Re: Insurance and employers

[Guest guest]

That seems extremely unlikely to me.

Sierra

>

> Have any of you any had any experience (or problems)

> with insurance companies and employers?

>

> My husband is being accused of something he didn't do

> at his job, which could result in termination, and everyone

> involved is being very cagey about it.

>

> We can't figure out why anyone would want him gone, but then

> I realized that, since the first of the year I'm costing the

> insurance company a ton of money. And will be forever.

>

> We're feeling kind of paranoid, but could an insurance company

> put pressure on an employer to get rid of a costly employee?

>

> Thx,

>

>

>

[Guest guest]

Call your local Social Security Office. This happens all the time. Be sure you talk to an employment lawyer or your local union if he belongs to one and be sure you get all the documentation you can. Write everything down. Who said what to whom. . You want documented proof of wrongdoing. Not hearsay. You also want to put in writing your suspicions and give them directly to his employer or manager. Let him know you will make sure this situation gets the proper attention. Have your Husband put it in writing and make 2 copies of everything. Call Social Security right away. Remember to mention that you will report this to both the attorney general and the better business bureau

.. Hugs, Deborah

On 4/12/06, <kyrik@...> wrote:

Have any of you any had any experience (or problems)with insurance companies and employers?My husband is being accused of something he didn't do

at his job, which could result in termination, and everyoneinvolved is being very cagey about it.We can't figure out why anyone would want him gone, but thenI realized that, since the first of the year I'm costing the

insurance company a ton of money. And will be forever.We're feeling kind of paranoid, but could an insurance companyput pressure on an employer to get rid of a costly employee?Thx,

[Guest guest]

According to my ex boss My claims his wife and annother girl there that had crons diease kepth our insureanse rates very high because of our claims but we had to pay the most of ours out of pocket it was like right at 800 dollars a month and working flat rate just very hard to pay and bring home any money allso ,,, but had to have it no other chose when we priced it from local sellers the price was just as high and no payroll deduction so it would of been hard to pay that way . but I guess what i'm saying is maybe theres a possability this is ab issue , but unless theres more people and their going the same way I want to douth it ??? maybe theres alterie motives some where ,anyone maybe dislike him and want to do something to blame him ????? Deborah Bargad <dbargad@...> wrote: Call your local Social Security Office. This happens all the time. Be sure you talk to an employment lawyer or your local union if he belongs to one and be sure you get all the documentation you can. Write everything down. Who said what to whom. . You want documented proof of wrongdoing. Not hearsay. You also want to put in writing your suspicions and give them directly to his employer or manager. Let him know you will make sure this situation gets the proper attention. Have your Husband put it in writing and make 2 copies of everything. Call Social Security right away. Remember to mention that you will report this to both the attorney general and the better business bureau . Hugs, Deborah On 4/12/06, <kyrik@...> wrote: Have any of you any had any experience (or problems)with insurance companies and employers?My husband is being accused of something he didn't do at his job, which could result in termination, and everyoneinvolved is being very cagey about it.We can't figure out why anyone would want him gone, but thenI realized that, since the first of the year I'm costing the insurance company a ton of money. And will be forever.We're feeling kind of paranoid, but could an insurance companyput pressure on an employer to get rid of a costly employee?Thx,

[Guest guest]

I've been very expensive to insurance companies for many years, but

it has never affected my husband's job. My medications alone cost the

insurance company over $2,000.00 a month.

I have never heard of anyone loosing their job over a wife having

medical expenses.

a

>

>

> >

> > Have any of you any had any experience (or problems)

> > with insurance companies and employers?

> >

> > My husband is being accused of something he didn't do

> > at his job, which could result in termination, and everyone

> > involved is being very cagey about it.

> >

> > We can't figure out why anyone would want him gone, but then

> > I realized that, since the first of the year I'm costing the

> > insurance company a ton of money. And will be forever.

> >

> > We're feeling kind of paranoid, but could an insurance company

> > put pressure on an employer to get rid of a costly employee?

> >

> > Thx,

> >

> >

> >

>

>

>

>

>

>

>

[Guest guest]

a and ,

I have heard of cases like this, especially in small companies. But it's the

employer and/or the employees who are paying big health insurance premiums

who are looking to force out the employee who is sick or whose family member

is sick.

, does your husband work for a small company? It is common knowledge at

the company (or in your husband's circle of friends) that you have a chronic

illness?

Not an MD

I'll tell you where to go!

Mayo Clinic in Rochester

http://www.mayoclinic.org/rochester

s Hopkins Medicine

http://www.hopkinsmedicine.org

Re: [ ] Re: Insurance and employers

> I've been very expensive to insurance companies for many years, but

> it has never affected my husband's job. My medications alone cost the

> insurance company over $2,000.00 a month.

