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What a mess..........

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Dear Kimber:

I am so sorry that you have to go through all this hassle. It is always hard

to work through paperwork, but you are a strong woman. Just think of it as a

challenge that you can conquer. Please let me know if I can help (I am

really good at talking and will take my cell phone to work today in case you

need me to make a few calls for you -- might as well use the free long

distance.) Email me at gwest1955@ aol.com - I will keep it on all day.

Take care and good luck,

Gail

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Kimber,

You might want to appy for a deferrment on your student loan. I've had to do

that in the past when I lost my job. Depending on the amount of the loan and

your payments you could always look into lowering your payment amount and

extending the life of the loan. I've also had to do this. As far as student

loans go I've experienced almost every hell they can put you through and it's

incredibly frustrating. I can say that in the end it all worked out, thank

goodness! I hope you're able to work all of this out and get your tax refund.

It's no fun to look forward to getting something and then have someone steal it

away from you. Good luck and I'll be sending good thoughts your way.

Peace,

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,

I talked with the loan corporation. Luckily they can't touch

my federal taxes, so I'll get those. Evidently, there is a

list of people who are delinquent that goes out once a year.

At that time I happened to be delinquent. I should be caught

up or defered by the time it comes around again. I am in the

process of getting a deferment or getting the whole loan

wiped out if I get social security disability. For the

deferment, I'm in the process of getting my doctor to sign

the necessary forms. So I am aware of that. I've had to do

it before when I had my heart surgery. (and yes I am young -

32).

I am in the process of getting the other problem worked out

too.

Kimber

--

Kimber

Vallejo, CA

hominid2@...

Note: All advice given is personal opinion, not equal to

that of a licensed physician or health care professional.

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Kimber,

I am so sorry to be lagging in my response to your " mess. " I know that must

be an overwhelming fear. Please keep us informed on what is happening. Try to

keep focused on things working out. I will pray that this doesn't take a toll

on your health again.

Blessings,

Karyn

Karyn E. , RN

Exec. Director, PAI

Indianapolis, IN

The PAI serves as a means of support, information, and advocacy. The PAI

cannot offer medical advice or direction nor substitute for your health care

provider.

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