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Insurance Issues - Frustrating

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Well I just got notice that my insurance did not pay for my initial

visit with my surgeon. They said my plan does not cover obesity. I

wonder if this means they will not be covering my surgery. It's so

frustrating.

When I called the insurance about they said that if and when the

surgery gets approved then they will reevaluate any of these charges.

Just nice to know that I may be stuck with a $300.00 bill that I

definitely can't afford.

My surgery is scheduled for November 12, and I still have no clue

whether its going to be approved. The insurance company requested

more information including a psych eval and chart notes for the last

3 years from my physician. That's really easy to get....lol. Well I

just needed to vent a little Hoping things work out eventually

RNY

11/12/03 (hopefully)

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so sorry 'bout that chris. your policy excludes " obesity " , what about

" morbid obesity " ? a pretty unpleasant phrase, but qualifying as an

MO got me wls. keep trying!!

lori h.

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Well your surgery date is on my date. I haven't heard anything

from both of my insurances. I have called them many times and they

said they are waiting for the doctor to call. So I guess everything

is ready. Cause I had the Greenfield put in and I did everything

they said to do. Just waiting for the day. I know to well about

insurances. I went thru HECK trying to get them to talk to me. Just

keep your chin up and give it to God he will help you. Bc/Bs don't

pay for the first office visit. I had to pay that out of my pocket.

But it was worth it. I had to pay for the Physic Doctor too. I saved

money until I could do it. Well keep in touch. Don't let anything

get you down. I don't I keep thinking when something goes wrong God

will fix it, it wasn't the right time to have it done. I will pray

for you.

Joyce

11/12/03

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My plan with my ins.(bc/bs) doesnt cover obesity either but it

does cover MO.and that the surgury has to be med. ness'ry. I was

surprised when I got the approval(this time). Look at your Ins book

and see if it covers MO..it should be where it tells you what it

doesnt cover....Let me know....

Thanks

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,

what company your BC/bs through? My daughter's is through Walmart because

her husband is a manager there, but they will not pay, it is an exclusion. I

think that it is very unfair because she and her husband both need it. Her

husband has been a diabetic since he was nineteen and he has high blood pressure

too.

A. B.

LAP RNY 3/22/03

Dr. Steve Weinstein, MD.

Mobile, Alabama

BMI 65/48

386/292- 94LBS.

59 years old

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