Jump to content
RemedySpot.com

Re: Insurance CoPay

Rate this topic


Guest guest

Recommended Posts

Must we continue to go on about only having to pay $60. for a drug that costs

$1200. that can be very depressing for those of us who have no insurance.

Kind of like when you are working a 15 hour day and a person who is working 4

tells you every 15 minutes how much time they have left when you know you

will have 11 hours past that. Orin

[Ed. Note: I only pay $20 Orin. Sorry, I couldn't help myself. ;-) Ron]

Link to comment
Share on other sites

In a message dated 1/18/03 6:21:14 AM Eastern Standard Time, orinok@...

writes:

> Must we continue to go on about only having to pay $60? For a drug that

> costs

> $1200. that can be very depressing for those of us who have no insurance.

>

> Kind of like when you are working a 15 hour day and a person who is working

> 4

> tells you every 15 minutes how much time they have left when you know you

> will have 11 hours past that. Orin

>

>

> [Ed. Note: I only pay $20 Orin. Sorry, I couldn't help myself. ;-) Ron]

>

Orin,

I was not " going on " about my co-pay nor do I think that others are doing

that intentionally to boast. As a matter of fact I have helped many with

information as to how they can get aid to help with the astronomical cost of

these drugs that we need. I am sorry that you took it in any other way. But

sharing information, I feel, about our co-pays and such is helpful in that if

you are paying high co-pays you can go to your insurance provider and dispute

your cost based on average co-pays with different co-pays that are lower or

that cover the drug period. For example in Texas only pays $5 for a 90

day supply and we both carry BCBS so I have asked my insurance person as to

why the co-pay varied from BCBS plan to plan. Again this info is not to

boast. And I felt your comment was hurtful to me because anything that I

post is my experience whether it be about insurance costs, symptoms, success

and failures with treatment and to get support not slaps in the face. Also,

I feel that it is outrageous what the drug industry is charging for much

needed drugs. I have been an advocate to try and get more companies to pick

up cost for people with no insurance or those who have high out-of-pocket

deductibles/co-pays.

I am sorry that you are hurt by my post on my own cost of my drugs or by this

response. I have a few resources that can help with drug cost if you are

interested in knowing about them (or if anyone else needs them) feel free to

contact me directly at CND110370@.... I have said this before...take

what I say and take out of it what can help you and the rest leave as a grain

of salt.

Link to comment
Share on other sites

I pay $9.00 for a three month mail order supply of Enbrel, $27 at the local

drug store. With all the various costs being written about for the same

exact medication, is there any doubt we need some sort of national program

for these and other meds?

Bob in VA

Link to comment
Share on other sites

The only bad thing about my $5 copay is that I pay $575 per month for insurance

using Cobra because I lost my job. When that runs out, I'd better have another

job or I am in big trouble! J

Re: [ ] Insurance CoPay

Must we continue to go on about only having to pay $60. for a drug that costs

$1200. that can be very depressing for those of us who have no insurance.

Kind of like when you are working a 15 hour day and a person who is working 4

tells you every 15 minutes how much time they have left when you know you

will have 11 hours past that. Orin

[Ed. Note: I only pay $20 Orin. Sorry, I couldn't help myself. ;-) Ron]

Link to comment
Share on other sites

In a message dated 1/18/03 10:13:20 PM Central Standard Time,

CND110370@... writes:

> In a message dated 1/18/03 6:21:14 AM Eastern Standard Time, orinok@...

> writes:

>

> >Must we continue to go on about only having to pay $60? For a drug that

> >costs

> >$1200. that can be very depressing for those of us who have no insurance.

>

> >

> >Kind of like when you are working a 15 hour day and a person who is

> working

> >4

> >tells you every 15 minutes how much time they have left when you know you

> >will have 11 hours past that. Orin

> >

> >

> >[Ed. Note: I only pay $20 Orin. Sorry, I couldn't help myself. ;-) Ron]

> >

>

> Orin,

>

> I was not " going on " about my co-pay nor do I think that others are doing

> that intentionally to boast. As a matter of fact I have helped many with

> information as to how they can get aid to help with the astronomical cost

> of

> these drugs that we need. I am sorry that you took it in any other way.

> But

> sharing information, I feel, about our co-pays and such is helpful in that

> if

> you are paying high co-pays you can go to your insurance provider and

> dispute

> your cost based on average co-pays with different co-pays that are lower or

>

> that cover the drug period. For example in Texas only pays $5 for a

> 90

> day supply and we both carry BCBS so I have asked my insurance person as to

>

> why the co-pay varied from BCBS plan to plan. Again this info is not to

> boast. And I felt your comment was hurtful to me because anything that I

> post is my experience whether it be about insurance costs, symptoms,

> success

> and failures with treatment and to get support not slaps in the face.

> Also,

> I feel that it is outrageous what the drug industry is charging for much

> needed drugs. I have been an advocate to try and get more companies to

> pick

> up cost for people with no insurance or those who have high out-of-pocket

> deductibles/co-pays.

>

> I am sorry that you are hurt by my post on my own cost of my drugs or by

> this

> response. I have a few resources that can help with drug cost if you are

> interested in knowing about them (or if anyone else needs them) feel free

> to

> contact me directly at CND110370@.... I have said this before...take

> what I say and take out of it what can help you and the rest leave as a

> grain

> of salt.

