Insurance

[Guest guest]

This is not a insurance url....can you re post?

----- Original Message -----

From: <Rosemaryni@...>

> In a message dated 01/31/2003 5:14:26 AM Pacific Standard Time,

pnqt@...

> writes:

>

>

> > Looking for product liability insurance. Please advise if you have

insurer

> > you're happy with.

> >

> Look at website www.rli.com. I am happy with them.

> Rose

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[Guest guest]

In a message dated 2/2/03 7:28:15 AM Central Standard Time,

laurie.puppets.alive@... writes:

> This is not a insurance url....can you re post

It is www.rlicorp.com

[Guest guest]

In a message dated 02/02/2003 5:28:13 AM Pacific Standard Time,

laurie.puppets.alive@... writes:

> This is not a insurance url....can you re post?

>

> Sorry - its www.Rlicorp.com

> Rose

[Guest guest]

Thanks for this,,,it is a wonderful find...Laurie

Insurance

Corrected insurance url....> It is www.rlicorp.com

>

>

>

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[Guest guest]

Press

You may want to look into RLI Insurance (do a search on internet). Although

I do not have the info on the company at hand, I have insured my company

with them and find that it offers what I need (for now).

Allegresse, Ltd.

----Original Message Follows----

Date: Thu, 30 Jan 2003 23:34:08 EST

Looking for product liability insurance. Please advise if you have insurer

you're happy with.

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[Guest guest]

And one more thing Im going to tell Blue Shield when I call! I was

scheduled for surgery on 7/31/03 to have part of my toe removed.

See..since I am so heavy my foot is FAT FAT FAT! I am having a hard

time buying shoes and as a result the bone in the top of my small toe

is rubbing against the one in the other foot making a sore and making

it very hard to WORK 12 hours. I just saved BS thousands! I just

cancelled that surgery! I figure if Im going to have this surgery

done, why mutilate my body like that to walk..so instead of being

toeless (ok they were just going to remove one of the bones) I will

just get this weight off and have my normal feet back..which mind

you, fit nicely into a size 9.5 once upon a time!

Katharine

[Guest guest]

In a message dated 8/8/2003 7:01:36 PM Pacific Daylight Time, plwboy2@...

writes:

> once you were approved, how long was your

> referral good for?? was there a limit as to when you had to have the

> surgery or was it good for a while??

When they sent in my approval packet, Dr. K asked for the approval for the

date they had open for surgery. They approved that date and just about a week

around it -- I have BC of CA. So, had there been any glitches, I would have

had to have been reapproved. Scary thought!

Hugs and blessings, Ann

[Guest guest]

In a message dated 8/8/2003 9:53:09 PM Pacific Daylight Time, plwboy2@...

writes:

> you all will be happy to know my driving myself

> crazy has dwindeled down.

Vicki do you have the book Prepare for Surgery (I don't know whether that is

exactly the title, as I have passed on my copy). I think it would do you a

world of good. It has some visualization exercises and breathing exercises.

It helped me soooo much before and during surgery.

Hugs and blessings, Ann

[Guest guest]

> In a message dated 8/8/2003 7:01:36 PM Pacific Daylight Time,

plwboy2@a...

> writes:

> > once you were approved, how long was your

> > referral good for?? was there a limit as to when you had to have

the

> > surgery or was it good for a while??

>

what kind of glitches??

im glad they did that. im sure they did the same for me- just

wondering because i really do not trust ins companies.

vicki

[Guest guest]

On Sat, 09 Aug 2003 02:01:08 -0000, vicki wrote:

>hi guys- i have a question for the people who used ins for their

>surgery.................once you were approved, how long was your

>referral good for?? was there a limit as to when you had to have the

>surgery or was it good for a while??

>

Vicki,

It depends on the insurance company. My approval was good for the full

2003 calander year.

Jerry

[Guest guest]

Vicki,

I have BC/BS of MN and my approval is good for one year from the date

Dr. K first submitted for approval.

Randy

Pre-op 8/25/03

VBG 2/28/98

> hi guys- i have a question for the people who used ins for their

> surgery.................once you were approved, how long was your

> referral good for?? was there a limit as to when you had to have

the

> surgery or was it good for a while??

>

> vicki

> pre op surg 9/8

> 255#/BMI 41

[Guest guest]

> Vicki,

> I have BC/BS of MN and my approval is good for one year from the

date

> Dr. K first submitted for approval.

>

> Randy

> Pre-op 8/25/03

>

very cool. i know some are like that. im aware that emergencies can

happen and all that so i was just wondering. i was also wondering

because a's ins approval was only good for 90 days. i got denied

at first so i dont really want to have to go thru any more crap with

the ins companies. you all will be happy to know my driving myself

crazy has dwindeled down. my neighbor gave me some books to read and

im doing other little " projects " around the house. i wish i was in

school but october will be here soon enough and i can go back. i was

used to working 50 hours a week. i was going nuts- but now im more

relaxed. thank God for Effexor too!! lol vicki

[Guest guest]

> In a message dated 8/8/2003 9:53:09 PM Pacific Daylight Time,

plwboy2@a...

