New York insurance law

[Guest guest]

states in her post to Mark and Geoff that New York has a law that

provides no one can be turned down for health insurance regardless of

previous illness etc. She says it's a great law.

****Wait a minute......Washington state also has that law and it has raised

havoc with health insurance for residents in this state. Number one given

is that insurance companies want to make money. How can they always profit

if they have to take on lots of people who have big illness? Their

answer....the company pulls out of that state. This is what has happened

in Washington. We are a small mom and pop hardware store and we provide

health insurance for our employees. One by one the insurance carriers have

sent us our " dear john " letter. Then we must seek out a new carrier and

each time the cost is higher and the coverage less. It's so frustrating as

we live right on the Oregon border, but even so we can't get the Oregon

health insurances to take us on cause we live in Washington. I'm not sure

where this will all end.

So what " sounds " like a wonderful law....forbidding the insurance companies

to turn anyone down for insurance regardless of their medical

history......And I think this is great too.....I think Everyone should

have good coverage....But the insurance companies win in the end by just

cancelling out and leaving the state. What's the answer? Judy (deejay)