>

>

>

I apologize for my outburst about that and anyone who may have felt slapped

by my comment. It was a moment of jealousy and rage. I wished I could have

reeled that one back in after I had sent it. It is a good thing to discuss

insurance costs so that a person who might be shopping for insurance can

weigh the options. It's hard to accept sometimes that there are many good

medicines that may help but they cost as much as I make so they are

completely out of the question. Again I am sorry for attacking the way I did

and in the future I will try to moderate my personal feelings on behalf of

the group in its entirety. Think twice, send once. Orin

[Ed. Note: Orin, if you or any other members submit posts (whether by accident

or otherwise) that you'd like to rescind before they've been approved for

posting, please email the moderators at -owner

and we will be happy to delete the offending message. Ron]

Link to comment
Share on other sites

In a message dated 1/18/03 8:13:31 PM Pacific Standard Time,

CND110370@... writes:

> But

> sharing information, I feel, about our co-pays and such is helpful in that

> if

> you are paying high co-pays you can go to your insurance provider and

> dispute

> your cost based on average co-pays with different co-pays that are lower or

>

> that cover the drug period. For example in Texas only pays $5 for a

> 90

> day supply and we both carry BCBS so I have asked my insurance person as to

>

> why the co-pay varied from BCBS plan to plan.

Copays vary plan to plan because it depends what plan your place of

employment chooses for its employees. My insurance company is Kaiser

Permanente, and they have 5 different group plans and various individual

plans. The copays range from $2 per prescription and $2 per doctor's office

visit to $15 per generic prescription, $25 per name brand prescription, and

$15 per office visit. If you order prescriptions by mail, you can get a

3-month supply for the cost of 2 months. It just depends on what plan you

have.

Carol in Vancouver, WA USA

Link to comment
Share on other sites

In a message dated 1/19/03 11:18:11 PM Eastern Standard Time, orinok@...

writes:

> I apologize for my outburst about that and anyone who may have felt slapped

> by my comment. It was a moment of jealousy and rage. I wished I could have

> reeled that one back in after I had sent it. It is a good thing to discuss

>

> insurance costs so that a person who might be shopping for insurance can

> weigh the options. It's hard to accept sometimes that there are many good

> medicines that may help but they cost as much as I make so they are

> completely out of the question. Again I am sorry for attacking the way I

> did

> and in the future I will try to moderate my personal feelings on behalf of

> the group in its entirety. Think twice, send once. Orin

>

>

>

Orin,

Thank you for your gracious apology. It takes a big person to say they are

sorry. It is very frustrating that the meds we need are so costly. I face

this with some of the 12 different drugs I have to take. The only NSAID that

I can take is Bextra and on my insurance it is non preferred drug and a 30

day supply cost me as much as my 90 day supply of Enbrel. Crazy isn't it.

Again, I do have some links and numbers for Rx assistance if you are

interested just E-mail me personally and maybe we can be helpful to each

other. Thanks and best of luck!

Link to comment
Share on other sites

  • 7 years later...
Guest guest

Yes, Barb, my copay is $20 per visit.

 

Lynn

We are all here for a spell; get all the good laughs you can. - Will ,

American Humorist

                   Here's my art blog:  http://www.adreamseyeview.blogspot.com/

From: Waspe <mary.waspe@...>

Subject: Re: support at home.

Joint Replacement

Date: Friday, June 4, 2010, 11:21 PM

oh okay I thought you all got physio at home....

x

-- Re: support at home.

Not everyone here in the States gets inhome physio.....is depends

upon your insurance coverage.....BARB

------------------------------------

Link to comment
Share on other sites

Guest guest

My Va insurance only pays 75 per cent outside the Va. But I went to Drayer and

they waived the co-pay. I know that Drayer will do anything to help you be able

to keep going for therapy. I was just going to stay at home and do it on my own.

I'm glad I didn't.

________________________________

From: Lynn <lynnf_99@...>

Joint Replacement

Sent: Sat, June 5, 2010 7:13:37 PM

Subject: Re: Insurance copay

 

Yes, Barb, my copay is $20 per visit.

 

Lynn

We are all here for a spell; get all the good laughs you can. - Will ,

American Humorist

                   Here's my art blog: 

http://www.adreamseyeview.blogspot.com/

From: Waspe <mary.waspe@...>

Subject: Re: support at home.

Joint Replacement

Date: Friday, June 4, 2010, 11:21 PM

oh okay I thought you all got physio at home....

x

-- Re: support at home.

Not everyone here in the States gets inhome physio.....is depends

upon your insurance coverage.....BARB

------------------------------------

Link to comment
Share on other sites

Guest guest

My insurance company lets the doctor decide how many sessions you

need. Usually give you 8 to begin with and then add more if needed.

BARB

Re: support at home.

Not everyone here in the States gets inhome physio.....is depends

upon your insurance coverage.....BARB

------------------------------------

Link to comment
Share on other sites

Guest guest

Right you are, Barb, if the doc says more, then usually you get more.  But I

could only get 8 in-home PT sessions after surgery. 

 

If memory serves, the estimate of benefits the insurance company sends me on

each claim, they've paid $100 for a PT session.

 

Lynn  

We are all here for a spell; get all the good laughs you can. - Will ,

American Humorist

                   Here's my art blog:  http://www.adreamseyeview.blogspot.com/

From: Waspe <mary.waspe@...>

Subject: Re: support at home.

Joint Replacement

Date: Friday, June 4, 2010, 11:21 PM

oh okay I thought you all got physio at home....

x

-- Re: support at home.

Not everyone here in the States gets inhome physio.....is depends

upon your insurance coverage.....BARB

------------------------------------

Link to comment
Share on other sites

Join the conversation

You are posting as a guest. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Loading...
×
×
  • Create New...