Hi! Benefits or lack of in the USA 101 via n - feel free to delete -

[Guest guest]

SSDI, Social Security Disability Income is for the disabled and has no

income limits other than that you not do the equivalent of a job or even

close to it, and you get Medicare as well, and if you have a private insu

rance, you can keep that, too. SSI (Supplemental Security Insurance)

is an entitlement program for which you have to meet poverty guidelines

and does carry Medicaid with it. In some states low income, but not low

enough for SSI, will also enable you to get Medicaid. If you can get SSDI,

and get Medicare which comes with it, there are many variations

of Medicare that they do not tell you about in writing, such as QLMB and

SLMB; one just is expected to " know " this and ask, I assume! We do make it

as confusing and conflicting as possible here.

Good luck to you; if you have worked and are recently disabled, do apply for

SSDI; for children who are rather obviously NOT likely to be

able to work, they can apply for any disability program, provided that they

do it prior to age 18. Also, check into whether your state has spec

ial insurance that the handicapped or disabled such as people with cf

can apply for; these are not exactly publicised on television--heaven for

fend that someone might actually find out. For disabled children most

states have variations of the former Crippled Children's Program--Cali

fornia has the CSP, Children's Services Program (hope I got that one

right) and if the person remains handicapped or in need of additional

medical care, the individual can transfer to the adult form of the program,

which here is called GHPP, or the Genetically Handicapped

Persons Program. One can have that and SSI and Medicaid, or that

and SSDI and Medicare, etc.

Makes one wonder why we have not long ago moved to Australia, Den

mark, Norway, etc. My cousins in Italy even have better payment of

medical expenses than we do here. It never ceases to amaze me!

As there are economic limitations to some programs, this is why, and

you will see this on some posts, some people do not marry. If one is not

legally married (registered with the county), one is a household of

one and the partner's income is not added to one's own, thus enabling

one to qualify for benefits. Sadly, people have even divorced solely to

obtain benefits for one member of the couple!

Keep hunting! Get the Medicare and You Guide from Social Security,

and search out everything you can--that, of course, is in your SPARE

time!

Love and highest hopes,.

n Rojas, wcf, CFRD

ps those disabled under the age of 18 can apply for the social security

benefits of a deceased parent or parents!

[Guest guest]

Hi n,

I've said this before and I urge everyone mired

in the complexities of national and state healthcare

services to talk to the social workers at your

CF centers.

Knowing the system is part of their training and they

can do much of the research work for you! Obviously

some social workers are better than others, but

they do have the resources at their fingertips, or at

least know where to find it.

Without the social workers at the hospital where the

twins were born, we would never have known what we

qualified for, or that CCS (California Children's

Services) would pay our co-pays for drugs and all

Medi-Cal approved doctors - this despite the fact

that my husband makes a very good living as an

engineer.

Hope this helps!

C

Mommy to Mick and Alli, 3 yo twins wcf

--- Mcesana@... wrote:

> SSDI, Social Security Disability Income is for the

> disabled and has no

> income limits other than that you not do the

> equivalent of a job or even

> close to it, and you get Medicare as well, and if

> you have a private insu

> rance, you can keep that, too. SSI (Supplemental

> Security Insurance)

> is an entitlement program for which you have to meet

> poverty guidelines

> and does carry Medicaid with it. In some states low

> income, but not low

> enough for SSI, will also enable you to get

> Medicaid. If you can get SSDI,

> and get Medicare which comes with it, there are many

> variations

> of Medicare that they do not tell you about in

> writing, such as QLMB and

> SLMB; one just is expected to " know " this and ask, I

> assume! We do make it

> as confusing and conflicting as possible here.

> Good luck to you; if you have worked and are

> recently disabled, do apply for

> SSDI; for children who are rather obviously NOT

> likely to be

> able to work, they can apply for any disability

> program, provided that they

> do it prior to age 18. Also, check into whether

> your state has spec

> ial insurance that the handicapped or disabled such

> as people with cf

> can apply for; these are not exactly publicised on

> television--heaven for

> fend that someone might actually find out. For

> disabled children most

> states have variations of the former Crippled

> Children's Program--Cali

> fornia has the CSP, Children's Services Program

> (hope I got that one

> right) and if the person remains handicapped or in

> need of additional

> medical care, the individual can transfer to the

> adult form of the program,

> which here is called GHPP, or the Genetically

> Handicapped

> Persons Program. One can have that and SSI and

> Medicaid, or that

> and SSDI and Medicare, etc.

> Makes one wonder why we have not long ago moved to

> Australia, Den

> mark, Norway, etc. My cousins in Italy even have

> better payment of

> medical expenses than we do here. It never ceases

> to amaze me!

> As there are economic limitations to some programs,

> this is why, and

> you will see this on some posts, some people do not

> marry. If one is not

> legally married (registered with the county), one is

> a household of

> one and the partner's income is not added to one's

> own, thus enabling

> one to qualify for benefits. Sadly, people have

> even divorced solely to

> obtain benefits for one member of the couple!

> Keep hunting! Get the Medicare and You Guide from

> Social Security,

> and search out everything you can--that, of course,

> is in your SPARE

> time!

> Love and highest hopes,.

> n Rojas, wcf, CFRD

> ps those disabled under the age of 18 can apply for

> the social security

> benefits of a deceased parent or parents!

>

>

> [Non-text portions of this message have been

> removed]

>

>