Guest guest Posted January 5, 2000 Report Share Posted January 5, 2000 Dear , Is there any way that you can get a job where they give you free health insurance? If so, you can establish your insurance and after a little while, if you decide to quit, under the new laws, they have to offer you the chance to keep your insurance at the rate that they were paying for 3 years. Its worth a try. Pinkrose35@... wrote: > Dear , Yes the world would be better if more people cared about each > other with open arms and hearts (ESPECIALLY INSURANCE COMPANIES). If they > don't care about me, then I'll just SUE their asses off. Pardon my French, > but that pretty well sums it up!!!!! And that also shows how much I care. > > > i have a problem with all insurance companies myself..i cannot get insurance > because i am on medication for depression,,either they are all refusing me or > the price is sky high..one place told me $1000.00 a month..i have wrote to > the department of insurance and told them how the hell can i ever get health > insurance, i cannot even afford the medication..and they cannot even help me > to get any health insurance now or in the future, and it is starting to > scare me thinking about how i am going to take care of my health as i get > older...it is not fair at all......michelle > > --------------------------- Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 10, 2000 Report Share Posted January 10, 2000 Rose, Congratulations....you go girl! Thanks again for that copy of your appeal letter, I hope it will work as well for me as it did for you! LOL! Raleigh, NC Insurance >From: 0630@... > >Hi All, > >Remember my saga? Ins. turned me down due to exclusion, had appeal, won >appeal, Appeal Board had to turn me down due to exclusion but went to bat for >me with the ins. co? yadda yadda yadda > >Just got two phone calls, one from a member of the Appeal Board, my contact, >and the other from the insurance company rep. > >After six lonnnnnng months of fighting....I have been APPROVED!!! >I thought I might never be able to say that...OMG OMG...Good health will >finally be mine. > >I've made an appt with my PCP for Thursday and from there will choose a >surgeon and get the ball rolling. I am amazed that I can finaly say I am >Pre-Op!!! > >Thank you all for your support and your prayers. I know I couldn't have >gotten thru all of the crap I had to without all of you being there for me. > >Hugs, > Rose > > > > > > > > >--------------------------- Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 10, 2000 Report Share Posted January 10, 2000 Rose, Congratulations....you go girl! Thanks again for that copy of your appeal letter, I hope it will work as well for me as it did for you! LOL! Raleigh, NC Insurance >From: 0630@... > >Hi All, > >Remember my saga? Ins. turned me down due to exclusion, had appeal, won >appeal, Appeal Board had to turn me down due to exclusion but went to bat for >me with the ins. co? yadda yadda yadda > >Just got two phone calls, one from a member of the Appeal Board, my contact, >and the other from the insurance company rep. > >After six lonnnnnng months of fighting....I have been APPROVED!!! >I thought I might never be able to say that...OMG OMG...Good health will >finally be mine. > >I've made an appt with my PCP for Thursday and from there will choose a >surgeon and get the ball rolling. I am amazed that I can finaly say I am >Pre-Op!!! > >Thank you all for your support and your prayers. I know I couldn't have >gotten thru all of the crap I had to without all of you being there for me. > >Hugs, > Rose > > > > > > > > >--------------------------- Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 10, 2000 Report Share Posted January 10, 2000 , Thank you so much. I still can't believe it. I kept saying over the phone....'say that again'! LOL LOL I see my PCP Thursday to start the process. Will keep everyone updated. Can't believe I can sign off as PRE-OP.... I'm sure my letter will help you. Keep the faith as I did and keep fighting. Hugs, Rose Pre-Op Wt 430 BMI 63 Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 11, 2000 Report Share Posted January 11, 2000 To anyone with a small company or looking for insurance, we have a family owned company with only ten employees and we have pretty good rates and coverage. I was approved in 12 hours from receipt of my letter. The company is Humana Employers Health out of Michigan. They do not even require medical necessity. Their guidelines are only that you be 100 pounds over Metropolitan weight tables. I suppose medical necessity may allow for coverage below the 100 pound threshold. Sincerely, na hello, my husband is self employed and he only has 2 employees, do you know how io can go about looking for health insurance ??? thanks michelle pinkrose35@... i live in n.c. