*OT* Do you get disabilty payments for your child?

[Guest guest]

As to the question as to if we get disability payments for our children....I

tried for the sole purpose of being able to afford her more theapies. I was

told in our state (Alabama) that if I made over a certain amount (which I did

not) and I had assets (stock, bank accounts, etc) worth $2000 or more (which I

did) that she would not qualify. Because of my stock account which I am

trying to build for her future, I was turned down. I called a lawyer to verify

this and was told the same thing. I think it is sad that we are not allowed to

save for our children's future without it disqualifying us for other help they

need now. I am just frightened of using her savings which is for her future.

If I spent her savings for therapies and they do not heal her to the point

where she can support herself, then her future financial support is gone. But

if I save for her future at the expense of giving her any therapies now, then

for sure she won't progress and I would always wonder if I sacrifieced her

health for the sure thing of a bank account. It's a real catch - 22 and a

gamble.

I've been trying to spit the difference not willing to go all one way or the

other. So I am getting her therapies but having to save for it (or go into

debt for it). It is moving much slower because of the lack of funds and that

concerns me as well. But I havent' emptied her account that is for her future

either. We will immediately apply, however, when she turns 18 (she is 14

now) so as to help offset continuing educational and biological interventions. I

understand what you are saying about not liking the idea of governmental

support. Honestly I don't either (was raised to be adverse to the idea and that

is

hard to overcome), however, this is what disability payments are for....the

truly disabled. Our children qualify and can benefit from them. That's where

I sit on the subject. Until then I'm just really trying to make more money at

work. It's not easy.

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[Guest guest]

This subject has come up between my husband and I lately. For some

reason that I can't explain, I really don't like the idea, but my

husband makes a great point that we could afford to get all the testing

and supplements we want instead of having to wait to budget it in.

I would love some other opinions.

Also how do you go about looking into it?

[Guest guest]

My son did not qualify for Social Security disability benefits because

of our income (which ain't much!!!)

>

> This subject has come up between my husband and I lately. For some

> reason that I can't explain, I really don't like the idea, but my

> husband makes a great point that we could afford to get all the

testing

> and supplements we want instead of having to wait to budget it in.

> I would love some other opinions.

> Also how do you go about looking into it?

>

[Guest guest]

You didn't hear this from me, but can you move that money into an

account under someone else's name? Maybe grandma or something?

with your child as the beneficiary. Grandma or whomever can be

holding it until she is of age. Unless this will be a problem whe

she is of age anyway, and it might.

Because when she does turn 18 and you apply her for it, they will

tell you the same crap. That she cannot have assets over a certain

amount or it reduces her payments or stops them until the money is

gone. Or that she won't qualify until that money is spent. Being a

recipent of disablility myself, it is set up so that we cannot

better ourselves in any way. I can not have more than a certain

amount in my checking account, or things over certain values. No

money market, no retirement investments, Cd's etc. Or I am expected

to liquidate that before I can get benefits. It's bull hoeey, and

obviously why few ever get off of the system. So unless you put

those assets in someone else's name when she turns 18, they might

tell you the same thing. I would double check this, but social

security laws are federal so pretty much the same hooey no matter

where we live.

>

> As to the question as to if we get disability payments for our

children....I

> tried for the sole purpose of being able to afford her more

theapies. I was

> told in our state (Alabama) that if I made over a certain amount

(which I did

> not) and I had assets (stock, bank accounts, etc) worth $2000 or

more (which I

> did) that she would not qualify. Because of my stock account

which I am

> trying to build for her future, I was turned down. I called a

lawyer to verify

> this and was told the same thing. I think it is sad that we are

not allowed to

> save for our children's future without it disqualifying us for

other help they

> need now. I am just frightened of using her savings which is for

her future.

> If I spent her savings for therapies and they do not heal her to

the point

> where she can support herself, then her future financial support

is gone. But

> if I save for her future at the expense of giving her any

therapies now, then

> for sure she won't progress and I would always wonder if I

sacrifieced her

> health for the sure thing of a bank account. It's a real catch -

22 and a gamble.

> I've been trying to spit the difference not willing to go all one

way or the

> other. So I am getting her therapies but having to save for it

(or go into

> debt for it). It is moving much slower because of the lack of

funds and that

> concerns me as well. But I havent' emptied her account that is

for her future

> either. We will immediately apply, however, when she turns 18

(she is 14

> now) so as to help offset continuing educational and biological

interventions. I

> understand what you are saying about not liking the idea of

governmental

> support. Honestly I don't either (was raised to be adverse to the

idea and that is

> hard to overcome), however, this is what disability payments are

for....the

> truly disabled. Our children qualify and can benefit from them.

