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I was denied at first as well, I waited to appeal for 6 mos, because I was

depresssed. But when I did appeal I was approved in 4 days. I have blue care

network, which is a hmo as well. Good luck to you. sheryl

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I was just curious how many of you have had to appeal to your

insurance company? And how long did the appeal take? How many of

you had to appeal more than once?

Yes, I'm a little anxious - my appeal is pending with Cigna HMO. I

mailed it 11/11/03. My initial request for the RNY was denied

because of the " weak " physician supervised weight loss effort. They

wanted 6 months, I had 2.5 months, but I also have sleep apnea and

pulmonary hypertension, not to mention a BMI of 53!

There was a study reported recently on a local tv station that 80% of

appeals to insurance companies are overturned! Please Lord let me be

in that 80%!

Congratulations to those of you who are recent post ops! Sounds like

you all are doing pretty good! And to those of you posting recently

who are near surgery date and nervous - just look back to the reasons

you started this journey in the first place, put your faith in God

and you will be just fine! My thoughts and prayers are with all of

you!

Have a great day everyone.

Carol

Miami

preop (hopefully)

Dr. Eddie Gomez

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Carol, waiting for insurance is really hard. I had to go through 6 months

at a weight clinic before insurance would even authorize me to see the

surgeon for a consult. Then a 3 month wait before I could see the surgeon.

After I saw him, they applied to my insurance, and was only 6 days, but took

2 months to schedule the surgery. I've heard many insurance's do a

preliminary denial, and you have to reapply. I've also been told that

medical conditions are most often a big factor in getting approval. It's so

hard to be patient when you want something so bad, and you want the medical

problems to go away. I had a hard time, particularly with Diabetes and

damage to the nerves in my feet. During the year it progressed up past the

ankles, and the kidney disease progressed, and I was so frustrated that I

had to have a year of problems and permanent damage before the surgery.

Although I had gone through every possible diet, including accu-puncture,

liquid diet, weight watchers 3 times, 5 year in TOPS, a psychologist and

hypnosis, (and thought I knew everything), I did learn much from the clinic,

and re-enforced the changes that will happen after the surgery. I do wish

you a speedy decision from insurance, and don't give up. Apparently it's

part of the process for many.

Joan C, Calif.

LAP RNY 11/18/03

Dr. Higa, Fresno, CA

282/258/140

Appeals Question

I was just curious how many of you have had to appeal to your

insurance company? And how long did the appeal take? How many of

you had to appeal more than once?

Yes, I'm a little anxious - my appeal is pending with Cigna HMO. I

mailed it 11/11/03. My initial request for the RNY was denied

because of the " weak " physician supervised weight loss effort. They

wanted 6 months, I had 2.5 months, but I also have sleep apnea and

pulmonary hypertension, not to mention a BMI of 53!

There was a study reported recently on a local tv station that 80% of

appeals to insurance companies are overturned! Please Lord let me be

in that 80%!

Congratulations to those of you who are recent post ops! Sounds like

you all are doing pretty good! And to those of you posting recently

who are near surgery date and nervous - just look back to the reasons

you started this journey in the first place, put your faith in God

and you will be just fine! My thoughts and prayers are with all of

you!

Have a great day everyone.

Carol

Miami

preop (hopefully)

Dr. Eddie Gomez

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I HAD TO APPEAL 3 TIMES BEFORE I WAS FINALLY APPROVED. I HAVE BCN WITCH IS ALSO

AN HMO. SO HANG IN THERE AND DON'T GIVE UP. I HAD TO GO ALL THE WAY UP TO A

LEVEL 3 APPEAL THAT IS WHERE I GOT TO TALK WITH THE APPEALS BOARD. I THINK IT

HELPED ME OUT A LOT. SO I AM LIVING PROOF THAT APPEALS CAN WORK. I HAD MY

WLS(OPEN RNY) ON 10-28-03 AND I JUST WENT BACK TO WORK ON 12-01-03

SO HANG IN THERE.

NORA

POST OP

10-28-03

292/259/160

MICHIGAN

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hi carrol. i know of a number of people that prevailed on appeal. i also saw

that channel 7 piece about the appeals process. i'm

pulling for ya!

lori h.

> I was just curious how many of you have had to appeal to your

> insurance company? And how long did the appeal take? How many of

> you had to appeal more than once?

>

> Yes, I'm a little anxious - my appeal is pending with Cigna HMO. I

> mailed it 11/11/03. My initial request for the RNY was denied

> because of the " weak " physician supervised weight loss effort. They

> wanted 6 months, I had 2.5 months, but I also have sleep apnea and

> pulmonary hypertension, not to mention a BMI of 53!

>

> There was a study reported recently on a local tv station that 80% of

> appeals to insurance companies are overturned! Please Lord let me be

> in that 80%!

>

> Congratulations to those of you who are recent post ops! Sounds like

> you all are doing pretty good! And to those of you posting recently

> who are near surgery date and nervous - just look back to the reasons

> you started this journey in the first place, put your faith in God

> and you will be just fine! My thoughts and prayers are with all of

> you!

>

> Have a great day everyone.

> Carol

> Miami

> preop (hopefully)

> Dr. Eddie Gomez

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