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Tuesday Night my darling husband (she said with distain) was cleaning out my

son w/ significant sensory issues nose (who was screaming blue murder at the

time) I looked in to see that things were " OK " and noticed something in my

sons' nose that didn't look right. I told my husband to stop that I thought

it was a polp...the next morning took him to ped., yep...its a polp...you can

see it when you look up his nose!! The next day took him to ENT - who said

to get a Cat scan to see who extensive it is. Monday is the day - Dylan has

to be sedated - due to sensory issues. I dread it! He is my worst. He is 6

and can't stand a scratch on his skin. We can't kiss him - he hates things

on his body.

- is depressed - hates life and CF and my daughter - hates CF, has

stomach virus and spent all of yesterday puking....

The good news --- yesterday last day of TOBI..........we go to Disneyland on

2/16....god willing........

me-- still searching for lawyer - Gosh, they are soo expensive. I have heard

divorces cost from $20,000 to $80,000.00!!!!

Rosemary from New York with 3 children with CF -

they are 12.5, 10, 6......

I coined the phrase " BREATHE DAMMIT " ; we have a dog we named -are you ready

for this - TOBI after their medication!!! At least it wasn't albuterol or

Coly...

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In a message dated 1/31/2003 9:54:42 PM Central Standard Time,

ROSEMARY3FOR3wCF@... writes:

> Tuesday Night my darling husband (she said with distain) was cleaning out my

>

> son w/ significant sensory issues nose (who was screaming blue murder at

> the

> time) I looked in to see that things were " OK " and noticed something in my

>

> sons' nose that didn't look right. I told my husband to stop that I

> thought

> it was a polp...the next morning took him to ped., yep...its a polp...you

> can

> see it when you look up his nose!! The next day took him to ENT - who said

>

> to get a Cat scan to see who extensive it is. Monday is the day - Dylan

> has

> to be sedated - due to sensory issues. I dread it! He is my worst. He is

> 6

> and can't stand a scratch on his skin. We can't kiss him - he hates

> things

> on his body.

>

> - is depressed - hates life and CF and my daughter - hates CF, has

> stomach virus and spent all of yesterday puking....

>

> The good news --- yesterday last day of TOBI..........we go to Disneyland

> on

> 2/16....god willing........

>

> me-- still searching for lawyer - Gosh, they are soo expensive. I have

> heard

> divorces cost from $20,000 to $80,000.00!!!!

>

>

>

> Rosemary from New York with 3 children with CF -

> they are 12.5, 10, 6......

> I coined the phrase " BREATHE DAMMIT " ; we have a dog we named -are you ready

>

> for this - TOBI after their medication!!! At least it wasn't albuterol or

> Coly...

>

Rosemary,

I am so sorry to her that your son might be fighting the dreadful polyps that

I hate so much. My daughter has had 3 sinus surgeries since we wer diagnosed

4 years ago and she still has psuedomonas in her nose! Let us know how monday

goes!

So the hubby is still there? Deb A

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Rosemary if it is an uncontested divorce you keep everything he pays for

everything you keep the kids he gets (limited visitation meaning he doesn't

take care of there medical treatments or care called an unfit parent by

judges) I lived in Tennessee and found if you can find a Law student they may

work probono(unpaid )to write up the papers then just hire a lawyer for the

actual filing of the papers and going to court the least around here are

$100.00 per hour.My divorce uncontested cost $1100.00 in 1990.I think the

most expensive thing for me was I lived in Tennessee and he lived in Ithaca

NY the papers had to run an anouncement and serving him the papers. Good Luck

(((((^*^))))) here is a hug with angel wings may you know others have been

where you are now.

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Rosemary,

If you and your husband are able to sit down and agree on all issues

(i.e., division of assets, assignment of debt, child support, spousal

support if necessary, visitation, who claims who as dependents when

you each file tax returns etc.,) then consider using the same lawyer.

Makes sense: you didn't have a lawyer present when you married, why

should you hire and pay two when you divorce?