That's where

> I sit on the subject. Until then I'm just really trying to make

more money at

> work. It's not easy.

>

>

> **************************************

> See what's new at

> http://www.aol.com

>

>

>

[Guest guest]

My mom is a teacher at an inner-city, very low (or no) income public

elementary school. Parents try very hard to get their kids diagnosed

(by the school) with learning disabilities. Parents will pull all

sorts of tricks to try to make their child look like they are

learning disabled. Apparently, they are able to get disability

income for any child that has learning disabilities!!! My mom and

some others at the school have become wise to the scheme, and these

kids of scheming parents are almost always found to *not* qualify as

learning disabled.

>

> This subject has come up between my husband and I lately. For some

> reason that I can't explain, I really don't like the idea, but my

> husband makes a great point that we could afford to get all the

testing

> and supplements we want instead of having to wait to budget it in.

> I would love some other opinions.

> Also how do you go about looking into it?

>

[Guest guest]

>

>

>

>We don't qualify due to income but you can bet my opinion is a few

hundred bucks a month doesn't even come close to what my daughter

really deserves to get!!! Those *#%^@! government mandated vacines

took her from a bright charming child with no limits to what she could

do, to one whose quality of life is most likely forever significantly

diminished, to say nothing of the havoc it has wrought on the rest of

the family. I wouldn't spend one second feeling guilty about taking

that money for her or anything else that might improve her quality of

life in some way.

[Guest guest]

My apprehension isn't really pride about taking goverment money, it is

more concern that this will stick with her and damage her somehow when

she is recovered. She might want to be president or own a gun, my

concerns are more along these lines.

>

> >

> >

> >

> >We don't qualify due to income but you can bet my opinion is a few

> hundred bucks a month doesn't even come close to what my daughter

> really deserves to get!!! Those *#%^@! government mandated vacines

> took her from a bright charming child with no limits to what she

could

> do, to one whose quality of life is most likely forever significantly

> diminished, to say nothing of the havoc it has wrought on the rest of

> the family. I wouldn't spend one second feeling guilty about taking

> that money for her or anything else that might improve her quality of

> life in some way.

>

[Guest guest]

>

> This subject has come up between my husband and I lately. For some

> reason that I can't explain, I really don't like the idea, but my

> husband makes a great point that we could afford to get all the testing

> and supplements we want instead of having to wait to budget it in.

> I would love some other opinions.

> Also how do you go about looking into it?

My son receives SSI. It is not much but does cover a few things. I

am self-employed, so I deduct darn near *everything*, so even tho my

gross annual income is relatively high, the adjusted and taxable

incomes are rather low. If you want to look into it, contact your

local social security office.

> My apprehension isn't really pride about taking goverment money, it is

> more concern that this will stick with her and damage her somehow when

> she is recovered. She might want to be president or own a gun, my

> concerns are more along these lines.

My son has a " classic Kanner's autism " official medical diagnosis, so

his life is already messed up. I regret having him dx, because he no

longer qualifies as that dx, but it follows him around anyway. I

can't buy private health insurance for him, but SSI does come with

Medi-Cal, altho I would never use it unless he broke his arm or

something. I have also had other " issues " come up related to him

having a dx. So basically, if your child is officially dx, she

probably already has problems, so SSI would not really add to it.

Dana

[Guest guest]

You almost need to be on a poverty level to receive SS for your

child. Once they turn adult age and if they are living at home it's a

different story depending upon the severity. My child is severe\non-

verbal so I should be getting something when he turns 18 or so. Ahh,

the perks! Some States have lottery type system for parents and

caregivers of special needs kids which is not part of SS. If you're

lucky enough to have your name drawn from the hat it can help.

> >

> > This subject has come up between my husband and I lately. For some

> > reason that I can't explain, I really don't like the idea, but my

> > husband makes a great point that we could afford to get all the

> testing

> > and supplements we want instead of having to wait to budget it in.

> > I would love some other opinions.

> > Also how do you go about looking into it?

> >

>

[Guest guest]

My son was just approved for SSI. Heres the kicker with my husbands old job,

he made $1600 a month and we got $496 foodstamps a month. M7y hubby lost his

job and didnt have one for 3 weeks. He finally found a job but for a lot less.

He has made no more than $250 a week =$1000 a month. I just got a letter from

DHR telling me foodstamps were cut down to $256. COme one, do the math. $1600

month = $496 foodstamps

$1000 monthly wages + $623 SSI = $1623 total = $256 foodstamps

How is it that now that we have SSI and have a total of $23 more than before

that we were cut down to half. I have four kids to feed, its just plain

ridulculous if you ask me.

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