Guest guest Posted September 7, 2005 Report Share Posted September 7, 2005 > insurance covering Carnitor? > It's only just occurred to me, that my " new " drug insurance coverage would make > Carnitor far less expensive to me, than the OTC I've been doing so far. Yes, using the generic rx levocarnitine, we pay $5 a month. Real cost in our pharmacy would be about $160 per month for my dose, which is not much lower than the cost of brand-name Carnitor. > 2) As to Carnitor, which I know is just the plain variant of carnitine, not acetyl....is > this likely to be approved by an insurer, or is it going to be difficult? Anyone with > experience either way, I'd like to hear about it. Despite my neuro doc's general > disinterest in this supplement (as I noted in an earlier post), I suspect he will write a > scrip, but probably won't defend it vigorously. There should be no difficulty getting coverage for Carnitor. It has official orphan drug status and is in most formularies. It was even on the " preferred drug " list for my previous prescription plan. > 3) Are there any issues about the efficacy of Carnitor vs. OTC carnitine? I know > one, namely that you cannot be as sure of what you're getting, with any OTC. But is > there anything else? Not that I'm aware of. I don't know if purity of OTC products has improved, but 10-15 years ago a Duke study of 12 OTC brands of L-carnitine found that none contained the amount claimed on the label and some contained only traces. YMMV. Barbara Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 7, 2005 Report Share Posted September 7, 2005 Do not know about the generic Carnitor as have not tried to get it yet (the mail order screwed up last year and send myself and my son 9 months supply)--he does not use it but uses Carniqgel. Anyway, my stingy, does not pay for much and then very little insurance which is Tricare (thru my husband) pays for the Carnitor at $9 for a months supply. Doctor has to write out the amount for a month. Unfortunately I have to pay the same for my diabetic supplies and insulin and each thing--lancets, test strips, reservoir for insulin, tubing for insulin pump are all considered separate things and have to pay 25% of the cost each month. Janet Sample insurance covering Carnitor? It's only just occurred to me, that my " new " drug insurance coverage would make Carnitor far less expensive to me, than the OTC I've been doing so far. 1) I can't recall, but wasn't there some discussion here about a possible new prescription for ACETYL carnitine. Does anyone know any more on this point? 2) As to Carnitor, which I know is just the plain variant of carnitine, not acetyl....is this likely to be approved by an insurer, or is it going to be difficult? Anyone with experience either way, I'd like to hear about it. Despite my neuro doc's general disinterest in this supplement (as I noted in an earlier post), I suspect he will write a scrip, but probably won't defend it vigorously. 3) Are there any issues about the efficacy of Carnitor vs. OTC carnitine? I know one, namely that you cannot be as sure of what you're getting, with any OTC. But is there anything else? Steve D. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 8, 2005 Report Share Posted September 8, 2005 > It's only just occurred to me, that my " new " drug insurance > coverage would make Carnitor far less expensive to me, than the OTC > I've been doing so far. This is an important point, since many of us are taking supplements that may or may not have a prescription " equivalent " (see my notes below about Carnitor and OTC carnitine), it might seem that OTC should always be cheaper. But it really depends on the supplement and the store. I try to buy things online to save money, and also my insurance company has a website where you can cost medications before you are prescribed them. > 1) I can't recall, but wasn't there some discussion here about a > possible new prescription for ACETYL carnitine. Does anyone know > any more on this point? I'd be interested in that too... > 2) As to Carnitor, which I know is just the plain variant of carnitine, not acetyl.... This is sort of right - it's not acetyl, but Carnitor is what is called a " self-salt " of carnitine - that is, the carnitine isn't bound to a different group, like it would be in carnitine tartrate for example. This makes it important for people to treat Carnitor and its *exact* equivalents differently than OTC carnitine supplements (they all have some other group attached to the carnitine). I had taken OTC carnitine, which didn't do anything for me, but Carnitor gave me severe side effects (definitely YMMV). > is this likely to be approved by an insurer, or is it going to be > difficult? Anyone with experience either way, I'd like to hear > about it. Despite my neuro doc's general disinterest in this > supplement (as I noted in an earlier post), I suspect he will write > a scrip, but probably won't defend it vigorously. I