Guest guest Posted December 30, 2007 Report Share Posted December 30, 2007 Once you are diagnosed with Lyme you will never qualify for life insurance unless you find a company that allows no medical tests/questions, but these policies usually have a two year period that will not pay out if anything happens to the insurer in the first two years. You also can never allow a lapse in coverage from one group to another group health insurance, if you do then they apply the pre-existence exclusion. I believe you have 30, maybe 45 days before this happens. Call your state insurance dept for that answer. If you try to get private health insurance you will be denied. If I had to do it over again I would have paid everything in cash. Torrey Vice Pres. The Lanford Foundation-Lifelyme, Inc. klcst@...<mailto:klcst@...> Lifelyme of Texas www.lifelyme.org<http://www.lifelyme.org/> Re: [ ] Igenex and insurance thanks connie. i will contact igenex to get that paper work so i can send it to my insurance company. i am however, i little afraid to let my insurance company know i have lyme. i've only been with them since this past feb. my ent doc told me he's know of ppl loosing their insurance when it's found they have lyme. chelsea Connie Siese <Cslyme@...<mailto:Cslyme@...>> wrote: Hi Chelsea, Igenex doesn't file insurance, but gives you the necessary information to send to your insurance company. I put it on my charge card, send the info to my ins co and they paid 80%, then I paid my charge card. Connie, MI Quote Link to comment Share on other sites More sharing options...
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