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,

It appears Steve has given you some real good advise. Certainly something

that should be addressed prior to the tx, which you know will run in the 6

figures. I do not have any words of wisdom or that can expand on what

Steve wrote, but I can tell you that no matter which carrier you have you

will run into some difficulties. I have excellent insurance, United

Healthcare, PPO, and I'm still battling some insurance issues. Total is

only $1,500 (that I know of) down from around $6K but is still a descent

sum of money to come out of pocket. Eventually I will win the battle!

Good luck and hope you are able to resolve it all.

Darin

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