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- pre-tax medical

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> We put aside $5,000/year for pre-tax medical through my

> husband's company and that helps.

There was some talk about allowing carryover, but right now I think it

is forfeited unless you use it for services by the end of a calendar

year. (You have some time after the end of year to file for the

money, but the dates of service have to be in the calendar year.)

We've already used it up this year by May. You can choose any amount

up to $5,000. One interesting wrinkle is that if you are having

$400/month deducted for this and you quit in January, you can still

get $4,800 paid for even though you never put the money in. At least,

that's how I understand it.

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