Guest guest Posted January 8, 2002 Report Share Posted January 8, 2002 Carole: It is my understanding that a person on SSI is eligible for Medicare two years after going on SSI. Prior to that they use Medicaid if they are eligible. Barbara Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 8, 2002 Report Share Posted January 8, 2002 I have a very good friend, she does not have MSA, who is thinking of going on SSI disability. She is 51 and really is not able to work. She thinks that some time in the future, she may be able to work part-time. Can anyone tell me if she would be eligible for medicare at 51? She is very concerned that she will not be able to continue to pay for her med. insurance. Is she too young for either SSI/medicare? I remember seeing posts discussing this issue, but can't remember all the details. Thanks for any answers. Carole Barber ________________________________________________________________ GET INTERNET ACCESS FROM JUNO! Juno offers FREE or PREMIUM Internet access for less! Join Juno today! For your FREE software, visit: http://dl.www.juno.com/get/web/. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 8, 2002 Report Share Posted January 8, 2002 Hi Carole, If she can get SSDI (Supreme Court made it even harder today), she must have it two years before getting Medicare. They don't want to make it easy on you. Medicaid, you must lose most of your money, but you can keep your house and one car. If she later becomes able to work, she would lose the SSDI and have to start her Medicare waiting period all over. She has to have worked so many years out of the last 10 years to get SSDI. Take care, Bill Werre =================================================== CAROLE A BARBER wrote: > I have a very good friend, she does not have MSA, who is thinking of > going on SSI disability. She is 51 and really is not able to work. She > thinks that some time in the future, she may be able to work part-time. > Can anyone tell me if she would be eligible for medicare at 51? She is > very concerned that she will not be able to continue to pay for her med. > insurance. Is she too young for either SSI/medicare? I remember seeing > posts discussing this issue, but can't remember all the details. > > Thanks for any answers. > > Carole Barber > > ________________________________________________________________ > GET INTERNET ACCESS FROM JUNO! > Juno offers FREE or PREMIUM Internet access for less! > Join Juno today! For your FREE software, visit: > http://dl.www.juno.com/get/web/. > > If you do not wish to belong to shydrager, you may > unsubscribe by sending a blank email to > > shydrager-unsubscribe > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 9, 2002 Report Share Posted January 9, 2002 I am only 38 and the disability board turned me down because of my age and schooling. My doctors have had me disabled for yrs. I have a rare disorder that affects my central nervous system. It is called dysautinomia. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 9, 2002 Report Share Posted January 9, 2002 I have had several clients who have finally qualified for disability payments after being denied first. You may have to hire an attorney and go to court, but you will probably prevail. They then pay you the back payments form the time you first applied. Barbara Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 9, 2002 Report Share Posted January 9, 2002 My doctors have all 3 of them. Thank you, Shelia Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 9, 2002 Report Share Posted January 9, 2002 Carole, NO definitely she is not to young, I know of someone who was 36. Tell her to get started and to keep it going even after refusal as everyone is refused at least 2 times. Hugs, Valarie Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 9, 2002 Report Share Posted January 9, 2002 Hi, I am not sure about this but I understood that the way the Dr wrote it up had a lot to do with being approved-someone told us the Dr needed to say the person was totally and permantely disabled. We got SSDI first time applied. Ginger Re: Re: Question re SSI/Medicare > I am only 38 and the disability board turned me down because of my age and > schooling. My doctors have had me disabled for yrs. I have a rare disorder > that affects my central nervous system. It is called dysautinomia. > > If you do not wish to belong to shydrager, you may > unsubscribe by sending a blank email to > > shydrager-unsubscribe > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 9, 2002 Report Share Posted January 9, 2002 Hi, If the doctor has changed your dx to MSA, it is considered a permanent disability. If you are unable to do enough tasks that your job can not make allowences for your disability, they must give you SSDI. It does NOT have to be total disability - only permanent. Take care, Bill Werre ============================ BACKAGAIN63@... wrote: > I am only 38 and the disability board turned me down because of my age and > schooling. My doctors have had me disabled for yrs. I have a rare disorder > that affects my central nervous system. It is called dysautinomia. > > If you do not wish to belong to shydrager, you may > unsubscribe by sending a blank email to > > shydrager-unsubscribe > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 9, 2002 Report Share Posted January 9, 2002 Ginger, SSDI does not have to be both - it can be totally and/or permanently as long as the workplace can not make " reasonable accomadation " for the disability. We were told that it had to be total disability - but then I later found out that was wrong and the key in Charlotte's case was " permanent " . We then applied after discussing it with all three doctors involved - no problem. Take care, Bill Werre =============== Virginia Willmann wrote: > Hi, I am not sure about this