Truck & Bus Accidents - Know Your Rights and Compensation Options

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Article Title:

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Truck & Bus Accidents - Know Your Rights and Compensation Options

Article Description:

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Truck and bus accidents are far too common on today's congested

roadways. Whatever the cause of the accident the insurance

companies will likely try to make a quick and cheap offer to

you, in the hopes that you will accept it without giving it

further thought.

Additional Article Information:

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610 Words; formatted to 65 Characters per Line

Distribution Date and Time: Fri Feb 17 04:58:08 EST 2006

Written By: Landon Prescott

Copyright: 2006

Contact Email: mailto:landon.prescott@...

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Truck & Bus Accidents - Know Your Rights and Compensation Options

Copyright © 2006 Landon Prescott

H. Silvers, A Law Corporation

http://www.michaelhsilvers.com/

Truck and bus accidents are far too common on today's congested

roadways. Professional truck drivers and bus drivers are usually

required to posses a commercial drivers license (CDL). Even

though they have this special license, truck and bus drivers can

still have accidents. If you find yourself as the victim of an

accident caused by a truck or bus you need to watch out for your

best interest.

Commercial insurance companies typically insure these

professional drivers. These commercial insurance companies

generally provide higher coverage rates than the automobile

insurance that you or I may purchase as an individual

policyholder. Commercial insurance companies are in the business

of either not paying out claims or paying out the minimum amount.

Accidents caused by trucks and busses are more and more common as

drivers are forced to work more and more hours. This results in

having many fatigued drivers on the road whose awareness is not

always what it should be. There is also the issue of the drivers

being required to adhere to strict schedules and this results in

the driver being in a hurry and often speeding. Whatever the

cause of the accident the insurance companies will likely try to

make a quick and cheap offer to you because they know that if you

get a lawyer you will be able to recoup more financial

compensation.

If you are a passenger on a bus that is involved in an accident

you have rights. The insurance companies have no incentive to

make you aware of all the rights that you are entitled to. A

qualified and competent lawyer can help get you what you deserve

as the passenger of a bus accident.

There are very specific laws implemented by both state and

federal authorities regarding commercial drivers. Tractor-trailer

drivers are required to keep logs of how long they have been

driving and are not allowed to drive for more than a certain

number of hours at a time. Truck and bus drivers are also

required to do thorough inspections on their vehicles on a

regular basis. At times, drivers will overlook their inspections

and tractor-trailer drivers have been known to carry falsified

logs in order to meet their delivery deadlines.

As the victim in a truck or bus accident you not only have to

fight the insurance company, but also you have to fight with the

driver's employer. The employer does not want their driver to be

proven at fault in the accident, because that will dramatically

increase their insurance rates for all of their drivers. These

employers know this and will do anything that they can to keep

from paying you the compensation that you deserve.

You need a lawyer on your side, because you can be sure that the

employer and the employer's insurance company will have a lawyer

working for them. A lawyer can help you sift through the mountain

of paperwork that may be thrown at you in case of an accident. A

lawyer will also be aware of the specific laws that apply to

truck and bus drivers and how those laws can work to your

advantage in an accident. A qualified lawyer will make sure that

you receive the appropriate compensation for medical bills,

automobile damages, and lost time from work among other things. A

good lawyer can also employ experts and accident reconstruction

technology to show a jury how the accident took place. A lawyer

will use all of the tools at his or her disposal to make sure you

win your case and often times are able to settle out of court,

while still getting your the best compensation package in your

accident case.

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Landon Prescott writes on topics related to insurance and health.

H. Silvers, A Law Corporation has offices in <a

href=http://www.michaelhsilvers.com/>Los Angeles,

California. Car Accident Attorneys</a> with the kind of experience

you will need if you are in a traffic accident are hard to find.

The law offices of H. Silvers have handled over 10,000

accident cases, in the State of California, with a success rate

of 98.6%. http://www.michaelhsilvers.com/