> writes:

> > you all will be happy to know my driving myself

> > crazy has dwindeled down.

>

>

i thought keeping myself busy would be but i can get that book

because a few people have told me to do that.

my hubby put things in perspective for me. he has told me everything

i need to get done before surgery so now................i need a

month to get it done..........lol vicki

[Guest guest]

> > In a message dated 8/8/2003 9:53:09 PM Pacific Daylight Time,

> plwboy2@a...

> > writes:

> > > you all will be happy to know my driving myself

> > > crazy has dwindeled down.

> >

> >

>

>

>

i want to get a copy of this book. does anyone know the exact name??

im taking everyones advice now. if no one knows, thats

ok...............i should be able to find it in the self healing

section right??

vicki

[Guest guest]

Caroline #2....just tell them that you have severe rheumatoid, they do give

steroids to people with that too. Hope this helps, and you're not lying

here....part of Stills is the rheumatoid arthritis.

Lorie in Seattle

[Guest guest]

Good thinking Lorie!! Thank you.

C 2

On Wednesday, September 17, 2003, at 06:08 PM, tabbarose@... wrote:

> Caroline #2....just tell them that you have severe rheumatoid, they do

> give

> steroids to people with that too. Hope this helps, and you're not lying

> here....part of Stills is the rheumatoid arthritis.

>

> Lorie in Seattle

>

>

>

[Guest guest]

Most travel insurance have look back periods and if everything has been OK, for

that period until you purchase the insurance, it overides the pre-existing

clause. Also if you buy the insurance at about the same time that you pay for

the trip (or first payment if you are paying it out) they also drop the

pre-existing clause.

Look on line at insuremytrip.com . They do a good job of comparing products and

when you click on any topic they will give you all the details of the actual

contract. I have used them several times, and they are very good at answering

questions by telephone too

Hope this helps

Ann K

Now traveling in San Diego

[Guest guest]

Thank you for those tips Ann. I shall look into them.

Hope you're having a good time in San Diego. Where are you actually

from? Are you heading to Vegas in time for the weekend?

All the best

Caroline 2

On Thursday, September 18, 2003, at 06:40 AM, johnann@...

wrote:

> Most travel insurance have look back periods and if everything has

> been OK, for that period until you purchase the insurance, it overides

> the pre-existing clause.  Also if you buy the insurance at about the

> same time that you pay for the trip (or first payment if you are

> paying it out) they also drop the pre-existing clause. 

> Look on line at insuremytrip.com .  They do a good job of comparing

> products and when you click on any topic they will give you all the

> details of the actual contract.  I have used them several times, and

> they are very good at answering questions by telephone too

> Hope this helps

> Ann K

> Now traveling in San Diego

>

>

>

[Guest guest]

Of course, I make just too much money to qualify for any assistance. They only consider your actual income and not how much is left after you pay for your insurance & taxes. May I should be asking for a pay cut instead of a raise! lol

De

Faith is the ability to not panic.

-----Original Message-----From: Pat McBride [mailto:pmcbride1@...] Sent: Thursday, July 15, 2004 8:42 PMHepatitis CSupportGroupForDummies Subject: Re: Randy/WORMS!!!YICKS!!

#24 Great!!!!Half way is great..Your doin wonderful and we are all proud of you..My daughters ss will end next May when she graduates too..Right now Texas had a program called CareLink, its for low income and Im very lucky to have qualified for this or I wouldnt have been able to do tx..I will probably make less money than the ss check so I guess at least I'll have medical care...The insurance is a rip off..and thier worried about people in China!!!! What about us Americans???,,,Damn...See ya in Chat....ChattyPatty

[Guest guest]

Insurance has never made any sense to me. My husband and I have possibly the worst insurance out there. My husband is obese and wants to get the gastric bypass, but insurance won't cover it- but when he develops diabetes or heart problems or something else permanent from it, they'll have to pay for those meds and stuff. That makes NO sense to me!

Anne

-- Insurance

I called my sons insurance company today, and all they cover is camdens evaluation, and diagnosis of aspegres, no treatment. Blood work can be done, and CT, EKG and stuff, but any kind of therapy or sical skills, or anything else is up to me, or the school system they said.

[Guest guest]

Not sure where you are located, but in my school district the school

takes care of everything. My son has a full-time aide which the

school provided. After the child is evaluated they will get an IEP

which will provide a set of goals for your child. This would also be

a good time for you to ask about an aide if one is needed. Hope this

helps.

