Insurance coverage question

[Guest guest]

Some of you may remember me posting about my son and

his " developmental language disorder. " I am fairly certain that he

has some form of apraxia. My gut tells me it's verbal apraxia, but

I'm no SLP. We are planning on setting up an evaluation with an SLP

who can diagnose him or at least give us a better idea of what is the

best way to help him. I was looking over our insurance coverage and

am feeling really annoyed!! Apparently, speech therapy is covered,

up to 60 visits, so long as your child has a condition that can be

improved as a result of the therapy. However, conditions that are

normally serviced by our local school district are excluded. Both

autism and apraxia/dyspraxia fall under that category. It's so

frustrating! does receive two hours of service per week in a

group setting. The only reason it's two hours instead of one is

because they originally considered him to have a cognitive delay. If

he does end up getting an apraxia diagnosis, would two hours of group

therapy/week really be enough to " improve his condition " ? Does the

school district really provide enough service for these little ones?

How can they when there are so many kids and still so little

funding?

Does anyone have insurance coverage for their child's speech

therapy? If so, who is your carrier? I do realize coverage varies

from state to state. I'm sure i've missed a link or site somewhere

where this info would be available. My son may not even have

apraxia... though I'm almost certain that he does... but it just

annoys me to no end that the insurance would exclude that diagnosis

from coverage. It just doesn't make sense to me.