> I have never heard of anyone loosing their job over a wife having

> medical expenses.

>

> a

>

>

>

>

>

>>

>>

>> >

>> > Have any of you any had any experience (or problems)

>> > with insurance companies and employers?

>> >

>> > My husband is being accused of something he didn't do

>> > at his job, which could result in termination, and everyone

>> > involved is being very cagey about it.

>> >

>> > We can't figure out why anyone would want him gone, but then

>> > I realized that, since the first of the year I'm costing the

>> > insurance company a ton of money. And will be forever.

>> >

>> > We're feeling kind of paranoid, but could an insurance company

>> > put pressure on an employer to get rid of a costly employee?

>> >

>> > Thx,

>> >

>> >

[Guest guest]

That's awful. Were the companies big insurers such as Blue Cross? My

husband worked for a small company, and they bent over backwards to

provide me with the best coverage. We had a different policy than the

rest of the company to make sure we had no out of pocket expenses. A

friend of ours who still works there is now in the same situation

since his wife has cancer. They are doing the same thing for him. I

should count my blessings. I didn't think it costs the employers any

more money if someone uses the insurance or not unless they are self

insured. This is so wrong.

a

On Apr 13, 2006, at 8:28 PM, wrote:

> a and ,

>

> I have heard of cases like this, especially in small companies. But

> it's the

> employer and/or the employees who are paying big health insurance

> premiums

> who are looking to force out the employee who is sick or whose

> family member

> is sick.

>

> , does your husband work for a small company? It is common

> knowledge at

> the company (or in your husband's circle of friends) that you have

> a chronic

> illness?

>

>

>

> Not an MD

>

> I'll tell you where to go!

>

> Mayo Clinic in Rochester

> http://www.mayoclinic.org/rochester

>

> s Hopkins Medicine

> http://www.hopkinsmedicine.org

>

>

> Re: [ ] Re: Insurance and employers

>

>

> > I've been very expensive to insurance companies for many years, but

> > it has never affected my husband's job. My medications alone cost

> the

> > insurance company over $2,000.00 a month.

> > I have never heard of anyone loosing their job over a wife having

> > medical expenses.

> >

> > a

> >

> >

> >

> >

> >

> >>

> >>

> >> >

> >> > Have any of you any had any experience (or problems)

> >> > with insurance companies and employers?

> >> >

> >> > My husband is being accused of something he didn't do

> >> > at his job, which could result in termination, and everyone

> >> > involved is being very cagey about it.

> >> >

> >> > We can't figure out why anyone would want him gone, but then

> >> > I realized that, since the first of the year I'm costing the

> >> > insurance company a ton of money. And will be forever.

> >> >

> >> > We're feeling kind of paranoid, but could an insurance company

> >> > put pressure on an employer to get rid of a costly employee?

> >> >

> >> > Thx,

> >> >

> >> >

>

>

>

[Guest guest]

Hi guys.

I work for a clinic, and I'm involved in labor negotiations. (ok I'm the

union president), so I do know a little about health insurance costs.

In small groups, or small companies, the premiums paid are based on the

amount of usage. If one person in a large group, needs lots of coverage,

the size of the group takes care of it. In a small group, premium rates do

go up, and the cost would be raised for all members of the group to make up

the difference.

I would hate to think someone would fire someone because of the amount of

insurance they need, but it is possible if he works for a small company,

that they are worried about the increase in premiums.

Noreen

Re: [ ] Re: Insurance and employers

>>

>>

>> > I've been very expensive to insurance companies for many years, but

>> > it has never affected my husband's job. My medications alone cost

>> the

>> > insurance company over $2,000.00 a month.

>> > I have never heard of anyone loosing their job over a wife having

>> > medical expenses.

>> >

>> > a

>> >

>> >

>> >

>> >

>> >

>> >>

>> >>

>> >> >

>> >> > Have any of you any had any experience (or problems)

>> >> > with insurance companies and employers?

>> >> >

>> >> > My husband is being accused of something he didn't do

>> >> > at his job, which could result in termination, and everyone

>> >> > involved is being very cagey about it.

>> >> >

>> >> > We can't figure out why anyone would want him gone, but then

>> >> > I realized that, since the first of the year I'm costing the

>> >> > insurance company a ton of money. And will be forever.

>> >> >

>> >> > We're feeling kind of paranoid, but could an insurance company

>> >> > put pressure on an employer to get rid of a costly employee?

>> >> >

>> >> > Thx,

>> >> >

>> >> >

>>

>>

>>

[Guest guest]

Wouldn't privacy laws protect the employee? What would insurance

companies stand to gain by risking stiff legal penalities by

divulging confidential info. about individuals to an employer..?

Sierra

> Deborah Bargad <dbargad@...> wrote: Call your local Social

Security Office. This happens all the time. Be sure you talk to an

employment lawyer or your local union if he belongs to one and be

sure you get all the documentation you can. Write everything down.

