Re: Hi! Benefits or lack of in the USA 101 via n - feel fr...

[Guest guest]

just an additional note to n's wonderful explanation: Parents of

children whose income exceeds the guidelines to qualify for CCS (California

Children's Services) can apply for GHPP (Genetically handicapped Person's

Program). There will be an enrollment fee, based on your AGI, but it is

fairly minor in comparison with a 10-20% co-pay for just one hospitalization.

It also will eliminate the standard co-pays for office visits and Rx, when

the parents have regular insurance. For instance, I have had Nick under GHPP

since he was first diagnosed, and do not pay any co-pays for him at all

because the state considers the amount my Blue Cross PPO pays above and

beyond the state's allowable rates for services; hence the insurance payment

is considered payment in full for everything for Nick.

Amber

Nick's mom