didn't have a problem getting Carnitor approved. Certainly getting an OTC supplement approved as a covered medication is quite a battle, even with Tishcon CoQ10 which has Orphan Drug status. > 3) Are there any issues about the efficacy of Carnitor vs. OTC > carnitine? As I said, they are actually a bit different, although the point of both of them is to get carnitine to your body. I noted my experience above, but I think you are looking for a different assessment > I know one, namely that you cannot be as sure of what you're > getting, with any OTC. But is there anything else? As I noted, they are a bit different inherently, but not different " active ingredients " . For example, Vitamin C is ascorbic acid, but usually is with calcium (calcium ascorbate) or esterified ( " Ester C " which is supposed to work better). But it is still generally " Vitamin C " . Hope this makes sense... Take care, RH Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 11, 2005 Report Share Posted September 11, 2005 > Date: Thu, 08 Sep 2005 13:58:32 -0000 > > Subject: Re: insurance covering Carnitor? > > > > It's only just occurred to me, that my " new " drug insurance > > coverage would make Carnitor far less expensive to me, than the OTC > > I've been doing so far. > > This is an important point, since many of us are taking supplements > that may or may not have a prescription " equivalent " (see my notes > below about Carnitor and OTC carnitine), it might seem that OTC > should always be cheaper. But it really depends on the supplement > and the store. I try to buy things online to save money, and also my > insurance company has a website where you can cost medications before > you are prescribed them. [...] > Take care, > RH It's true that I assumed OTC would be cheaper than the actual cost of Carnitor, and I'm pretty sure it is, considering the wide variety of prices and the careful comparative shopping I've done online. But I was really referring to the price of Carnitor TO ME, namely the amount of my insurance co-pay, paid once each month for as big a bottle as I can get my doc to prescribe. When I was upgraded recently on MassHealth (Massachusetts' version of Medicaid) plans, from " Free Care " (which actually is the most primitive of safety nets) to " Essential " (which is only a slight cut above), I did find one huge surprise. All prescribed meds (from the formulary or what I can get " prior approved " ) cost me $1 ($3 for name brand). This seemed absurdly generous to me, struggling so mightily for years to get any health care at all, and any recognition of my condition from the federal government. I honestly couldn't believe it until I really paid this once. So for me, at least, prescribed $3 Carnitor IS going to be cheaper, assuming I can get it approved. For some insane reason, I've had no success in locating the MassHealth formulary online. Unfortunately, this prescription benefit of MassHealth is ending this year. All enrollees will be forced to choose one of the new Medicare drug plans, which is one of the goofiest most complicated over-hyped pieces of legislation in a while. BTW my recent success in getting federal disability will make me eligible for MassHealth Standard, which is the best of the plans. Too bad, I'm expecting that my new-found SSDI income will also bump me into having to pay a premium for this. Hopefully, the upgrade will be worth it. I'm assuming that many others here are periodically stressed out by all the complexities and demands of dealing with compensation for treatment, medical equipment, transport, etc. There is probably (hopefully?) an entire industry devoted to helping people just figure all this out, yes? Steve D. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 11, 2005 Report Share Posted September 11, 2005 Steve Yes, there is an entire industry to help people deal with insurance issues if you are lucky to be authorized for it. In Michigan, it is called medical case management, but like everything else there is good and bad. My insurance pays for the service for chronic conditions. I'm glad your insurance is improving. laurie > > Date: Thu, 08 Sep 2005 13:58:32 -0000 > > > > Subject: Re: insurance covering Carnitor? > > > > > > > It's only just occurred to me, that my " new " drug insurance > > > coverage would make Carnitor far less expensive to me, than the OTC > > > I've been doing so far. > > > > This is an important point, since many of us are taking supplements > > that may or may not have a prescription " equivalent " (see my notes > > below about Carnitor and OTC carnitine), it might seem that OTC > > should always be cheaper. But it really depends on the supplement > > and the store. I try to buy things online to save money, and also my > > insurance company has a website where you can cost medications before > > you are prescribed them. > [...] > > Take care, > > RH > > It's true that I assumed OTC would be cheaper than the actual cost of > Carnitor, and