Thyroid Doctor in the Los Angeles / Orange County area

[Guest guest]

Roni Molin wrote:

> The breakup and deregulation of the telephone company was one of the worst

farces to be perpetrated upon the public. The prices, fees and taxes have gone

up and up, and the service has gone down and down.

Perhaps you like waiting weeks to get your phone installed, getting poor

quality equipment, not being allowed to purchase and use better

equipment, paying several dollars for a short few minute long distance

call, getting piss poor customer support, and very low call quality.

Today with deregulation, zillions of features for low cost are available

due to market competition driving prices down and features up. No

monopoly every produced quality and delivered value. What world are you

living in? Most of the phone services I have today would never have

been available under a monopoly but if they were, I expect that my phone

bill would easily run $25,000 a month instead of $140 for 6 phone lines

with unlimited national calling and unlimited data connectivity.

--

Steve - dudescholar4@...

Take World's Smallest Political Quiz at

http://www.theadvocates.org/quiz.html

" If a thousand old beliefs were ruined on our march

to truth we must still march on. " --Stopford

[Guest guest]

Roni, that is a total crock. It was the REGULATION of lenders by an act

passed by congress in 1977 that started the snowball of not allowing

lenders to use the ability to repay mortgages as the basis for granting

a mortgage; but rather changed it to some politically correct criteria

such as skin color or some other politically correct attribute. That,

and the filing of hundreds of millions of dollars of law suits against

lenders who insisted upon the borrower being able to repay the loan.

Over time the slack requirements evolved to cover everyone, not just

some favored minority. It's been going on for a hell of a lot longer

than 8 years; and it was not primarily the republicans.

Look: Lenders are business people. They want to make money. To make

money on mortgages requires that the borrower be able to repay the

loan. If they don't the lender cannot avoid bankruptcy. Why would

_any_ lender freely choose a business course guaranteed to destroy his

company? Only if the government forces it through utterly stupid

regulation.

In 2006 Bush tried to rein in Fannie Mae and Freddie Mack, but

the democrats such as Barny blocked that attempt. Barney in

particular heaped ridicule upon Bush's/the republican's idea that

Fannie and Freddie were headed for a train wreck, asserting that there

was no risk to the public at all. Ha! And he was joined by other

democrats in sufficient numbers to defeat Bush's attempt to ward off the

disaster. And is still today screaming about finding whoever [in the

Bush administration] is guilty. He should look in the mirror. Ever

wonder why you don't see much about these events in your major news

outlet? It _is_ there, but you'll probably have to search for it.

..

..

>

> Posted by: " Roni Molin " matchermaam@...

>

<mailto:matchermaam@...?Subject=%20Re%3A%20Thyroid%20Doctor%20in%20the%20L\

os%20Angeles%20%2F%20Orange%20County%20area>

> matchermaam <matchermaam>

>

>

> Wed Apr 8, 2009 9:32 am (PDT)

>

>

>

> The breakup and deregulation of the telephone company was one of the

> worst farces to be perpetrated upon the public. The prices, fees and

> taxes have gone up and up, and the service has gone down and down.

> Insurance companies need to be reined in by the federal government,

> like the banks and mortgage lenders needed to be reined in. The

> oversight and regulation of these entities has been deregulated over

> the last eight years, and has increasingly made it more expensive and

> less effective for everyone. Then the breakdown in the economy because

> of them was the last straw.

>

> Roni

[Guest guest]

Take it easy . I was not referring to the economy. I was responding to post

in which someone said that the breakup of the telephone company was the best

thing that happened to the Amercian public or words to that effect.

Roni

<>Just because something

isn't seen doesn't mean it's

not there<>

From: <res075oh@...>

Subject: Re: Thyroid Doctor in the Los Angeles / Orange County

area

hypothyroidism

Date: Thursday, April 9, 2009, 7:51 PM

Roni, that is a total crock.  It was the REGULATION of lenders by an act

passed by congress in 1977 that started the snowball of not allowing

lenders to use the ability to repay mortgages as the basis for granting

a mortgage; but rather changed it to some politically correct criteria

such as skin color or some other politically correct attribute.  That,

and the filing of hundreds of millions of dollars of law suits against

lenders who insisted upon the borrower being able to repay the loan. 

Over time the slack requirements evolved to cover everyone, not just

some favored minority.  It's been going on for a hell of a lot longer

than 8 years; and it was not primarily the republicans.