Who said what to whom. . You want documented proof of

wrongdoing. Not hearsay. You also want to put in writing your

suspicions and give them directly to his employer or manager. Let

him know you will make sure this situation gets the proper

attention. Have your Husband put it in writing and make 2 copies of

everything. Call Social Security right away. Remember to mention

that you will report this to both the attorney general and the

better business bureau . Hugs, Deborah

>

> On 4/12/06, <kyrik@...> wrote: Have any of you any had any

experience (or problems)

> with insurance companies and employers?

>

> My husband is being accused of something he didn't do

> at his job, which could result in termination, and everyone

> involved is being very cagey about it.

>

> We can't figure out why anyone would want him gone, but then

> I realized that, since the first of the year I'm costing the

> insurance company a ton of money. And will be forever.

>

> We're feeling kind of paranoid, but could an insurance company

> put pressure on an employer to get rid of a costly employee?

>

> Thx,

>

>

>

>

>

>

[Guest guest]

Thanks for the information, Madam President!

Not an MD

I'll tell you where to go!

Mayo Clinic in Rochester

http://www.mayoclinic.org/rochester

s Hopkins Medicine

http://www.hopkinsmedicine.org

Re: [ ] Re: Insurance and employers

> Hi guys.

> I work for a clinic, and I'm involved in labor negotiations. (ok I'm the

> union president), so I do know a little about health insurance costs.

> In small groups, or small companies, the premiums paid are based on the

> amount of usage. If one person in a large group, needs lots of coverage,

> the size of the group takes care of it. In a small group, premium rates do

> go up, and the cost would be raised for all members of the group to make

> up

> the difference.

> I would hate to think someone would fire someone because of the amount of

> insurance they need, but it is possible if he works for a small company,

> that they are worried about the increase in premiums.

>

> Noreen

[Guest guest]

a, I don't know what insurance companies were involved, but I've both

read and heard sad stories along these lines.

Recently and somewhat related to this topic, there have been a lot of

articles about employers who are hiring and firing and rewarding and

penalizing employees based on lifestyle factors.

01/17/2006

" Employers Target Bad Habits for Insurance Coverages " :

http://www.forbes.com/lifestyle/health/feeds/hscout/2006/01/17/hscout530309.html

01/14/2006

" Can the Boss Insist on Healthy Habits? " :

http://www.cbsnews.com/stories/2006/01/13/health/main1207334.shtml

Not an MD

I'll tell you where to go!

Mayo Clinic in Rochester

http://www.mayoclinic.org/rochester

s Hopkins Medicine

http://www.hopkinsmedicine.org

Re: [ ] Re: Insurance and employers

> That's awful. Were the companies big insurers such as Blue Cross? My

> husband worked for a small company, and they bent over backwards to

> provide me with the best coverage. We had a different policy than the

> rest of the company to make sure we had no out of pocket expenses. A

> friend of ours who still works there is now in the same situation

> since his wife has cancer. They are doing the same thing for him. I

> should count my blessings. I didn't think it costs the employers any

> more money if someone uses the insurance or not unless they are self

> insured. This is so wrong.

>

> a

>

>

>

>

>

> On Apr 13, 2006, at 8:28 PM, wrote:

>

>> a and ,

>>

>> I have heard of cases like this, especially in small companies. But

>> it's the

>> employer and/or the employees who are paying big health insurance

>> premiums

>> who are looking to force out the employee who is sick or whose

>> family member

>> is sick.

>>

>> , does your husband work for a small company? It is common

>> knowledge at

>> the company (or in your husband's circle of friends) that you have

>> a chronic

>> illness?

>>

>>

>>

>> Not an MD

>>

>> I'll tell you where to go!

>>

>> Mayo Clinic in Rochester

>> http://www.mayoclinic.org/rochester

>>

>> s Hopkins Medicine

>> http://www.hopkinsmedicine.org

[Guest guest]

Thanks for the education Noreen. Seems so unfair that we have to not

only suffer with this disease, but we also have to worry about our

spouses loosing their jobs over our disease.

a

On Apr 13, 2006, at 9:22 PM, Noreen Saukko wrote:

> Hi guys.

> I work for a clinic, and I'm involved in labor negotiations. (ok

> I'm the

> union president), so I do know a little about health insurance costs.

> In small groups, or small companies, the premiums paid are based on

> the

> amount of usage. If one person in a large group, needs lots of

> coverage,

> the size of the group takes care of it. In a small group, premium

> rates do

> go up, and the cost would be raised for all members of the group to

> make up

> the difference.

> I would hate to think someone would fire someone because of the

> amount of

> insurance they need, but it is possible if he works for a small

> company,

> that they are worried about the increase in premiums.

>

> Noreen