[Guest guest]

Anne,

I understand. I had the DS (self-pay) and they won't even cover my

regular bloodwork. In fact, now they question everything, as there is

a clause that says that if a problem could have been caused by weight

loss, they don't need to cover it either... That could be just about

anything, from an eventual hernia to anemia to changes in hormone

levels to osteoperosis to depression to you name it, they try to link

it all together. They tried to deny me my yearly gyno visit, trying

to tie it all in, but sorry, some things just stretch common sense

just too far to be believed! If I get a yeast infection, a urinary

tract infection, need birth control pills to regulate hormones, need

antidepressants, have poly cystic ovarian, have arthritis, they think

it all must be due to loosing weight, even though their records

clearly show that I occasionally had all of these issues (plus many

more weight related ones) prior to surgery.

My husband would like to have the RNY or the DS, but can not. We just

can't afford it. We didn't realize how much ongoing time and money it

would cost to fight the insurance company and for basic medical care,

even though we pay 300-400 per month out of my husband's check for

insurance, we have a deductable that equals 350 per person in our

family, and then we pay a $20 plus 20% of the remaininb balance... Go

figure!!!

Good luck! They won't pay for anything related to autism either...

~hugs~

Rabecca

(who is now, thankfully healthy and wishes my husband could share my

success)

> Insurance has never made any sense to me. My husband and I have

possibly

> the worst insurance out there. My husband is obese and wants to

get the

> gastric bypass, but insurance won't cover it- but when he develops

diabetes

> or heart problems or something else permanent from it, they'll have

to pay

> for those meds and stuff. That makes NO sense to me!

>

> Anne

[Guest guest]

Isn't that horrible!?! My husband is the only income in our family because I am going to school, so thank God we are able to have the kids on Medicaid, otherwise I don't know WHAT we would do. Our deductable is $5000! Yesterday morning I thought I broke my ankle and you can forget going to ER to get X-Rays, I can't afford it!

Anne

-- Re: Insurance

Anne,I understand. I had the DS (self-pay) and they won't even cover my regular bloodwork. In fact, now they question everything, as there is a clause that says that if a problem could have been caused by weight loss, they don't need to cover it either... That could be just about anything, from an eventual hernia to anemia to changes in hormone levels to osteoperosis to depression to you name it, they try to link it all together. They tried to deny me my yearly gyno visit, trying to tie it all in, but sorry, some things just stretch common sense just too far to be believed! If I get a yeast infection, a urinary tract infection, need birth control pills to regulate hormones, need antidepressants, have poly cystic ovarian, have arthritis, they think it all must be due to loosing weight, even though their records clearly show that I occasionally had all of these issues (plus many more weight related ones) prior to surgery.My husband would like to have the RNY or the DS, but can not. We just can't afford it. We didn't realize how much ongoing time and money it would cost to fight the insurance company and for basic medical care, even though we pay 300-400 per month out of my husband's check for insurance, we have a deductable that equals 350 per person in our family, and then we pay a $20 plus 20% of the remaininb balance... Go figure!!!Good luck! They won't pay for anything related to autism either...~hugs~Rabecca(who is now, thankfully healthy and wishes my husband could share my success)> Insurance has never made any sense to me. My husband and I have possibly> the worst insurance out there. My husband is obese and wants to get the> gastric bypass, but insurance won't cover it- but when he develops diabetes> or heart problems or something else permanent from it, they'll have to pay> for those meds and stuff. That makes NO sense to me!> > Anne

[Guest guest]

I would think if he was ordered to keep insurance on Hannah as part of your

divorce decree and support settlement then he is in contempt and also he

could be held responsible for the home health bill in full. Might be a good

lesson for him to learn.

just my .02

Ursula

[Guest guest]

from dale, Mom to Katy, CVID,age 21

, Apparently it's a pretty common ex-husband kind of thing to try.

I see it a lot in abuse cases. And so far, we've always been able to

work it out if the husband is employed with a company that provides

health benefits. Not so successful if it's a private insurance. If you

have contact with his insurance person at work -- contact them and

supply them with the court documents requiring him to pay and ask them

to intervene in this. If you have a court document ordering him to

continue providing insurance for her then you have some ammunition. I

know it's expensive to get your lawyer involved again, but in this case

it may be necessary to get it in writing if it is not already.

Hope that helps. I also believe that your insurance company is required

to inform you if you are being removed from insurance and offer you the

option of Cobra coverage. That would also be a possibility to follow up on.

In His service,

Dale

In His

Wheeler wrote:

> Ok, I now realize I have the biggest jerk of an ex-husband than anyone I

know. I realize this is not a support group for the divorced but........he

cancelled the health insurance as of May 31 and never told me. Not only is he

responsible to maintain it but he never told me and Hannah had an infusion last

week that is not covered now! I am so angry!!! The home healthcare company

said to appeal to the insurance company and see if it would be considered a

" qualifying event " . Has anyone heard of this at all? Please help?

>

>

> (Hannah, 14, CVID, JRA, Lupus)

>

>

>

> ---------------------------------

>

>

>

> __________________________________________________

>