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What to expect?

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My wife, Suzette, and I just found out a couple of weeks ago that our

daughter, Carly, has been diagnosed with Posterior Plagiocephaly.

Our doctor prescribed the STAR band. We contacted our insurance

company, Cigna HMO and were told it was covered. We were set to have

it fit when the day before we were told by Cigna " sorry this is not

covered under your plan. " Right now we have started the appeals

process and are being told by a supervisor at Cigna it is covered and

Health Services it is not. What can we expect from the appeals

process? How many people have been successful with Cigna?

Darrin

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