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 12, 2000 Report Share Posted January 12, 2000 Wolfette, I have BC/BS of NC, Personal Care Plan...the only advice I can give you is to be proactive. Give all your medical records, letters of medical necessity from your doctors, etc., to Debbie to send in along with the initial request for coverage. Pers. Care Plan initially denied me because I did not send in enough documentation showing medical necessity...when I supplied that information, I was approved the same day that they received the additional records, etc. BC/BS seems to have a great approval record! Amber 11/5/99 -43 lbs Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 16, 2000 Report Share Posted February 16, 2000 Dear JoAn, My insurance company was the same way. I battled back and forth with them for several months. Finally went on to Durham and had Dr R do my MGB on Jan. 10th 2000. Now I have a lawyer that is sueing them and we will go to court. If I win they will have to pay me 3 times what they owe me plus court costs and attorney fees. So i will keep you posted. in Missouri Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 16, 2000 Report Share Posted February 16, 2000 Joann, where are you in FL, I am in West Palm, and just begining my research, Insurance > From: DevineJo@... > > Hi everyone, > I recieved info from my insurance co. today. They want me > to go to a surgeon here in Florida. He does Lap Ruen Y but > his cut off weight is 275lbs. I weigh 303lbs and would have > to have an open procedure. I don't want to do the open one! > Has anyone had this problem with the insurance. Is there any > hope to have Dr. R? I'm feeling really down because I want to > have the MGB. Please if anyone has any suggestions let me know. > > I have been keeping up reading the daily posts. Congatulations > to all the new approvals and post-ops. Can't wait to be on the > " other side! " JoAn from Florida > > --------------------------- Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 16, 2000 Report Share Posted February 16, 2000 Joann, where are you in FL, I am in West Palm, and just begining my research, Insurance > From: DevineJo@... > > Hi everyone, > I recieved info from my insurance co. today. They want me > to go to a surgeon here in Florida. He does Lap Ruen Y but > his cut off weight is 275lbs. I weigh 303lbs and would have > to have an open procedure. I don't want to do the open one! > Has anyone had this problem with the insurance. Is there any > hope to have Dr. R? I'm feeling really down because I want to > have the MGB. Please if anyone has any suggestions let me know. > > I have been keeping up reading the daily posts. Congatulations > to all the new approvals and post-ops. Can't wait to be on the > " other side! " JoAn from Florida > > --------------------------- Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 16, 2000 Report Share Posted February 16, 2000 Do you know what your total surgery costs were? I am trying to get everything all lined out. Did you spend 2 nights? Pat Re: Insurance From: Deckbound@... Dear JoAn, My insurance company was the same way. I battled back and forth with them for several months. Finally went on to Durham and had Dr R do my MGB on Jan. 10th 2000. Now I have a lawyer that is sueing them and we will go to court. If I win they will have to pay me 3 times what they owe me plus court costs and attorney fees. So i will keep you posted. in Missouri ---------------------------------------------------------------------------- Please click above to support our sponsor ---------------------------------------------------------------------------- This message is from the Mini-Gastric Bypass Mailing List at Onelist.com Please visit our web site at http://clos.net Get the Patient Manual at http://clos.net/get_patient_manual.htm Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 16, 2000 Report Share Posted February 16, 2000 Good for you and Good Luck. --- Deckbound@... wrote: > From: Deckbound@... > > Dear JoAn, My insurance company was the same way. > I battled back and forth > with them for several months. Finally went on to > Durham and had Dr R do my > MGB on Jan. 10th 2000. Now I have a lawyer that is > sueing them and we will > go to court. If I win they will have to pay me 3 > times what they owe me plus > court costs and attorney fees. So i will keep you > posted. in > Missouri > > --------------------------- Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You are posting as a guest. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.