Insurance out-of-pocket costs - BCBS of CA PPO

[Guest guest]

Kris, I have an HMO, so that doesn't help you. I do have a friend that had

the surgery 11/6, who has Blue Shield PPO. She said she had to pay 10% of

the cost. She said the cost was $19,000. I asked her if this included the

doctor, but she doesn't know. She said she hasn't received a bill from

them. Every hospital I know includes the meals. The only thing that I know

you must pay is your long distance calls.

Joan C, Calif.

LAP RNY 11/18/03

Dr. Higa, Fresno, CA

282/257/140

Insurance out-of-pocket costs - BCBS of

CA PPO

I have a general question about insurance coverage. I’ve

never had an operation except for when I was 12. I’m not

used to hospital bills. Are there typical things that are

never covered, like phone charges and meals, etc? I don’t

want to use my cell phone in the hospital b/c I know it

interferes with the machines. So I just want to prepare

myself for phone bills, etc.

Also, for anyone who used BCBS of California PPO plan, what

was the cost involved in your lap surgery? I’m also having

my gall bladder removed so I’m sure that will add to the

cost quite a bit.

Thanks!

Kris

1/8/04

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