Guest guest Posted October 14, 2004 Report Share Posted October 14, 2004 My wife and I are paying $630 a month for our health plan. We are also on medicare. Any help out there? Jimbo Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 9, 2004 Report Share Posted December 9, 2004 I'm on Medicare, etc. and so primary insurance is not a problem. When I applied for long term care insurance I had to swear I was on Coumadin and that I had not had a documented afib episode for a year. At the time I had not had an episode for a year, so all was well. I was not able to get a discounted rate, however. Brenta Health Insurance > > > > Has anyone had trouble getting health insurance after having AF? > > > > > > > > > > Web Page - http://www.afibsupport.com > List owner: AFIBsupport-owner > For help on how to use the group, including how to drive it via email, > send a blank email to AFIBsupport-help > > Nothing in this message should be considered as medical advice, or should > be acted upon without consultation with one's physician. > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 9, 2004 Report Share Posted December 9, 2004 I talked with a long term care insurance sales person about a year ago. I don't remember for sure but I think I could get the insurance but the cost was exorbitant. Either that or I didn't qualify. I do know that it was a situation where I decided I would never get the insurance. Because of the coumadin. When you take coumadin they assume you are a stroke risk and strokes can result in long term care that they don't want to pay for. Insurance companies are betting that you will not linger and you are betting that you will. Guy Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 9, 2004 Report Share Posted December 9, 2004 Thank you, I live in Canada and we have our health coverage, but I am woried about my drug plan. They put on some pills for blood pressure that are currently covered but if I switch jobs, I am worried that they may not accept me in to the plan... > I'm on Medicare, etc. and so primary insurance is not a problem. When I > applied for long term care insurance I had to swear I was on Coumadin and > that I had not had a documented afib episode for a year. At the time I had > not had an episode for a year, so all was well. I was not able to get a > discounted rate, however. > Brenta > Health Insurance > > > > > > > > > > Has anyone had trouble getting health insurance after having AF? > > > > > > > > > > > > > > > > > > > > Web Page - http://www.afibsupport.com > > List owner: AFIBsupport-owner > > For help on how to use the group, including how to drive it via email, > > send a blank email to AFIBsupport-help > > > > Nothing in this message should be considered as medical advice, or should > > be acted upon without consultation with one's physician. > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 10, 2004 Report Share Posted December 10, 2004 Not only am I not a doctor, but I'm not an insurance underwriter :-) Nevertheless, I have been in situations where I'm choosing a health insurance carrier for an organization. My experience in Canada is that there's not the 'pre-existing conditions' dodge that can be used to avoid providing coverage. Adding your drug cost is unlikely to affect the actuarial cost of providing services to the organization. Depending on the type of organization that it is, I'd probably talk to the HR people AFTER YOU'VE RECEIVED AN OFFER to let them know your concern and they can get the reassurance that you need from the insurer. Bill Manson " If you don't have time to read the comics, you don't have a life. " -- Marcia G. Kennedy Re: Health Insurance Thank you, I live in Canada and we have our health coverage, but I am woried about my drug plan. They put on some pills for blood pressure that are currently covered but if I switch jobs, I am worried that they may not accept me in to the plan... Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You are posting as a guest. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.