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Hello All - Some of you will recall that I was needing to wait to get 2nd, 3rd opinions until I could switch to a PPO... Well, It's finally Open Enrollment and while I know I want to switch from an HMO to a PPO - I am hoping for some advice (based on your personal experience) regarding the "type" of PPO....... For Example: Higher Deductable/Lower Monthly Payment or Lower Deductable/Higher Monthly Payment... Thanks for any input on this... Ken.

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