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Re: Digest Number 2617

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Oh, believe me! If I had insurance, I would. My doctor is pressuring me

to take action, too. I just don't know where to get insurance and how much

it will cost - or if I can afford it.

Besides, would this not be classified as a pre-existing condition?

At 06:00 PM 5/28/2004, uterinefibroids wrote:

>Message: 4

> Date: Fri, 28 May 2004 09:08:57 -0700

>

>Subject: Re: Anemia

>

>if you have no job than please get medical and go in and get the darn

>thing out or treated. Meanwhile good diet and alot of water.

>If your symptoms are too severe please go to an ER.

>gigi.

>

>Sand&Sea wrote:

>

> >I just had another period from hell! I can't wait to get rid of this

> >fibroid! It just so happens that every time I get ready to do it I get laid

> >off - no insurance!

> >

> >Anyway, I noticed I was extremely breathless after this period. I know my

> >blood count a month ago (after the previous period from hell) was 11.4 but

> >I don't know what it is now. I know that as usual I bled very heavily.

> >

> >If I go upstairs and come back down I have to sit down for 10 minutes to

> >get my breath back because I am panting! I have little energy to do

> >anything that requires physical activity. I can't believe that two months

> >off Lupron puts me back at this level again!

> >

> >I noticed that the muscles in my calves are terribly sore and I have no

> >idea why. It is as if I wore high heels for a week. Also, when I get

> >breathless and sit down, my lower back gets knifelike pains. I remember I

> >got this when I was anemic before but surely my blood level is not nearly

> >low enough for me to get this now.

> >

> >Yesterday after I went upstairs, I looked in the mirror and my face was

> >red. That NEVER happens to me. I feel like a real invalid and all because

> >of a fibroid!

> >

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> Oh, believe me! If I had insurance, I would. My doctor is

> pressuring me to take action, too. I just don't know where to get

> insurance and how much it will cost - or if I can afford it.

>

> Besides, would this not be classified as a pre-existing condition?

Yes, fibroids will be considered a pre-existing condition, but that

will not prevent you from getting insurance. It WILL prevent you

from getting the optimum insurance rates. But the HIPAA law makes

available to you individual insurance (albeit at higher rates),

provided you meet several conditions (i.e. you don't have other

insurance, have exhausted any COBRA insurance available to you, etc.)

I shared my story about getting HIPAA coverage, having a myo, then a

little over a year later, re-applying for and getting approved

for " preferred " insurance rates. Search the archives for message

#43931 for the details.

BTW - even though you may find HIPAA rates to be very high, it is

VERY worth it if you're considering surgery for your fibroids. One

benefit of insurance is the negotiated rates with doctors and

hospitals - it makes a huge difference paying for the insurance and

getting the negotiated rates vs. paying out of pocket.

Hope this helps you!

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