Look:  Lenders are business people.  They want to make money.  To make

money on mortgages requires that the borrower be able to repay the

loan.  If they don't the lender cannot avoid bankruptcy.  Why would

_any_ lender freely choose a business course guaranteed to destroy his

company?  Only if the government forces it through utterly stupid

regulation.

In 2006 Bush tried to rein in Fannie Mae and Freddie Mack, but

the democrats such as Barny blocked that attempt.  Barney in

particular heaped ridicule upon Bush's/the republican's  idea that

Fannie and Freddie were headed for a train wreck, asserting that there

was no risk to the public at all.  Ha!  And he was joined by other

democrats in sufficient numbers to defeat Bush's attempt to ward off the

disaster.  And is still today screaming about finding whoever [in the

Bush administration] is guilty.  He should look in the mirror.   Ever

wonder why you don't see much about these events in your major news

outlet?  It _is_ there, but you'll probably have to search for it.

..

..

>

>       Posted by: " Roni Molin " matchermaam@...

>   

   <mailto:matchermaam@...?Subject=%20Re%3A%20Thyroid%20Doctor%20in%20the%\

20Los%20Angeles%20%2F%20Orange%20County%20area>

>         matchermaam <matchermaam>

>

>

>         Wed Apr 8, 2009 9:32 am (PDT)

>

>

>

> The breakup and deregulation of the telephone company was one of the

> worst farces to be perpetrated upon the public. The prices, fees and

> taxes have gone up and up, and the service has gone down and down.

> Insurance companies need to be reined in by the federal government,

> like the banks and mortgage lenders needed to be reined in. The

> oversight and regulation of these entities has been deregulated over

> the last eight years, and has increasingly made it more expensive and

> less effective for everyone. Then the breakdown in the economy because

> of them was the last straw.

>

> Roni

------------------------------------

[Guest guest]

Even though Barney is a democrat, I don't particularly agree with

everything

he does and says. However, I think every time the government takes away

regulation

of large industries, no matter what they are, the public ends up suffering.

Maybe you

should check that out.

Roni

<>Just because something

isn't seen doesn't mean it's

not there<>

From: <res075oh@...>

Subject: Re: Thyroid Doctor in the Los Angeles / Orange County

area

hypothyroidism

Date: Thursday, April 9, 2009, 7:51 PM

Roni, that is a total crock.  It was the REGULATION of lenders by an act

passed by congress in 1977 that started the snowball of not allowing

lenders to use the ability to repay mortgages as the basis for granting

a mortgage; but rather changed it to some politically correct criteria

such as skin color or some other politically correct attribute.  That,

and the filing of hundreds of millions of dollars of law suits against

lenders who insisted upon the borrower being able to repay the loan. 

Over time the slack requirements evolved to cover everyone, not just

some favored minority.  It's been going on for a hell of a lot longer

than 8 years; and it was not primarily the republicans.

Look:  Lenders are business people.  They want to make money.  To make

money on mortgages requires that the borrower be able to repay the

loan.  If they don't the lender cannot avoid bankruptcy.  Why would

_any_ lender freely choose a business course guaranteed to destroy his

company?  Only if the government forces it through utterly stupid

regulation.

In 2006 Bush tried to rein in Fannie Mae and Freddie Mack, but

the democrats such as Barny blocked that attempt.  Barney in

particular heaped ridicule upon Bush's/the republican's  idea that

Fannie and Freddie were headed for a train wreck, asserting that there

was no risk to the public at all.  Ha!  And he was joined by other

democrats in sufficient numbers to defeat Bush's attempt to ward off the

disaster.  And is still today screaming about finding whoever [in the

Bush administration] is guilty.  He should look in the mirror.   Ever

wonder why you don't see much about these events in your major news

outlet?  It _is_ there, but you'll probably have to search for it.

..

..

>

>       Posted by: " Roni Molin " matchermaam@...

>   

   <mailto:matchermaam@...?Subject=%20Re%3A%20Thyroid%20Doctor%20in%20the%\

20Los%20Angeles%20%2F%20Orange%20County%20area>

>         matchermaam <matchermaam>

>

>

>         Wed Apr 8, 2009 9:32 am (PDT)

>

>

>

> The breakup and deregulation of the telephone company was one of the

> worst farces to be perpetrated upon the public. The prices, fees and

> taxes have gone up and up, and the service has gone down and down.