I'm pretty sure it is, considering the wide variety of prices > and the careful comparative shopping I've done online. > > But I was really referring to the price of Carnitor TO ME, namely the amount > of my insurance co-pay, paid once each month for as big a bottle as I can > get my doc to prescribe. When I was upgraded recently on MassHealth > (Massachusetts' version of Medicaid) plans, from " Free Care " (which actually > is the most primitive of safety nets) to " Essential " (which is only a slight > cut above), I did find one huge surprise. All prescribed meds (from the > formulary or what I can get " prior approved " ) cost me $1 ($3 for name > brand). This seemed absurdly generous to me, struggling so mightily for > years to get any health care at all, and any recognition of my condition > from the federal government. I honestly couldn't believe it until I really > paid this once. > > So for me, at least, prescribed $3 Carnitor IS going to be cheaper, assuming > I can get it approved. For some insane reason, I've had no success in > locating the MassHealth formulary online. > > Unfortunately, this prescription benefit of MassHealth is ending this year. > All enrollees will be forced to choose one of the new Medicare drug plans, > which is one of the goofiest most complicated over-hyped pieces of > legislation in a while. > > BTW my recent success in getting federal disability will make me eligible > for MassHealth Standard, which is the best of the plans. Too bad, I'm > expecting that my new-found SSDI income will also bump me into having to pay > a premium for this. Hopefully, the upgrade will be worth it. > > I'm assuming that many others here are periodically stressed out by all the > complexities and demands of dealing with compensation for treatment, medical > equipment, transport, etc. There is probably (hopefully?) an entire industry > devoted to helping people just figure all this out, yes? > > Steve D. > > > > > Medical advice, information, opinions, data and statements contained herein are not necessarily those of the list moderators. The author of this e mail is entirely responsible for its content. List members are reminded of their responsibility to evaluate the content of the postings and consult with their physicians regarding changes in their own treatment. > > Personal attacks are not permitted on the list and anyone who sends one is automatically moderated or removed depending on the severity of the attack. > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 11, 2005 Report Share Posted September 11, 2005 http://www.zixcorp.com/erxinfo/new_features_mass_formularies.html Steve wrote: >> Date: Thu, 08 Sep 2005 13:58:32 -0000 >> >>Subject: Re: insurance covering Carnitor? >> >> >> >> >>>It's only just occurred to me, that my " new " drug insurance >>>coverage would make Carnitor far less expensive to me, than the OTC >>>I've been doing so far. >>> >>> >>This is an important point, since many of us are taking supplements >>that may or may not have a prescription " equivalent " (see my notes >>below about Carnitor and OTC carnitine), it might seem that OTC >>should always be cheaper. But it really depends on the supplement >>and the store. I try to buy things online to save money, and also my >>insurance company has a website where you can cost medications before >>you are prescribed them. >> >> > [...] > > >>Take care, >>RH >> >> > >It's true that I assumed OTC would be cheaper than the actual cost of >Carnitor, and I'm pretty sure it is, considering the wide variety of prices >and the careful comparative shopping I've done online. > >But I was really referring to the price of Carnitor TO ME, namely the amount >of my insurance co-pay, paid once each month for as big a bottle as I can >get my doc to prescribe. When I was upgraded recently on MassHealth >(Massachusetts' version of Medicaid) plans, from " Free Care " (which actually >is the most primitive of safety nets) to " Essential " (which is only a slight >cut above), I did find one huge surprise. All prescribed meds (from the >formulary or what I can get " prior approved " ) cost me $1 ($3 for name >brand). This seemed absurdly generous to me, struggling so mightily for >years to get any health care at all, and any recognition of my condition >from the federal government. I honestly couldn't believe it until I really >paid this once. > >So for me, at least, prescribed $3 Carnitor IS going to be cheaper, assuming >I can get it approved. For some insane reason, I've had no success in >locating the MassHealth formulary online. > >Unfortunately, this prescription benefit of MassHealth is ending this year. >All enrollees will be forced to choose one of the new Medicare drug plans, >which is one of the goofiest most complicated over-hyped pieces of >legislation in a while. > >BTW my recent success in getting federal disability will make me eligible >for MassHealth Standard, which is the best of the plans. Too