Our attorney was surprised when we went to him requesting a divorce

(especially since he'd just handled a land deal for us a few months

earlier) but he said yes, legally he could represent both of us as

long as both parties agreed to terms. He said if we ever started

bickering and disagreeing, then he would only be able to represent one

of us and the other would have to retain another lawyer. I guess we're

cheap and easy-going because it worked for us. :)

From my experience, here are some tips you might want to consider:

1) Get as much down on paper before you walk into a lawyer's office,

this helps cut down on time spent in the office since they charge

every second the clock ticks.

2) Make a list of all current assets and debts, along with account

numbers and addresses of asset-holders and debt-holders (i.e., life

and health insurance companies, bank accounts, retirement and pension

accounts, mortgage company, credit card companies, etc.).

3) Figure out who will carry the kids on their health insurance

policy. If you don't have your own health insurance, the kids can

stay on his, but most insurance companies won't let divorced

spouses stay on the plan. However, you're eligible for COBRA for 3

years on his policy.

If you're not working and don't plan on working after the divorce,

figure out how you'll pay for this COBRA insurance, or make it part of

the divorce agreement that he'll pay all or part of your health

insurance premium.

4) Since the kids are minors, make sure you are the policy holder AND

beneficiary on any life insurance policies he has. This way, if

something happens to him then you get the money to finish raising the

kids. If something happens to him after they reach age 18, then the

money can go to them.

By listing YOU as policy holder (policy holder is different than

beneficiary), if anything happens to him then proceeds go to you and

are not a taxable part of his estate. If you have your own life

insurance, consider making him the policy holder and beneficiary if

you trust him to manage the money to finish raising your children.

My kids are 23 and 20 and I've been divorced 5 years, but I'm still

the policy holder and beneficiary on their dad's two policies. Our

agreement was that I would be listed until they were out of college.

Since I'm the policy holder, the quarterly reports come to me, which

is a good way to verify that I'm still listed and he's paying the

premiums. (He hates dealing with this type of paperwork anyway; that

was always my job since I handled our personal and farm finances, so I

can't see him ever changing insurance paperwork!)

5) Look long-range: include agreements for the cost of education after

high school (college, tech/trade school, etc.).

I figured after the divorce we'd have little contact. I really wasn't

prepared for on-going monthly paperwork. Boy, was I naive! But I keep

a running tally of monthly expenses (medical and educational) and then

present him with a monthly bill and he writes the check.

I moved out of state 18 months ago but I still use my bank " back

home. " So now in addition to printing out a monthly expense form (I

keep a running tally in a MS word doc), I fill out a deposit slip,

address and stamp an envelope to my bank, and put the expense sheet,

deposit slip, and addressed/stamped envelope inside an envelope

addressed to my ex-husband and drop it into the mail. He writes a

check, puts it in the envelope to my bank and mails it to the bank for

deposit. I access my bank account online to verify the deposit.

I hate that you're having to go through this... but I also hope the

collective experience of some of us that have gone down this path

before you can help ease the way.

Kim

> Tuesday Night my darling husband (she said with distain) was

cleaning out my

> son w/ significant sensory issues nose (who was screaming blue

murder at the

> time) I looked in to see that things were " OK " and noticed

something in my

> sons' nose that didn't look right. I told my husband to stop that

I thought

> it was a polp...the next morning took him to ped., yep...its a

polp...you can

> see it when you look up his nose!! The next day took him to ENT -

who said

> to get a Cat scan to see who extensive it is. Monday is the day -

Dylan has

> to be sedated - due to sensory issues. I dread it! He is my worst.

He is 6

> and can't stand a scratch on his skin. We can't kiss him - he

hates things

> on his body.

>

> - is depressed - hates life and CF and my daughter - hates CF,

has

> stomach virus and spent all of yesterday puking....

>

> The good news --- yesterday last day of TOBI..........we go to

Disneyland on

> 2/16....god willing........

>

> me-- still searching for lawyer - Gosh, they are soo expensive. I

have heard

> divorces cost from $20,000 to $80,000.00!!!!

>

>

>

> Rosemary from New York with 3 children with CF -

> they are 12.5, 10, 6......

> I coined the phrase " BREATHE DAMMIT " ; we have a dog we named -are

you ready

> for this - TOBI after their medication!!! At least it wasn't

albuterol or

> Coly...

>

>

>

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