> Insurance companies need to be reined in by the federal government,

> like the banks and mortgage lenders needed to be reined in. The

> oversight and regulation of these entities has been deregulated over

> the last eight years, and has increasingly made it more expensive and

> less effective for everyone. Then the breakdown in the economy because

> of them was the last straw.

>

> Roni

------------------------------------

[Guest guest]

The telephone company problem is so minuscule compared to our real

problems that I ignored that part altogether. I was responding to this

part:

..

> > Insurance companies need to be reined in by the federal government,

> > like the banks and mortgage lenders needed to be reined in. The

> > oversight and regulation of these entities has been deregulated over

> > the last eight years, and has increasingly made it more expensive and

> > less effective for everyone. Then the breakdown in the economy because

> > of them was the last straw.

> >

> > Roni

..

Our present mortgage problem started in 1977 by liberal democrat

congressional regulation of lenders; not lack of regulation of lenders.

..

..

> Posted by: " Roni Molin " matchermaam@...

>

<mailto:matchermaam@...?Subject=%20Re%3A%20Thyroid%20Doctor%20in%20the%20L\

os%20Angeles%20%2F%20Orange%20County%20area>

> matchermaam <matchermaam>

>

>

> Thu Apr 9, 2009 8:01 pm (PDT)

>

>

>

> Take it easy . I was not referring to the economy. I was

> responding to post in which someone said that the breakup of the

> telephone company was the best thing that happened to the Amercian

> public or words to that effect.

>

> Roni

> <>Just because something

> isn't seen doesn't mean it's

> not there<>

>

>

>

> From: <res075oh@... <mailto:res075oh%40verizon.net>>

> Subject: Re: Thyroid Doctor in the Los Angeles /

> Orange County area

> hypothyroidism

> <mailto:hypothyroidism%40>

> Date: Thursday, April 9, 2009, 7:51 PM

>

> Roni, that is a total crock. It was the REGULATION of lenders by an act

> passed by congress in 1977 that started the snowball of not allowing

> lenders to use the ability to repay mortgages as the basis for granting

> a mortgage; but rather changed it to some politically correct criteria

> such as skin color or some other politically correct attribute. That,

> and the filing of hundreds of millions of dollars of law suits against

> lenders who insisted upon the borrower being able to repay the loan.

> Over time the slack requirements evolved to cover everyone, not just

> some favored minority. It's been going on for a hell of a lot longer

> than 8 years; and it was not primarily the republicans.

>

> Look: Lenders are business people. They want to make money. To make

> money on mortgages requires that the borrower be able to repay the

> loan. If they don't the lender cannot avoid bankruptcy. Why would

> _any_ lender freely choose a business course guaranteed to destroy his

> company? Only if the government forces it through utterly stupid

> regulation.

>

> In 2006 Bush tried to rein in Fannie Mae and Freddie Mack, but

> the democrats such as Barny blocked that attempt. Barney in

> particular heaped ridicule upon Bush's/the republican's idea that

> Fannie and Freddie were headed for a train wreck, asserting that there

> was no risk to the public at all. Ha! And he was joined by other

> democrats in sufficient numbers to defeat Bush's attempt to ward off the

> disaster. And is still today screaming about finding whoever [in the

> Bush administration] is guilty. He should look in the mirror. Ever

> wonder why you don't see much about these events in your major news

> outlet? It _is_ there, but you'll probably have to search for it.

>

>

> .

> .

>

> >

> > Posted by: " Roni Molin " matchermaam@...

> <mailto:matchermaam%40>

> > <mailto:matchermaam@...

> <mailto:matchermaam%40>?Subject=%20Re%

>

3A%20Thyroid%20Doctor%20in%20the%20Los%20Angeles%20%2F%20Orange%20County%20area>

> > matchermaam <matchermaam

> <matchermaam>>

> >

> >

> > Wed Apr 8, 2009 9:32 am (PDT)

> >

> >

> >

> > The breakup and deregulation of the telephone company was one of the

> > worst farces to be perpetrated upon the public. The prices, fees and

> > taxes have gone up and up, and the service has gone down and down.

> > Insurance companies need to be reined in by the federal government,

> > like the banks and mortgage lenders needed to be reined in. The

> > oversight and regulation of these entities has been deregulated over

> > the last eight years, and has increasingly made it more expensive and

> > less effective for everyone. Then the breakdown in the economy because

> > of them was the last straw.