but I understood that the way the Dr wrote it > up had a lot to do with being approved-someone told us the Dr needed to say > the person was totally and permantely disabled. We got SSDI first time > applied. > Ginger > Re: Re: Question re SSI/Medicare > > > I am only 38 and the disability board turned me down because of my age and > > schooling. My doctors have had me disabled for yrs. I have a rare disorder > > that affects my central nervous system. It is called dysautinomia. > > > > If you do not wish to belong to shydrager, you may > > unsubscribe by sending a blank email to > > > > shydrager-unsubscribe > > > > > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 9, 2002 Report Share Posted January 9, 2002 Hi, The key is to actually apply, then they are on notice. Don't take the word of a clerk in the SS office. Talk to your doctors first, they have to fill out the papers. Remind them that the key word is " permanent " . Take care, Bill ================================ kmcrae@... wrote: > I have had several clients who have finally qualified for disability payments > after being denied first. You may have to hire an attorney and go to court, > but you will probably prevail. They then pay you the back payments form the > time you first applied. > Barbara > > If you do not wish to belong to shydrager, you may > unsubscribe by sending a blank email to > > shydrager-unsubscribe > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 9, 2002 Report Share Posted January 9, 2002 Thank you, I have hired an attorney. Shelia Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 9, 2002 Report Share Posted January 9, 2002 what is msa? thank you, Shelia Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 9, 2002 Report Share Posted January 9, 2002 Thanks to everyone who replied to my question. I have passed the info onto my friend. We both worked for Westinghouse until it became CBS/Viacom a few years ago. We both then went on to other jobs. However, she is concerned she may be refused SSDI because of her 401K from (W). I'm thinking that her 401K may affect her ability to get medicaid , but not SSDI. I'm also wondering if, because of her present condition, she can begin to tap her 401K now. She's 51. When we were laid off, we were able to carry our medical benefits until we are elibible for medicare. But, the cost for coverage goes up every year. She may not be able to continue paying for med. in the future. Her Dr. is now preparing the forms for permanent disability. Carole Barber ________________________________________________________________ GET INTERNET ACCESS FROM JUNO! Juno offers FREE or PREMIUM Internet access for less! Join Juno today! For your FREE software, visit: http://dl.www.juno.com/get/web/. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 9, 2002 Report Share Posted January 9, 2002 Sheila, MSA is multiple systems atrophy. That is the newer name (since 1995) for Shy-Drager Syndrome. Take care, Bill Werre ====================================== BACKAGAIN63@... wrote: > what is msa? > > thank you, > Shelia > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 9, 2002 Report Share Posted January 9, 2002 Carole, I am fairly sure your interpretation is correct. SSDI should be paid no matter what - however, it may be taxed because of the 401K. We had to pay income tax on Charlotte's SSDI because of my retirement amount. Take care, Bill Werre ============================== CAROLE A BARBER wrote: > Thanks to everyone who replied to my question. > > I have passed the info onto my friend. We both worked for Westinghouse > until it became CBS/Viacom a few years ago. We both then went on to > other jobs. However, she is concerned she may be refused SSDI because of > her 401K from (W). I'm thinking that her 401K may affect her ability > to get medicaid , but not SSDI. I'm also wondering if, because of her > present condition, she can begin to tap her 401K now. She's 51. When we > were laid off, we were able to carry our medical benefits until we are > elibible for medicare. But, the cost for coverage goes up every year. > She may not be able to continue paying for med. in the future. > > Her Dr. is now preparing the forms for permanent disability. > > Carole Barber > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 9, 2002 Report Share Posted January 9, 2002 Hi, My husband Leo was able to withdraw money from his ira after he got SSDI, and he was 56. Ginger Re: Re: Question re SSI/Medicare > Thanks to everyone who replied to my question. > > I have passed the info onto my friend. We both worked for Westinghouse > until it became CBS/Viacom a few years ago. We both then went on to > other jobs. However, she is concerned she may be refused SSDI because of > her 401K from (W). I'm thinking that her 401K may affect her ability > to get medicaid , but not SSDI. I'm also wondering if, because of her > present condition, she can begin to tap her 401K now. She's 51. When we > were laid off, we were able to carry our medical benefits until we are > elibible for medicare. But, the cost for coverage goes up every year. > She may not be able to continue paying for med. in the future. > > Her Dr. is now preparing the forms for permanent disability. > > Carole Barber > > > ________________________________________________________________ > GET INTERNET ACCESS FROM JUNO! > Juno offers FREE or PREMIUM Internet access for less! > Join Juno today! For your FREE software, visit: > http://dl.www.juno.com/get/web/. > > If you do not wish to belong to shydrager, you may > unsubscribe by sending a blank email to > > shydrager-unsubscribe > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 9, 2002 Report Share Posted January 9, 2002 Thank you so much. Shelia Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 9, 2002 Report Share Posted January 9, 2002 I was denied SSI because my husband works. Sincerely, Shelia Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 10, 2002 Report Share Posted January 10, 2002 I have worked since I was 14 yrs old, I have the credits and have been to their doctor. My lawyer said the reason they denied me for my age and schooling was because they don't like giving disability to someone so young. And he said since there was not a cure for what I have they will have to give me my disability. I applied for SSI as well as disability, because of the cost of my medication. Even with our insurance it is hard to pay for them. I have two that cost over 400.00 a month. They said I couldn't get SSI, because my husband had a job. So I am being penalized because I have a husband that will hold a job. They told me if I divorced I could get it. But I think I will keep my husband.