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HMO Hell--Millitary Style

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Just wanted to sympathize with those who have HMO's and are having problems.

I know it is very frustrating when you need to see a doctor for something and

have to wait for a referral from the insurance. And when your primary care

physician has to go thru a bunch of trial and error before the insurance

allows him to give you a referral to a specialist.

The insurance coverage for retired military and their families is really bad.

It is sad how little the military thinks of their retired veterans families.

The Veterans can go to the local veterans hospital but their families are

stuck with whatever their primary care doctor can treat. They don't allow

many referrals to specialists---i.e.--CF doctors, heart specialists,

pulmonologist, etc.

Documentation of everything that happens and referral rejections, etc taken

to your local congressman or woman is sometimes necessary to persuade the

insurance company to allow a referral.

Good luck to all of you on HMO's!!!

Love,

Aunt B

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Just want ya'll to know, not all HMO's are hell. We are on an HMO and have

had very good luck. They have taken care of everything we've needed for JC

so far.

Angie P. (Ma to JC, 3yo cowboy, wcf)

HMO Hell--Millitary Style

> Just wanted to sympathize with those who have HMO's and are having

problems.

> I know it is very frustrating when you need to see a doctor for something

and

> have to wait for a referral from the insurance. And when your primary

care

> physician has to go thru a bunch of trial and error before the insurance

> allows him to give you a referral to a specialist.

> The insurance coverage for retired military and their families is really

bad.

> It is sad how little the military thinks of their retired veterans

families.

> The Veterans can go to the local veterans hospital but their families are

> stuck with whatever their primary care doctor can treat. They don't allow

> many referrals to specialists---i.e.--CF doctors, heart specialists,

> pulmonologist, etc.

> Documentation of everything that happens and referral rejections, etc

taken

> to your local congressman or woman is sometimes necessary to persuade the

> insurance company to allow a referral.

> Good luck to all of you on HMO's!!!

> Love,

> Aunt B

>

>

>

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