> >

> > Roni

[Guest guest]

I've already checked it out and I've quoted you the facts. Do I need to

quote you the exact title of the REGULATION passed by congress in 1977

and give you a direct link in order to convince you? Continuing to

repeat a demonstratively false liberal mantra isn't going to make it a

fact. It's a fact not even denied by the most vocal liberal airbags

that Barney and his liberal democrat cohorts killed Bush's

attempts to REGULATE Fannie and Freddie [and prevent their melt-down] in

2006.

That aside, whether it was already too late or not is debatable. One

h*!! of a lot of damage had already been done between 1977 and 2006.

..

..

>

> Posted by: " Roni Molin " matchermaam@...

>

<mailto:matchermaam@...?Subject=%20Re%3A%20Thyroid%20Doctor%20in%20the%20L\

os%20Angeles%20%2F%20Orange%20County%20area>

> matchermaam <matchermaam>

>

>

> Thu Apr 9, 2009 8:04 pm (PDT)

>

>

>

> Even though Barney is a democrat, I don't particularly agree

> with everything

> he does and says. However, I think every time the government takes

> away regulation

> of large industries, no matter what they are, the public ends up

> suffering. Maybe you

> should check that out.

>

> Roni

> <>Just because something

> isn't seen doesn't mean it's

> not there<>

>

>

>

> From: <res075oh@... <mailto:res075oh%40verizon.net>>

> Subject: Re: Thyroid Doctor in the Los Angeles /

> Orange County area

> hypothyroidism

> <mailto:hypothyroidism%40>

> Date: Thursday, April 9, 2009, 7:51 PM

>

> Roni, that is a total crock. It was the REGULATION of lenders by an act

> passed by congress in 1977 that started the snowball of not allowing

> lenders to use the ability to repay mortgages as the basis for granting

> a mortgage; but rather changed it to some politically correct criteria

> such as skin color or some other politically correct attribute. That,

> and the filing of hundreds of millions of dollars of law suits against

> lenders who insisted upon the borrower being able to repay the loan.

> Over time the slack requirements evolved to cover everyone, not just

> some favored minority. It's been going on for a hell of a lot longer

> than 8 years; and it was not primarily the republicans.

>

> Look: Lenders are business people. They want to make money. To make

> money on mortgages requires that the borrower be able to repay the

> loan. If they don't the lender cannot avoid bankruptcy. Why would

> _any_ lender freely choose a business course guaranteed to destroy his

> company? Only if the government forces it through utterly stupid

> regulation.

>

> In 2006 Bush tried to rein in Fannie Mae and Freddie Mack, but

> the democrats such as Barny blocked that attempt. Barney in

> particular heaped ridicule upon Bush's/the republican's idea that

> Fannie and Freddie were headed for a train wreck, asserting that there

> was no risk to the public at all. Ha! And he was joined by other

> democrats in sufficient numbers to defeat Bush's attempt to ward off the

> disaster. And is still today screaming about finding whoever [in the

> Bush administration] is guilty. He should look in the mirror. Ever

> wonder why you don't see much about these events in your major news

> outlet? It _is_ there, but you'll probably have to search for it.

>

>

> .

[Guest guest]

You're catching vitriol. Better take a mucinex.

Roni

<>Just because something

isn't seen doesn't mean it's

not there<>

>

> From: <res075oh@... <mailto:res075oh%40verizon.net>>

> Subject: Re: Thyroid Doctor in the Los Angeles /

> Orange County area

> hypothyroidism

> <mailto:hypothyroidism%40>

> Date: Thursday, April 9, 2009, 7:51 PM

>

> Roni, that is a total crock.  It was the REGULATION of lenders by an act

> passed by congress in 1977 that started the snowball of not allowing

> lenders to use the ability to repay mortgages as the basis for granting

> a mortgage; but rather changed it to some politically correct criteria

> such as skin color or some other politically correct attribute.  That,

> and the filing of hundreds of millions of dollars of law suits against

> lenders who insisted upon the borrower being able to repay the loan.

> Over time the slack requirements evolved to cover everyone, not just

> some favored minority.  It's been going on for a hell of a lot longer

> than 8 years; and it was not primarily the republicans.

>

> Look:  Lenders are business people.  They want to make money.  To make

> money on mortgages requires that the borrower be able to repay the

> loan.  If they don't the lender cannot avoid bankruptcy.  Why would

> _any_ lender freely choose a business course guaranteed to destroy his

> company?  Only if the government forces it through utterly stupid

> regulation.

