Asking for advice on finance question

[Guest guest]

I'm a 24 year old graduate student that has been considering jaw

surgery for many years now. I have a misaligned lower jaw that

jaunts forward and skews to the side. I had planned on waiting til

I finished school, but the condition seems to be getting worse.

Plus, I figured it would be easier to go for surgeries on a

student's schedule, and for recovery sake. I'm planning on applying

to a PhD degree and it could take a long time before I graduate.

I've already found an orthodontics and oral surgeon, and I know it

will require a year of braces, jaw surgery, and another year of

braces. The problem is that I have Aetna Student Insurace.

Does anyone know if student insurance covers jaw surgery, and if I

did have to pay out of pocket, is the cost really as absurd as 40k?

Could someone please offer some advice, thanks in advance!

~Terry