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Insurance after a diagnosis is a tricky thing. In 1998 I had been treated for

Lupus vasculitis of the CNS for months and nothing was working and the doctor

decided to go for the 'big guns' and we did IV chemo, I had cytoxan for 6

months. Right before this started I tried to get insurance, just in case, and

my MONTHLY premiums would have been $800 for two years and limited payout for

two years! It would have been lots cheaper for me to kick the bucket! If I had

taken the policy then, obviously I have survived the two years, my family would

be set now for whenever...but the flip side is when your health is bad not many

can afford insurance and certainly not at $800 a month.

Debra

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