>

> In 2006 Bush tried to rein in Fannie Mae and Freddie Mack, but

> the democrats such as Barny blocked that attempt.  Barney in

> particular heaped ridicule upon Bush's/the republican's  idea that

> Fannie and Freddie were headed for a train wreck, asserting that there

> was no risk to the public at all.  Ha!  And he was joined by other

> democrats in sufficient numbers to defeat Bush's attempt to ward off the

> disaster.  And is still today screaming about finding whoever [in the

> Bush administration] is guilty.  He should look in the mirror.   Ever

> wonder why you don't see much about these events in your major news

> outlet?  It _is_ there, but you'll probably have to search for it.

>

>

> .

------------------------------------

[Guest guest]

As have all the regulations tacked onto insurance companies...insurance

companies have been forced to add coverage for additional services, which has

driven up the cost, made processing claims more complicated (one of the reasons

it's common practice for the doctor's offices to file the claims) and more staff

has had to be added so medical providers can process the claims, which drives

their costs up too...and we the consumer get to pay those extra costs when we

receive those services... Insurance companies, and medical providers

(hospitals, doctors offices, imaging labs, whatever) are all

businesses...businesses that have investors who expect a return on their

investment, aka 'profits'...just like the rest of us, this happens to be their

source of livelihood...when it is no longer profitable (i.e.--inadequate

income), then they aren't going to keep providing those services...the brightest

and best will find other ways to provide for their families...and they won't

have to be on call in the middle of the nights or weekends to do it in all

likelihood...

> >

> > From: <res075oh@... <mailto:res075oh%40verizon.net>>

> > Subject: Re: Thyroid Doctor in the Los Angeles /

> > Orange County area

> > hypothyroidism

> > <mailto:hypothyroidism%40>

> > Date: Thursday, April 9, 2009, 7:51 PM

> >

> > Roni, that is a total crock. It was the REGULATION of lenders by an act

> > passed by congress in 1977 that started the snowball of not allowing

> > lenders to use the ability to repay mortgages as the basis for granting

> > a mortgage; but rather changed it to some politically correct criteria

> > such as skin color or some other politically correct attribute. That,

> > and the filing of hundreds of millions of dollars of law suits against

> > lenders who insisted upon the borrower being able to repay the loan.

> > Over time the slack requirements evolved to cover everyone, not just

> > some favored minority. It's been going on for a hell of a lot longer

> > than 8 years; and it was not primarily the republicans.

> >

> > Look: Lenders are business people. They want to make money. To make

> > money on mortgages requires that the borrower be able to repay the

> > loan. If they don't the lender cannot avoid bankruptcy. Why would

> > _any_ lender freely choose a business course guaranteed to destroy his

> > company? Only if the government forces it through utterly stupid

> > regulation.

> >

> > In 2006 Bush tried to rein in Fannie Mae and Freddie Mack, but

> > the democrats such as Barny blocked that attempt. Barney in

> > particular heaped ridicule upon Bush's/the republican's idea that

> > Fannie and Freddie were headed for a train wreck, asserting that there

> > was no risk to the public at all. Ha! And he was joined by other

> > democrats in sufficient numbers to defeat Bush's attempt to ward off the

> > disaster. And is still today screaming about finding whoever [in the

> > Bush administration] is guilty. He should look in the mirror. Ever

> > wonder why you don't see much about these events in your major news

> > outlet? It _is_ there, but you'll probably have to search for it.

> >

> >

> > .

> > .

> >

> > >

> > > Posted by: " Roni Molin " matchermaam@...

> > <mailto:matchermaam%40>

> > > <mailto:matchermaam@...

> > <mailto:matchermaam%40>?Subject=%20Re%

> >

3A%20Thyroid%20Doctor%20in%20the%20Los%20Angeles%20%2F%20Orange%20County%20area>

> > > matchermaam <matchermaam

> > <matchermaam>>

> > >

> > >

> > > Wed Apr 8, 2009 9:32 am (PDT)

> > >

> > >

> > >

> > > The breakup and deregulation of the telephone company was one of the

> > > worst farces to be perpetrated upon the public. The prices, fees and

> > > taxes have gone up and up, and the service has gone down and down.

> > > Insurance companies need to be reined in by the federal government,

> > > like the banks and mortgage lenders needed to be reined in. The

> > > oversight and regulation of these entities has been deregulated over

> > > the last eight years, and has increasingly made it more expensive and

> > > less effective for everyone. Then the breakdown in the economy because

> > > of them was the last straw.

> > >

> > > Roni

>