bad, I'm >expecting that my new-found SSDI income will also bump me into having to pay >a premium for this. Hopefully, the upgrade will be worth it. > >I'm assuming that many others here are periodically stressed out by all the >complexities and demands of dealing with compensation for treatment, medical >equipment, transport, etc. There is probably (hopefully?) an entire industry >devoted to helping people just figure all this out, yes? > >Steve D. > > > > >Medical advice, information, opinions, data and statements contained herein are not necessarily those of the list moderators. The author of this e mail is entirely responsible for its content. List members are reminded of their responsibility to evaluate the content of the postings and consult with their physicians regarding changes in their own treatment. > >Personal attacks are not permitted on the list and anyone who sends one is automatically moderated or removed depending on the severity of the attack. > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 11, 2005 Report Share Posted September 11, 2005 I did of course mean the price after any discount or insurance, who cares how much it really costs, unless one has to pay that Here's a link to MassHealth's equivalent of a drug formulary - they call it a " drug list " and note it isn't as limiting as a formulary: http://www.mass.gov/portal/site/massgovportal/menuitem.307e4dfc1e5731c 14db4a11030468a0c/? pageID=eohhs2terminal&L=4&L0=Home&L1=Provider&L2=Guidelines+for+Clinic al+Treatment&L3=MassHealth+Drug+List&sid=Eeohhs2&b=terminalcontent&f=m asshealth_provider_pharmacy_druglist_intro&csid=Eeohhs2 Note that you may have to copy that piece by piece since it is a long link. The note on Carnitor says that you need authorization because there are generic equivalents (as others have noted). It might be easier to type " masshealth drug list " into Google, and the first link that appears is the right one... You have six weeks after October 15, 2005 to decide on which coverage you want, that's the date they list the formularies for the new plans, otherwise they will randomly assign you to a plan. Take care, RH > > > It's only just occurred to me, that my " new " drug insurance > > > coverage would make Carnitor far less expensive to me, than the OTC > > > I've been doing so far. > > > > This is an important point, since many of us are taking supplements > > that may or may not have a prescription " equivalent " (see my notes > > below about Carnitor and OTC carnitine), it might seem that OTC > > should always be cheaper. But it really depends on the supplement > > and the store. I try to buy things online to save money, and also my > > insurance company has a website where you can cost medications before > > you are prescribed them. > [...] > > Take care, > > RH > > It's true that I assumed OTC would be cheaper than the actual cost of > Carnitor, and I'm pretty sure it is, considering the wide variety of prices > and the careful comparative shopping I've done online. > > But I was really referring to the price of Carnitor TO ME, namely the amount > of my insurance co-pay, paid once each month for as big a bottle as I can > get my doc to prescribe. When I was upgraded recently on MassHealth > (Massachusetts' version of Medicaid) plans, from " Free Care " (which actually > is the most primitive of safety nets) to " Essential " (which is only a slight > cut above), I did find one huge surprise. All prescribed meds (from the > formulary or what I can get " prior approved " ) cost me $1 ($3 for name > brand). This seemed absurdly generous to me, struggling so mightily for > years to get any health care at all, and any recognition of my condition > from the federal government. I honestly couldn't believe it until I really > paid this once. > > So for me, at least, prescribed $3 Carnitor IS going to be cheaper, assuming > I can get it approved. For some insane reason, I've had no success in > locating the MassHealth formulary online. > > Unfortunately, this prescription benefit of MassHealth is ending this year. > All enrollees will be forced to choose one of the new Medicare drug plans, > which is one of the goofiest most complicated over-hyped pieces of > legislation in a while. > > BTW my recent success in getting federal disability will make me eligible > for MassHealth Standard, which is the best of the plans. Too bad, I'm > expecting that my new-found SSDI income will also bump me into having to pay > a premium for this. Hopefully, the upgrade will be worth it. > > I'm assuming that many others here are periodically stressed out by all the > complexities and demands of dealing with compensation for treatment, medical > equipment, transport, etc. There is probably (hopefully?) an entire industry > devoted to helping people just figure all this out, yes? > > Steve D. Quote Link to comment Share on other sites More sharing options...
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