(LOL) Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 10, 2002 Report Share Posted January 10, 2002 I know what you mean. I have been trying to keep up with it and it seems to me that people that are disabled are really messed over as well as the elderly. I know people right now that is getting disability and SSI and nothing is really wrong with them. My sister got her disability because of her nerves. But she is able to attend college with no problem. And by the way the government is the ones sending her through school. To me that is a bunch of bull. If her nervous is so bad that she is disabled and can't work, Then how can she attend college. Things like that I don't understand. Seems to me the people that really needs it, Are the ones that have to fight the longest. And that is what I consider I do with the disability board. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 10, 2002 Report Share Posted January 10, 2002 Sheila, Did you work? How many of the last 10 years did you work? It sounds as if you were applying for Social Security (SSI) rather than Social Security Disability Inurance (SSDI). To get SSDI you have to: * Worked a certain number of years and received SS quarters * Worked so many years of the last 10 years * Be permanently disabled * Have enough disablement that you can not perform the normal duties of your primary job * Your employer can not accomodate your disability any longer. Those are the ONLY requirements for SSDI. Social Security is slightly different, but the sound of your note is that you were applying for it based on your husbands benefits, not your own. You must apply for your own benefits for SSDI. Charlotte worked fulltime from 1956 to 1965 and again from 1980 to 1994. She also earned some credits for part time work from 1966-1979. She got SSDI in 1995 and Medicare in 1997 when she was 58 years old. At that time I was making about $57,000 per year from a retirement plan and a part time job. We did have to pay income tax on her SSDI. Take care, Bill W. BACKAGAIN63@... wrote: > I was denied SSI because my husband works. > > Sincerely, > Shelia > > If you do not wish to belong to shydrager, you may > unsubscribe by sending a blank email to > > shydrager-unsubscribe > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 10, 2002 Report Share Posted January 10, 2002 I still don't know what you are refering to by SSI. SSDI is disability retirement. However it sounds as if you are referring to Medicare/Medicaid as SSI. When you get disability retirement (SSDI) you still have to wait two years to get Medicare. Congress was working on making Medicare immediate on disability retirement, but that got lost on September 11th along with many other Bills to improve life. Take care, Bill Werre BACKAGAIN63@... wrote: I have worked since I was 14 yrs old, I have the credits and have been to their doctor. My lawyer said the reason they denied me for my age and schooling was because they don't like giving disability to someone so young. And he said since there was not a cure for what I have they will have to give me my disability. I applied for SSI as well as disability, because of the cost of my medication. Even with our insurance it is hard to pay for them. I have two that cost over 400.00 a month. They said I couldn't get SSI, because my husband had a job. So I am being penalized because I have a husband that will hold a job. They told me if I divorced I could get it. But I think I will keep my husband.(LOL) If you do not wish to belong to shydrager, you may unsubscribe by sending a blank email to shydrager-unsubscribe Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 10, 2002 Report Share Posted January 10, 2002 Sorry but that is not the case here. I have seen her disability check and it is over 1,000.00. She also receives a pell grant and some kind of other check for her tuition. Shelia Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 11, 2002 Report Share Posted January 11, 2002 Sheila, How long did she work and what was her salary? Charlotte worked 35 years, had a maximum of $35k salary and still only got a SSDI check of about $750 actually after Medicare was taken out it was about $700. I don't think that is SSDI. The Pell grant is to pay tuition and can not be much over $3000 per year. The other check is probably a student loan. Most likely she is getting some sort of job retraining subsidy which was a part of the welfare reform Bill. Take care, Bill ================================================ BACKAGAIN63@... wrote: > Sorry but that is not the case here. I have seen her disability check and it > is over 1,000.00. She also receives a pell grant and some kind of other check > for her tuition. > > Shelia > > If you do not wish to belong to shydrager, you may > unsubscribe by sending a blank email to > > shydrager-unsubscribe > > > > Quote Link to comment Share on other sites More sharing options...
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