therapy....dollars and sense....

[Guest guest]

Hi all,

We just came home from a long SLP eval, likely Apraxia diagnosis

(thankfully I am getting more informed on that every day - from this

listserv, the Late Talker book and the CHERAB page, etc.)

We are looking at 2 ST sessions a week from a private source and

hopefully 2 from our EI program.

So, what is my question? How is everyone that seeks private services

handling the financial part (above and beyond insurance). Do you pay

cash and then deduct off taxes at the end of the year - but then only

get a % back? Do you use a flex spending account? What about a

healthcare spending account vs reg insurance? How much do you spend

in an average year on therapy? (And I know $$ is a taboo topic to

talk about openly - but I am a sleep deprived momma....social graces

be damned) I need actual figures here. We are looking at whether I

need to go back to work or not and need to crunch some numbers.

This is shaping up to be a costly adventure and I wouldn't buy a car

without researching the financing options.....let alone my son's

therapy and future voice.

Mil Gracias (Thousand Thanks) for any insight.

Martha McCabe

momma to Will 2.5 & Isabelle 2mo