he does not want to be this way, he would like to

have a real life just like most the young adults running around not

giving a thought to the health they have (that's how I was). When well

meaning friends suggest that I kick him out of bed, withhold money, or

other such nonsense, I just shake my head and tell them they just don't

and can't understand because thank goodness their son or daughter is

healthy and off at college pursuing goals and dreams...there is just no

incentive in the world or beyond that would make my healthy son stay in

bed 24/7, even if you physically restrained him he would find a way out,

no one lies in bed doing nothing without a very good reason, and it is

never just " laziness " , and it is not because mom is overbearing or

babies him or any of that type of nonsense that some of the psych docs

come up with (yes I have heard that before, it's obviously " all mom's

fault " , well I was in Europe the summer my 16 yo son fell apart, a woman

friend and her son were staying at the house so he would not be alone,

and I certainly wasn't hovering over him then...)

By the way, if Dr. Rea's sauna protocol, supplements, allergy

treatments, autovacs, antifungals, etc. don't help, then my next step

may be a trial of finding a cabin in the woods with no electricity, no

online anything, no emfs and see if that has any positive impact (the

negative impact would be that he'd go crazy with nothing to stimulate

him) because while at Dr. Rea's I started to learn how EMFs are making

some people so sick, and my son fell apart the end of the school year

that he went to school in a wifi laptop school and this was before wifi

was pervasive, so worth a trial.

best, sue

Sue >Does your son ever go online?

>

>

[Guest guest]

Sue: When Barb asked you about your son being on line, I thought for sure you

were going to say he could not tolerate the computer at all. This is a surprise

and puzzling. At my worst I could not tolerate much electricity and am getting

that way again lately. I think your idea about the cabin is a great one, it

makes one look inside themselves when there is nothing around to distract them.

Take care D

>

> He does, he is online all the time, but never anything related to trying

> to figure out his health issues and solve them....he seems incapable of

> much purposeful activity at this point in time,